What do you pay for insurance?

[BorLorBao]

$180 2010 civic coupe
this year reduced to within 15 km work/school driving so last year was about $205

[Nlkko]

03 Celica $155 a month, 2m liabilities, maybe 5-10% off.

Guy quoted 400-500 something for 2m liabilities, 300 collision and 300 comprehensive and I told him fvck that shit.

[josel_atr]

i just inquired for a 95 evo gsr rhd 1m third party liab 500 deductible collision and comprehensive. pleasure use. 217/month.

[speedking]

2002 civic sir. 109/monthly full coverage, 300 deductable. 10 years driving no accident.

[oldsnail]

^
2002 civic sir,full coverage, 300 collision / 300 comprehensive. 15km to werk
43%, and insured in vic.
958 a year

[FerrariEnzo]

1990 4 door integra
$105/month with $300 collision / 300 comprehensive.

should be lower next i renew my insurance coz when i insured i just moved back from AB so i did pay extra for fees and what not..

License 14 years, 12 years accident free.. i should be getting my gold star status soon

[6insomnia9]

3.4g/year with 10%
g35.

[platinum300]

2010 Nissan Maxima SV
$1800 - $300 deductible, 15km work, 43% discount

2002 Chrysler 300M Special
$2100 - $300 deductible, 15km work, 43% discount

[Mancini]

Originally Posted by MindBomber

One misjudged turn in snowy weather

ICBC makes you pay up if your young, even if your a safe driver.

There is always the possibility that an experienced driver would not have misjudged the corner. Or known not to go out in those conditions.

Judgment comes with experience. I think that's the point.

[roastpuff]

$2800/yr for VW GTI (2010), 15km to and from work/school and $300/500. 3m liability.

25% discount.

[Mancini]

Few people are listing their 3rd party liability coverage. That's the big one.

Insurance companies use what is called a "graded rating". Each successive layer of insurance becomes cheaper. It's less likely that you'll need to make a claim on the second million dollars of coverage than the first, and so on, so it's cheaper.

I always put $5 million liability coverage on my cars. It doesn't cost that much (not with a 43% discount, anyway).

Sure, you can hurt someone and/or damage their property and they can sue you for a million or two, and that's usually sufficient. But what if you have 3 injured passengers and they sue you too, or the other car is a big family in a van? Or both?

The point is it doesn't cost a whole lot and provides you with a lot of extra coverage.

[ilvtofu]

I have a question about the 15km to school Thing, I live near kerrisdale/dunbar and go to sfu. The thing is I park at my apartment building underground which is at kootenay loop which is 12km away from home. SFU is 19 according to google maps. Am I still eligible?

[Leopold Stotch]

Originally Posted by ilvtofu

I have a question about the 15km to school Thing, I live near kerrisdale/dunbar and go to sfu. The thing is I park at my apartment building underground which is at kootenay loop which is 12km away from home. SFU is 19 according to google maps. Am I still eligible?

isn't insurance 15k to and from? so it's a combination . so even parking at the kootenay loop and back is over the 15km.


2005 Honda Jazz $197/yr
2004 Infiniti G35 $2250/yr 2mill liability 500/500 comp and collision at 30%(?)

[asahai69]

2300 ish for the car
1800 ish for the truck

full coverage with roadstar

[storms]

$79 a month Full coverage with roadstar 00 Accord v6 Coupe!
$78 a month Same as above 04 GSX600F!

[MindBomber]

Originally Posted by Mancini

There is always the possibility that an experienced driver would not have misjudged the corner. Or known not to go out in those conditions.

Judgment comes with experience. I think that's the point.

Generally speaking I'd agree with you, but I've seen at least 5 accidents identical to mine on the same corner and black ice was a significant factor in my accident. I'm not saying I wasn't at fault, but it was certainly not normal conditions.

Without sounding cocky, flame suits on, I'm probably a more experienced driver at only 22 than many people on this forum. I drive a $400,000 truck filled with explosive chemicals between Whistler, Pemberton, Squamish, Kelowna and Kamloops occasionally during the winter and mostly back and forth to the Island during the summer. Driving that vehicle, under those conditions add major credit to my experience.

[CorneringArtist]

182/month - 91 Passat, 1mil, over 15km work/school, 500 deductible coll/comp, 5% discount.

[Phil@rise]

Just got back from the agent 701 bucks for a whole year.

[Sp0r3]

$3800 a year for an 09 subaru impreza.... fml?

[aznorris]

1800/year g35

[DsZ24]

1750/year. 2000 dodge dakota

[satek]

1992 Nissan 240sx
2m liability
15km work/school
15% discount

works out to be $129/month

[91sr180sx]

1991 sr20 180sx

works out to 165$ a month with my N dno how its awesome. Any idea how much a silvia s14 is guys im thinkin about grabbing one.

[rk604]

05 s2000
2m liability, 300 collision, 300 comprehensive
20%-25% discount (dont remember)

2900/year

[J-Chow]

06 impreza 2.5i
2mil liability
300 collision
300 comprehensive
43%
1800/ yr
Posted via RS Mobile