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CorneringArtist 11-28-2018 04:54 PM

Quote:

Originally Posted by PK-EK (Post 8930179)
I love watching the service department burn. While me in parts. We'll just focus on wholesale this month lol

Service has been as strong as ever for us, numbers wise. The only problem is our shuttle driver who is a grumpy ex-CBSA retiree, and the appointment coordinator who's checked out. We all lose CS points on shit shuttle service, and each of us loses money if we have to book appointments instead of taking in customers.

I booked over 25 appointments yesterday between answering nearly 50 phone calls, and only managed to get 8 of 60 appointments between 4 advisors. I lost chances to make some money and our GM is going to see my numbers tank because I have to do the job of someone who doesn't give a fuck.

The advisors don't want to burn, but when there's people pouring gasoline on the fires, there's nothing we can do.

Gerbs 11-28-2018 05:06 PM

Quote:

Originally Posted by PK-EK (Post 8930319)
bought my place when i was 21

I been driving the same crappy Honda that've had since I was 16

https://i.kym-cdn.com/photos/images/...82/935/ce2.png

That's pretty awesome. I don't see myself buying a place in Vancouver anytime soon. Unless I sell both my cars and live at home till I'm 26/27. But then again I also want to live Downtown so I can walk to work. BibleThump

Kinda jealous that some peers got about $40 - 100k help on their first place. :lawl:

GS8 11-28-2018 07:06 PM

BC girls are some of the stupidest fucks I've ever spoke with when it comes to dating.

All the personality of a Tupperware container and just as empty as one.

AstulzerRZD 11-28-2018 07:10 PM

Quote:

Originally Posted by Gerbs (Post 8930350)
That's pretty awesome. I don't see myself buying a place in Vancouver anytime soon. Unless I sell both my cars and live at home till I'm 26/27. But then again I also want to live Downtown so I can walk to work. BibleThump

Kinda jealous that some peers got about $40 - 100k help on their first place. :lawl:

The new mortgage rules are particularly restricting - max 4.5x of your annual income.

Suppose you had 20% down for a 600k condo, the remaining 480k would require an annual income of roughly 110k.

Fafine 11-28-2018 07:18 PM

Quote:

Originally Posted by AstulzerRZD (Post 8930374)
The new mortgage rules are particularly restricting - max 4.5x of your annual income.

Suppose you had 20% down for a 600k condo, the remaining 480k would require an annual income of roughly 110k.

Not hard with two people

TOS'd 11-28-2018 07:40 PM

Quote:

Originally Posted by AstulzerRZD (Post 8930374)
The new mortgage rules are particularly restricting - max 4.5x of your annual income.

Suppose you had 20% down for a 600k condo, the remaining 480k would require an annual income of roughly 110k.

4.5X was pretty much what I was getting quoted way back in 2018 Q1/Q2 right after the +2% stricter rules came into play.


EDIT: Misread your post, I thought there was a newer mortgage rule, but I think you were talking about the one that kicked in January 2018.

CorneringArtist 11-28-2018 10:12 PM

Quote:

Originally Posted by GS8 (Post 8930371)
BC girls are some of the stupidest fucks I've ever spoke with when it comes to dating.

All the personality of a Tupperware container and just as empty as one.

It's even better when it feels like you have no connection to anyone, especially with online dating. Nothing but tumbleweeds since 2014.

BIC_BAWS 11-28-2018 10:38 PM

My post got deleted in subtle asian dating. Guess they don't like car enthusiasts there. https://uploads.tapatalk-cdn.com/201...e410da23d3.jpg

Sent from my Pixel XL using Tapatalk

Gerbs 11-29-2018 09:18 AM

Quote:

Originally Posted by AstulzerRZD (Post 8930374)
The new mortgage rules are particularly restricting - max 4.5x of your annual income.

Suppose you had 20% down for a 600k condo, the remaining 480k would require an annual income of roughly 110k.

A friend said he can sometimes get you approved for 5.5x by writing a convincing application indicating that your career will show significant growth in 5 years. :lawl: That's still 85 - 95k annual income though. Which is doable, otherwise your likely going to have to put 25 - 35% down payment.

FOREVER 11-29-2018 10:05 AM

Quote:

Originally Posted by 6793026 (Post 8930101)
get a realtor. or one that's good.

same unit, different realtor.

1st dude took the time for walk thru, found 27 things to fix

2nd realtor, found 4 and just told them to write it all done and left.

You get what you pay for. Cheap, Fast and Good, you can't only pick 2.


:pokerface: My realtor came with the purchase of the unit LOL. Went into a presale with my parents, locked in on an unit. Few days later preseller contacts my dad and says "blahblah wanna sign with my realtor friend? He'll give you $1000 back." So yeah.....

He was mighty useless though hahah. I figured out most of my problems with the assistance from my mortgage broker and lawyer.


Anyways, most of the functional problems I had are fixed and waiting for some parts to come in to replace the visual things :alonehappy:

Gerbs 11-29-2018 11:50 AM

Quote:

Originally Posted by BIC_BAWS (Post 8930408)
My post got deleted in subtle asian dating. Guess they don't like car enthusiasts there.

Sent from my Pixel XL using Tapatalk

Missed out on the comments haha did it get any traction.

!Aznboi128 11-29-2018 12:58 PM


that moment when you feel real old

starts at 8:20ish

BIC_BAWS 11-29-2018 04:24 PM

Quote:

Originally Posted by Gerbs (Post 8930482)
Missed out on the comments haha did it get any traction.


No. It got taken down within 5 minutes. Even before the group got shut down.



Why the fail @PK

coneZONE 11-29-2018 08:38 PM

Haaa? The SAD group got shut? How come i'm still in it lol

BIC_BAWS 11-30-2018 03:58 AM

Quote:

Originally Posted by coneZONE (Post 8930546)
Haaa? The SAD group got shut? How come i'm still in it lol

It's back lah

Sent from my Pixel XL using Tapatalk

ilovebacon 11-30-2018 12:46 PM

God, I'm struggling through while maintaining my passion as an artist. I put in hard work and I really hoped it will pay off.

Fafine 11-30-2018 02:58 PM

Quote:

Originally Posted by ilovebacon (Post 8930619)
God, I'm struggling through while maintaining my passion as an artist. I put in hard work and I really hoped it will pay off.


PK-EK 12-05-2018 11:37 AM

Slowly falling for MissVancouverPiggy on IG.
I bet you she's on RS

TOS'd 12-05-2018 12:10 PM

^ PM me.

SpeedStars 12-05-2018 12:22 PM

Quote:

Originally Posted by PK-EK (Post 8931298)
Slowly falling for MissVancouverPiggy on IG.
I bet you she's on RS

It's time to slide in them DMs:awwyeah:

tiger_handheld 12-05-2018 08:05 PM

how do you deal with a fellow leadership member that is implementing backward ass processes without fully understanding and then taking offline meetings with the ceo to drive home their point is good to the point ceo agrees to their backward ass process.

the same member is also leaving out pertient team meeting topics relating to above topic from team meeting minutes which were an agenda item the member themselves created.

Presto 12-06-2018 03:12 PM

Eff... lost my 2nd wedding ring. I heard a ping when I was putting groceries in the car last night, and I didn't clue in that it was my ring falling off until I got home :P.

My first one was a white gold, and I lost it in a similar manner. This is why I can't have nice things. I ordered a $10 stainless steel band through Amazon. I hope it gets here before my wife notices :)

threezero 12-11-2018 11:19 PM

By myself again.

New position at work = massive increase in responsibility, new environment.
Need to get my head space right. Do not need my head fuck with in my personal life.

Fuck love

Here we go again

BIC_BAWS 12-12-2018 07:45 AM

I'm a shitty person.

I somehow have plans for an orgy in Montreal/Toronto/Vancouver in the upcoming year LOL. Was thinking with my dick and not my head. I got these two ladies on cam, the one that calls me "daddy", is thiccccccccccc (thats the nice way of putting it) and I couldn't get off.

Here's the plot twist - she caught feels for me and the other chick. So now me and the other chick are tryna let her down easy. To clarify, I made my intentions clear from the beginning. Just here for fun and I'm not interested in LDR. So we're tryna ghost her a little, but I also don't want her to feel that Girl #2 and I got her to do lewd things and now we're just ghosting.

Dick move. Time to get off the internet and purify my head.

yray 12-14-2018 03:59 PM

Quote:

Originally Posted by BIC_BAWS (Post 8932174)
I'm a shitty person.

I somehow have plans for an orgy in Montreal/Toronto/Vancouver in the upcoming year LOL. Was thinking with my dick and not my head. I got these two ladies on cam, the one that calls me "daddy", is thiccccccccccc (thats the nice way of putting it) and I couldn't get off.

Here's the plot twist - she caught feels for me and the other chick. So now me and the other chick are tryna let her down easy. To clarify, I made my intentions clear from the beginning. Just here for fun and I'm not interested in LDR. So we're tryna ghost her a little, but I also don't want her to feel that Girl #2 and I got her to do lewd things and now we're just ghosting.

Dick move. Time to get off the internet and purify my head.


we need a dedicated thread


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