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02-16-2009, 02:06 AM
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#51 | | Proud to be called a RS Regular!
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fuck icbc... total bullshit... they arent there to help you.. there are just there to do the bare minimum and/or screw you over....
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02-16-2009, 07:51 AM
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#52 | | I answer every Emotion with an emoticon
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I have 0 claims over 8 years and much of that time with multiple vehicles insured. Last month I had a smash and grab on my Jeep and the window deductible was about the same cost of fixing the window ($300) so my insurance was useless.
I hope that one day when I need my insurance for something bigger, they'll be there for me though. This kind of thing makes me weary that if something bigger happens, I won't be taken care of.
It feels terrible when you pay for thousands of dollars in insurance coverage and you don't get any help when something goes wrong.
__________________ Quote:
Originally Posted by MajinHurricane  who would ban me? lol. Look at my post count. |
Last edited by Nightwalker; 02-16-2009 at 08:31 AM.
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02-16-2009, 07:58 AM
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#53 | | Banned (BBM)
Join Date: Jul 2004 Location: Vancouver
Posts: 16,142
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fuck ICBC
seirously no joke, my family has been fucked over by them TWICE now. wasting my fucking time going to court for some absolutely Bullshit non at fault reason is seriously a fucking waste of time.
fuck u ICBC, no seriously fuck u
ppl run redlight and i could be at fight, go fucking figure. 
lol selling the car without the owner's consent....ICBC u guys are great 
this is the time i wish US laws kick in, so ppl can sue the fuck out of ICBC when they get raped in the ass
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02-16-2009, 10:31 AM
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#54 | | I *heart* Revscene.net very Muchie
Join Date: May 2001 Location: Vancouver
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Originally Posted by J-Wangsta fuck icbc... total bullshit... they arent there to help you.. there are just there to do the bare minimum and/or screw you over.... | Quote:
Originally Posted by Mancini Most of the people I've talked to that make these blanket statements typically have both collision and comprehensive, as well as more than the mandatory minimum of third party liability. If you really feel that it's a rip off then you can just get the basics for much cheaper. Your risk, your call. | Quote:
Originally Posted by J-Wangsta 02 civic - 2152 a yr w/ full coverage @ 25% discount.. | . | |
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02-16-2009, 10:40 AM
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#55 | | I *heart* Revscene.net very Muchie
Join Date: May 2001 Location: Vancouver
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Originally Posted by Mugen EvOlutioN fuck ICBC
seirously no joke, my family has been fucked over by them TWICE now. wasting my fucking time going to court for some absolutely Bullshit non at fault reason is seriously a fucking waste of time.
fuck u ICBC, no seriously fuck u
ppl run redlight and i could be at fight, go fucking figure.
lol selling the car without the owner's consent....ICBC u guys are great
this is the time i wish US laws kick in, so ppl can sue the fuck out of ICBC when they get raped in the ass | Quote:
Originally Posted by Mugen EvOlutioN 30% discount, gonna be 35% discount later this year
$3000 a year
$250 a month
3 mill coverage
500 deductible
05 RSX S | . | |
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02-16-2009, 11:02 AM
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#56 | | Banned By Establishment
Join Date: Aug 2005 Location: Burnaby
Posts: 2
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They do this because they know people don't spend a lot of time or money on it.
Where as I'm totally suing ICBC for the next however long it takes.
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02-16-2009, 12:19 PM
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#57 | | How I Mod your mother
Join Date: Jul 2004 Location: Crayon Box
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Damn thats harsh!
We can't count on our government for anything, and we cant even count on ICBC to pull through..
Who can we count on these days?
__________________ Quote: | [19-07, 16:52] bloodmack: EB did u change my avatar and title?
| Quote: | [19-07, 16:54] El Bastardo: bm i have no idea what you're talking about because i don't speak gorilla
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02-16-2009, 12:32 PM
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#58 | | Banned (BBM)
Join Date: Jul 2004 Location: Vancouver
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The Dark Knight - vancouver needs a hero
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02-16-2009, 12:34 PM
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#59 | | Need to Seek Professional Help
Join Date: Jun 2006 Location: 604
Posts: 1,049
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Originally Posted by Lomac When my MX6 got written off, I submitted an entire stack of receipts, ranging from new Toyo Proxes tires (literally installed the day before the car burnt down) to a ton of engine work I had done over the past month. My adjuster took all the work I had done on modifying the engine into account and increased her offer quite substantially. They even offered 90% of the retail value of the tires on top of the offer. And while I wasn't given the amount that I put into the car, they offered so close a number that I wasn't going to complain. So no, they don't have to pay out for any work on the car, but if you state your case and have a nice adjuster, you can get paid back for a good chunk of work you've put into the car.
That said, ICBC also sold a car out from under a friend's nose after it was in an accident. He never signed the salvage waiver because he wanted to get the car back for parts. A week later he found out that it was sold to a salvage yard. Of course in this case he was offered a substantial amount for the "troubles" he was given, and not shown the run-around as it appears this other family is. | Thanks for posting your experience, Lomac.
Of course, the TENS of THOUSANDS of efficiently handled claims never make the news. Just like the TENS of THOUSANDS of good police actions that go on. All these negative stories just feed the entitled and self-righteous.
With this in consideration, the family in the newsarticle probably is right in seeking additional compensation -- but not nearly what the family is thinking that they're entitled to.
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02-16-2009, 12:35 PM
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#60 | | How I Mod your mother
Join Date: Jul 2004 Location: Crayon Box
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Originally Posted by Mugen EvOlutioN The Dark Knight - vancouver needs a hero | Cant count on christian bale either, he'll just flip out at anyone who gets in his way and threaten to smash their lights
__________________ Quote: | [19-07, 16:52] bloodmack: EB did u change my avatar and title?
| Quote: | [19-07, 16:54] El Bastardo: bm i have no idea what you're talking about because i don't speak gorilla
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02-16-2009, 02:50 PM
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#61 | | Proud to be called a RS Regular!
Join Date: Feb 2008 Location: Richmond
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i wonder what kind of insurance package the dark knight's bat-tank-mobile has.... lol
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02-16-2009, 04:07 PM
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#62 | | I Will not Admit my Addiction to RS
Join Date: Jan 2006 Location: Vancouver
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Originally Posted by J-Wangsta i wonder what kind of insurance package the dark knight's bat-tank-mobile has.... lol | Well according to top gear that car is street legal. And it also has a corvette engine in it so i would assume it cost the same as any other kit car out there with a LS1.
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02-16-2009, 06:00 PM
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#63 | | 14 dolla balla aint got nothing on me!
Join Date: Jun 2007 Location: vancouver
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Originally Posted by E N D L E S S MegaMx, i think you're missing the point...
SOundy hit the nail on the head. because mistake or not, they sold a vehicle they did not own. it's not their decision what to do with someone else's property. $3000 or $30,000....what a ridiculous mistake to be making | You're definitely right, all I was saying is the family is being unreasonable and thinks because ICBC made a mistake they can ask now for whatever amount they want without taking into consideration what the implications are.
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02-16-2009, 06:49 PM
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#64 | | I Will not Admit my Addiction to RS
Join Date: Apr 2008 Location: North Vancouver
Posts: 584
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Originally Posted by Blinky Of course, the TENS of THOUSANDS of efficiently handled claims never make the news. Just like the TENS of THOUSANDS of good police actions that go on. All these negative stories just feed the entitled and self-righteous.
With this in consideration, the family in the newsarticle probably is right in seeking additional compensation -- but not nearly what the family is thinking that they're entitled to. | Quote:
Originally Posted by MegaMx You're definitely right, all I was saying is the family is being unreasonable and thinks because ICBC made a mistake they can ask now for whatever amount they want without taking into consideration what the implications are. | Exactly. ICBC made a $3,000 mistake. And ICBC is going to pay them back for it. But these assholes somehow think they've won the lottery and are entitled to much more.
You wanna know why your insurance rates are so high? Because of people like this who think their fucking POS car is somehow worth more than twice the market value. Boo fucking hoo.
Tell you what, let's have ICBC pay out everyone twice the amount they should be getting. Then we'll see everyone on here bitching next year about the 100% increase in their premiums, now that ICBC is paying out double on every claim.  | |
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02-16-2009, 06:52 PM
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#65 | | Banned By Establishment
Join Date: Mar 2006 Location: Richmond
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sue icbc, fuck
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02-16-2009, 06:53 PM
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#66 | | Banned By Establishment
Join Date: Mar 2006 Location: Richmond
Posts: 12,484
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Originally Posted by ericthehalfbee Exactly. ICBC made a $3,000 mistake. And ICBC is going to pay them back for it. But these assholes somehow think they've won the lottery and are entitled to much more.
You wanna know why your insurance rates are so high? Because of people like this who think their fucking POS car is somehow worth more than twice the market value. Boo fucking hoo.
Tell you what, let's have ICBC pay out everyone twice the amount they should be getting. Then we'll see everyone on here bitching next year about the 100% increase in their premiums, now that ICBC is paying out double on every claim. | BECAUSE HE WANTS HIS CAR BACK AND NEVER SIGNED TO GET SALVAGED
abc
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02-16-2009, 07:53 PM
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#67 | | Marcosexual Fan Club, CEO
Join Date: Jun 2005 Location: US Bush-country
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^^They owe him the market value of the vehicle and that's what they're trying to pay him. No court is going to award the family with greater than market value. Time for the family to suck it up.
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02-16-2009, 09:37 PM
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#68 | | Moderator
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I think everyones got the right idea...icbc effed up, but at the same time the family is almost trying to milk it or something, but i can still sympathize. none of this would've happened if icbc just followed thier OWN damn rules
to be honest i've never been screwed over by icbc, they've been good to me (when i was insured with them), but with all the horror stories i hear about, and friends getting ripped off....i'd be suprised if anyone here honestly felt like they were in good hands. insurance shouldn't be a game of russian roulette, and being assigned 50/50 liability shouldn't feel like 100/100.
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02-17-2009, 02:11 PM
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#69 | | Banned (BBM)
Join Date: Feb 2008 Location: van
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icbc bunch of fucking tools
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02-17-2009, 02:21 PM
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#70 | | Willing to sell a family member for a few minutes on RS
Join Date: Feb 2005 Location: Surrey
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i hate icbc
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02-17-2009, 11:50 PM
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#71 | | I *heart* Revscene.net very Muchie
Join Date: May 2001 Location: Vancouver
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Thanked 304 Times in 155 Posts
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Originally Posted by hotjoint i hate icbc | No you don't. Quote:
Originally Posted by hotjoint 02 celica
$1900 a year
roadstar discount
Immobolizer discount
10 years worth of driving experience in the house discount (noone under 10 years of driving can drive my car but thats only my brother and he can't drive). This saved me an extra $300  | With a maximum discount, $1900/yr buys you a considerable amount of coverage. You voted with your wallet. You love ICBC.
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02-18-2009, 05:51 AM
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#72 | | OMGWTFBBQ is a common word I say everyday
Join Date: Apr 2001 Location: Vancouver, BC
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Originally Posted by E N D L E S S fuck icbc | +1
time for that family to get a lawyer.
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02-18-2009, 07:08 AM
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#73 | | I Will not Admit my Addiction to RS
Join Date: Apr 2008 Location: North Vancouver
Posts: 584
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Originally Posted by E N D L E S S to be honest i've never been screwed over by icbc, they've been good to me (when i was insured with them), but with all the horror stories i hear about, and friends getting ripped off....i'd be suprised if anyone here honestly felt like they were in good hands. insurance shouldn't be a game of russian roulette, and being assigned 50/50 liability shouldn't feel like 100/100. | I handle claims for customers at work and have done probably over 100 over the years. Not one single customer of ours has ever been "screwed over" by ICBC. Neither have I or any friends/family I know. In fact, most of them have gotten more than what they really should.
Again, it's always the fucking whiners that complain while leaving out details of what really happened. I bet hard cash that the people who whine have one of the following: driving their parents car without proper insurance, driving their car but insured under parents to save money, told ICBC the car was for recreational use when they in fact drive it to work everyday, modded their car like crazy and didn't buy additional coverage and so on.
Here's one example I just finished. Classic car had a minor fire. Needs some interior work, new wiring and some dash repairs. Fire extinguisher chemicals make a real mess of things, and they did far more damage then the fire. All the metal on the engine is pitted/etched from the extinguisher. ICBC says the customer is entitled to have the car in the same condition it was before the fire. So in addition to the fire repairs, the customer is getting:
- All engine bay parts cleaned and plated (and there are a shitload of them).
- New head gaskets (heads can't be cleaned while on the engine), which also includes all the other work that goes along with doing a head job).
- Valve covers being send out for cleaning and anodizing.
- Carbs getting rebuilt, cleaned and anodized/plated.
- Ohter misc stuff.
Total cost of this work is around $11,000 over and above what the actual fire damage was. ICBC signed off on the work right away.
To you fuckers that complain about being screwed, I'm calling you out. I guarantee you're leaving out details cuz if you told the truth then everyone will tell you you got what you deserved.
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02-18-2009, 07:10 AM
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#74 | | I Will not Admit my Addiction to RS
Join Date: Apr 2008 Location: North Vancouver
Posts: 584
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Originally Posted by death_blossom +1
time for that family to get a lawyer. | A lawyer for a fucking POS Integra? Are you kidding me?
ICBC should go out and buy the exact same car in the same condition with the same wheels/tires and give that to them. That'll shut them up. I bet ICBC could get one in excellent condition for half of what the whining family is asking for ($3K vs $6K). The family wants cash since they see this as an opportunity to come out way ahead.
Fuck them, I don't need my insurance rates going up to support fuckers like these.
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02-18-2009, 07:42 AM
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#75 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Jan 2006 Location: Abbotstan
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Originally Posted by ericthehalfbee To you fuckers that complain about being screwed, I'm calling you out. I guarantee you're leaving out details cuz if you told the truth then everyone will tell you you got what you deserved. | First accident I was ever in, I was making a left turn into a corner-store parking lot and was creamed by a speeding delivery van who decided he was going to pass me on the left despite there being a double-yellow line and oncoming traffic. He admitted to me at the time that he'd had "over 20 accidents before". ICBC decided that I was 100% at fault... because, they said, I was making an "illegal U-turn".
When I asked the adjuster how he'd determined this, he asked me, "were you going to go back in the direction you were coming from?", I said, "Yeah, eventually..." (you know, after PARKING, and GETTING OUT, and SHOPPING for a while). He said, "Well that's a U-turn."
Explain how that works.
Explain to me too, how when I rear-ended (read: NUDGED) a POS Tempo at a stop sign with my POS Accord, her adjuster determined there was "over $600 damage and possibly a bent frame" when my estimator, after a careful inspection of my Accord's front end, said there was NO sign it had ever hit ANYTHING.
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