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Originally Posted by SiR001  thanks, it's been a while since i've read on open/closed/duration terms.. any tips pro's/con's would be appreciated (saves me some time on homework) |
Well, mine is with TD, 5 year closed variable. Even though it's closed, they still allow pre-payments and increased payments, and it is portable. Only difference is if you drop the mortgage (sell without transferring or whatever) there is a 3 month interest penalty. On a $75K mortgage that's like $160 /month in interest. You're set!
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