Very low interest rate credit card
 

Just a heads up on anybody that doesn't know... Capital one is offering a super low interest rate credit card at 5.99% on purchases and 5.99% on balance transfers. In addition, after the 3 years its rate changes to prime + 2.99% . There is no annual fee for this card. This is a very sweat deal if you carry any balances whatsoever on credit cards or credit lines. Just applied for mine and should be getting it within a few weeks. :thumbsup:

http://www.capitalone.ca/canada/cred...A_ZZ_ZZ_T_ZZZZ

well this is refreshing... more cheap credit to the consumer and spend spend spend!

"I suggest getting a line of credit and having the bank give you a visa or MC with it. THat way you pay the LOC rate on your spending. "

"My Capital One card is the "Hands in my pocket" commercial one. My current rate is 3.15%."

"Both my visa cards have a 4.15% intrest rate, one is TD, the other Scotia Bank."


taken from another site. but really CC interest rates are redundent. because nobody should be paying anything, and if you are, you are a dumb ass.

^ Not everyone can get a LOC buddy.

+1

The CC rate is good if you're looking to consolidate.

i think anyone with a income of 30kish can get a LOC. but the i rate is what will kill ya.


it is better to apply for loc when u are a student.

although i don't need it since i always pay my bills online, my mbna card has 1.99% interest. :P
oh and no annual fees or any other fee either. AND i get 1% cash back.