Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n | |
08-05-2009, 11:00 PM
|
#1 | RS controls my life!
Join Date: Sep 2002 Location: Vancouver
Posts: 699
Thanked 53 Times in 15 Posts
Failed 85 Times in 12 Posts
| From which date will you move up on the ICBC claim rate scale discount? http://www.icbc.com/autoplan/costs/claim-record/CRS Quote:
Discounts
For each year that you do not make an at-fault claim, you will move down the Claim-Rated Scale. Once you are at level -1, you will start to receive a 5 per cent discount on your premium. Every claim-free year after this will increase this discount by 5 per cent until you reach 43 per cent.
| So does your discount go up every Jan 1st? Or another date? The date on your licence?
__________________
~Milhouse Hilmouse~
|
| |
08-05-2009, 11:05 PM
|
#2 | Tech Team Mod
Join Date: Dec 2001
Posts: 6,020
Thanked 3 Times in 3 Posts
Failed 0 Times in 0 Posts
|
Date of your license renewal.
So if your plate expires on August 6, 2009, and you didn't have any claims one year from that date, your CRS will go up one level.
|
| |
08-05-2009, 11:05 PM
|
#3 | WOAH! i think Vtec just kicked in!
Join Date: Sep 2008 Location: Van
Posts: 1,664
Thanked 413 Times in 101 Posts
Failed 95 Times in 37 Posts
|
It starts on the first day you insured your very first car.
It's like if you sell your first car right away, and do not drive at all for 20 years. You would be a 20-year claim-free driver, earning the MAX. discount.
For example, if you have a 100%-fault claim on May1,2009.
You would go up the CRS.
You would return to orginial position on May1,2012. ( excatly 3 years time )
|
| |
08-05-2009, 11:29 PM
|
#4 | Rs has made me the man i am today!
Join Date: Mar 2005 Location: Richmond
Posts: 3,259
Thanked 160 Times in 93 Posts
Failed 14 Times in 11 Posts
|
^ thats not correct..i havent insured my first car till this april and I have 20% discount.
|
| |
08-05-2009, 11:37 PM
|
#5 | RS has made me the bitter person i am today!
Join Date: Jan 2002 Location: Vancouver
Posts: 4,797
Thanked 347 Times in 131 Posts
Failed 88 Times in 29 Posts
|
Isn't it the date on your driver's licence?
|
| |
08-05-2009, 11:38 PM
|
#6 | what manner of phaggotry is this
Join Date: Nov 2001 Location: Kelownafornia
Posts: 18,285
Thanked 5,473 Times in 1,814 Posts
Failed 205 Times in 120 Posts
|
they changed it a few years back. now it goes from the day you get your licence
__________________ STRENGTHaesthetics |
| |
08-06-2009, 12:00 AM
|
#7 | My homepage has been set to RS
Join Date: Jun 2005 Location: Canada
Posts: 2,327
Thanked 1,645 Times in 446 Posts
Failed 19 Times in 10 Posts
|
does it change anything if you had your license suspended?
|
| |
08-06-2009, 08:14 AM
|
#8 | Banned (BBM)
Join Date: Jul 2004 Location: Vancouver
Posts: 16,142
Thanked 627 Times in 368 Posts
Failed 1,106 Times in 390 Posts
|
^
probably does, since you aint driving during that period of time
otherwise 5% discount each year
|
| |
08-06-2009, 08:28 AM
|
#9 | Diagonally parked in a parallel universe
Join Date: Jun 2002 Location: Langley
Posts: 1,438
Thanked 116 Times in 39 Posts
Failed 30 Times in 9 Posts
| |
| |
08-06-2009, 08:57 AM
|
#10 | OWNER/C.F.O./MONEYMAN
Join Date: Mar 2001 Location: Vancouver
Posts: 16,486
Thanked 2,253 Times in 626 Posts
Failed 6 Times in 3 Posts
|
starts the day u get ur drivers license.
|
| |
08-06-2009, 09:20 AM
|
#11 | ninja edits your posts without your knowledge
Join Date: Jan 2004 Location: Vancouver
Posts: 14,997
Thanked 6,370 Times in 1,795 Posts
Failed 114 Times in 70 Posts
|
Someone say my name?
|
| |
08-06-2009, 10:47 AM
|
#12 | Marcosexual Fan Club, CEO
Join Date: Jun 2005 Location: US Bush-country
Posts: 7,741
Thanked 823 Times in 284 Posts
Failed 236 Times in 113 Posts
|
Fucking ICBC. It used to be 10% per yr, then they changed it to 5 %. They made the policy retroactive, so ppl who had just climbed back to the 40% discount had to start over again at 20%. I doubt that was legal and am surprised nobody sued them for it.
__________________
Poor is the man whose pleasures depend on the permission of another.
|
| |
08-06-2009, 11:00 AM
|
#13 | I *Fwap* *Fwap* *Fwap* to RS
Join Date: Aug 2007 Location: Internet
Posts: 1,564
Thanked 572 Times in 130 Posts
Failed 154 Times in 35 Posts
| Quote:
Originally Posted by CRS Someone say my name? | I always wondered where you got your username from |
| |
08-06-2009, 11:25 AM
|
#14 | I'm invisible
Join Date: Jun 2002 Location: 604 Vancouver
Posts: 4,458
Thanked 178 Times in 101 Posts
Failed 6 Times in 4 Posts
|
Call an autoplan and give them to check your discount level. When they check your record, on the side, it will also tell you, when the anniversary date will be.
__________________
REVscene.net
|
| |
08-06-2009, 10:05 PM
|
#15 | ninja edits your posts without your knowledge
Join Date: Jan 2004 Location: Vancouver
Posts: 14,997
Thanked 6,370 Times in 1,795 Posts
Failed 114 Times in 70 Posts
| Quote:
Originally Posted by Edison_Chen Call an autoplan and give them to check your discount level. When they check your record, on the side, it will also tell you, when the anniversary date will be. | Or you could call ICBC directly.
|
| |
08-06-2009, 11:06 PM
|
#16 | HELP ME PLS!!!
Join Date: Nov 2003 Location: Vancouver
Posts: 5,540
Thanked 980 Times in 166 Posts
Failed 399 Times in 67 Posts
|
question! what if the L expired, and have to rewrite the L test. Does it start over from the second L, or discount is already counted from the first L test.
|
| | |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts HTML code is Off | | | All times are GMT -8. The time now is 08:27 AM. |