REVscene - Vancouver Automotive Forum


Welcome to the REVscene Automotive Forum forums.

Registration is Free!You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today! The banners on the left side and below do not show for registered users!

If you have any problems with the registration process or your account login, please contact contact us.


Go Back   REVscene Automotive Forum > Automotive Chat > Vancouver Auto Chat
Repaying icbc claims Repaying icbc claims
Register FAQ Calendar

Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

Reply
 
Thread Tools
Old 11-01-2009, 01:49 PM   #1
I contribute to threads in the offtopic forum
 
Join Date: Dec 2003
Location: Vancouver
Posts: 2,777
Thanked 1,045 Times in 419 Posts
Failed 1,372 Times in 243 Posts
Repaying icbc claims
So I have to repay 2 icbc claims to get my surcharge back to nearly 0%.

I'm wondering, do icbc charge interest on these claims? Would it matter if i pay now or later?
Advertisement
mr_chin is offline   Reply With Quote
This post FAILED by:
Old 11-01-2009, 02:08 PM   #2
NOOB, Not Quite a Regular!
 
donthaveoneyet's Avatar
 
Join Date: Apr 2009
Location: Van
Posts: 48
Thanked 3 Times in 2 Posts
Failed 1 Time in 1 Post
you pay them before you renew your insurance. i don't think there are interests or anything. you just pay ICBC back the exact amount of money they paid out when you fixed your car and your insurance shouldn't be affected.
donthaveoneyet is offline   Reply With Quote
Old 11-01-2009, 02:30 PM   #3
Banned (BBM)
 
Join Date: Dec 2003
Location: No
Posts: 727
Thanked 6 Times in 5 Posts
Failed 78 Times in 14 Posts
you have one year to repay/buyback claims. but why are u even driving when u have to buy 2 claims back just to get your discount back to 0%?
Lude S is offline   Reply With Quote
Old 11-01-2009, 05:02 PM   #4
HELP ME PLS!!!
 
lilaznviper's Avatar
 
Join Date: Nov 2005
Location: vancouver
Posts: 5,988
Thanked 1,380 Times in 479 Posts
Failed 51 Times in 26 Posts
wow you must be a really bad driver to be in the surplus
lilaznviper is offline   Reply With Quote
Old 11-04-2009, 06:53 PM   #5
I contribute to threads in the offtopic forum
 
Join Date: Dec 2003
Location: Vancouver
Posts: 2,777
Thanked 1,045 Times in 419 Posts
Failed 1,372 Times in 243 Posts
Quote:
you have one year to repay/buyback claims. but why are u even driving when u have to buy 2 claims back just to get your discount back to 0%?
My surcharge is at 400%. Trying to buy an 06 acura TL which at 400% my insurance will be $10,000. If i pay back these claims, which is a total of $3000, the insurance for the TL will be around 2900 - 3200.

Quote:
Originally Posted by lilaznviper View Post
wow you must be a really bad driver to be in the surplus
I admit I was when I was about 18 years old.

But these past claims that I got was totally BS.

Reversing out of a parking stall at brentwood mall (the one right by bmo where it's a T intersection). This old dude, approaches into the intersection as I was already half way out, totally ignoring the stop sign. I can see him looking to his left talking to this dude while still driving forward, and rear ends me. My car was fine, but he had a broken headlight.

ICBC concludes that that was my fault because I was reversing, but I was at a complete stop. Asked me if I had witness, I said no, and that was it. $1500 claim.

Another one was when I reversing in a gas pump station, this navigator or whatever these big ass truck is called was already hogging up 2/3 of the space. As I was reversing into the spot, he drives up and rear ends me. No damage whatsoever. ICBC concludes that that was also my fault, because I was reversing.

When I got into my spot to get gas that is when he bumped me from behind. All of this happened over the course of 2 months, bad bad luck.

Moral of my story, don't ever tell ICBC that you are in reverse while an accident happened. Whether you're at a complete stop or not, it's your fault. Honesty gets you nowhere.
mr_chin is offline   Reply With Quote
Old 11-04-2009, 08:38 PM   #6
I *Fwap* *Fwap* *Fwap* to RS
 
3seriesBeeM's Avatar
 
Join Date: Aug 2005
Location: vancouver
Posts: 1,556
Thanked 26 Times in 12 Posts
Failed 6 Times in 4 Posts
ICBC doesnt charge interest you just pay the whole amount back when you renew your insurance.
But OMG 10,000 for insurance my god that sucks
__________________
"Make love not war, condoms are cheaper than guns"
3seriesBeeM is offline   Reply With Quote
Old 11-04-2009, 09:56 PM   #7
OMGWTFBBQ is a common word I say everyday
 
GabAlmighty's Avatar
 
Join Date: Oct 2008
Location: Coquitlam
Posts: 5,324
Thanked 3,782 Times in 1,242 Posts
Failed 533 Times in 187 Posts
My friend got into an accident with his Z. His insurance would have been 14k a year if he hadn't switched it to one of his parents names
__________________
'16 Ram 1500
GabAlmighty is offline   Reply With Quote
Old 11-04-2009, 10:09 PM   #8
cho
sneaky beaky like
 
cho's Avatar
 
Join Date: Apr 2008
Location: vancouver
Posts: 2,262
Thanked 4,512 Times in 638 Posts
Failed 1,062 Times in 165 Posts
Quote:
Originally Posted by GabAlmighty View Post
My friend got into an accident with his Z. His insurance would have been 14k a year if he hadn't switched it to one of his parents names
whats his name so i can report for fraud.
__________________
'19 honda civic fk8
cho is offline   Reply With Quote
Old 11-04-2009, 10:18 PM   #9
Willing to sell body for a few minutes on RS
 
quasi's Avatar
 
Join Date: Jul 2001
Location: Cloverdale
Posts: 11,574
Thanked 3,782 Times in 1,345 Posts
Failed 83 Times in 42 Posts
Quote:
Originally Posted by cho View Post
whats his name so i can report for fraud.
Why bother, he'll get owned when he crashes again and his insurance is void.
__________________



“The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth.” - Rocky Balboa
quasi is offline   Reply With Quote
Old 11-04-2009, 10:46 PM   #10
OMGWTFBBQ is a common word I say everyday
 
GabAlmighty's Avatar
 
Join Date: Oct 2008
Location: Coquitlam
Posts: 5,324
Thanked 3,782 Times in 1,242 Posts
Failed 533 Times in 187 Posts
Quote:
Originally Posted by cho View Post
whats his name so i can report for fraud.
Blow me
__________________
'16 Ram 1500
GabAlmighty is offline   Reply With Quote
Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


All times are GMT -8. The time now is 09:17 PM.
Contact Us - REVscene.net - Archive - Privacy Statement - Top

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
SEO by vBSEO ©2011, Crawlability, Inc.
Revscene.net cannot be held accountable for the actions of its members nor does the opinions of the members represent that of Revscene.net