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Old 03-04-2010, 11:37 AM   #26
I STILL don't get it
 
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18k damage to repair is for all three cars? or just yours
18k is just mine
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Old 03-04-2010, 11:38 AM   #27
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Also, what costs 18K? Is that 50% of the cost of your front damage and her rear damage? Sounds excessive.
18k is whats gonna make my Z alive like factory again ==

so yeah.
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Old 03-04-2010, 12:17 PM   #28
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Is that only for the front? I assume that the truck driver is paying for 100% of the rear damage?
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Old 03-04-2010, 12:23 PM   #29
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Is that only for the front? I assume that the truck driver is paying for 100% of the rear damage?
nono we're talking whole car for 18k

the truck driver will pay 100% rear damage, and 50% front damage and 50% of the accords damage..

the sad thing is. the front of my car is gonna be expensive ==
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Old 03-04-2010, 12:36 PM   #30
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18k is just mine
shit

i hate to say, its almost better to write it off
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Old 03-04-2010, 12:39 PM   #31
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shit

i hate to say, its almost better to write it off
haha well.. the maximum repair value ICBC is gonna do is 24k, so its far from that =="
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Old 03-04-2010, 12:54 PM   #32
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18k damge, have u calculated out how much you have to pay then ?
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Old 03-04-2010, 12:57 PM   #33
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Wow man that really sucks... One of my friends has gone through something similar a few weeks ago and because his car got pushed into the car in front only once, ICBC ruled that the driver behind my frd is 100% at fault and has to pay for all the damage.
I guess it's that second bump into the Accord that made ICBC think you've collided with the Accord initially. Go talk to the adjuster's manager and explain what has happened. Hopefully it'll turn out well... good luck man.
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Old 03-04-2010, 01:07 PM   #34
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Wow man that really sucks... One of my friends has gone through something similar a few weeks ago and because his car got pushed into the car in front only once, ICBC ruled that the driver behind my frd is 100% at fault and has to pay for all the damage.
I guess it's that second bump into the Accord that made ICBC think you've collided with the Accord initially. Go talk to the adjuster's manager and explain what has happened. Hopefully it'll turn out well... good luck man.
thanks thats what im planning as all the adjuster so far will remain with their initial decision.. such bs..
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Old 03-04-2010, 01:12 PM   #35
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usually the middle person gets some of the responsibility for hitting the car in front. the argument is that if you were at a safe distance, your car would not hit the first car, but since you were so close, the impact caused you to hit the car. therefore, you did something wrong, being too close to the car, so you get some percentage of the fault... i dont know if you are gonna get anywhere with ICBC trying to argue fault assignment... my suggestion is pay for the damages, and go after ICBC for pain and suffering... claim all your injuries and get everything you can out of them... hopefully it will be enough to cover the repairs...
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Old 03-04-2010, 01:57 PM   #36
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^

that route doesnt seem like an easy way out

I believe ICBC is quite crucial in terms of injury pay out

One of my close friend she got hit from the passenger side, and its been an year so far that she has being surfering tremendous amount of back pain. No bs,until today she is still fighting with ICBC with lawyer involved
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Old 03-04-2010, 02:03 PM   #37
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well i'm speaking from personal experience... settled for $6k for a low speed rear-end impact. damage to my car was just over $2k. i settled in 5 months, no lawyer
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Old 03-04-2010, 02:33 PM   #38
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not too bad, i guess u had to continously hassel ICBC to get the most out of it tho eh
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Old 03-04-2010, 02:35 PM   #39
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sigh.. another update, the adjuster manager insist that i need a witness who has no benefits to make a statement to change anything, or small claim court is my best option..

fuck this shit ==
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Old 03-04-2010, 02:59 PM   #40
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get a fake witness off RS, and screw ICBC since u didnt do shit.


jk


sorry to hear that tho, poor Z
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Old 03-04-2010, 03:04 PM   #41
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To me, it doesn't make sense how the truck can push your car forward make you hit the car in front of you and then ur car maintained enough momentum to continue going to hit it again. Unless you were facing downhill, the laws of physics are working against you.
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Old 03-04-2010, 04:21 PM   #42
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18k damage is bullshit. It's a rip off. It's like nobody remembers stock mark crash just 1.5yrs ago. 18K is a shitload of money for repairs. These guys get like 20$/hr sitting on their ass distributing parts worth few dollars wholesale and sold for hundreds of dollars then u get charged 300% markup, add labour and double all of that and you will get 18k in damage.
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Old 03-04-2010, 05:30 PM   #43
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Let's have a look at this from a totally unbiased point of view.

Front car says they stopped and then got hit twice
Middle car says they stopped, got hit once but their car hits front car twice
Who knows what the rear car says, but he's probably saying that the middle car hit the front car first and then rear car hits middle car and middle car is pushed into front car again

Who do you believe? (and I'm in no way implying that OP is lying, just stating the facts)

ICBC is going on the balance of probability that middle car rear ended front first, before getting rear ended themselves and pushed into the front car a second time (based on the front car feeling 2 hits)

If you're looking at hiring a lawyer and going to court, your lawyer would have to convince the judge that it did not happen this way. What evidence can you provide that can prove this?
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Old 03-04-2010, 05:52 PM   #44
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Shit dude, sorry to hear.

I think personally it'd be hard to dispute in court, as godwin mentioned above, play into effect how much lawyer fees would cost, and take that into consideration if it'd be worth it, or just taking a hit on your insurance.

ICBC would argue that you did not keep a safe distance cause if you did and you couldn't stopped further back.

And it's hard for you to prove that you did not hit him the first time. I think that there might be no way out of this...sorry dude. Lesson learnt I guess.

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Also, what costs 18K? Is that 50% of the cost of your front damage and her rear damage? Sounds excessive.
It's a win win situation for ICBC if both drivers are at 50% fault because as long as each driver is more than 25% at fault, their premium goes up.
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Old 03-05-2010, 12:45 PM   #45
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THANKS GUYS! I have realize perhaps i got hit twice, or what, something made me hit the car hard and continue to roll into it again, after the first hard hit i was definitly not in control of what happens next, im to blame, as i could have easily avoid it by leaving EXTRA space, but we all know, 2+ car space = people changing into your lane.

its in the shop, i will pay deductable, and insurance will go up for 3 years, and back to current discount, so, its all good!

Thanks All!
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Old 03-05-2010, 12:45 PM   #46
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Just to make you guys believe me or not.

I DID NOT INITIALLY HIT THE ACCORD

but no witness.. sigh
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Old 03-05-2010, 12:54 PM   #47
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wow that's a tough one. you did say you bumped her twice. does that mean you braked but still hit her then the truck guy bumped u into her again? if that is so, you are at fault.

How does icbc make you half responsible for your own dmg and the dmged car in front. Does that mean both you and the truck behind you is at fault and both of you get shafted by icbc?

if the truck guy had roadstar and just took the 100% responsibility for both ur Z and the accord's dmg, he would only pay like 80$ and since he has no dmg he doesn't need to pay to repair his own truck and ICBC would pay for all damages. the truck guy would lose 3-5steps(CRS i believe)
lol.
he stopped b4 he hit the accord.. truck hits him he hits the accord his car is a manual so it rolled forward and hit the accord again...
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Old 03-05-2010, 07:48 PM   #48
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Sucks that your insurance went up... but I guess that be glad that you got your health!
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Old 03-05-2010, 08:12 PM   #49
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next time hang back. who cares if someone cuts you off...look at the mess you got yourself into...geez prioritize.
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Old 03-05-2010, 09:01 PM   #50
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Rear-ending = 100% liability, 99times out of 100. You're pretty good to have 50% for the front already.

ICBC stated policy, unless you have witnesses. Their opinion, no matter how you twist and change or however you want to put it. You did not give enough room to give yourself a full stop. In their minds, "if you held back far enough, even if she hard brake you will have room to stop."
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