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its a service thats is provided by major banks. i tried them out using hsbc - and my primary bank rbc tried to offer me the service as well. i delcined. i did not see the value in it.
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Sometimes we tend to be in despair when the person we love leaves us, but the truth is, it's not our loss, but theirs, for they left the only person who couldn't give up on them.
Make the effort and take the risk..
"Do what you feel in your heart to be right- for you'll be criticized anyway. You'll be damned if you do, and damned if you don't." - Eleanor Roosevelt | 
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