Thinking of starting to do some investment
 

So I save up a decent amount in the bank and have decided is time to put that into some investment.

However, I am not sure where to start -_-. Is there some books or online material I can read about investment or financial material? I am mostly looking to invest in the stock market, bonds and even some currency exchange. Any tips from RS would help!

Read the stock market thread.

www.investopedia.com

read everything.
Be prepared to cover your losses as it WILL happen.

^^ Thx well I invested in the housing market a while and I DID lost some money. Not a whole lot but enough to make me cry lol.

First time learning experience.

Stick to bonds and stocks. IMO, stay away from forex. If you're not looking into spending a lot of time learning and researching just do 1/3 gic, 1/3 bond index, 1/3 S&P 500 index. Lot's of people try to beat the market... a handful consistently do...

I think u have to ask urself what is ur ultimate end goal from the investment?? (ie, what is the money for?? buy a house, a car?? money for ur kids or future kids tuitions??)

also,how long is ur time horizon??

before picking what type of products to use,u should make sure u know what u want to achieve and how much risk you can handle.

hope this helps

but do keep in mind one thing, whatever ur goal is, there is no get rich quick from the market.

and it'd help if you'd tell us how much you have to play with

TD e-series is not bad for starters. You can start with as little as $100

^^ thx. I am looking to invest aobut 15k to 20k O_o. Looking some I guess shorter invesement.

Depending of the risk u'r willing to take. Equity is quite risky if your horizon is short. If you want something safer, fixed income (eg bond, preferred shares) and dividend paying stocks are be what u should be looking at. Of coz, the safest thing is GIC, but I'm sure u know it already.

I should say I'm a newbie too, so please correct me if I'm talking out of my ass

So you're looking for a relatively quick profit?

I don't know...with some of my money I'm buying and holding USD in an ING account...
I also buy and sell "blue chips" ...buy when the market is kinda down and sell when it's kinda optimistic...sometimes I profit in 2 months...sometimes I profit in 10...
I also have a little invested in income trusts...they pay a nice monthly distribution

OP: like Waddy41 , buying n holding onto usd would generate you more upside gain than potential downside risk.

If you are the risk adverse type, transfer ur money into usd and buy some sort of income trust, or bonds or even high dividend paying stocks with low "beta" (eg. GLAD , MO, LLY) would be a decent idea and is low risk . because, while ur waiting to capitalize on ur gains in the currency "may take months" , u can also get paid while waiting. *win win*

If ur more speculative, u should take a look at the greek bonds or even play some greek ADRs. I know alot of people in here would disagree, but while everyone is screaming sell sell sell right now, this is where you will rake in the big bucks.if ur willing to do some due dilligence , you will find that some of the greek companies are actually very profitable and their price per share are being dragged down because of macro factors that has nothing to do with the company itself. It sure sound speculative but It is alot less riskier "if u do ur homework and limit ur downside risk" than going to the casino n betting on red or black.

I will attach a list of stocks with the highest div yld for you.

hope this helps.

page 2

page 3

page 4, sorry, i couldn't take a screen shot big enuff to fit everything.
See the number on the side there under the column timeless, it is a ranking system that valueline uses to rank their stocks.

Do do ur on DD. Cheers!

ok, last page

Just noticed you are in HK... so jealous no capital gains tax
thanks for the info, im starting to look at natural resource companies..
IMO I think higher risk than healthcare.

^
you can also open an etrade acc in hk

but till i declare my N/R status of canada "which im in the process of doing" , i still should worry about capital gains.

IMO, whether is the natural resources sector, healthcare or financials, every sector contains certain amount of risk. You cant say one sector is more riskier than another.

but you can get to know the company like how you would get to know a girl's personality, habits etc and compare it with other companies in the same sector to determine whether or not you have a winner in hand. Just like how you would compare the girl ur interested in with other potential candidates. You should also take ur time with ur pick because if u pick a bad girlfriend, u can ditch her but if it is a bad investment decision, you can lose alot of money.

"you will be right, over the course of many transactions, if your hypotheses are correct, your facts are correct, and you reasoning is correct. True conservatism is only possible through knowledge and reason."

I think it's a good time to invest in resource companies. The economy is picking up (or so the economists say) and the demand of resources to build stuff is gonna go up. That's what I think.

Question: I read the stock market thread. It provides a lot of useful information for beginners. I am wondering is there any classroom courses in the lower mainland for people new to the stock market. Your input is appreciated.

^ not sure if u can just take a course on the stock market.

however, there should be part time courses in bcit on financial management. or https://www.csi.ca/student/en_ca/home.xhtml provides training for financial services.

if u want some hardcore trading course, SMB capital offers a course that teaches u how to really "TRADE" , but the company is based in new york. They are also featured on wall street warriors.

http://www.smbcap.com/?q=overview2

I think the very basic skill u need before plunging into the stock game is to know how to read financial statements. Know what the number means and how they compare to industry stats.

It's better to buy several books and read them than to spend $600 on a course...you can preview some of the books online before committing to buy...
Even better, use the Internet; it's free. Try these:
http://www.morningstar.com/Cover/Classroom.html
http://www.hotstockmarket.com/forums...ad.php?t=45070

If you have time, look thur this forum

http://www.finance30.com/index.php

lots of valuable information and excel templates