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Revscene Wall Street.
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09-17-2010, 12:33 AM
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#1 | | NOOB, Not Quite a Regular!
Join Date: Sep 2010 Location: Richmond
Posts: 45
Thanked 2 Times in 2 Posts
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| Canadian Tire credit card
About a weeks ago I blindly signed up for Canadian Tire credit card, now today I got the card in the mail I did not call the 1-800 number to activate it, now my question is do I need to call them and tell them to cancel it?
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09-17-2010, 12:41 AM
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#2 | | WOAH! i think Vtec just kicked in!
Join Date: Oct 2005 Location: Vancouver
Posts: 1,650
Thanked 348 Times in 165 Posts
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No, do not call them to cancel it. Cut it up or leave it around the house but never cancel a credit card even if you don't need it, as it will have negative impact on your credit score.
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09-17-2010, 12:49 AM
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#3 | | NOOB, Not Quite a Regular!
Join Date: Sep 2010 Location: Richmond
Posts: 45
Thanked 2 Times in 2 Posts
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Yeah that's what I was thinking as well I'm just going to cut it up into small pieces and throw it away thanks for the quick reply. This issue has been bugging me all day.
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09-17-2010, 04:17 PM
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#4 | | HELP ME PLS!!!
Join Date: Jan 2004 Location: here
Posts: 5,793
Thanked 146 Times in 67 Posts
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having multple credit cards, and more total credit $$ also makes it go down...
if you didn't activate it, it's probably not even counted yet though.
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09-18-2010, 11:01 AM
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#5 | | 2013, 2016, 2017 & 2018 NHL Fantasy RS1 Champion
Join Date: Aug 2005 Location: Vancouver
Posts: 7,072
Thanked 1,290 Times in 597 Posts
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Whats wrong with the Canadian Tire Credit? bad interest rates I guess?
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09-19-2010, 03:35 PM
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#6 | | Banned (ABWS)
Join Date: Jul 2010 Location: BC
Posts: 64
Thanked 6 Times in 4 Posts
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realy if you cancel a credit card you will lose credit?? i was thinking of canceling my master card since i got a new visa.. i geuss i shouldnt cancel mine then?
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09-19-2010, 09:17 PM
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#7 | | I Will not Admit my Addiction to RS
Join Date: Aug 2007 Location: vancouver
Posts: 511
Thanked 28 Times in 15 Posts
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Just cut it up if you don't want to use it anymore
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11-22-2010, 05:12 PM
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#8 | | I *heart* Revscene.net very Muchie
Join Date: Jul 2004 Location: vancouver
Posts: 3,711
Thanked 2,584 Times in 610 Posts
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Quick question: what if the credit card you have has an annual fee? If you cut it up/don't use it, you still pay that fee. Any way around that?
__________________
<3 tos'd the troll king
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11-22-2010, 05:26 PM
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#9 | | Ubereem Mod
Join Date: Mar 2002 Location: Richmond
Posts: 3,070
Thanked 120 Times in 63 Posts
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is that you jeff45!
__________________ Quote:
Originally Posted by Culture_Vulture  sometimes I like to use kindergarten art class scissors to cut my pubes | | |
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11-22-2010, 07:47 PM
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#10 | | Need my Daily Fix of RS
Join Date: Mar 2010 Location: Burnaby
Posts: 287
Thanked 46 Times in 38 Posts
Failed 8 Times in 5 Posts
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Originally Posted by raygunpk Quick question: what if the credit card you have has an annual fee? If you cut it up/don't use it, you still pay that fee. Any way around that? | can't you just call up and downgrade your credit card to a free one, using the same account? then cut it up.
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