I'm thinking of getting an unsecured personal line of credit, was wondering if anybody can tell me where I can find the best possible rate. I know this will be different for everyone, but if you can just tell me what your experience is in getting a line of credit recently... that will definitly of great help.
I'm getting one for personal expenses, in case I need it. I have a stable income and I think my credit rating should not be too bad (missed my payment once or twice, not the best, but not bad). I have recently got a home equity line of credit for my first home in August this year, and i never missed the monthly payment since then.
I've done some research and I'm aware of the different rates I can get (I know it all depends on my credit rating what rate I will get), I just want to narrow it down to two or three banks so I don't have too many credit checks to bring my score down.
Thanks you everyone!