| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
 | 
01-07-2011, 08:59 PM
|
#1 | | Wunder? Wonder?? Wander???
Join Date: Nov 2004 Location: Vancity
Posts: 238
Thanked 0 Times in 0 Posts
Failed 22 Times in 2 Posts
| Question about proper coverage from icbc
Hey guys I was wondering if anyone knows the correct approach to take in insuring a car say with modifications in terms of being protected in the event of collision/writeoff etc...
Basically a vehicle with a new engine and other transplanted parts from a newer vehicle won't get into detals about it...
autoplan guy wasn't very helpful as he didn't know which steps to take..
Do I just get it appraised?
Anyone have any experience with this situation good or bad?
Thanks
| 
|  | |
01-07-2011, 09:20 PM
|
#2 | | Rs has made me the woman i am today!
Join Date: Mar 2010 Location: PM
Posts: 4,477
Thanked 3,341 Times in 842 Posts
Failed 207 Times in 86 Posts
|
This was mentioned in the R34 stolen thread. I forget what it was called but there is a special plan
| |
| | |
01-07-2011, 09:25 PM
|
#3 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Jan 2006 Location: Abbotstan
Posts: 20,721
Thanked 12,136 Times in 3,361 Posts
Failed 1,848 Times in 413 Posts
| Quote:
Originally Posted by CL_S  Hey guys I was wondering if anyone knows the correct approach to take in insuring a car say with modifications in terms of being protected in the event of collision/writeoff etc...
Basically a vehicle with a new engine and other transplanted parts from a newer vehicle won't get into detals about it...
autoplan guy wasn't very helpful as he didn't know which steps to take..
Do I just get it appraised?
Anyone have any experience with this situation good or bad?
Thanks | Depending on what parts, it may have to be re-inspected.
Anyway, took me about 30 seconds to find this on ICBC's website: http://icbc.com/autoplan/optional/ve...cial-equipment
__________________ Quote:
Originally Posted by Godzira Does anyone know how many to a signature? | ..
Quote:
Originally Posted by Brianrietta Not a sebberry post goes by where I don't frown and think to myself "so..?" | | |
| | |
01-07-2011, 11:05 PM
|
#4 | | Banned (ABWS)
Join Date: Jun 2010 Location: Canada
Posts: 1,566
Thanked 383 Times in 155 Posts
Failed 94 Times in 54 Posts
|
Try going to another autoplan.... or call ICBC... They would have the most accurate information to help you out.
| |
| | |
01-08-2011, 02:19 AM
|
#5 | | Wunder? Wonder?? Wander???
Join Date: Nov 2004 Location: Vancity
Posts: 238
Thanked 0 Times in 0 Posts
Failed 22 Times in 2 Posts
|
Thanks guys although the icbc link doesn't help though......basically if anyone with an eg has done a k20 conversion what options have you taken? Aside from receipts, what else is sufficient?
I guess I will have to phone icbc directly.
| |
| | |
01-08-2011, 05:19 PM
|
#6 | | OMGWTFBBQ is a common word I say everyday
Join Date: Oct 2008 Location: Coquitlam
Posts: 5,324
Thanked 3,782 Times in 1,242 Posts
Failed 533 Times in 187 Posts
|
Appraisal. And arguing when your car gets written off. That being said, your car will be covered for my 1/6 of what it's worth.
Try going private.
Or, accept that you have a modified car and anytime you crash a modified car you're fucked. Hopelessly fucked.
__________________
'16 Ram 1500
| |
| | |
01-08-2011, 07:30 PM
|
#7 | | Wanna have a threesome?
Join Date: Oct 2010 Location: Squamish
Posts: 4,889
Thanked 5,054 Times in 1,657 Posts
Failed 439 Times in 203 Posts
| Quote:
Originally Posted by GabAlmighty Appraisal. And arguing when your car gets written off. That being said, your car will be covered for my 1/6 of what it's worth.
Try going private.
Or, accept that you have a modified car and anytime you crash a modified car you're fucked. Hopelessly fucked. | The only decent way to recover any funds from a modified car that gets wrecked is swap stock parts back on and sell the after market stuff.. but still.. your pretty much fucked.
| |
| | |
01-08-2011, 07:56 PM
|
#8 | | 2x Variable Nockenwellen Steuerung
Join Date: Oct 2002 Location: N49.2 W122.1
Posts: 6,176
Thanked 1,174 Times in 704 Posts
Failed 67 Times in 51 Posts
|
It depends on the age / model of the car.
Basically you won't get full amount back if you modify your daily driver (according to ICBC's definition of your daily driver.)
I have made a post about it here.
| |
| | |
01-08-2011, 09:06 PM
|
#9 | | I'm invisible
Join Date: Jun 2002 Location: 604 Vancouver
Posts: 4,458
Thanked 178 Times in 101 Posts
Failed 6 Times in 4 Posts
|
Keep your receipts and have an appraisals done on the vehicle. Your in a way covered up to the first $5,000 in attached modifications (ie: paint jobs, wheels, etc.) in the regular coverage. ICBC also sells an excess special coverage coverage on top of the $5,000; they use like an special ratio for this coverage (ie: every $100 worth of mods could be xx dollars).
__________________
REVscene.net
| |
| | |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts
HTML code is Off
| | |
All times are GMT -8. The time now is 08:01 AM.
|
You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!
The banners on the left side and below do not show for registered users!
