| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
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02-10-2011, 06:46 PM
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#1 | | NEWBIE ACCOUNT!
Join Date: Oct 2009 Location: Prince George,
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| buying a car with money stilll owing. How do I know?
This may seem messed up and stupid on my part but I just have to know. I found a sweet deal on a newer car with a blown motor and a parts car with it. I'm about to drive to the next town to go and check them out and probably buy them tonight and get the towed home.
But I got to thinking, what if this guy still owes money on this car and is just trying to dump it? by the time I get home and are able to bring the transfer form and reg in to icbc he may be long gone and then I'm stuck with a car that I can't transfer.
Will a carfax show if it is free and clear to sell?
I'm assuming there won't be a lien as long as he is up to date on his payments so a lien check would be useless
Will an icbc/autoplan agent be able to tell me whether the (soon to be) PO still owes money on it?
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02-10-2011, 06:50 PM
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#2 | | Rs has made me the woman i am today!
Join Date: Mar 2004 Location: Vancouver
Posts: 4,310
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So waiting one day for icbc to clear it is going to kill you? Thats how scammers work. Buy it now before someone else does!
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02-10-2011, 06:54 PM
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#3 | | NEWBIE ACCOUNT!
Join Date: Oct 2009 Location: Prince George,
Posts: 20
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yah imma give him a deposit tonight with receipt and wait till tomorrow when I can clear the papers with an agent before doing anything stupid
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02-10-2011, 06:56 PM
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#4 | | NEWBIE ACCOUNT!
Join Date: Oct 2009 Location: Prince George,
Posts: 20
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its just that the deal was so hot and he has a few other people who want to come tomorrow I had to get on this boat, but he doesn't seem sketchy so a deposit will be the safest method
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02-10-2011, 06:57 PM
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#5 | | Banned (ABWS)
Join Date: Aug 2010 Location: Delta
Posts: 864
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lol
thats the point in the "scam" too hot to NOT want to jump on it.
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02-10-2011, 07:00 PM
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#6 | | I answer every Emotion with an emoticon
Join Date: Jul 2006 Location: V
Posts: 7,849
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isn't London Drugs insurance agents still open now?
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02-10-2011, 07:20 PM
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#7 | | Banned (ABWS)
Join Date: Aug 2010 Location: Delta
Posts: 864
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yeah, they open 9-9
and alot of them in surrey are open until 9 as well..
atleast near scott road  | |
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02-10-2011, 07:23 PM
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#8 | | Wunder? Wonder?? Wander???
Join Date: Sep 2002 Location: maple ridge
Posts: 208
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and he is in prince george. a bit of a drive from surrey
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02-10-2011, 07:56 PM
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#9 | | racing & tech mod.
Join Date: May 2004 Location: Vancouver
Posts: 4,034
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a lien has nothing to do with whether or not he has made payments.
if he borrowed money to buy the car, there will be a lien on it until it has been paid off 100%.
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02-10-2011, 08:05 PM
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#10 | | I help report spam so I got this! <--
Join Date: Dec 2010 Location: Vancouver
Posts: 2,867
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A carproof would tell you if there's an existing lien with name, address and the start date of the lien. As long as he hasn't pay the entire amount off, it'd still be there.
If there's a lien, go with him to whoever finance the car (bank, etc.) to confirm the amount. He can pay off the lien on the spot.
I hope you have some sort of recipe for the deposit.
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02-10-2011, 08:29 PM
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#11 | | RS Veteran
Join Date: Dec 2001 Location: GTA
Posts: 29,857
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CarProof.
$50 or whatever it costs can and will save you a bigger burden.
__________________ Quote:
Originally Posted by BIC_BAWS  I literally do not plan on buying another vehicle in my lifetime, assuming it doesn't get written off. | | 
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02-10-2011, 08:34 PM
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#12 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Mar 2004 Location: Richmond
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if it's purchased new in Canada then do an icbc lien check. That will be more accurate and quicker than if you did carfax or carproof
__________________ ⇐ If I bothered replying, that's the face I made while I typed.
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02-10-2011, 08:43 PM
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#13 | | I'm invisible
Join Date: Jun 2002 Location: 604 Vancouver
Posts: 4,458
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ICBC doesn't provide a lien check anymore unfortunately. Now its more difficult to find a company to do a lien check...
__________________
REVscene.net
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02-10-2011, 08:44 PM
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#14 | | RS Veteran
Join Date: Dec 2001 Location: GTA
Posts: 29,857
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ICBC no longer offers lien checks. Lien Check - ICBC website
__________________ Quote:
Originally Posted by BIC_BAWS I literally do not plan on buying another vehicle in my lifetime, assuming it doesn't get written off. | | |
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02-10-2011, 09:04 PM
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#15 | | My homepage has been set to RS
Join Date: Apr 2008 Location: Burnaby
Posts: 2,131
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Originally Posted by bcrdukes | That's horrible!..
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02-10-2011, 09:10 PM
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#16 | | I'm invisible
Join Date: Jun 2002 Location: 604 Vancouver
Posts: 4,458
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Are there any service centers in the lower mainland??? I can't seem to find any..
__________________
REVscene.net
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02-11-2011, 06:13 PM
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#17 | | NEWBIE ACCOUNT!
Join Date: Oct 2009 Location: Prince George,
Posts: 20
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ok now that I have had a chance to deal with the guy personally I feel much better. I will run out there tomorrow and bring the papers in to an autoplan agent before going any further.
For those who care, its an 02 Corolla with blown engine, almost mint body. Complete with parts car with supposedly good engine (haven't heard it yet). Either way I got the works for $500. I can't go wrong
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