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Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

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Old 02-26-2011, 09:03 AM   #26
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One thing to keep in mind is: when you are getting new insurance (new plate) or on renewal, and if you are unsure about your discount, have the insurance broker call ICBC. Sometimes there is learner's credit that can be missed. Its free to call on new plate and renewal, however if you want to update your discount midterm, ICBC will charge a $30 fee, which comes off the refund..
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Old 02-26-2011, 09:42 AM   #27
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$1500 a year for full coverage... But I'm in Alberta now.
And that wasnt even the cheapest. I think the cheapest was $1100 a year but a couple ppl said it took a while to get everything dealt with when they got in accidents with those companies
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Old 02-26-2011, 01:03 PM   #28
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Just as an example of territory rate differences, my 05 Mazda 3 GT with collision, comp, 3 mil and $300 deductible costs $130 a month in Victoria, and the same coverage costs $230 a month in Richmond.
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Old 02-26-2011, 01:13 PM   #29
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Old 02-26-2011, 02:37 PM   #30
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Yeah, but that thread is pretty old. We need an updated thread.

$5200 is quite a lot. That can buy a decent 2nd hand car for one years insurance. Ever thought of just taking transit so your CRS can drop first?
I would take transit and sell my car if it were an option for me, unfortunately the area where I live and work makes a car a necessity.

Relatively Young Driver + At Fault Accident = Ridiculous Insurance Premiums.

My accident was in the snow at a spot where there are routine accidents, I'm a very good and safe driver, but that doesn't factor into the ICBC assessment.
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Old 02-26-2011, 08:21 PM   #31
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Quote:
Originally Posted by Edison_Chen View Post
One thing to keep in mind is: when you are getting new insurance (new plate) or on renewal, and if you are unsure about your discount, have the insurance broker call ICBC. Sometimes there is learner's credit that can be missed. Its free to call on new plate and renewal, however if you want to update your discount midterm, ICBC will charge a $30 fee, which comes off the refund..
YES!

They missed a 5% discount when I went to my insurance broker. I had to call the ICBC head office to confirm this, and they sent me a partial refund for that 5% discount through my Credic Card
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Old 02-26-2011, 09:42 PM   #32
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$1968 for my 08 Evo at 35%.
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Old 02-26-2011, 09:45 PM   #33
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43% - 2mill, comp coll @ 300
EP3 civic SIR
less than 1000 a year
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Old 02-26-2011, 10:04 PM   #34
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$1900 for 2010 C300, max discounts, 3mil 3rd pty liability, $300 deductable, roadside plus.
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Old 02-27-2011, 12:36 AM   #35
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$1400 with 43% for rx330
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Old 02-27-2011, 12:41 AM   #36
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Old 02-27-2011, 12:48 AM   #37
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$1968 for my 08 Evo at 35%.
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wtf thats cheap compared to mine!
1700 / 97 el
35%
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Old 02-27-2011, 12:55 AM   #38
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$1968 for my 08 Evo at 35%.
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whoa! thats good! did you get extra coverage with that price?

Im at 35% and I pay $2000 for a 03 WRX..wtf
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Old 02-27-2011, 05:32 PM   #39
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$1400 @ 43% discount

2010 Subaru Forester
$5 million liability
$300 comp deductible
$500 collision deductible

People need to post the coverage they have or it's meaningless.
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Old 02-27-2011, 05:36 PM   #40
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43% - 2mill, comp coll @ 300
EP3 civic SIR
less than 1000 a year
Van isl.
That's cheap.

I think we pay a lot here for the lower mainland factor. Poor drivers and high vandalism/theft.
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Old 02-27-2011, 05:41 PM   #41
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