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What hasn't Killed me, has made me more tolerant of RS!
Join Date: Jan 2011
Location: van
Posts: 153
Thanked 54 Times in 23 Posts
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good cheap car to insure?
I currently drive an EP3 , and while it's a reliable and fun car to drive, when my insurance renews the quoted rates for my car are through the roof. the reason being is that I got in a huge crash that totaled my previous car, for which I was found responsible for. I had collision coverage and ICBC paid for my car, but I will be paying for it down the line. Combined this with the fact that is a Honda Civic, and me having only a shitty N, my rates will be pretty much unaffordable. My question is what is a car that you can insure for cheap (and the car itself is cheap)? I will definitely sell my EP3 if it will mean more affordable rates. Right now I am thinking of an old 240sx or a CRX. If I can avoid the sedans I would, but if there is no alternative, I'll probably even settle for a beater Volvo.
Try insuring the car without collision on the EP3?
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Quote:
Originally Posted by The_AK
Or you meet some girl at the club, cum inside of her, find out shes only in grade 12, so you buy a Prada bag for her to make things right, she finds out the bag is a fake and decides to have the kid
Quote:
Originally Posted by RX_Renesis
wtf did she get some bolt-on titties or what?
they look sooooooooooo much bigger than they were 2ish years ago.
Quote:
Originally Posted by nns
I can't stand the sound of Mandarin either. Boo yow nee bey nee shing bo now noong gey shee mayo mayo mayo mayo mayo mayo mayo.
I was surprised at how cheap the insurance for the miata is considering it's a sporty car and probably pretty easy to steal/vandalize too, it's $2000 @ 0% discount for comprehensive/collision. For me it's around $1800 a year for comprehensive/collision @ $300 deductible. (10% discount N driver)
get the crx! my '90 civic is $995 all year long w/o comprehensive. although, i have something like 35-40% off and with a class 5. these cars are worth $500-$1000 to ICBC so there's really no point in getting the extra coverage.
Any coupe will be expensive. Remember that the type of car you drive is only one factor and the payout is only material damage. You are essentially paying for "high risk" meaning higher potentials for bodily injuries which really is independent of your vehicle. Posted via RS Mobile
Any 89+ Honda will be a considerable amount due to the fact they're easy to steal. If you don't mind moving out from Honda. Try looking into older VWs. They're super cheap to insure. Posted via RS Mobile
^ true but my '87 mazda 323GT hb was equally easy to steal and was only $1400 w/ comprehensive and $2mil 3rd party liability somehow. i suppose there just weren't as many around to steal compare to civics. i was still class 7N at the time too (a few years ago now). also, i had locked my keys in one day and i managed to open my door with a long skinny knife. it was ridiculously easy...
icbc hates the 99-00 civics most though. #1 and #2 top stolen car for what now... the last decade? something like that
Or you meet some girl at the club, cum inside of her, find out shes only in grade 12, so you buy a Prada bag for her to make things right, she finds out the bag is a fake and decides to have the kid
Quote:
Originally Posted by RX_Renesis
wtf did she get some bolt-on titties or what?
they look sooooooooooo much bigger than they were 2ish years ago.
Quote:
Originally Posted by nns
I can't stand the sound of Mandarin either. Boo yow nee bey nee shing bo now noong gey shee mayo mayo mayo mayo mayo mayo mayo.
Just get a car that isn't worth enough to get more than the basic autoplan, then it doesn't matter what type of car it is because you aren't covering damage to it anyways.
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I searched for truth, and all I found was You
Originally posted by 97ITR He would step out of his freshly downtown autospa detailed 996 C4s, check out his own reflection in the driverside window out of habit, take off his brand new limited edition D&G aviator sunglasses so the mf can see the fury in his eyes, sashay over to the other guy and then threaten to insert his black leather Savatore Ferragamo loafers into the guys rear-end.
Get a geo metro or suzuki swift.. Great cars will last a long time.. Also no one wants to steal them.. My first car was a 94 swift and it was a beast.. Plus i never locked the door and left my deck unbolted and it never got stolen.
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Cash Rules Everything Around Me!
Current:
2006 Honda Fourtrax Rancher 400cc ATV (Offroad trails + Winter Snow Plow)
1995 Toyota Tacoma (Toy Hauler)
2003 Honda Civic SIR (Daily Beater)
2018 KTM 390 Duke (Gas Saver)
2017 Subaru WRX Sport-Tech + STI 6MT (Weekend Track)
2022 Yamaha MT09(Faster Gas Saver)
Past:
2014 Honda Grom
1971 MG MGB Tourer
Kayo MR125 Race Bike
2001 Honda Odyssey
2009 Toyota Corolla CE
2007 Honda Ruckus
2007 Husqvarna SM610 SuperMoto
2001 Honda S2000
Sonick is a genius. I won't go into detail what's so great about his post. But it's damn good!
2010 Toyota Rav4 Limited V6 - Wifey's Daily Driver
2009 BMW 128i - Daily Driver
2007 Toyota Rav4 Sport V6 - Sold
1999 Mazda Miata - Sold
2003 Mazda Protege5 - Sold
1987 BMW 325is - Sold
1990 Mazda Miata - Sold
I'm paying 155 a month on an AE92 Corolla GTS with comprehensive and 1 mil liability with a 5% discount. Even though I put collision on my last cars, the rate I have now would still have been lower if I had it.
76' VW Bus
I had one as a daily bomb a few years back and it was only 600 a year to insure.
But are you man enough for such German automotive supremacy.
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tong hua was icing on the cake for that video
