Busters crushes wrong car by mistake

[sebberry]

Originally Posted by taylor192

Stop living in a land of fairy tales. My insurance works the same way, it punishes me, the owner, regardless of whomever I toss the keys to if they have an accident.

And do you think that's right? Why not insure the individual instead of the car? That way you punish the twit that crashed the thing, not the owner who wasn't anywhere near the collision.

You always take the position that a wrong-doer should man up and take responsibility for their cock-up, yet now you suggest that the owner who wasn't even in the car should be responsible instead?

[taylor192]

Originally Posted by sebberry

And do you think that's right? Why not insure the individual instead of the car? That way you punish the twit that crashed the thing, not the owner who wasn't anywhere near the collision.

You always take the position that a wrong-doer should man up and take responsibility for their cock-up, yet now you suggest that the owner who wasn't even in the car should be responsible instead?

When you lend your vehicle to someone, you've taken on some of the responsibility, you're not absolved of responsibility as you wrongly believe. I have not let some people drive my car cause I didn't trust them. My parents bought my brother and I a POS to drive, cause they didn't trust us with their cars.

You can insure "just the individual" with private insurance as you can get insurance that doesn't allow anyone else to drive the vehicle. Thus you couldn't lend your vehicle to your kids and there'd be no issue.

[Soundy]

Originally Posted by Great68

She would have known this how? By speeding tickets he may or may not have received? I'm sure he would have shown them all to her.

While your experience may have been different growing up, believe it or not, most parents are not oblivious idiots.

Originally Posted by Bainne

Parental responsibilty aside, the law does not punish the perpetrator, it only serves to maximize revenue through the highest fines. By law, if a thief is caught excessively speeding in a stolen vehicle, the vehicle will be impounded at the owners expense.

Yes a parent has a responsibility to ensure their child is being responsible, but how can you justify that the parent or car owner or car lender should be held MORE culpable for the "misbehavior" than the actual perpetrator
Posted via RS Mobile

Nobody's holding her "more culpable" for anything.

Originally Posted by Great68

It'd be kind of like the son taking one of the mother's kitchen knives, stabbing someone and then trying to hold the mother criminally responsible for having the knives accessible in the kitchen. That would be pretty absurd, this situation isn't a whole lot different to me.

It's different if she HANDS him the knife, especially if she knows he has a propensity for cutting people.

Originally Posted by taylor192

Stop living in a land of fairy tales. My insurance works the same way, it punishes me, the owner, regardless of whomever I toss the keys to if they have an accident.

This. When you register and insure a vehicle, you take on the responsibility for its use, PERIOD. If you ALLOW someone else to use it - a child, parent, friend, pet - you are still held responsible for how it's used. End of story.

[sebberry]

Originally Posted by Soundy

This. When you register and insure a vehicle, you take on the responsibility for its use, PERIOD. If you ALLOW someone else to use it - a child, parent, friend, pet - you are still held responsible for how it's used. End of story.

I understand that's how the system works in BC, I'm not disputing that. But should it work that way? Does it hold the right person accountable when something goes wrong?