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08-21-2024, 07:45 AM
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#22476 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
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Originally Posted by PeanutButter  He makes just over $100k, his wife makes about $60k. He's a hard working guy, he's always been, but he just isn't smart with his money. He doesn't spend extravagantly, but I think they spend a lot on little things. I don't think he's gone on a vacation via airplane in years. They bought a $500k condo five ish years ago, so whatever that payment is now. | If he owns a place just get a HELOC and pay off the card with that for a much better rate. Even if they don't do it right and actually pay down the debt at least they'll be at a lower rate.
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | 
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08-21-2024, 08:30 AM
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#22477 | | ninja edits your posts without your knowledge
Join Date: Jan 2004 Location: Vancouver
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MBNA has regular promos for transfers: https://www.mbna.ca/en/credit-cards/balance-transfer
If he can pay off in a year, he'll def come out ahead.
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08-21-2024, 09:18 AM
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#22478 | | in the butt
Join Date: Aug 2016
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| Quote:
Originally Posted by PeanutButter
He makes just over $100k, his wife makes about $60k. He's a hard working guy, he's always been, but he just isn't smart with his money. He doesn't spend extravagantly, but I think they spend a lot on little things. I don't think he's gone on a vacation via airplane in years. They bought a $500k condo five ish years ago, so whatever that payment is now.
| A 500k condo 5 years ago is 650-800k today.
Heloc the condo > pay off 50k CC debt > now he is paying 6-7% instead of 22% > stop spending money for 2 years, pay off 50k at 6-7%.
Dude has a serious spending problem, and or there is more to the picture we dont know about
Edit: too soon, underscore beat me to it
__________________ Quote:
Originally Posted by Mr.Money
i hate people who sound like they smoke meth then pretend like they matter.
Originally Posted by ilovebacon
Does anyone have a pair of 25 pounds one-inch hole for sale at a reasonable price?
Originally Posted by mikemhg
Clothes come off and my car is permeated with the smell of fillet-o-fish and canned tuna.
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08-21-2024, 09:31 AM
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#22479 | | I *heart* Revscene.net very Muchie
Join Date: Apr 2001 Location: Burn-A-Bee
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Am I the only person here that have don't know how much money my friends make, or their husbands/wives/partners make?
Sure I can guess, but that's not the same as knowing
__________________ Never argue with a dumbass, they drag you down to their level and try to beat you with experience My Feedback
Blah™
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08-21-2024, 09:37 AM
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#22480 | | linguistic ninja
Join Date: Aug 2001 Location: Vancouver, BC
Posts: 16,041
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^Obvs you don't have PeanutButter's type of Rizz. He just says the right words and everyone just spills their guts/financial situation/tax returns/puts him in their will.
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08-21-2024, 10:17 AM
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#22481 | | Rs has made me the woman i am today!
Join Date: Mar 2006 Location: Vancouver
Posts: 4,011
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| Quote:
Originally Posted by donk. A 500k condo 5 years ago is 650-800k today.
Heloc the condo > pay off 50k CC debt > now he is paying 6-7% instead of 22% > stop spending money for 2 years, pay off 50k at 6-7%.
Dude has a serious spending problem, and or there is more to the picture we dont know about
Edit: too soon, underscore beat me to it | Not inconceivable for there to be something underlying that no one knows about and they are too ashamed to admit it. Wife's ex had a friend who was dating an ugly bitchy chick for a long time and she couldn't figure out why. It came out a few years after that the guy has a gambling problem and the chick has been paying off his gambling debt.
On a totally unrelated note. It's about time we do a MG1 wellness check? It's been awhile.
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08-21-2024, 10:26 AM
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#22482 | | My homepage has been set to RS
Join Date: Jun 2013 Location: Burnaby
Posts: 2,424
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I guess HELOC seems like the most appropriate course. I'll talk to them and see how much equity they have and try to get them on their way. Thanks guys!
In regards to salaries, I don't know all of my friends salaries, but I have a pretty good range. In our friend group we talk about promotions and raises and salaries, I guess that's just what we do. It's also common for people to ask directly, "So what's your salary range right now". I know this isn't typical friend behavior though.
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08-21-2024, 10:42 AM
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#22483 | | My homepage has been set to RS
Join Date: Jun 2013 Location: Burnaby
Posts: 2,424
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Originally Posted by CivicBlues ^Obvs you don't have PeanutButter's type of Rizz. He just says the right words and everyone just spills their guts/financial situation/tax returns/puts him in their will. | You know what's crazy.
One of my aunt's wanted to put me in her will.
I was away for a few years and I didn't know anyone except this one aunt, she would always come by and make me food, buy me food, she would literally clean my apartment.
I would take her for dinners to show my appreciation, I would remember her birthday, flowers for mothers day, etc. Just like normal appreciative behavior for someone who would make you food and clean your apartment. She was amazing. I moved back home but I still keep in contact with her. I will never forget what she did for me during that time.
Her kids were a-holes, they always yelled at her, gave her attitude, always disrespected her in front of me. So, relatively, i'm a superstar, a son she never had.
Anyway, fast forward a few years and my mom ends up telling me that she wanted to put me in her will because she knew I would appreciate it and I was always so nice to her, etc. My mom shut that down so hard and fast and told her that I don't need to be in the will, i'm taken care of, etc.
So yeah, I may or may not be in my aunts will.
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08-21-2024, 11:48 AM
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#22484 | | I contribute to threads in the offtopic forum
Join Date: Mar 2011 Location: Vancouver
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Originally Posted by PeanutButter Her kids were a-holes, they always yelled at her, gave her attitude, always disrespected her in front of me. So, relatively, i'm a superstar, a son she never had. | Dude, are you my cousin?
__________________
Current: 2019 Acura RDX
Gone: 2007 Acura TSX, 2008 Mazda 3 GT, 2003 Mazda Miata LS, 2008 Mazda Miata GT PRHT, 2003 Mazda Protege 5
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08-21-2024, 11:53 AM
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#22485 | | I told him no, what y'all do?
Join Date: Aug 2006 Location: Vancouver
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Originally Posted by CivicBlues ^Obvs you don't have PeanutButter's type of Rizz. He just says the right words and everyone just spills their guts/financial situation/tax returns/puts him in their will. | he has a PhD in Rizzonomics
__________________ Feedback
http://www.revscene.net/forums/showthread.php?t=611711 Quote: Greenstoner
1 rat shit ruins the whole congee
originalhypa
You cannot live the life of a whore and expect a monument to your chastity | Quote:
[22-12, 08:51]mellomandidnt think and went in straight..scrapped like a bitch
[17-09, 12:07]FastAnna glowjob
[17-09, 12:08]FastAnna I like dat
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08-21-2024, 12:52 PM
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#22486 | | Performance Moderator
Join Date: Jun 2001 Location: Richmond
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If I had an STD, I would tell PeanutButter about it. Peanutbutter: Check your PM's  | |
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08-21-2024, 01:30 PM
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#22487 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Oct 2016 Location: Ricemond
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Peanutty therapy is best therapy.
Nutty: Hey hobz!
Me: I’ll tell you everything !!!!! This is how much I make, where I live, my social insurance number. Just take it !!!!!
Nutty: I just wanted to ask which jelly would pair better with my PB ….
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08-21-2024, 01:41 PM
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#22488 | | Rs has made me the man i am today!
Join Date: Nov 2008 Location: Vancouver
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Originally Posted by 68style If I had an STD, I would tell PeanutButter about it. | Why, you guys clappin?
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08-21-2024, 01:44 PM
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#22489 | | Performance Moderator
Join Date: Jun 2001 Location: Richmond
Posts: 16,358
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Well, he did say after marriage and 2 kids that he’d take what he can get
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08-21-2024, 01:56 PM
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#22490 | | My homepage has been set to RS
Join Date: Jun 2013 Location: Burnaby
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Honestly, I feel like it's the same type of communication we have here on RS. I know some pretty nuanced details of peoples lives here.
Hell, I know what Badhobz kitchen looks like...
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08-21-2024, 02:10 PM
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#22491 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Oct 2016 Location: Ricemond
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Yah yah yah that’s nothing. Let me know when you know what my wife’s vagina looks like.
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08-21-2024, 02:14 PM
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#22492 | | My homepage has been set to RS
Join Date: Jun 2013 Location: Burnaby
Posts: 2,424
Thanked 2,907 Times in 770 Posts
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Originally Posted by 68style If I had an STD, I would tell PeanutButter about it. Peanutbutter: Check your PM's | Fkn kids don't even know what a STD is anymore.. Our terminology is so dated now.
STI now.
I hate how i'm constantly reminded that i'm "Old".
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08-21-2024, 02:14 PM
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#22493 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Oct 2016 Location: Ricemond
Posts: 8,734
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I knew Subarus were diseased garbage……
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08-21-2024, 02:17 PM
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#22494 | | My homepage has been set to RS
Join Date: Jun 2013 Location: Burnaby
Posts: 2,424
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Originally Posted by supafamous Dude, are you my cousin? | Well, if you have an aunt in Ontario, maybe.
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08-21-2024, 02:17 PM
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#22495 | | Performance Moderator
Join Date: Jun 2001 Location: Richmond
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I don't call it a STI on purpose just because I feel bad for all the Subie owners lol
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08-21-2024, 02:37 PM
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#22496 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
Posts: 16,573
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I call it an STI on purpose because I don't lol.
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | |
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08-21-2024, 02:39 PM
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#22497 | | Performance Moderator
Join Date: Jun 2001 Location: Richmond
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underscore just out there kickin all sorts of dudes when they're down lol....
So much schadenfraude
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08-21-2024, 02:42 PM
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#22498 | | in the butt
Join Date: Aug 2016
Posts: 2,816
Thanked 3,535 Times in 1,289 Posts
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| Quote:
Originally Posted by PeanutButter I guess HELOC seems like the most appropriate course. I'll talk to them and see how much equity they have and try to get them on their way. Thanks guys!
| Report back once he is 50k in CC debt + 150k in heloc debt because he chose to spend it instead
__________________ Quote:
Originally Posted by Mr.Money
i hate people who sound like they smoke meth then pretend like they matter.
Originally Posted by ilovebacon
Does anyone have a pair of 25 pounds one-inch hole for sale at a reasonable price?
Originally Posted by mikemhg
Clothes come off and my car is permeated with the smell of fillet-o-fish and canned tuna.
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08-21-2024, 02:47 PM
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#22499 | | Hacked RS to become a mod
Join Date: Feb 2002 Location: Sunny Hong Kong
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This is too good for the AI thread | |
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08-21-2024, 03:55 PM
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#22500 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
Posts: 16,573
Thanked 9,257 Times in 4,029 Posts
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What have you guys seen for sharing photos during/after a wedding? A few years back my friends used an app called The Guest which would auto-upload photos during a set timespan and it was super convenient but it seems like that's no longer available.
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | |
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