| Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum. |
 | | 
02-24-2014, 10:59 AM
|
#301 | | Rs has made me the man i am today!
Join Date: May 2008 Location: Burnaby
Posts: 3,148
Thanked 1,053 Times in 595 Posts
Failed 21 Times in 13 Posts
| Quote:
Originally Posted by Ch28  Do those of you with AMEX cards have a hard time using them here in Vancouver? | Nope. My Costco AMEX pays for itself (the Costco fee) with the card used mainly for gas and Costco (it's my dedicated gas card).
As for restaurants- I find that quite a number of non-Asian restaurants take it. Any bigger chain restaurant takes it as well (think White Spot, Cactus, McDonalds, Tim Hortons).
For all else, I have a PC World MC. But basically my AMEX has only been denied at smaller stores and Asian restaurants.
| 
|  | |
02-26-2014, 07:36 PM
|
#302 | | My AFC gave me an ABS CEL code of LOL while at WOT!
Join Date: Feb 2005 Location: Richmond
Posts: 1,866
Thanked 360 Times in 154 Posts
Failed 18 Times in 8 Posts
|
has anyone ever used the concierge service that comes with the higher tier cards? i've read that they can often secure reservations in hard to book restaurants.
| |
| | |
02-26-2014, 07:39 PM
|
#303 | | WOAH! i think Vtec just kicked in!
Join Date: Mar 2013 Location: Y
Posts: 1,604
Thanked 1,399 Times in 396 Posts
Failed 147 Times in 59 Posts
|
Amex arrived today  | |
| | |
02-26-2014, 07:39 PM
|
#304 | | WOAH! i think Vtec just kicked in!
Join Date: Mar 2013 Location: Y
Posts: 1,604
Thanked 1,399 Times in 396 Posts
Failed 147 Times in 59 Posts
| Quote:
Originally Posted by Jer3 has anyone ever used the concierge service that comes with the higher tier cards? i've read that they can often secure reservations in hard to book restaurants. | They can. But which kind of restaurants did you had in mind?
| |
| | |
02-27-2014, 08:17 PM
|
#305 | | Everyone wants a piece of R S...
Join Date: Feb 2011 Location: Los Santos, USA
Posts: 383
Thanked 524 Times in 140 Posts
Failed 42 Times in 9 Posts
|
Got my Amex because of this thread.
Just got my 25,000 bonus points as well and converted them all to Aeroplan with a phone call. The customer support is on another level compared to the other CC companies. Everytime I call CIBC I feel like I'm suspected of theft or something with the 6000 verification questions they ask.
| |
| | |
02-27-2014, 08:21 PM
|
#306 | | i like gifs
Join Date: Dec 2001 Location: imgur
Posts: 27,179
Thanked 7,785 Times in 2,695 Posts
Failed 4,294,967,295 Times in 169 Posts
| Quote:
Originally Posted by jackmeister Most Asian places that take credit card usually decline amex because their service charges are much more than visa/mastercard
But your regular non-asian businesses, big box furniture stores, and gas stations, usually will take AMEX.
Someone's gotta pay for those crazy benefits. And it isn't you directly. | Quote:
Originally Posted by m3thods Nope. My Costco AMEX pays for itself (the Costco fee) with the card used mainly for gas and Costco (it's my dedicated gas card).
As for restaurants- I find that quite a number of non-Asian restaurants take it. Any bigger chain restaurant takes it as well (think White Spot, Cactus, McDonalds, Tim Hortons).
For all else, I have a PC World MC. But basically my AMEX has only been denied at smaller stores and Asian restaurants. |  | |
| | |
02-27-2014, 08:53 PM
|
#307 | | MOD MOD MOD MOD MOD
Join Date: Dec 2003 Location: vancouver
Posts: 5,883
Thanked 3,528 Times in 1,164 Posts
Failed 212 Times in 81 Posts
|
The question has been answered many times in this thread already in the past few pages. I am surprised by the number of stores/restaurants that accept AMEX. and it seems as though its on an increase too now! I use it for as many things as I can to rack up points.
__________________ Quote: | [03-07, 03:26] Yodamaster - The feeling when you quickly insert without hitting the sides | | |
| | |
02-27-2014, 10:00 PM
|
#308 | | I Will not Admit my Addiction to RS
Join Date: May 2011 Location: vancouver
Posts: 532
Thanked 422 Times in 70 Posts
Failed 68 Times in 16 Posts
|
for the true earning amex card can you just buy a one year costco membership then cancel it?
| |
| | |
02-27-2014, 11:07 PM
|
#309 | | Rs has made me the man i am today!
Join Date: May 2008 Location: Burnaby
Posts: 3,148
Thanked 1,053 Times in 595 Posts
Failed 21 Times in 13 Posts
| Quote:
Originally Posted by JayEch for the true earning amex card can you just buy a one year costco membership then cancel it? | I don't think so. It's linked to your Costco card.
Why not get a regular AMEX at that point? With the True Earning your "yearly fee" is the Costco membership, which ends up getting paid via using the AMEX. With other cards you're paying the yearly fee, but if your rewards far outweigh the cost then it's worth it.
To give a bit of perspective, I use my AMEX on about $120-$150 gas per month. I spend about $60 at Costco every month for various heavily-used groceries. I eat out on average maybe $50 a month on the card.
Over the year, I received a rebate over $160. With a membership at ~$110, I pocketed the rest. Just by using it for your dedicated gas card will allow you to pay off the membership cost. The cool thing is that you can cash out the rebate, so it can be a cash back card if you want.
| |
| | |
02-28-2014, 11:35 AM
|
#310 | | WOAH! i think Vtec just kicked in!
Join Date: Mar 2013 Location: Y
Posts: 1,604
Thanked 1,399 Times in 396 Posts
Failed 147 Times in 59 Posts
| Quote:
Originally Posted by JayEch for the true earning amex card can you just buy a one year costco membership then cancel it? | Personally, I don't see any value in the Costco Amex (for my needs)
You get 3% dining / 2% gas / 1% everything else.
But if you read the fine print....the 1% is tiered at:
- 0.25% for the first $1000
- 0.50% for the next $2000
- 1.00% on any amount over $3000
2% gas is capped at $3000. Then becomes 1% afterwards.
With two cars in the family, I'm easily over $250/month in gas purchases.
I rather get a normal Amex Gold Rewards or MANY other credit cards out there (ie. MBNA)
| |
| | |
03-03-2014, 10:53 PM
|
#311 | | Fathered more RS members than anybody else. Who's your daddy?
Join Date: Aug 2002
Posts: 25,116
Thanked 11,775 Times in 5,045 Posts
Failed 316 Times in 202 Posts
|
Speaking of American Express/Costco card............ I just opened up my bill and there's this ad asking people to enter a contest. "How did you spend your rebate money?" To share your story, visit americanexpress.ca/myrebate.
For fun, I will send this in (been wanting to do this for a while)............. "I used my rebate cash to get Hookers and Blow." I would be surprised if I won. LOLOLOLOLOL.
__________________ Quote: |
"there but for the grace of god go I"
| Quote: |
Youth is, indeed, wasted on the young.
| YODO = You Only Die Once.
Dirty look from MG1 can melt steel beams.
"There must be dissonance before resolution - MG1" a musical reference.
Last edited by MG1; 03-04-2014 at 04:38 AM.
| 
| | |
03-04-2014, 09:51 AM
|
#312 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Mar 2006 Location: Burnaby
Posts: 8,027
Thanked 552 Times in 237 Posts
Failed 31 Times in 24 Posts
| Quote:
Originally Posted by v_tec Personally, I don't see any value in the Costco Amex (for my needs)
You get 3% dining / 2% gas / 1% everything else.
But if you read the fine print....the 1% is tiered at:
- 0.25% for the first $1000
- 0.50% for the next $2000
- 1.00% on any amount over $3000
2% gas is capped at $3000. Then becomes 1% afterwards.
With two cars in the family, I'm easily over $250/month in gas purchases.
I rather get a normal Amex Gold Rewards or MANY other credit cards out there (ie. MBNA) | The only reason I would get it would be so that I can use a credit card instead of cash/debit at Costco.
| |
| | |
03-04-2014, 11:10 AM
|
#313 | | Rs has made me the man i am today!
Join Date: May 2008 Location: Burnaby
Posts: 3,148
Thanked 1,053 Times in 595 Posts
Failed 21 Times in 13 Posts
|
^Which is the main reason why I picked it up. Why pay cash/debit when I can get something in return in the form of cash-back via the AMEX.
I just happen to use it as a gas/restaurant card because of the cash back percentages.
| |
| | |
03-04-2014, 11:44 AM
|
#314 | | WOAH! i think Vtec just kicked in!
Join Date: Mar 2013 Location: Y
Posts: 1,604
Thanked 1,399 Times in 396 Posts
Failed 147 Times in 59 Posts
| Quote:
Originally Posted by JKam The only reason I would get it would be so that I can use a credit card instead of cash/debit at Costco. | Quote:
Originally Posted by m3thods ^Which is the main reason why I picked it up. Why pay cash/debit when I can get something in return in the form of cash-back via the AMEX.
I just happen to use it as a gas/restaurant card because of the cash back percentages. | ...and you could just use any Amex card for that. No need to be specifically Costco's Amex.
| |
| | |
03-04-2014, 12:13 PM
|
#315 | | Rs has made me the man i am today!
Join Date: May 2008 Location: Burnaby
Posts: 3,148
Thanked 1,053 Times in 595 Posts
Failed 21 Times in 13 Posts
|
And based on my needs, I chose the Costco AMEX. If it doesn't work for you, that's good for you.
Are there any other AMEX cards that do not have annual fees? I haven't done enough research on the matter, but until one is brought to my attention why would I pay for annual fees on another AMEX on top of the Costco membership cost (which I treat as my card's annual cost).
| |
| | |
03-04-2014, 06:29 PM
|
#316 | | Fathered more RS members than anybody else. Who's your daddy?
Join Date: Aug 2002
Posts: 25,116
Thanked 11,775 Times in 5,045 Posts
Failed 316 Times in 202 Posts
|
I shop at Costco. Plain and simple. The only time I use the Amex.
I get the bill, I pay it right away.
__________________ Quote: |
"there but for the grace of god go I"
| Quote: |
Youth is, indeed, wasted on the young.
| YODO = You Only Die Once.
Dirty look from MG1 can melt steel beams.
"There must be dissonance before resolution - MG1" a musical reference.
| |
| | |
04-10-2014, 10:00 PM
|
#317 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Mar 2005 Location: Coquitlam
Posts: 178
Thanked 48 Times in 23 Posts
Failed 0 Times in 0 Posts
|
wondering if anybody here has successfully applied for both Amex Gold Reward and AeroplanPlus Gold
seems like a good deal to get 50000 aeroplan points (or 25000 aeroplan and 25000 for the flight reward program of your choice)
| |
| | |
04-10-2014, 11:43 PM
|
#318 | | WOAH! i think Vtec just kicked in!
Join Date: Mar 2013 Location: Y
Posts: 1,604
Thanked 1,399 Times in 396 Posts
Failed 147 Times in 59 Posts
| Quote:
Originally Posted by cdizzle wondering if anybody here has successfully applied for both Amex Gold Reward and AeroplanPlus Gold
seems like a good deal to get 50000 aeroplan points (or 25000 aeroplan and 25000 for the flight reward program of your choice) | No problem at all, as long as you're able to meet the $500 (x2) in first 3 months.
And if you're referred by a friend (or stranger), you actually get 30,000 Aeroplan Miles...so total of 55k miles for the two cards, first year free.
| |
| | |
04-11-2014, 02:18 PM
|
#319 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Mar 2005 Location: Coquitlam
Posts: 178
Thanked 48 Times in 23 Posts
Failed 0 Times in 0 Posts
| Quote:
Originally Posted by v_tec No problem at all, as long as you're able to meet the $500 (x2) in first 3 months.
And if you're referred by a friend (or stranger), you actually get 30,000 Aeroplan Miles...so total of 55k miles for the two cards, first year free. |
thanks!
i just applied for the aeroplan plus, and with your advice in mind i will probably apply for the gold rewards in a few months i think
| |
| | |
04-11-2014, 02:39 PM
|
#320 | | Old School RS
Join Date: May 2004 Location: Port Moody
Posts: 4,626
Thanked 4,097 Times in 1,252 Posts
Failed 129 Times in 79 Posts
|
I've been working on this guide on my blog: FLY BUSINESS CLASS TO EUROPE FOR $299
(Disclaimer, it has two referral links in it - one is mine and one is roast puff's)
Shows you you can generate 90,000AP upfront for a net cost of $299 over 2 years.
__________________
I'm old now - boring street cars and sweet race cars. | |
| | |
04-11-2014, 03:27 PM
|
#321 | | WOAH! i think Vtec just kicked in!
Join Date: Mar 2013 Location: Y
Posts: 1,604
Thanked 1,399 Times in 396 Posts
Failed 147 Times in 59 Posts
| Quote:
Originally Posted by lowside67 Shows you you can generate 90,000AP upfront for a net cost of $299 over 2 years. | I rather sign up for Plat MR for 60,000 welcome bonus -> Self-refer for 15,000 referral -> Gold MR for 25,000 welcome bonus.
Total of 100,000 MR, with the same '$299 cost' as your example.
This then gives you the possibility to transfer 1:1 to Aeroplan...or if it ever happens, 1:1.5 to BA for 150,000 Avios.
But I don't currently have the income level for the Plat card(s)  | |
| | |
04-11-2014, 04:12 PM
|
#322 | | I contribute to threads in the offtopic forum
Join Date: Jun 2013 Location: Burnaby
Posts: 2,541
Thanked 2,996 Times in 808 Posts
Failed 412 Times in 112 Posts
|
^ Have you even tried for the platinum card? I'm sure if you put your income as $45,000 and your credit is decent you'll get approved.
Also, from the many pages i've read on redflagdeals, signing up for a credit card reduces your credit score anywhere from 4-10 points, but these get absorbed after about a year. So the guys on RFD recommend not to sign up for any credit card within two years of applying for credit or a mortgage. Just food for thought.
I just signed up for both the gold rewards and aeroplan cards. I'm thinking about the Platinum card as well. Those lounge benefits are huge!
| |
| | |
04-11-2014, 07:40 PM
|
#323 | | WOAH! i think Vtec just kicked in!
Join Date: Mar 2013 Location: Y
Posts: 1,604
Thanked 1,399 Times in 396 Posts
Failed 147 Times in 59 Posts
| Quote:
Originally Posted by PeanutButter ^ Have you even tried for the platinum card? I'm sure if you put your income as $45,000 and your credit is decent you'll get approved. | To be precise - I actually have no income right now as a student. I'm surprise they even approved my Gold card. Might give the Plat a try towards the end of the year. Quote:
Originally Posted by PeanutButter I just signed up for both the gold rewards and aeroplan cards. I'm thinking about the Platinum card as well. Those lounge benefits are huge! | Sorry, you meant the lounge benefits WERE huge?
They are mostly gone now...
| |
| | |
04-11-2014, 09:45 PM
|
#324 | | Old School RS
Join Date: May 2004 Location: Port Moody
Posts: 4,626
Thanked 4,097 Times in 1,252 Posts
Failed 129 Times in 79 Posts
| Quote:
Originally Posted by v_tec
I rather sign up for Plat MR for 60,000 welcome bonus -> Self-refer for 15,000 referral -> Gold MR for 25,000 welcome bonus.
Total of 100,000 MR, with the same '$299 cost' as your example.
This then gives you the possibility to transfer 1:1 to Aeroplan...or if it ever happens, 1:1.5 to BA for 150,000 Avios.
But I don't currently have the income level for the Plat card(s) | Just FYI, there are lots of people who have gotten screwed self-referring. I managed to self-refer from my AeroPlat to my AeroGold, but Flyertalk is FULL of people who didnt get all the points. It's a lot easier / less heatscore to do the AeroGold vs the Gold MR which is why I recommended it as it makes it a bit easier for first timers, but your point is well made and theoretically possible.
__________________
I'm old now - boring street cars and sweet race cars. | |
| | |
04-11-2014, 09:46 PM
|
#325 | | Old School RS
Join Date: May 2004 Location: Port Moody
Posts: 4,626
Thanked 4,097 Times in 1,252 Posts
Failed 129 Times in 79 Posts
| Quote:
Originally Posted by PeanutButter I just signed up for both the gold rewards and aeroplan cards. I'm thinking about the Platinum card as well. Those lounge benefits are huge! | I actually just received my platinum card this afternoon. The benefits portfolio is very impressive - the hotel chain perks are significant and the companion ticket can be a nice feature if you can use it.
__________________
I'm old now - boring street cars and sweet race cars. | |
| | | |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts
HTML code is Off
| | |
All times are GMT -8. The time now is 11:55 PM.
|
You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!
The banners on the left side and below do not show for registered users!
