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02-20-2020, 07:58 PM
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#876 | | Banned By Establishment
Join Date: Mar 2002 Location: Vancouver
Posts: 7,411
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Originally Posted by CivicBlues  Did you get this in the mail? I haven't gotten any notification of this change yet. | No, I saw it on RedFlagDeals yesterday and just finished reading the 20 or so new pages before I posted it here.
It is still a good no annual fee card if you can meet the minimum annual spend to keep the World Elite status. But for many people I don't think that's possible. https://forums.redflagdeals.com/roge...487/#p32170024
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02-20-2020, 09:40 PM
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#877 | | RS has made me the bitter person i am today!
Join Date: Dec 2002 Location: YVR/TPE
Posts: 4,881
Thanked 2,964 Times in 1,280 Posts
Failed 652 Times in 209 Posts
| Quote:
Originally Posted by Infiniti Isn't it minimum 150k annual spend to qualify for Centurion? | 250k back in June 2019, not sure if any change.
Nevertheless, it's not about meeting the minimum. People I know of who has Centurion usually spend close to half a mil on average on their Amex alone before being offered one.
But really, it's not exactly a great card other than some bragging right if you don't use the concierge. And it carries a hefty yearly fee. At least 3 persons I know of canceled their Centurion because it simply didn't make sense.
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02-21-2020, 12:59 AM
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#878 | | Banned (ABWS)?
Join Date: Oct 2004 Location: Vancouver
Posts: 19,372
Thanked 4,074 Times in 1,742 Posts
Failed 434 Times in 211 Posts
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Wow.. that sucks. I just got this card in Dec, lol...
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02-21-2020, 12:59 AM
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#879 | | Banned (ABWS)?
Join Date: Oct 2004 Location: Vancouver
Posts: 19,372
Thanked 4,074 Times in 1,742 Posts
Failed 434 Times in 211 Posts
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Originally Posted by DJ Milk | Wow.. that sucks. I just got this card in Dec, lol...
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02-21-2020, 05:24 AM
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#880 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Oct 2005 Location: Revscene
Posts: 9,859
Thanked 8,039 Times in 2,704 Posts
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Lol I just got this card too. Cash back on Us only instead of all FX is a deal-breaker. Good thing my euro trip is in May, cancel it after that.
Considering the Scotia passport infinite as a travel alternative https://www.scotiabank.com/ca/en/per...nite-card.html
__________________ Quote:
Originally Posted by skyxx Sonick is a genius. I won't go into detail what's so great about his post. But it's damn good! | 2010 Toyota Rav4 Limited V6 - Wifey's Daily Driver
2009 BMW 128i - Daily Driver
2007 Toyota Rav4 Sport V6 - Sold
1999 Mazda Miata - Sold
2003 Mazda Protege5 - Sold
1987 BMW 325is - Sold
1990 Mazda Miata - Sold 100% Buy and Sell Feedback | 
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02-21-2020, 08:05 AM
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#881 | | I contribute to threads in the offtopic forum
Join Date: Apr 2001 Location: VAN/RMD/BBY
Posts: 2,596
Thanked 1,022 Times in 450 Posts
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Went through that RFD thread and still couldn't find a good replacement for the "everything else" category. Any suggestions other than AMEX Simply Cash?
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02-21-2020, 09:18 AM
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#882 | | linguistic ninja
Join Date: Aug 2001 Location: Vancouver, BC
Posts: 16,518
Thanked 4,484 Times in 1,610 Posts
Failed 145 Times in 83 Posts
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Has anyone used to Rogers World Elite card for Car Rental Insurance abroad?
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02-21-2020, 02:48 PM
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#883 | | Rs has made me the man i am today!
Join Date: Aug 2007 Location: Richmond
Posts: 3,469
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Man that's BS.. 0.5% net for USD transactions and another 0.25% drop for CAD transactions...
Time to wait it out for the next best card or get the Scotia Passport
__________________ '00 Honda Accord V6 [sold]
'95 BMW 325i Cabriolet [RIP]
'03 VW Jetta 1.8T [RIP]
'06 BMW 330i [RIP] '02 BMW M3 '99 Honda Civic SIR [sold] '19 Civic Type R[sold] '22 MINI Cooper SE My Photojournal: simplexcars | |
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02-25-2020, 09:46 AM
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#884 | | RS has made me the bitter person i am today!
Join Date: May 2005 Location: 604
Posts: 4,523
Thanked 1,752 Times in 553 Posts
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RN
1. CIBC Aerogold (20K Aeroplan points, FYF): main card
2. AMEX Cobalt ($100 GCR rebate): For restaurant/food purchases.
3. Stack Pre Paid Mastercard when I am on vacation or going down to the states.
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02-25-2020, 12:43 PM
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#885 | | Even when im right, revscene.net is still right!
Join Date: Sep 2004 Location: Vancouver
Posts: 1,394
Thanked 266 Times in 91 Posts
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Umm literally just signed up for the Rogers Elite last week. Still waiting on the card in the mail...ugh
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02-26-2020, 06:40 AM
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#886 | | ESKETIT
Join Date: Feb 2004 Location: Shambhala
Posts: 23,357
Thanked 9,693 Times in 2,325 Posts
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I been using the most basic TD visa for my everyday purchases for years and Home Trust for online.
whats the best card atm for everyday use? the cashback is pretty shitty lol
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02-26-2020, 07:28 AM
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#887 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Oct 2005 Location: Revscene
Posts: 9,859
Thanked 8,039 Times in 2,704 Posts
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I just signed up for Amex Cobalt for my personal card, as a lot of my individual spending is restaurants.
For my shared card with wife, which is more gas, groceries and FX/travel, it was Rogers WE but now considering Scotia Momentum or Passport Infinite once June rolls around.
__________________ Quote:
Originally Posted by skyxx Sonick is a genius. I won't go into detail what's so great about his post. But it's damn good! | 2010 Toyota Rav4 Limited V6 - Wifey's Daily Driver
2009 BMW 128i - Daily Driver
2007 Toyota Rav4 Sport V6 - Sold
1999 Mazda Miata - Sold
2003 Mazda Protege5 - Sold
1987 BMW 325is - Sold
1990 Mazda Miata - Sold 100% Buy and Sell Feedback | |
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02-26-2020, 12:07 PM
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#888 | | RS controls my life!
Join Date: Feb 2005 Location: Vancouver
Posts: 765
Thanked 70 Times in 27 Posts
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Scotiabank has an AMEX card with no fxx fee: https://www.scotiabank.com/ca/en/per...FQW2fgodB1oB9g
No foreign transaction fees
You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.
5x
eat in & eat out
Earn 5x Scotia Rewards points for every $1 CDN spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions.
watch & cheer
Earn 5x Scotia Rewards points for every $1 CDN spent on eligible entertainment purchases. Includes movies, theatre, and ticket agencies.
3x
ride & drive
Earn 3x Scotia Rewards points for every $1 CDN spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more.
listen & stream
Earn 3x Scotia Rewards points for every $1 CDN spent on eligible select streaming services.
1x
everything else
Earn 1x Scotia Rewards point for every $1 spent on every other purchase.
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02-26-2020, 12:17 PM
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#889 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 38,679
Thanked 15,545 Times in 6,290 Posts
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Do restaurants even take AMEX? Seems like a useless card in general imo.
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Dank memes cant melt steel beams
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02-26-2020, 02:32 PM
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#890 | | I contribute to threads in the offtopic forum
Join Date: Apr 2001 Location: VAN/RMD/BBY
Posts: 2,596
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For dining, consider using Simplii. 4% cash back and everyone takes Visa.
Only draw back is I think you need to have an account there (no fees from what I can remember) to apply for it.
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02-26-2020, 04:25 PM
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#891 | | RS has made me the bitter person i am today!
Join Date: Apr 2013 Location: revscene
Posts: 4,638
Thanked 5,125 Times in 1,786 Posts
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| Quote:
Originally Posted by Hondaracer Do restaurants even take AMEX? Seems like a useless card in general imo. | Some do, most don't. Larger establishments like Cactus does, however, I've been noticing that more medium/small places take it now.
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02-26-2020, 04:36 PM
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#892 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 38,679
Thanked 15,545 Times in 6,290 Posts
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In the last 3 years or so the wife and I have gotten over 5k back from the Costco MC
Albeit we shop at Costco a lot and we also spent a bunch on Reno’s etc. However we are also getting our membership fees paid for, the car insurance included in the card are pretty decent, and the value in terms of cash back is sooooo much better than exchanging for flights or gift cards with a card like infinite Avion etc.
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Dank memes cant melt steel beams
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02-27-2020, 02:36 AM
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#893 | | I keep RS good
Join Date: May 2001 Location: Cosmos
Posts: 28,729
Thanked 5,594 Times in 1,522 Posts
Failed 875 Times in 298 Posts
| Quote:
Originally Posted by Hondaracer In the last 3 years or so the wife and I have gotten over 5k back from the Costco MC
Albeit we shop at Costco a lot and we also spent a bunch on Reno’s etc. However we are also getting our membership fees paid for, the car insurance included in the card are pretty decent, and the value in terms of cash back is sooooo much better than exchanging for flights or gift cards with a card like infinite Avion etc. | the costco cashback card is not even that great of a cashback card.
0.5% cash back for the first 3000 bux. 1% after
i believe 2% gas?
and 3% restaurants (the only thing its good for)
but its free, and got your face on it, and dual use membership/MC card.
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02-27-2020, 10:45 PM
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#894 | | Banned (BBM)
Join Date: Sep 2009 Location: None
Posts: 3,137
Thanked 667 Times in 265 Posts
Failed 86 Times in 39 Posts
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Anyone churn for aventura? I used to churn for Aeroplan but thinking of trying something new..
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02-27-2020, 11:32 PM
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#895 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 38,679
Thanked 15,545 Times in 6,290 Posts
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| Quote:
Originally Posted by Ulic Qel-Droma the costco cashback card is not even that great of a cashback card.
0.5% cash back for the first 3000 bux. 1% after
i believe 2% gas?
and 3% restaurants (the only thing its good for)
but its free, and got your face on it, and dual use membership/MC card. | As well, if you dont get enough cash back to justify the executive membership, they will reimburse you the difference
May not be the greatest overall, but when you do your majority of shopping at costco and then using it every time for eating out it adds up
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Dank memes cant melt steel beams
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02-28-2020, 10:15 AM
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#896 | | Rs has made me the man i am today!
Join Date: Aug 2007 Location: Richmond
Posts: 3,469
Thanked 1,437 Times in 376 Posts
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| Quote:
Originally Posted by Hondaracer As well, if you dont get enough cash back to justify the executive membership, they will reimburse you the difference
May not be the greatest overall, but when you do your majority of shopping at costco and then using it every time for eating out it adds up | Wait - the mastercard doesn't give you executive membership does it?
__________________ '00 Honda Accord V6 [sold]
'95 BMW 325i Cabriolet [RIP]
'03 VW Jetta 1.8T [RIP]
'06 BMW 330i [RIP] '02 BMW M3 '99 Honda Civic SIR [sold] '19 Civic Type R[sold] '22 MINI Cooper SE My Photojournal: simplexcars | |
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02-28-2020, 10:57 AM
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#897 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Jan 2005 Location: Vancouver
Posts: 9,594
Thanked 3,620 Times in 1,228 Posts
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| Quote:
Originally Posted by Ulic Qel-Droma the costco cashback card is not even that great of a cashback card.
0.5% cash back for the first 3000 bux. 1% after
i believe 2% gas?
and 3% restaurants (the only thing its good for)
but its free, and got your face on it, and dual use membership/MC card. | This is exactly it, I use the Costco MasterCard exclusively for eating only.
My PC MasterCard World Elite does the rest of the heavy lifting for grocery shopping. ex. Stacking PC optimum points and deals, fill up gas at Mobil 1 stations (not at esso cause it has a terrible return rate)
And then there's the home trust visa for international purchases
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Originally Posted by The_AK Or you meet some girl at the club, cum inside of her, find out shes only in grade 12, so you buy a Prada bag for her to make things right, she finds out the bag is a fake and decides to have the kid | Quote:
Originally Posted by RX_Renesis wtf did she get some bolt-on titties or what?
they look sooooooooooo much bigger than they were 2ish years ago. | Quote:
Originally Posted by nns I can't stand the sound of Mandarin either. Boo yow nee bey nee shing bo now noong gey shee mayo mayo mayo mayo mayo mayo mayo. | | |
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02-28-2020, 11:03 AM
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#898 | | I subscribe to the Fight Club ONLY
Join Date: Aug 2007 Location: Paradise, BC
Posts: 7,415
Thanked 7,179 Times in 2,932 Posts
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Originally Posted by TypeRNammer And then there's the home trust visa for international purchases | Someone told me Home Trust has neutered their card for international purchases, but I have been too busy to look into the details.
Anyone care to give us a quick Coles notes version of it?
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02-28-2020, 11:14 AM
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#899 | | Everyone wants a piece of R S...
Join Date: Jul 2009 Location: Vancouver, BC
Posts: 362
Thanked 328 Times in 123 Posts
Failed 5 Times in 4 Posts
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Originally Posted by Traum Someone told me Home Trust has neutered their card for international purchases, but I have been too busy to look into the details.
Anyone care to give us a quick Coles notes version of it? | Old:
- 1% cash back on everything
- no fx fee for foreign transactions
New:
- 1% cash back on Canadian purchases
- 0% cash back on foreign transactions
- still no fx fee
That's my understanding.
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02-28-2020, 11:39 AM
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#900 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 38,679
Thanked 15,545 Times in 6,290 Posts
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| Quote:
Originally Posted by Simplex123 Wait - the mastercard doesn't give you executive membership does it? | now that i think about it.. that may just be the general costco policy with the executive membership. If you dont get enough cash back from Costco directly they will reimburse the difference, not MC
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