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12-01-2017, 05:57 PM
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#551 | | NEWBIE ACCOUNT!
Join Date: Apr 2015
Posts: 15
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| Quote:
Originally Posted by CivicBlues  Does anyone have the FIDO card? FIDO MasterCard Credit Card Review - GreedyRates
I assume it's the same as the Rogers card with the 4% cashback on foreign purchases. But NO Annual Fee
Also, do these cashback balances translate to money credited back at the end/start of the year? Or is it money to be spent on Rogers/Fido purchases? Kinda how Fido Points works. | I have one as my travel card! The cashback balances translate to money every January
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12-01-2017, 07:22 PM
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#552 | | I am Hook'd on RS
Join Date: Feb 2016
Posts: 67
Thanked 29 Times in 16 Posts
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With the Rogers you can used the "points"/cashback at any time for Rogers purchases, or once a year as a credit on your statement in January like Thooomas said. You have to call by Dec 1st and ask that your rewards balance be put on your statement, otherwise it just sits there.
cheers
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12-01-2017, 10:13 PM
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#553 | | I help report spam so I got this! <--
Join Date: Dec 2010 Location: Vancouver
Posts: 2,867
Thanked 1,215 Times in 535 Posts
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| Quote:
Originally Posted by PeanutButter It's actually 3% on gas, groceries, and entertainment. 2% on everything else, but once they come in with their devaluation of the card, the effective travel rewards is only like 1.4% or something.
the card is getting nerfed. | nvm i read it again $1 for 140 points from 100 points. https://forums.redflagdeals.com/bmo-...-2018-2114812/
Wow that blows. Loved this card. Fucking dicks....
What's a good travel card now?
Last edited by Nlkko; 12-02-2017 at 12:10 AM.
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12-20-2017, 11:50 AM
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#554 | | I subscribe to the Fight Club ONLY
Join Date: Aug 2007 Location: Paradise, BC
Posts: 7,408
Thanked 7,173 Times in 2,928 Posts
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| Quote:
Originally Posted by CivicBlues So I just found out Amazon is discontinuing their Chase Credit card (no foreign exchange markup).
Any other CC's that provide a similar feature? I read on RFD about Home Trust's Visa but a lot of people there say they're being denied after applying (with good credit, good income). | My Chase Amazon VISA card is about to expire, and I have just received a new card through the mail.
Funny thing is, everything about the new card is exactly the same as my current one (except for the expiration date, obviously). In the accompanying standard letter stuff, it even re-iterated the same 2% cash rebate Amazon purchases, 1% rebate on other purchases, and no forex fees (as before).
Now, I have just applied for the Rogers MC as well, and I think that card's foreign currency purchases are still better than what the Chase Amazon VISA has to offer. After all, 4% rebate - 2.5% forex fees still means I am out ahead with a 1.5% rebate, versus the straight 1% rebate from the Chase Amazon. But it doesn't seem like the Chase Amazon card is going away any time soon -- not for its current customers, at least.
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12-20-2017, 12:46 PM
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#555 | | linguistic ninja
Join Date: Aug 2001 Location: Vancouver, BC
Posts: 16,508
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I've never known of a CC card company to drop existing customers. I suppose they are just limiting new ones from Canada from joining for whatever reason.
In any case, I applied for the Fido card (identical to the Rogers' one). 4% cashback sounds good to me  | |
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12-20-2017, 03:15 PM
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#556 | | I help report spam so I got this! <--
Join Date: Dec 2010 Location: Vancouver
Posts: 2,867
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The Fido card should beat it though.
My current combo is MBNA Rewards WE (main), Fido (foreign transaction), Amazon VISA (backup VISA card) and an idle BMO Rewards WE card that gonna get downgraded to a rarely used no-fee card soon.
Last edited by Nlkko; 12-20-2017 at 03:22 PM.
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12-21-2017, 10:12 AM
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#557 | | My homepage has been set to RS
Join Date: Jun 2008 Location: Nowhere
Posts: 2,294
Thanked 848 Times in 392 Posts
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couple out there.
Scotia Momentum Visa has annual fee waived and they have 5% back on first 3000, then 3 after that. Solid Card.
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12-21-2017, 10:19 AM
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#558 | | I am Hook'd on RS
Join Date: Feb 2016
Posts: 67
Thanked 29 Times in 16 Posts
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Even with the annual fee (had the card a couple years now), it's still excellent. The extra cashback more than covers the fee compared to the MBNA or other no fee cashback cards.
I use that card for gas/groceries (4%), Rx/bills (2%) & travel (flights/rental cars/hotels - good insurance coverage). Rogers MC @ 1.75% cash back on anything else and any foreign currency transactions (4% back, less 2.5% fee).
cheers
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12-21-2017, 10:49 AM
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#559 | | My homepage has been set to RS
Join Date: Feb 2012 Location: Vancouver
Posts: 2,123
Thanked 2,866 Times in 597 Posts
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Currently using 3 CCs:
Rogers MC - 4% cashback on foreign transactions (-2.5% conversion fee) so effectively 1.5% cashback on foreign transactions and 1.75% on everything else. Pretty much the daily card, but I currently have a low limit on it, so I keep other cards around.
Chase Amazon Visa - 2% cashback on amazon.ca purchases, 1% on everything else, and no foreign conversion fee. I use this for amazon purchases or when my rogers card is maxed.
Scotia scene - 1% everything. I don't use this anymore, just have it as backup.
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12-21-2017, 04:40 PM
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#560 | | Banned (ABWS)?
Join Date: Oct 2004 Location: Vancouver
Posts: 19,372
Thanked 4,074 Times in 1,742 Posts
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| Quote:
Originally Posted by subordinate couple out there.
Scotia Momentum Visa has annual fee waived and they have 5% back on first 3000, then 3 after that. Solid Card. | Pretty solid benefits. But I've had issue getting the 5% on the first $3000 spendings. Been calling every now and then throughout the whole year, to the point my wife's fed up and doesn't care anymore (so we'll just get our standard 4%).
Takes forever getting through to someone, person on the other line seems to have no idea about the 5% bonus. Be put on hold while transferring to someone that actually sounds like they know what they're talking about. Gives different responses of "credit should appear soon" to "wait a few months".
Then if you call again, you have to re-explain the whole situation again. Gotta explain really slow, cause remember, no one there seems to know about their own benefits. Then this time, the other person says "receive it at the end of the year, or they say a specific month (that's a few months away)". 
I think I got the card late last year or early this year. If anyone knows how or when we see this 5% cashback, let me know...
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12-27-2017, 05:33 PM
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#561 | | Diagonally parked in a parallel universe
Join Date: Feb 2011 Location: Vancouver
Posts: 1,437
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Need a new mastercard replacement. Any good recommendations? Currently using MBNA one with no annual fee but they dont have cashback anymore
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12-27-2017, 05:58 PM
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#562 | | My homepage has been set to RS
Join Date: Apr 2004 Location: Vancouver
Posts: 2,300
Thanked 1,448 Times in 569 Posts
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Alaska Airlines if you travel regularly, both within North America and or Asia. Miles are good to use in North America, comes with companion pass yearly to make up for the annual fee. Sign up bonus good for intra Asia business ticket redemption on Japan airlines.
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12-27-2017, 06:08 PM
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#563 | | y'all better put some respeck on my name
Join Date: Dec 2002 Location: Vancouver
Posts: 18,618
Thanked 9,809 Times in 2,548 Posts
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MBNA Alaska world elite is the only card I use atm and you can also "borrow" at .99%apr for one year.
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12-27-2017, 06:39 PM
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#564 | | I help report spam so I got this! <--
Join Date: Dec 2010 Location: Vancouver
Posts: 2,867
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New VISA card: https://www.alterna.ca/Personal/Cred...ards/Infinite/
120 annual fee
2% on everything
4% on foreign transaction
Trip Insurance.
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12-27-2017, 08:46 PM
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#565 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,119
Thanked 9,889 Times in 3,931 Posts
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never heard of them but it sounds very similar to the chase sapphire reserve in the US
damn I already booked most of my next year's trips on existing card
if I go down to the US often, can I use the emergency health insurance on that card even if I don't book a hotel and it's just a day trip?
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12-27-2017, 10:00 PM
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#566 | | My homepage has been set to RS
Join Date: Apr 2004 Location: Vancouver
Posts: 2,300
Thanked 1,448 Times in 569 Posts
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Zero sign up bonus on the alterna... Didn't look into it but for 4 percent cb on foreign purchases, do they still charge the standard visa 2.5percent fee. If so, that effectively makes it a 1.5 cb
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12-28-2017, 08:01 PM
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#567 | | Need to Seek Professional Help
Join Date: Jan 2009 Location: BBY
Posts: 1,088
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Signed up for 2 new cards a few weeks ago (apparently temporary hit on my credit score but whatever)
1 was the Scotiabank Gold Amex (4x points on gas, grocery, dining&entertainment)
1 was the Scotiabank Visa Infinite (4% cash back on gas, grocery, 2% on drug store and recurring)
Both annual fees are waived for the first year, and i got $100 amazon GC bonus for each card. In addition, the Gold Amex gives $250 worth of points for the first $1000 spent on everyday purchases in first 3 months. While the Visa gives 5% on first $3000 as mentioned by someone above.
My question is: will my cash back/points rewards be redeemable within a year? I plan on cancelling the two within a year since the fee will stop being waived after first year.
Separate note, I currently have the TD Visa Infinite which is the only card i use (3% on gas,grocery,recurring). The annual fee is waived as long as I bank with an all-inclusive debit account. But I will be using the new cards a lot more in 2018.
Before I go on my next trip abroad, I want to get that Rogers card for the foreign currency benefits.
you guys can google "ratehub best credit cards" as they occasionally have good articles.
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01-11-2018, 05:13 AM
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#568 | | I keep RS good
Join Date: May 2001 Location: Cosmos
Posts: 28,729
Thanked 5,594 Times in 1,522 Posts
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| Quote:
Originally Posted by Nlkko |
I’m lookin real hard... where does it say 4% foreign transactions??
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01-14-2018, 04:52 PM
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#569 | | MOD
Join Date: Oct 2002 Location: VANCOUVER
Posts: 26,849
Thanked 7,553 Times in 1,957 Posts
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Chase Support
Verified account
@ChaseSupport
3h3 hours ago
Replying to @Gh0strider
Hello, Chase will be discontinuing the Marriott Rewards Visa Card program with Canada. ^AR
FYI, those that have this card.
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01-14-2018, 04:59 PM
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#570 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,119
Thanked 9,889 Times in 3,931 Posts
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for existing customers too?
i'm on Chase's Amazon.ca visa and it's been so rumoured so long that the no-forex fee is going away
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01-14-2018, 05:00 PM
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#572 | | MOD
Join Date: Oct 2002 Location: VANCOUVER
Posts: 26,849
Thanked 7,553 Times in 1,957 Posts
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| Quote:
Originally Posted by twitchyzero for existing customers too?
i'm on Chase's Amazon.ca visa and it's been so rumoured so long that the no-forex fee is going away | That card is shutting down in March 2018
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01-14-2018, 05:03 PM
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#573 | | Say! Say! Say!
Join Date: Aug 2005 Location: Japan
Posts: 15,486
Thanked 3,360 Times in 1,480 Posts
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Originally Posted by Gh0stRider That card is shutting down in March 2018 | feelsbadman https://www.chase.com/online/canada/amazon-ca-home.htm Quote: |
As of March 15, 2018, Chase will be closing all Amazon.ca Rewards Visa Card accounts. Please update your credit card information for your Amazon.ca account and for any pre-authorized payments before this date.
| I'll need a new card for foreign transactions now. Anyone have any suggestions?
__________________ Quote: | Owner of Vansterdam's 420th thanks. OH YEAUHHH. | Quote:
Originally Posted by 89blkcivic Did I tell you guys black is my favourite colour? My Ridgeline is black. My Honda Fit is black. Wish my dick was black........ LOL. | | |
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01-14-2018, 05:04 PM
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#574 | | MOD
Join Date: Oct 2002 Location: VANCOUVER
Posts: 26,849
Thanked 7,553 Times in 1,957 Posts
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Originally Posted by Razor Ramon HG | https://www.chase.com/online/canada/...CN_ada-eng.pdf Quote:
Important Information:
The Amazon.ca Rewards Visa Card program is ending, and your account is closing on
March 15, 2018.
Thank you for being a valued Amazon.ca Rewards Visa Cardmember. We are writing to notify you that the
credit card relationship between JPMorgan Chase Bank, N.A. in Canada and Amazon.ca is ending and that
Chase will be closing the Amazon.ca Rewards Visa Card program as of March 15, 2018.
Here’s what you need to know about your account
• As of March 15, 2018, you will no longer be able to use your card for new transactions.
• The terms and conditions set out in the Cardmember Agreement for your account will still apply after
your account is closed.
• The annual interest rate on your card will not change once the account is closed.
• Please destroy any cards or cheques you have associated with this account, including any authorized
user cards, after March 15, 2018.
• After March 15, 2018, you will not be able to enroll for a new online account to view your Amazon.ca
Rewards Visa Card information on Chase.ca. If you do not currently have an online account and would
like to access your account online you must enroll for your online account prior to March 15, 2018.
Continue making payments as outlined on your monthly statement
• You will continue to receive your monthly statements until any outstanding balance is paid. You
may either pay your balance in full immediately upon receipt of your statement or continue to make
payments as set out in your statement until your balance is paid in full.
• Update your credit card information for your Amazon.ca account and for any pre-authorized payments
(e.g., cable or utility bills) before March 15th, 2018, if you wish those services to continue.
Changes to your Rewards Program
• You will continue to earn rewards on purchases made before March 15, 2018.
• If you have a rewards balance at the time your account is closed, you will receive a statement credit for
the full amount of your rewards balance.
• You will receive a credit for the balance of your points value calculated on purchases made before
March 15, 2018 at a conversion of $1 = 100 points. If you have between 1 and 100 points, then you
will receive a credit for $1.
Thank you for giving us the opportunity to serve you. If you have any questions about the information in
this letter or any other aspect of your account, please call 1-866-557-7811 or visit Chase.ca/amazon to
learn more.
Sincerely,
Chase
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01-14-2018, 05:33 PM
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#575 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,119
Thanked 9,889 Times in 3,931 Posts
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guess I'll be jumping on that alterna for foreign transaction + travel insurance
so is it 4-2.5% = 1.5% rewards?
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