Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |  |
06-17-2012, 07:16 PM
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#1 | Ready to be Man handled by RS!
Join Date: Feb 2011 Location: Vancouver
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| Question about car insurance
Long story short, my boss is moving offices to somewhere close to a skytrain station, and we have a semi-spare car that's already insured at a cheaper rate. I have been driving to work daily, but my insurance discount rate is only at 25%. I'm thinking of just taking the skytrain to work since it's so convenient and using our other spare car to drive to other places so I can cancel my car insurance to save some $$
Problem is that my car is always parked outside the house in the street. Is there some sort of insurance I can buy just to be insured for theft?
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06-17-2012, 07:33 PM
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#2 | Marcosexual Fan Club, CEO
Join Date: Jun 2005 Location: US Bush-country
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You can buy a storage permit, that covers comprehensive/collision but only if your car is on private property. You cannot leave it on the street.
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06-17-2012, 07:38 PM
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#3 | WHAT? NO FOOD?
Join Date: Feb 2010 Location: Vancouver
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Can it be stored in a open-faced garage? or in fact parked behind the garage?
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06-17-2012, 08:28 PM
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#4 | wants to know why blow-up dolls always look so surprised
Join Date: Jan 2007 Location: Vancouver
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Storage insurance comes with basic $200,000 third party liability. You can add Specified Perils to cover Fire and Theft.
If you want Fire, Theft and Vandalism, get the Comprehensive coverage for a few bucks more.
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06-17-2012, 08:31 PM
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#5 | I'm invisible
Join Date: Jun 2002 Location: 604 Vancouver
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| Quote:
Originally Posted by iam_dan Storage insurance comes with basic $200,000 third party liability. You can add Specified Perils to cover Fire and Theft.
If you want Fire, Theft and Vandalism, get the Comprehensive coverage for a few bucks more. | Storage doesnt come standard wit 200,000 liability, it's optional. If you buy only comp and you car rolls down the hill and hits somebody/something you will be sol..
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06-17-2012, 08:40 PM
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#6 | wants to know why blow-up dolls always look so surprised
Join Date: Jan 2007 Location: Vancouver
Posts: 1,150
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whoops,
Yeah, storage does not have 200k basic third party liability.
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06-17-2012, 09:05 PM
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#7 | I contribute to threads in the offtopic forum
Join Date: Mar 2010 Location: richmond
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| Quote:
Originally Posted by Santofu Can it be stored in a open-faced garage? or in fact parked behind the garage? | It just has to be parked on private property. I'm pretty sure you can park it on your lawn, as long as it is off the street.
Its not too expensive. Like $10/ mth for storage, if that.
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06-17-2012, 09:11 PM
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#8 | Ready to be Man handled by RS!
Join Date: Feb 2011 Location: Vancouver
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This is the problem. I have no option but to leave it out in the streets.
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06-17-2012, 10:09 PM
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#9 | RS.net, where our google ads make absolutely no sense!
Join Date: Sep 2001 Location: Vancouver, BC
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| Quote:
Originally Posted by pk_volt This is the problem. I have no option but to leave it out in the streets. | Then it must be properly insured (i.e. with a plate).
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