| Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum. |
 | | 
12-13-2023, 11:14 AM
|
#29176 | | My homepage has been set to RS
Join Date: Jun 2013 Location: Burnaby
Posts: 2,444
Thanked 2,927 Times in 778 Posts
Failed 407 Times in 108 Posts
| Quote:
Originally Posted by sonick  Maybe it says more about my own upbringing and childhood experience, but it is my assumption that no matter how good a parent is and how good intentions are, a kid's gonna find something wrong to blame their parents for how they are one way or another when they get older.
Take my opinion with a tiny grain of salt, since I my wife and I decided years ago that we wouldn't have kids lol. | Aren't children just a function of their environment they grow up in, so I feel like it's natural to say your parents had a large influence on the way you grew up.
I guess the bigger question is, is there a way to train your children to not blame their parents but to understand why they are who they are?
| 
|  | |
12-13-2023, 11:22 AM
|
#29177 | | Willing to sell a family member for a few minutes on RS
Join Date: Apr 2011 Location: North vancouver
Posts: 12,628
Thanked 32,346 Times in 7,533 Posts
Failed 213 Times in 161 Posts
|
Parents can't, and don't provide the only environment in a kids life though. They will be around their friends much more in their later formative years. All you can really do is hope you gave them good decision making skills in that regard.
__________________
98 technoviolet M3/2/5 Quote:
Originally Posted by boostfever Westopher is correct. | Quote:
Originally Posted by fsy82 seems like you got a dick up your ass well..get that checked | Quote:
Originally Posted by punkwax Well.. I’d hate to be the first to say it, but Westopher is correct. | | |
| | |
12-13-2023, 11:22 AM
|
#29178 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Feb 2002 Location: Vancouver
Posts: 8,344
Thanked 3,986 Times in 1,538 Posts
Failed 35 Times in 27 Posts
| Quote:
Originally Posted by Badhobz So after all this bullshit of buying, Selling, Moving etc etc. I told the wife I think we should probably sell the new house and upgrade again in another 2-3 years. Logic is that the home depreciates (while land appreciates, but usually slower than the house depreciates) and it’s harder and harder to sell an “older” home if it’s 5-6 years old vs a brand new one.
Thus even though I thought I’m gonna die in this place and they’ll have to airlift my bloated Kirkland covered corpse out of here, it’s likely we will start looking again in 2 years when the market rebounds a bit.
Seems to make the most financial sense anyways. | Or stay in your house until you die and you don’t have to worry about it. Your house will bottom out, stop depreciating yet the land will continue to appreciate. You don’t have to give the realtor hooker cash every 3 years, PPT to the government… and soon.. pay tax on any gains on your primary residence.
The best financial decision is to buy an old house, Make some cowboy frontage form the 1800’s of an “L” house, and take photos for your cousins.
__________________
Crush - 1971 Datsun 240z - Build Thread
The Daily - Rav4 V6 - “Goldilocks”
| |
| | |
12-13-2023, 11:22 AM
|
#29179 | | RS has made me the bitter person i am today!
Join Date: Apr 2014 Location: Van
Posts: 4,657
Thanked 1,973 Times in 1,042 Posts
Failed 209 Times in 126 Posts
|
Aren't you gonna loose your ass again on the realtor fees? And the scumbag property transfer tax?  Quote:
Originally Posted by Badhobz So after all this bullshit of buying, Selling, Moving etc etc. I told the wife I think we should probably sell the new house and upgrade again in another 2-3 years. Logic is that the home depreciates (while land appreciates, but usually slower than the house depreciates) and it’s harder and harder to sell an “older” home if it’s 5-6 years old vs a brand new one.
Thus even though I thought I’m gonna die in this place and they’ll have to airlift my bloated Kirkland covered corpse out of here, it’s likely we will start looking again in 2 years when the market rebounds a bit.
Seems to make the most financial sense anyways. | | |
| | |
12-13-2023, 11:22 AM
|
#29180 | | RS Veteran
Join Date: Dec 2001 Location: GTA
Posts: 29,844
Thanked 11,520 Times in 4,710 Posts
Failed 440 Times in 282 Posts
|
Government mis-management 
Perhaps Badhobz is looking to hire the real estate agent who gave BJs as part of the transaction. 
Badhobz: Sell my house every year..or at least list it.
Real Estate Agent: *gets down on knees* Yes sir.... *unzip*
__________________ Quote:
Originally Posted by BIC_BAWS I literally do not plan on buying another vehicle in my lifetime, assuming it doesn't get written off. | | |
| | |
12-13-2023, 11:34 AM
|
#29181 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
Posts: 16,724
Thanked 9,406 Times in 4,095 Posts
Failed 427 Times in 225 Posts
| Quote:
Originally Posted by PeanutButter I guess the bigger question is, is there a way to train your children to not blame their parents but to understand why they are who they are? | Start a cult?
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | |
| | |
12-13-2023, 11:58 AM
|
#29182 | | RabidMod
Join Date: Aug 2003 Location: Toronto
Posts: 6,367
Thanked 1,507 Times in 533 Posts
Failed 112 Times in 32 Posts
| Quote:
Originally Posted by Badhobz Nothing wrong with that. You sound like a good parent. Better than most pieces of shit parents I’ve seen on the east side growing up.
Actually all you guys seem like wholesome and responsible parents. I’m glad you’re all fostering the next generation of Canadians. Although I ain’t gonna hire any of them  | You would be proud to hire my kid.
I'm going to take every hard lesson I ever learned, and put him in situations that he can figure that out for himself as early and as much as he can handle it.
He's going to have grit, and he's going to persevere especially when times get tough.
And all the while he's going to make sacrifices for the benefit of others, so long as he can do it without egregiously putting himself in harm's way.
I'm not raising no weaksauce asshole child, there's no room for people like that in the coming years. You would hire him.
__________________
--- | |
| | |
12-13-2023, 12:03 PM
|
#29183 | | RS Veteran
Join Date: Dec 2001 Location: GTA
Posts: 29,844
Thanked 11,520 Times in 4,710 Posts
Failed 440 Times in 282 Posts
|
Refer to my signature 
__________________ Quote:
Originally Posted by BIC_BAWS I literally do not plan on buying another vehicle in my lifetime, assuming it doesn't get written off. | | |
| | |
12-13-2023, 12:42 PM
|
#29184 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Oct 2005 Location: Revscene
Posts: 9,615
Thanked 7,645 Times in 2,564 Posts
Failed 434 Times in 126 Posts
|
US Fed announces they expect multiple rate decreases in 2024, markets are taking off.
Hope Canada follows suit so I feel less poor.
__________________ Quote:
Originally Posted by skyxx Sonick is a genius. I won't go into detail what's so great about his post. But it's damn good! | 2010 Toyota Rav4 Limited V6 - Wifey's Daily Driver
2009 BMW 128i - Daily Driver
2007 Toyota Rav4 Sport V6 - Sold
1999 Mazda Miata - Sold
2003 Mazda Protege5 - Sold
1987 BMW 325is - Sold
1990 Mazda Miata - Sold 100% Buy and Sell Feedback | |
| | |
12-13-2023, 12:50 PM
|
#29185 | | I STILL don't get it
Join Date: Aug 2015 Location: Main & Hastings
Posts: 456
Thanked 487 Times in 156 Posts
Failed 0 Times in 0 Posts
|
I guess the majority of people will renew mortgages at variable rates this year to benefit from the rate decreases.
| |
| | |
12-13-2023, 02:29 PM
|
#29186 | | RS Veteran
Join Date: Dec 2001 Location: GTA
Posts: 29,844
Thanked 11,520 Times in 4,710 Posts
Failed 440 Times in 282 Posts
|
I had to renew at a fixed rate for three years.
Peanut Butter - What life advice do you have for me? What should I do?
__________________ Quote:
Originally Posted by BIC_BAWS I literally do not plan on buying another vehicle in my lifetime, assuming it doesn't get written off. | | |
| | |
12-13-2023, 02:31 PM
|
#29187 | | I contribute to threads in the offtopic forum
Join Date: Sep 2004 Location: Canada
Posts: 2,916
Thanked 1,300 Times in 538 Posts
Failed 28 Times in 12 Posts
| Quote:
Originally Posted by bcrdukes I had to renew at a fixed rate for three years.
Peanut Butter - What life advice do you have for me? What should I do? | Move in with your parents. Live in their basement. Work harder. Wait..... Is that peanut butter's motto or someone else's.
| |
| | |
12-13-2023, 02:45 PM
|
#29188 | | linguistic ninja
Join Date: Aug 2001 Location: Vancouver, BC
Posts: 16,139
Thanked 3,839 Times in 1,397 Posts
Failed 141 Times in 80 Posts
| Quote:
Originally Posted by sonick US Fed announces they expect multiple rate decreases in 2024, markets are taking off.
Hope Canada follows suit so I feel less poor. | God damn so the Dow is at all time highs while the TSX is still below it's March 2022 highs by like 6%  | |
| | |
12-13-2023, 02:57 PM
|
#29189 | | I answer every Emotion with an emoticon
Join Date: Nov 2002 Location: 604
Posts: 7,991
Thanked 4,427 Times in 2,127 Posts
Failed 296 Times in 140 Posts
|
Regarding parenting ... but then there is a specific thread on it. Here is a mantra to live by:
Parents take way too much blame if their kids turn out terrible and they take way too much credit for them turning out well.
In other words, you can have really great parents and one son is a frickin Nobel Peace Prize candidate and the other is living in a rented basement apt hopping from McDonald's to KFC.
But still, you gotta do the best that you can as parents or for the sake of the world, don't have any.
| |
| | |
12-13-2023, 04:15 PM
|
#29190 | | My homepage has been set to RS
Join Date: Jun 2013 Location: Burnaby
Posts: 2,444
Thanked 2,927 Times in 778 Posts
Failed 407 Times in 108 Posts
| Quote:
Originally Posted by bcrdukes I had to renew at a fixed rate for three years.
Peanut Butter - What life advice do you have for me? What should I do? | I guess it depends on what you need advice on.
Generally though, I think you should be proud of yourself and your accomplishments. Most people I know don't give themselves much credit. I'm pretty sure you're Chinese (since you went to HK with family). So I'm going to assume you have some sort of a complex where you don't think you're that big of a deal or you don't think what you do is all that impressive, but I would bet if we put pen to paper, you would objectively be impressive compared to the average person. And if you don't have this complex, good for you.
On a larger scale, I would need to know your 30 year goals and if legacy is important to you. If it's not, you probably shouldn't take my advice or pay much attention to what I write in these threads.
| |
| | |
12-13-2023, 04:24 PM
|
#29191 | | My homepage has been set to RS
Join Date: Jun 2013 Location: Burnaby
Posts: 2,444
Thanked 2,927 Times in 778 Posts
Failed 407 Times in 108 Posts
| Quote:
Originally Posted by sonick US Fed announces they expect multiple rate decreases in 2024, markets are taking off.
Hope Canada follows suit so I feel less poor. | Oh man. I'm really excited about 2024. I want to see what happens with the financial market AND the real estate market. It should be an action packed year!
It's hard to believe the Real Estate market can go any higher. I can understand how stocks and businesses go higher on a fundamental basis, ie. if your earnings increase your earnings multiple should increase, but who's affording all of these $2M houses??? Maybe we're at the upper limit for detached houses and it'll stay around the $2M mark for awhile.
| |
| | |
12-13-2023, 05:38 PM
|
#29192 | | Performance Moderator
Join Date: Jun 2001 Location: Richmond
Posts: 16,665
Thanked 17,353 Times in 5,806 Posts
Failed 291 Times in 187 Posts
|
Just based on what I see as a potential buyer checking out places the last 2 months, it’s still moving if a house is good quality or special in some way like it sells within 48hrs of listing, so if interest rates go down at all it’s going to be back to feasting again in my opinion.
| |
| | |
12-14-2023, 07:29 AM
|
#29193 | | I answer every Emotion with an emoticon
Join Date: Apr 2004 Location: BC, HK, USA
Posts: 7,500
Thanked 2,424 Times in 1,018 Posts
Failed 166 Times in 73 Posts
|
yup.. i can't seeing it drop for 1% right off the bat.
so yes.. from GICs now down to 3.35 / 3.5% just last week (from 5% 4 weeks ago), there will be a dip in interest rate. 0.25% to begin with. I cannot see it going fully right off the flood gates. It'll also take 3 mths to take affect on the mortgages...
real estate will always keep going up.. we are not poor, there are just a lot of rich people.
| |
| | |
12-14-2023, 08:47 AM
|
#29194 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Oct 2016 Location: Ricemond
Posts: 9,189
Thanked 10,689 Times in 3,836 Posts
Failed 478 Times in 242 Posts
|
the market is gonna blow up as soon as the rates drop. Hell, it seems the cheaper properties are already flying off the market.
| |
| | |
12-14-2023, 08:58 AM
|
#29195 | | I answer every Emotion with an emoticon
Join Date: Nov 2002 Location: 604
Posts: 7,991
Thanked 4,427 Times in 2,127 Posts
Failed 296 Times in 140 Posts
|
Anyone on a Halal mortgage? Is it better in the long run or works out to be about the same?
| |
| | |
12-14-2023, 09:05 AM
|
#29196 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Oct 2016 Location: Ricemond
Posts: 9,189
Thanked 10,689 Times in 3,836 Posts
Failed 478 Times in 242 Posts
|
aint no halal back girl.....
| |
| | |
12-14-2023, 09:35 AM
|
#29197 | | RS has made me the bitter person i am today!
Join Date: Apr 2014 Location: Van
Posts: 4,657
Thanked 1,973 Times in 1,042 Posts
Failed 209 Times in 126 Posts
|
WTF is ahallllal mtg
| |
| | |
12-14-2023, 09:47 AM
|
#29198 | | I answer every Emotion with an emoticon
Join Date: Nov 2002 Location: 604
Posts: 7,991
Thanked 4,427 Times in 2,127 Posts
Failed 296 Times in 140 Posts
|
^ so Muslims have this principle to live by that you can't make money lending money, no charging interest. So there is a 'Halal' mortgage plan. There are several ways around it so that you are not paying 'interest' ... but you are kinda. Maybe someone from the Muslim faith can speak to this and explain. I think you'd have to be a practicing Muslim and want to honour this but I'm guessing most don't ... ??
| |
| | |
12-14-2023, 09:54 AM
|
#29199 | | RS has made me the bitter person i am today!
Join Date: Dec 2008 Location: Richmond
Posts: 4,875
Thanked 2,643 Times in 879 Posts
Failed 218 Times in 79 Posts
|
Interesting 5-10 minute read - learn new shit everyday What is a Halal Mortgage? | |
| | |
12-14-2023, 09:57 AM
|
#29200 | | Performance Moderator
Join Date: Jun 2001 Location: Richmond
Posts: 16,665
Thanked 17,353 Times in 5,806 Posts
Failed 291 Times in 187 Posts
|
How have I never ever heard of this before in my whole life lol...
| |
| | | |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts
HTML code is Off
| | |
All times are GMT -8. The time now is 04:42 AM.
|
You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!
The banners on the left side and below do not show for registered users!
