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12-13-2023, 11:14 AM
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#29176 | | My homepage has been set to RS
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Originally Posted by sonick  Maybe it says more about my own upbringing and childhood experience, but it is my assumption that no matter how good a parent is and how good intentions are, a kid's gonna find something wrong to blame their parents for how they are one way or another when they get older.
Take my opinion with a tiny grain of salt, since I my wife and I decided years ago that we wouldn't have kids lol. | Aren't children just a function of their environment they grow up in, so I feel like it's natural to say your parents had a large influence on the way you grew up.
I guess the bigger question is, is there a way to train your children to not blame their parents but to understand why they are who they are?
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12-13-2023, 11:22 AM
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#29177 | | Willing to sell a family member for a few minutes on RS
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Parents can't, and don't provide the only environment in a kids life though. They will be around their friends much more in their later formative years. All you can really do is hope you gave them good decision making skills in that regard.
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Originally Posted by boostfever Westopher is correct. | Quote:
Originally Posted by fsy82 seems like you got a dick up your ass well..get that checked | Quote:
Originally Posted by punkwax Well.. I’d hate to be the first to say it, but Westopher is correct. | | |
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12-13-2023, 11:22 AM
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#29178 | | RS.net, helping ugly ppl have sex since 2001
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Originally Posted by Badhobz So after all this bullshit of buying, Selling, Moving etc etc. I told the wife I think we should probably sell the new house and upgrade again in another 2-3 years. Logic is that the home depreciates (while land appreciates, but usually slower than the house depreciates) and it’s harder and harder to sell an “older” home if it’s 5-6 years old vs a brand new one.
Thus even though I thought I’m gonna die in this place and they’ll have to airlift my bloated Kirkland covered corpse out of here, it’s likely we will start looking again in 2 years when the market rebounds a bit.
Seems to make the most financial sense anyways. | Or stay in your house until you die and you don’t have to worry about it. Your house will bottom out, stop depreciating yet the land will continue to appreciate. You don’t have to give the realtor hooker cash every 3 years, PPT to the government… and soon.. pay tax on any gains on your primary residence.
The best financial decision is to buy an old house, Make some cowboy frontage form the 1800’s of an “L” house, and take photos for your cousins.
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12-13-2023, 11:22 AM
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#29179 | | RS has made me the bitter person i am today!
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Aren't you gonna loose your ass again on the realtor fees? And the scumbag property transfer tax?  Quote:
Originally Posted by Badhobz So after all this bullshit of buying, Selling, Moving etc etc. I told the wife I think we should probably sell the new house and upgrade again in another 2-3 years. Logic is that the home depreciates (while land appreciates, but usually slower than the house depreciates) and it’s harder and harder to sell an “older” home if it’s 5-6 years old vs a brand new one.
Thus even though I thought I’m gonna die in this place and they’ll have to airlift my bloated Kirkland covered corpse out of here, it’s likely we will start looking again in 2 years when the market rebounds a bit.
Seems to make the most financial sense anyways. | | 
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12-13-2023, 11:22 AM
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#29180 | | RS Veteran
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Government mis-management 
Perhaps Badhobz is looking to hire the real estate agent who gave BJs as part of the transaction. 
Badhobz: Sell my house every year..or at least list it.
Real Estate Agent: *gets down on knees* Yes sir.... *unzip*
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Originally Posted by BIC_BAWS I literally do not plan on buying another vehicle in my lifetime, assuming it doesn't get written off. | Quote:
Originally Posted by EvoFire But fuck that exterior is like dating integra girl | | |
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12-13-2023, 11:34 AM
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#29181 | | To me, there is the Internet and there is RS
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Originally Posted by PeanutButter I guess the bigger question is, is there a way to train your children to not blame their parents but to understand why they are who they are? | Start a cult?
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
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Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | |
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12-13-2023, 11:58 AM
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#29182 | | RabidMod
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Originally Posted by Badhobz Nothing wrong with that. You sound like a good parent. Better than most pieces of shit parents I’ve seen on the east side growing up.
Actually all you guys seem like wholesome and responsible parents. I’m glad you’re all fostering the next generation of Canadians. Although I ain’t gonna hire any of them  | You would be proud to hire my kid.
I'm going to take every hard lesson I ever learned, and put him in situations that he can figure that out for himself as early and as much as he can handle it.
He's going to have grit, and he's going to persevere especially when times get tough.
And all the while he's going to make sacrifices for the benefit of others, so long as he can do it without egregiously putting himself in harm's way.
I'm not raising no weaksauce asshole child, there's no room for people like that in the coming years. You would hire him.
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12-13-2023, 12:03 PM
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#29183 | | RS Veteran
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Refer to my signature 
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Originally Posted by BIC_BAWS I literally do not plan on buying another vehicle in my lifetime, assuming it doesn't get written off. | Quote:
Originally Posted by EvoFire But fuck that exterior is like dating integra girl | | |
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12-13-2023, 12:42 PM
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#29184 | | RS.net, helping ugly ppl have sex since 2001
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US Fed announces they expect multiple rate decreases in 2024, markets are taking off.
Hope Canada follows suit so I feel less poor.
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12-13-2023, 12:50 PM
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#29185 | | I STILL don't get it
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I guess the majority of people will renew mortgages at variable rates this year to benefit from the rate decreases.
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12-13-2023, 02:29 PM
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#29186 | | RS Veteran
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I had to renew at a fixed rate for three years.
Peanut Butter - What life advice do you have for me? What should I do?
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Originally Posted by BIC_BAWS I literally do not plan on buying another vehicle in my lifetime, assuming it doesn't get written off. | Quote:
Originally Posted by EvoFire But fuck that exterior is like dating integra girl | | |
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12-13-2023, 02:31 PM
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#29187 | | I contribute to threads in the offtopic forum
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Originally Posted by bcrdukes I had to renew at a fixed rate for three years.
Peanut Butter - What life advice do you have for me? What should I do? | Move in with your parents. Live in their basement. Work harder. Wait..... Is that peanut butter's motto or someone else's.
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12-13-2023, 02:45 PM
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#29188 | | linguistic ninja
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Originally Posted by sonick US Fed announces they expect multiple rate decreases in 2024, markets are taking off.
Hope Canada follows suit so I feel less poor. | God damn so the Dow is at all time highs while the TSX is still below it's March 2022 highs by like 6%  | |
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12-13-2023, 02:57 PM
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#29189 | | RS.net, helping ugly ppl have sex since 2001
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Regarding parenting ... but then there is a specific thread on it. Here is a mantra to live by:
Parents take way too much blame if their kids turn out terrible and they take way too much credit for them turning out well.
In other words, you can have really great parents and one son is a frickin Nobel Peace Prize candidate and the other is living in a rented basement apt hopping from McDonald's to KFC.
But still, you gotta do the best that you can as parents or for the sake of the world, don't have any.
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12-13-2023, 04:15 PM
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#29190 | | My homepage has been set to RS
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Originally Posted by bcrdukes I had to renew at a fixed rate for three years.
Peanut Butter - What life advice do you have for me? What should I do? | I guess it depends on what you need advice on.
Generally though, I think you should be proud of yourself and your accomplishments. Most people I know don't give themselves much credit. I'm pretty sure you're Chinese (since you went to HK with family). So I'm going to assume you have some sort of a complex where you don't think you're that big of a deal or you don't think what you do is all that impressive, but I would bet if we put pen to paper, you would objectively be impressive compared to the average person. And if you don't have this complex, good for you.
On a larger scale, I would need to know your 30 year goals and if legacy is important to you. If it's not, you probably shouldn't take my advice or pay much attention to what I write in these threads.
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12-13-2023, 04:24 PM
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#29191 | | My homepage has been set to RS
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Originally Posted by sonick US Fed announces they expect multiple rate decreases in 2024, markets are taking off.
Hope Canada follows suit so I feel less poor. | Oh man. I'm really excited about 2024. I want to see what happens with the financial market AND the real estate market. It should be an action packed year!
It's hard to believe the Real Estate market can go any higher. I can understand how stocks and businesses go higher on a fundamental basis, ie. if your earnings increase your earnings multiple should increase, but who's affording all of these $2M houses??? Maybe we're at the upper limit for detached houses and it'll stay around the $2M mark for awhile.
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12-13-2023, 05:38 PM
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#29192 | | Performance Moderator
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Just based on what I see as a potential buyer checking out places the last 2 months, it’s still moving if a house is good quality or special in some way like it sells within 48hrs of listing, so if interest rates go down at all it’s going to be back to feasting again in my opinion.
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12-14-2023, 07:29 AM
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#29193 | | I answer every Emotion with an emoticon
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yup.. i can't seeing it drop for 1% right off the bat.
so yes.. from GICs now down to 3.35 / 3.5% just last week (from 5% 4 weeks ago), there will be a dip in interest rate. 0.25% to begin with. I cannot see it going fully right off the flood gates. It'll also take 3 mths to take affect on the mortgages...
real estate will always keep going up.. we are not poor, there are just a lot of rich people.
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12-14-2023, 08:47 AM
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#29194 | | RS.net, helping ugly ppl have sex since 2001
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the market is gonna blow up as soon as the rates drop. Hell, it seems the cheaper properties are already flying off the market.
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12-14-2023, 08:58 AM
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#29195 | | RS.net, helping ugly ppl have sex since 2001
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Anyone on a Halal mortgage? Is it better in the long run or works out to be about the same?
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12-14-2023, 09:05 AM
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#29196 | | RS.net, helping ugly ppl have sex since 2001
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aint no halal back girl.....
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12-14-2023, 09:35 AM
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#29197 | | RS has made me the bitter person i am today!
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WTF is ahallllal mtg
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12-14-2023, 09:47 AM
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#29198 | | RS.net, helping ugly ppl have sex since 2001
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^ so Muslims have this principle to live by that you can't make money lending money, no charging interest. So there is a 'Halal' mortgage plan. There are several ways around it so that you are not paying 'interest' ... but you are kinda. Maybe someone from the Muslim faith can speak to this and explain. I think you'd have to be a practicing Muslim and want to honour this but I'm guessing most don't ... ??
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12-14-2023, 09:54 AM
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#29199 | | RS has made me the bitter person i am today!
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Interesting 5-10 minute read - learn new shit everyday What is a Halal Mortgage? | |
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12-14-2023, 09:57 AM
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#29200 | | Performance Moderator
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How have I never ever heard of this before in my whole life lol...
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