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Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

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Old 06-03-2024, 02:28 PM   #31601
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Badhobz, don't you have a "work" trip in Toronto coming up soon?
Dammit you beat me to it
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Old 06-04-2024, 08:21 AM   #31602
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Let me go check it out for you guys and report back
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I literally do not plan on buying another vehicle in my lifetime, assuming it doesn't get written off.
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Old 06-05-2024, 07:02 AM   #31603
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BoC cuts its rate by 0.25

Hope ya got a roof over yer head hehe.. shits gonna explode real quick
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Old 06-05-2024, 07:06 AM   #31604
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The day after we list our place. Everything is coming up milhouse.
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Westopher is correct.
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seems like you got a dick up your ass well..get that checked
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Well.. I’d hate to be the first to say it, but Westopher is correct.
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Old 06-05-2024, 07:09 AM   #31605
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Old 06-05-2024, 07:20 AM   #31606
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booyaa!
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Sonick is a genius. I won't go into detail what's so great about his post. But it's damn good!
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Old 06-05-2024, 07:36 AM   #31607
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BoC cuts its rate by 0.25

Hope ya got a roof over yer head hehe.. shits gonna explode real quick
The percentage change itself is pretty meaningless (so small) but it does signal that we're finally over the hill and should start seeing real decreases through the rest of the year. I'm up for renewal Oct 2025 so I'd sure be happy to get below a 4% rate (from 5.37%) - seems like rates around 5% were happening before this change so that should be doable.
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Old 06-05-2024, 07:54 AM   #31608
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when will the lease rates drop on cars?!?!?! i want a brz/gr86 NOT at 8.9%
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Old 06-05-2024, 08:46 AM   #31609
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just walk in with a gym bag full of cash like DMX problem solved
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Old 06-05-2024, 08:53 AM   #31610
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let the buying begin
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Old 06-05-2024, 09:04 AM   #31611
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just walk in with a gym bag full of cash like DMX problem solved
then i cant get work to pay for it.
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Old 06-05-2024, 09:06 AM   #31612
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Just sell some drugs from a container = work paying for it
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Old 06-05-2024, 09:08 AM   #31613
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Old 06-05-2024, 09:23 AM   #31614
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Old 06-05-2024, 10:30 AM   #31615
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Bought our townhouse and locked into a 3 year term at 4.79% 45 days ago. Of course. But couldn't wait any longer though and had to close.
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Old 06-05-2024, 10:35 AM   #31616
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About time we've been getting kicked in the teeth on our variable mortgage nice to see it going in the other direction
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Old 06-05-2024, 11:18 AM   #31617
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Bought our townhouse and locked into a 3 year term at 4.79% 45 days ago. Of course. But couldn't wait any longer though and had to close.
I'm curious were you quoted on a fixed 1 year or 2 year?
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Old 06-05-2024, 11:19 AM   #31618
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The day after we list our place. Everything is coming up milhouse.
Milhouse too. We're listing next week and are shopping for a mortage before we close on our new place in Sept.
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Old 06-05-2024, 11:19 AM   #31619
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The percentage change itself is pretty meaningless (so small) but it does signal that we're finally over the hill and should start seeing real decreases through the rest of the year. I'm up for renewal Oct 2025 so I'd sure be happy to get below a 4% rate (from 5.37%) - seems like rates around 5% were happening before this change so that should be doable.
I think the rate change itself doesn’t really do much but it’s moreso the confidence in the market coming back
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Old 06-05-2024, 11:33 AM   #31620
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About time we've been getting kicked in the teeth on our variable mortgage nice to see it going in the other direction
I wonder how long my mortgage bank will adjust the rate down though. When it goes up, they're pretty darn fast about keeping up. It's usually within a week.
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Old 06-05-2024, 01:04 PM   #31621
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I'm curious were you quoted on a fixed 1 year or 2 year?
We were doing a blend and extend with FN.

They used their 3-year posted rate on their website (5.79%) to blend with our much lower rate which sucked.
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Old 06-05-2024, 01:14 PM   #31622
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i saw the decrease is worth roughly $20/$100K

$1M mortgage that's $200/month.


I'm hoping i'll start seeing more inventory in the types of houses i'm looking for. pretty bleek right now.

should be listing mine in a couple weeks
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Old 06-05-2024, 01:46 PM   #31623
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People heading home to check new house listings.
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Old 06-05-2024, 04:42 PM   #31624
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I don't anticipate a rush to buy homes. Many people are still overleveraged and servicing high interest debt. Depending on what happens over the next few months, we might head into winter with more supply than demand.
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Old 06-05-2024, 05:27 PM   #31625
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Bought our townhouse and locked into a 3 year term at 4.79% 45 days ago. Of course. But couldn't wait any longer though and had to close.
Damn, this is a good rate... best I got was 5.19 for same term. Which bank was this?
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