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I'm about to have a situation with my townhouse strata. Hoping you guys can give me some opinion. Bought this townhouse in Surrey and took possession today. Supposed to move into it but plans have changed and I now need to rent it out. The strata does not allow rentals. I do know probably a lot of people just rent it out regardless. But what kind of trouble will I be possibly facing? |
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So, you're looking at a $200 per bylaw violation which likely means you'll have to pay a fine of $200 or less per month. |
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If you can prove it, you may be able to file for a hardship exemption |
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I eat out a lot but it's usually free or covered by the outlet I'm writing for. :D Bringing your own lunch to work really shaves dollars off your budget, though. |
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lol she talks about being able to sniff out good deals yet she can't get free banking. |
maybe that was the best deal she thought was out there :badpokerface: |
I think the toughest part about saving is learning to live/spend within your means. All my friends make a lot more than I do, and it takes discipline to say no at times when they decide to go out/drink etc. Trying to keep up with them is just not a wise financial decision. Also cutting down on hobbies and just focusing on one or two instead of trying to do everything. |
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That being said, the challenging part is if you have a large group, having the space for someone to host. When everyone lives in small condos, hosting larger gatherings can be difficult. |
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Jesus $200 on food per month? What are you eating? Mr Noodles twice a day? If I were to eat at home 2 times a day every day I'd still end up spending 800 dollars a month on food for the 2 of us at the cheapest, but I do like to eat food with nutritional value. |
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short term rentals less than a year in my strata fine you $500 every 7 days. you better look it up. |
My biggest expense is food. I spend at least $30 a day, but I also tend to eat out a lot because honestly it's cheaper. I like meat, and I like vegetables. Both aren't cheap. My life has no routine so it is tough to plan, but it's certainly my #1 area I could save some money on. My wine bill seems to be creeping up again, but going out for drinks seems to happen less so it all evens out in the end. |
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$6.67/day on food. :fuckthatshit: |
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all natural peanut butter = $4/750g(4500calories/15days) = $0.27/day canned tuna = $1/can, 2can/day = $2/day brown rice = $4.50/2kg (7600calories/15 days) =$0.30/day broccoli = $2.0/bunch/3day = $0.66/day oatmeal = $2.50/kg (4000calories/10days) = $0.25/day orange = $1/lb, 1lb/day = $1/day banana = $0.67/lb, 0.5lb/day = $0.34/day carrot = $2.0/lb, 0.5lb/day = $1/day milk = $4/2L, 250ml/day = $0.50/day Total = $6.32/day 2000 calories (16% fat, 62% carb, 22% protein) (extra $0.35/day left for coffee bean) :alone: That or you can buy burger king $2/10 pc nuggets and eat 30 nuggets a day. |
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For example, I eat lots of protein. My cooking is nothing fancy compared to somebody like westopher. And my protein source are cheap (not butcher grade) and bought on sale most of the time. I can easily clock 400-500 a month. The big months when I have to replenish stuffs like oils, spices then it can go a bit more. Compared to eating out. A decent and comparable WholeFood/ Urban Fare meal which you can choose your protein, veg can be easily 15 bucks. Twice a day on budget probably 30-40 bucks. 30 days a months that' easily over $1000. See the discrepancy. You can save a lot of money just by eating in and be in full control of your diet and your body shape. |
I'd say $500 a month for decent quality food is impressive, but doable. I am bound by needing to know exactly where my meat comes from which means I spend a lot on it. Eating local produce isn't cheap either, but it sure tastes better. This brings up another point about the real estate. What are you sacrificing to be able to afford your mortgages? If you are eating $200 of food a month, I guarantee your health is going to be one of the sacrifices. |
When I make a meal it's $30+, no matter what. I'll probably get a couple meals out of it, but it's not cheap. I love to cook. I didn't mean for a comparable meal, I just meant for 10 bucks I can grab a plate of Thai, or a burrito and be pretty content without heading to the local grocer and grabbing what I need. Doesn't help my fridge isn't well stocked due to me being away so much. My situation isn't really normal as I said I have no routine. Here a day, gone for 5. Back for 2/3. It's just all over. |
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We're currently on 1.5 incomes and while we still eat well, we are down to one car (for now) and we have put vacations involving a plane on hiatus to make ends meet. We are also paying for daycare, so it's a grind. |
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