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03-17-2017, 12:45 AM
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#9401 | | RS.net, helping ugly ppl have sex since 2001
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Wondering if people have an opinion on using a notary vs a lawyer for finishing a deal on a purchase i.e. property transfer etc. It's a simple townhouse purchase, nothing complicated. Lawyers typically are a little more expensive but is there actually a benefit with paying say $1500 for a lawyer vs $1000 for a notary?
On that note, any recommendations?
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03-17-2017, 01:15 AM
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#9402 | | Everyone wants a piece of R S...
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Originally Posted by winson604  Wondering if people have an opinion on using a notary vs a lawyer for finishing a deal on a purchase i.e. property transfer etc. It's a simple townhouse purchase, nothing complicated. Lawyers typically are a little more expensive but is there actually a benefit with paying say $1500 for a lawyer vs $1000 for a notary?
On that note, any recommendations? | I used a notary on my current sale and had no issues, think it was under $700. When I bought my house that required a mortgage I had to use an approved notary/lawyer from a list Westminster Savings gave me and the cost for their notary was a lot more. I think in most cases just find one that's been around for long enough so that they should be competent.
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03-17-2017, 07:13 AM
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#9403 | | I have named my kids VIC and VLS
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We used a notary recommended to us by our mortgage broker. He handled everything and we barely had to communicate, picked up our cheques and signed a few papers and it was done. I think the cost was about 6/700
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03-17-2017, 07:23 AM
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#9404 | | Willing to sell body for a few minutes on RS
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+1 for Notary.
I'd only use a lawyer if you have some sort of complicated title arrangements or issues.
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03-17-2017, 09:01 AM
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#9405 | | I told him no, what y'all do?
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i'd use a notary unless i can find a lawyer that will do it for same or less than going rate for notaries. i'll PM you some info.
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03-19-2017, 02:45 PM
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#9406 | | Performance Moderator
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Does anyone here know any estate lawyers who deal with trusts and stuff??
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03-20-2017, 09:17 AM
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#9407 | | OMGWTFBBQ is a common word I say everyday
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The CBC has been running stories about the real estate and rental crunch in Toronto. It sounds eerily familiar to the discussion on this side of the country for the last 2-3 years.
Toronto has always been seen as the place to go to where you could make more money and lower your living costs. Now that seems to be no longer the case.
If Toronto is no longer worth moving to, where are the young people in this town going to move to? Winnipeg? Montreal?
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03-20-2017, 09:31 AM
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#9408 | | they call me the snowman
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Originally Posted by Tapioca
If Toronto is no longer worth moving to, where are the young people in this town going to move to? Winnipeg? Montreal? | The new hotness is $349,000 on a 1/5th acre, in beautiful Hope, BC. 
Just 45 minutes past Abbotsford, you can live near the famous rock slide, while eating at Hope's finest restaurants, including the Dairy Queen and A&W. Find fashion bargains at the Fields, and the latest novella at Baker's books. Why not, there's fuck all else to do!  | |
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03-20-2017, 09:41 AM
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#9409 | | linguistic ninja
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Originally Posted by Tapioca The CBC has been running stories about the real estate and rental crunch in Toronto. It sounds eerily familiar to the discussion on this side of the country for the last 2-3 years.
Toronto has always been seen as the place to go to where you could make more money and lower your living costs. Now that seems to be no longer the case.
If Toronto is no longer worth moving to, where are the young people in this town going to move to? Winnipeg? Montreal? | Canada is fucked. Time to start planning retirement in Central America or SE Asia after cashing out. Let's keep this bubble going for at least the next 30 years.  | |
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03-20-2017, 09:58 AM
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#9410 | | I have named my kids VIC and VLS
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Originally Posted by originalhypa The new hotness is $349,000 on a 1/5th acre, in beautiful Hope, BC.
Just 45 minutes past Abbotsford, you can live near the famous rock slide, while eating at Hope's finest restaurants, including the Dairy Queen and A&W. Find fashion bargains at the Fields, and the latest novella at Baker's books. Why not, there's fuck all else to do! | 349 is a bargain compared to the dumps in a chilliwack going for 7-800
A buddy of mine just bought a duplex in Toronto after feeling the heat of the market there and pressure to make a move (was formerly in a smaller loft style appartment) paid 860 for a 45x120 lot and half duplex approx 1700sq ft..
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03-20-2017, 10:03 AM
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#9411 | | I contribute to threads in the offtopic forum
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Originally Posted by originalhypa The new hotness is $349,000 on a 1/5th acre, in beautiful Hope, BC.
Just 45 minutes past Abbotsford, you can live near the famous rock slide, while eating at Hope's finest restaurants, including the Dairy Queen and A&W. Find fashion bargains at the Fields, and the latest novella at Baker's books. Why not, there's fuck all else to do! | i work on the tech and software industry, what's the information technology job environment like out there!
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03-20-2017, 10:05 AM
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#9412 | | I have named my kids VIC and VLS
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Originally Posted by Sid Vicious i work on the tech and software industry, what's the information technology job environment like out there! | 
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03-20-2017, 10:28 AM
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#9413 | | Rs has made me the woman i am today!
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you can open a water bottling plant and sell the water to china 
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03-20-2017, 10:38 AM
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#9414 | | Willing to sell body for a few minutes on RS
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Originally Posted by originalhypa The new hotness is $349,000 on a 1/5th acre, in beautiful Hope, BC.
Just 45 minutes past Abbotsford, you can live near the famous rock slide, while eating at Hope's finest restaurants, including the Dairy Queen and A&W. Find fashion bargains at the Fields, and the latest novella at Baker's books. Why not, there's fuck all else to do! | Lol, my dad almost bought a bar out there years ago glad that didn't go through. I worked with a guy who sold his Vancouver home and retired out there last year but anyone who has to actually work for a living uh no. 
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03-20-2017, 12:23 PM
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#9415 | | Need my Daily Fix of RS
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Originally Posted by yray you can open a water bottling plant and sell the water to china | Shit you can sell Canned Air in China they will buy anything ...  | |
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03-20-2017, 01:00 PM
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#9416 | | To me, there is the Internet and there is RS
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In a small town like it's all about the outdoors. Buy a some ATV's for the summer and some sleds for the winter. You could also act out your favorite scenes from Rambo.
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03-20-2017, 02:05 PM
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#9417 | | they call me the snowman
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Originally Posted by Hondaracer 349 is a bargain compared to the dumps in a chilliwack going for 7-800 | Good point. Given the choice between Hope and the Wack, I'll take Hope anyday.
My bro (RIP) used to work in Hope and lived in Yale. He said it was awesome because he would hop on his mtn bike and be able to ride some of the coolest trails he had ever experienced. But it was lonely AF when you're a sober, young white guy. The natives didn't care for him, and that's a bad thing when the place is full of natives. Quote:
Originally Posted by Sid Vicious i work on the tech and software industry, what's the information technology job environment like out there! | I'm sure you could use the newest technology they have in Hope.  Quote:
Originally Posted by quasi Lol, my dad almost bought a bar out there years ago glad that didn't go through. I worked with a guy who sold his Vancouver home and retired out there last year but anyone who has to actually work for a living uh no. | Totally.
If you can make your own fun, it's an awesome place to be. Aside from the cold winters that roll through the canyon, and complete lack of anything to do outside of agriculture. Quote:
Originally Posted by Manic! In a small town like it's all about the outdoors. Buy a some ATV's for the summer and some sleds for the winter. You could also act out your favorite scenes from Rambo. | Good luck getting the ammo for those scenes.
They blew up the only gun shop in town while filming Rambo, and they still haven't replaced it!   | |
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03-21-2017, 11:44 AM
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#9418 | | RS.net, helping ugly ppl have sex since 2001
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Anyone know a good accountant familiar with the RRSP Home Buyer Withdraw? Or anyone here familiar with the RRSP Home Buyer Withdraw. Have a question but having a hard time finding the answer I need on CRA's website.
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"back at the line to Babych.... LONG SHOT....Potvin had trouble with it....ADAM SHOOTS SCORES!!!!
GREG ADAMS!! GREG ADAMS!!"
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03-21-2017, 03:17 PM
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#9419 | | Pull Out Towing. Women rescued for free.
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Originally Posted by winson604 Anyone know a good accountant familiar with the RRSP Home Buyer Withdraw? Or anyone here familiar with the RRSP Home Buyer Withdraw. Have a question but having a hard time finding the answer I need on CRA's website. |
What is the question?
__________________ Originally posted by Iceman_19 you should have tried to touch his penis. that really throws them off. Originally posted by The7even SumAznGuy > Billboa Originally posted by 1990TSI SumAznGuy> Internet > tinytrix Quote:
Originally Posted by tofu1413 and icing on the cake, lady driving a newer chrysler 200 infront of me... jumped out of her car, dropped her pants, did an immediate squat and did probably the longest public relief ever...... steam and all. | (11-0-0) Buy/Sell rating Christine Shitvic Pull Out Towing | |
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03-21-2017, 06:33 PM
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#9420 | | RS.net, helping ugly ppl have sex since 2001
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I was just speaking to a coworker today. She has a small old condo she rents out downtown. A developer offered to pay out all units at $1500 sq/f. This blew my mind. I guess the building is 10 stories, and obviously the developer has plans to build quite a bit higher. But my god! They clearly have no doubt where the market is going.
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03-21-2017, 08:45 PM
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#9421 | | I have named my kids VIC and VLS
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On a similar note I posted a while back we were completing our 1br basement suite in east van and wondering how much we could get for rent
We had 15+ groups begging to rent at $1600 a month and all with pretty decent Income/professionals/willing to give 4-5 references and be subject to credit checks.
For approx 700sq ft 1br suite ground level
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03-21-2017, 09:08 PM
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#9422 | | OMGWTFBBQ is a common word I say everyday
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Kudos to you for getting that kind of rent.
Eventually something has to give though, right? As I alluded to in my post about Toronto, I would think eventually people will get tired of paying these kinds of rents. I mean, the whole point of renting is to save money in lieu of paying a mortgage, taxes, etc.
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03-21-2017, 10:13 PM
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#9423 | | I have named my kids VIC and VLS
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The only thing I can say is that it's brand new, nicer finishings than a lot of "new" show homes I've walked through, and it's big. But yea, how can anyone afford to be paying that and survive long term
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03-22-2017, 10:01 AM
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#9424 | | RS.net, helping ugly ppl have sex since 2001
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Originally Posted by SumAznGuy What is the question? | 2 questions.
1. Can more than 2 people take out RRSP's for a place assuming they are all first time home buyers and will be living there. CRA website doesn't explicitly say and a ton of other financial sites keep mention 50k but that's because everyone keeps assuming a person + spouse buying, I haven't come across anything where it actually states explicitly 50k or 2 people is the max.
2. I was in a scenario where I took out RRSP's put a down on a presale then opted out but didn't put my money back. I ended up making another deal on a presale and there are rules about dates you need to buy by etc and so far I'm meeting the conditions assuming my place will be done by Oct 1 of this year which it very well might but there's always a chance I'll go past the date too so.
On a completely different website at Clarifying the Home Buyers? Plan RRSP withdrawal process | Grantcga it states
"2) In cases of a purchased property from builders that have closing dates multiple years into the future (such as condominiums), an amount would have to be paid by October 1st of the year following the year of withdrawal to the contractors or suppliers for materials or otherwise towards the property’s construction that was, at minimum, equal to the total of all eligible withdrawals made under the HBP."
CRA website doesn't say anything about this and yes I've called CRA more than once but both people i've talked to don't know shit about HBP and are simply just reading off the site.
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03-22-2017, 10:08 AM
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#9425 | | Pull Out Towing. Women rescued for free.
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Originally Posted by winson604 I haven't come across anything where it actually states explicitly 50k or 2 people is the max. | But how many people are going to be putting their names on the title for the new place?
__________________ Originally posted by Iceman_19 you should have tried to touch his penis. that really throws them off. Originally posted by The7even SumAznGuy > Billboa Originally posted by 1990TSI SumAznGuy> Internet > tinytrix Quote:
Originally Posted by tofu1413 and icing on the cake, lady driving a newer chrysler 200 infront of me... jumped out of her car, dropped her pants, did an immediate squat and did probably the longest public relief ever...... steam and all. | (11-0-0) Buy/Sell rating Christine Shitvic Pull Out Towing | |
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