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Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

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Old 03-22-2017, 10:35 AM   #9426
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But how many people are going to be putting their names on the title for the new place?
Everyone who took out RRSP's will have their name equally on title in this case 3 people.
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Old 03-22-2017, 10:44 AM   #9427
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Old 03-22-2017, 10:52 AM   #9428
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I paid off early when I was with Scotia, they gave me the cost before I did it and that's what it cost. I think I had 2 years left on half my mortgage in the long run it was worth it, was getting a better rate on a 5 year fixed at a different bank and when I worked out the savings over 5 years it was greater then what the repayment was.
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Old 03-22-2017, 11:06 AM   #9429
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In my discussions with mortgage brokers and the bank in most cases it's worth the penalty.

With Van city our fee was only like $1600 with 2 years left on a 5 year fixed. However there was only about 90k left when we sold
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Old 03-22-2017, 09:42 PM   #9430
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I just renewed on a 5 year fixed prior to selling and cancelling my mortgage. If your mortgage allows, and you can find the cash. Put as much as you can onto the mortgage 1-2 week prior to cancellation. (I was allowed 20%). It dropped my cancellation penalty by about $2000. Even if you need to borrow, it could still be very worth it.
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Old 03-22-2017, 11:02 PM   #9431
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I just renewed on a 5 year fixed prior to selling and cancelling my mortgage. If your mortgage allows, and you can find the cash. Put as much as you can onto the mortgage 1-2 week prior to cancellation. (I was allowed 20%). It dropped my cancellation penalty by about $2000. Even if you need to borrow, it could still be very worth it.
Some banks won't allow you to do that, they will ignore any additional payments you make 60 - 90 days before you pay off your mortgage.
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Old 03-22-2017, 11:45 PM   #9432
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Yes some do.. that's why also read the fine print when you are using a mortgage broker and one lender is a bit cheaper than the other. There are usually some leeway if you bank with the provider for a long while. I find even though it might be a few thousands more in the end having that flexibility is useful especially if you are mortgaging for an investment property. With the market like it is today, you never know when a developer will show up and buy up your block.

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Some banks won't allow you to do that, they will ignore any additional payments you make 60 - 90 days before you pay off your mortgage.
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Old 03-29-2017, 10:39 AM   #9433
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$3.3 million Vancouver Trump Tower condo possibly has the worst staging ever - urbanYVR.com
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Old 03-29-2017, 10:49 AM   #9434
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Worst... or best??
Seems like cheaping-out garnered a lot of free press.
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Old 03-29-2017, 10:51 AM   #9435
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Staging by Craigslist free section
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Old 03-29-2017, 10:56 AM   #9436
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that's probably how i'd live too if i shelled out that much for a condo
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Old 03-29-2017, 11:19 AM   #9437
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Would have been better with nothing, although a guy in the comments may have had the right idea in that such shitty staging is a talking point to gain interest.

Those units are super nice though worked on them prior to the finishing. Never really cared for the piano black flooring though
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Old 03-29-2017, 11:21 AM   #9438
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that folding table in the bedroom actually made me laugh
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Old 03-29-2017, 11:34 AM   #9439
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This is how money launderers stage their apartments.
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Old 03-29-2017, 11:57 AM   #9440
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Worst... or best??
Seems like cheaping-out garnered a lot of free press.
No kidding, haha. If I ever need to sell I am totally going to do an awful half ass job, and then send a link to the media about it, haha.

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Old 03-29-2017, 12:42 PM   #9441
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guyz, its about the views not the furnishingz
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Old 03-29-2017, 01:27 PM   #9442
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new style gais...hobo-student-chic
hipsters will soon follow the trend
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Old 03-29-2017, 04:01 PM   #9443
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This is how money launderers stage their apartments.
Spot on.
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Old 03-29-2017, 04:09 PM   #9444
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I may be missing something, but you'd think that a 1200sqft 3.3mil unit would have a useable kitchen at least. My condo that's half that size has twice the counter space!
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Old 03-29-2017, 04:20 PM   #9445
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I may be missing something, but you'd think that a 1200sqft 3.3mil unit would have a useable kitchen at least. My condo that's half that size has twice the counter space!
Must be great for the inspiring chief in you.....
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Old 03-29-2017, 05:16 PM   #9446
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the kitchens were really wack in that style of unit..poorly laid out for the size of the unit especially on the upper floors like that one. the Neighboring units had kitchens almost double the size with wrap around ends/wine bars etc.
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Old 03-29-2017, 07:15 PM   #9447
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I may be missing something, but you'd think that a 1200sqft 3.3mil unit would have a useable kitchen at least. My condo that's half that size has twice the counter space!
I think when you have the money to own a place like that I don't think you would cook much at home. lol
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Old 03-29-2017, 07:55 PM   #9448
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Majority of layouts in trump tower are retarded. There are only a few floor plans that are actually usable.

Each unit has something missing and something retarded done.
It took a while for me to choose the unit but I am overall happy with the building.

Minus the few days all the women in lower mainland had pms together.
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Old 03-30-2017, 08:04 AM   #9449
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Anyone live in Maple Ridge or have decent knowledge of the buildings there?

There's one building I see that has at least 1 or 2 units pop up for sale every month. 55 units, 15 sold in the past 1 year. I've looked at all the sold units from the past year and there's one or two that were sold in early 2016 and sold again in late 2016, each with a 40k+ difference in price. The building has been rain screened, plumbing was redone, roof done, carpets are being redone right now, fixtures have been replaced, and a few other minor things. Everything has already been paid for.

Do you think the sales are from people who are just making their money back from everything they've paid in replacing everything?
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Old 03-30-2017, 08:16 AM   #9450
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Depends on the state of the building and when they sold. Some people are forced to sell if a special assessment comes up that they can't afford and then the assememt price is usually factored into the sale price (which may explain the price discrepancies you describe)

Probably worth it to get a good inspector through and investigate the work done. Especially the envelope. What is the age of the building, why was the plumbing replaced? Etc

Btw, I can appreciate the hesitation in hiring an inspector because there are a lot of hacks out there, I'm currently training to become a certified home inspector with 15 years of construction experience so there might be a revscene discount down the road for anyone interested
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