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09-01-2018, 04:50 PM
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#13001 | | reads most threads with his pants around his ankles, especially in the Forced Induction forum.
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Originally Posted by Nabatron  judgement day is today!!!!!!!!!!!! | Any updates? Hope the sales go through!
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09-02-2018, 09:09 AM
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#13002 | | I have named my kids VIC and VLS
Join Date: Oct 2001
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Nabatrons building actually collapsed prior to completing transaction, R.I.P.
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Dank memes cant melt steel beams
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09-02-2018, 03:31 PM
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#13003 | | reads most threads with his pants around his ankles, especially in the Forced Induction forum.
Join Date: Mar 2004 Location: Vancouver
Posts: 10,645
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| Quote:
Originally Posted by Hondaracer Nabatrons building actually collapsed prior to completing transaction, R.I.P. | Or maybe a sprinkle went off and flooded his place =D
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09-02-2018, 03:51 PM
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#13004 | | Proud to be called a RS Regular!
Join Date: Apr 2018
Posts: 113
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He's probably moving to the Okanagan as we speak guys
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09-02-2018, 06:09 PM
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#13005 | | My dinner reheated before my turbo spooled
Join Date: Jan 2008 Location: Vancouver
Posts: 1,738
Thanked 939 Times in 308 Posts
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Hes busy cleaning up for another open house  | |
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09-03-2018, 02:44 PM
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#13006 | | "They call me Bowser...RawR!"
Join Date: Jul 2001 Location: Vancouver
Posts: 8,223
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A house in Vancouver for under a million? Or trying to drum up a bidding war? https://www.zolo.ca/vancouver-real-e...18-main-street
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"Damn fine car Dodge... Ran over me wife with a Dodge!", Zeke
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09-03-2018, 03:15 PM
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#13007 | | My homepage has been set to RS
Join Date: May 2011 Location: Langley
Posts: 2,297
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Sorry guys! Our place was sold on Saturday and drove to west Kelowna when they were doing the home inspection. Saw a few places when we were there. Wife was in Victoria for the weekend so I made the trek with my dog. Found a super sick house with flat property. Put offer the next day and excepted. Just need to do the subjects as per usual on our part and we good to go!
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| | | This post thanked by: | Acurapinoy, Eff-1, Energy, Gerbs, GS8, Hondaracer, Liquid_o2, Ludepower, Manic!, Mr.HappySilp, roastpuff, TouringTeg, Traum | |
09-03-2018, 03:37 PM
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#13008 | | I contribute to threads in the offtopic forum
Join Date: Dec 2001 Location: Vancouver
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| Quote:
Originally Posted by !LittleDragon | Non-comforming duplex sold as 50% undivided interest (tenant in common).
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"Harvey Belafonte ain't black. He's just a good looking white guy dipped in caramel. " - Archie Bunker | |
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09-03-2018, 05:22 PM
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#13009 | | reads most threads with his pants around his ankles, especially in the Forced Induction forum.
Join Date: Mar 2004 Location: Vancouver
Posts: 10,645
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Originally Posted by Nabatron Sorry guys! Our place was sold on Saturday and drove to west Kelowna when they were doing the home inspection. Saw a few places when we were there. Wife was in Victoria for the weekend so I made the trek with my dog. Found a super sick house with flat property. Put offer the next day and excepted. Just need to do the subjects as per usual on our part and we good to go! | Grats! Did you get the price you wanted? Must be stressful! Now you can relax.
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09-03-2018, 05:36 PM
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#13010 | | I have named my kids VIC and VLS
Join Date: Oct 2001
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Congrats Nabatron, good luck in your new life!
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Dank memes cant melt steel beams
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09-03-2018, 07:05 PM
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#13011 | | Proud to be called a RS Regular!
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Congrats Nabatron! Enjoy the next chapter in Kelowna!
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09-03-2018, 09:13 PM
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#13012 | | My homepage has been set to RS
Join Date: May 2011 Location: Langley
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Thanks guys! For finished basement, 5bed 3 bath, big flat backyard, brand new house we paid for it but still alot cheaper then anything in Langley or lower mainland!
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09-03-2018, 10:15 PM
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#13013 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
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| Quote:
Originally Posted by Bonka Non-comforming duplex sold as 50% undivided interest (tenant in common). | had no idea they were building duplexes right after WWII
at least you can say you own dirt a block away from the West side  | |
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09-04-2018, 07:26 AM
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#13014 | | RS has made me the bitter person i am today!
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| Quote:
Originally Posted by Bonka Non-comforming duplex sold as 50% undivided interest (tenant in common). | Wait, does that mean you own the property with someone? How does that work if you want to move in.
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09-04-2018, 09:09 AM
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#13015 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
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I bought some used cabinets uppers/lowers on the weekend, got a pretty decent deal I think. Honestly as long as they look half decent I don't care, all for staging really as I'm adding a suite to my basement before selling. Did up a quick sketch before purchasing they should work. I'll get my electrician buddy out hopefully this week to hook up the 220 behind the wall, add a couple plugs just above counter height and then I can paint and install.
With new countertops, sink and fridge/stove I'll be below $5000 all in to add the suite should return 20-25 and make the home appease to a bigger group of buyers.
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The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
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09-04-2018, 09:15 AM
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#13016 | | Orgasm Donor & Alatar owned my ass twice!
Join Date: Aug 2007 Location: Paradise, BC
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| Quote:
Originally Posted by Gerbs Wait, does that mean you own the property with someone? How does that work if you want to move in. | That particular Main Street example seems really weird, but I guess it just works the same like any other duplex? Moving in and everyday living is not the issue -- you just go and do your own thing. It is when the building itself is in need of repairs / maintenance work where the headache comes. I think you pretty much need to arrive at a mutual agreement before any work can be done.
In that Main Street example, imagine how the roof is leaking, and the basement resident / owner doesn't want to pay because he is not affected. Oh boy~
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09-04-2018, 09:59 AM
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#13017 | | they call me the snowman
Join Date: Apr 2001 Location: online
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Originally Posted by quasi With new countertops, sink and fridge/stove I'll be below $5000 all in to add the suite should return 20-25 and make the home appease to a bigger group of buyers. | It's amazing what some hard work can do to change the entire feel of a home. Good call on doing the renos to attract a larger market. Damn near everyone around here could use a tenant to take some of the stress off their wallets. Making it easy for someone to move in and have a suite ready for that first mortgage payment is one of the best investments you could make. 
I have a buddy who has been building his basement suite since 2011. I told him at the time that $15k would be enough to finish what he wants to do. He balked at the money and said he could do it for half that by himself. Fast forward to 2018, and the basement is framed, and has been for years.
Consider this... At $700/month, at an average of 10 months per year (super conservative numbers, I know...) he could have made $49,000, on an initial investment of $15k. That's a net profit of $34k. Even if he did it the right way and paid all of his taxes, etc, he would still be up a few thousand per year. The problem now is that the cost of the renos has skyrocketed. Plus all that lost equity.
It's hard watching people you care about when make dumb decisions. It's even harder when they attempt to justify those decisions.
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09-04-2018, 10:16 AM
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#13018 | | reads most threads with his pants around his ankles, especially in the Forced Induction forum.
Join Date: Mar 2004 Location: Vancouver
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Stupid BMO fuck up.
So I sold my old apartment and got the cheque from the lawyer office last Monday, went and got it deposit. The clerk said this is from a different bank and is the first time I have this large amount for a cheque deposited into my account they need to hold it for 14 business days. Explain to them I need the funds by Sept 10 latest. The clerk direct me to the bank who the cheque and get them to certifed it and once that's done I can use the funds right away.
I did that and deposit my cheque just now I got a call form BMO branch where I open my account and said since the cheque is deposit at another BMO branch it will take till Sept 12 for the funds to be avaible. FUCK!!!! Anyways person who I open my account with told me I need to go to the branch where I deposit the money and explain this and hopefully it can speed things up! If initally they let me know this I would have depoisted the cheque where I open my account!!!
Last edited by Mr.HappySilp; 09-04-2018 at 10:29 AM.
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09-04-2018, 10:29 AM
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#13019 | | RS has made me the bitter person i am today!
Join Date: Nov 2010 Location: /
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^
When I worked at the bank, a cheque from a Canadian bank should take 5 business days to clear. But if it's the same bank as the draft was issued it should be fine, because you can see if it has been deposited. When we asked people to get a cheque certified, the cheque is still put on hold for most cases.
Main reason for the hold nowadays is to prevent fraud against someone depositing their draft with mobile deposit at a different bank then doing it again in branch. Which means that the money the branch released to you will be considered a loss because the funds will have cleared the mobile deposit first and there's noway to know if someone has done a mobile deposit on a cheque without waiting 5 business days.
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2022 Velo N
2005 S2000
2007 CSX Type-S [Sold]
2002 RSX-S [T-Boned]
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09-04-2018, 10:33 AM
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#13020 | | Orgasm Donor & Alatar owned my ass twice!
Join Date: Aug 2007 Location: Paradise, BC
Posts: 6,849
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| Quote:
Originally Posted by originalhypa It's hard watching people you care about when make dumb decisions. It's even harder when they attempt to justify those decisions. | Isn't that always the case? and I am not even talking about stuff that is a mere difference on preferences. I have learned to give up trying to convince other people unless it directly affects me (in a negative manner). I don't even bother going back to make snide remarks afterwards because it won't change the situation, and you know they still aren't going to listen.
Kind of going through a situation like that right now, and it is aggravating to have to keep remaining myself it is none of my business what other people choose to do.  | |
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09-04-2018, 11:14 AM
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#13021 | | reads most threads with his pants around his ankles, especially in the Forced Induction forum.
Join Date: Mar 2004 Location: Vancouver
Posts: 10,645
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| Quote:
Originally Posted by Gerbs ^
When I worked at the bank, a cheque from a Canadian bank should take 5 business days to clear. But if it's the same bank as the draft was issued it should be fine, because you can see if it has been deposited. When we asked people to get a cheque certified, the cheque is still put on hold for most cases.
Main reason for the hold nowadays is to prevent fraud against someone depositing their draft with mobile deposit at a different bank then doing it again in branch. Which means that the money the branch released to you will be considered a loss because the funds will have cleared the mobile deposit first and there's noway to know if someone has done a mobile deposit on a cheque without waiting 5 business days. | That's the main issue here I told the clerk very clearly I need the funds by Sept 10 and what I can do to make it happen. She simply said get the bank who issue the cheque to cretifed it and you will be able to use the money right away. If she have mention it will be hold for 5 business days. I would have find some others means to make sure the funds is avaible. IE depositing the cheque where I open my account from (They usually bend the rules a little bit for me since my parents have their account with that branch for ages and know many managers there). All it takes is for that clerk to be honest about it.
Even then the cheque was deposited only Aug 29 the fund should be usable by tomorrow that's 5 business days. Should not need to wait till Sept 12. Now I am back and forth between the branches. One say is the branch where I deposited the cheque from is putting the hold on and I go to that branch and clear the issue up with them it should be fine. However, that branch is saying is not their problem and told me to call customer service to deal with it....... It feels like whenever we are dealing with something important we need to just take out our cell phones and start recording everything in case something comes up. We just can't trust anyone anymore.
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09-04-2018, 11:26 AM
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#13022 | | RS has made me the bitter person i am today!
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@HappySlip
Yeah, normally if someone needs it right away, I'll tell them to go to whatever branch they normally go to. Or have some sort of relationship with. The clerk can't run it through without the approval of the branch manager and the branch manager will always tell the clerk to put it on hold. This is because they don't want the risk of having it go bad and then having to explain to people higher up.
Was the cheque from a canadian bank? US Banks take up to 10 to 15 business days. Even if a hold is placed on the cheque, it can easily be removed in like 5 seconds. It's just the person removing it has the liability if things go sour. Which honestly happens maybe only once a twice a month. If you have a large portfolio with the bank the financial planner can also remove the hold. I've seen them remove holds for $500k to 3mm cheques before.
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2022 Velo N
2005 S2000
2007 CSX Type-S [Sold]
2002 RSX-S [T-Boned]
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09-04-2018, 11:33 AM
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#13023 | | reads most threads with his pants around his ankles, especially in the Forced Induction forum.
Join Date: Mar 2004 Location: Vancouver
Posts: 10,645
Thanked 2,191 Times in 1,131 Posts
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| Quote:
Originally Posted by Gerbs @HappySlip
Yeah, normally if someone needs it right away, I'll tell them to go to whatever branch they normally go to. Or have some sort of relationship with. The clerk can't run it through without the approval of the branch manager and the branch manager will always tell the clerk to put it on hold. This is because they don't want the risk of having it go bad and then having to explain to people higher up.
Was the cheque from a canadian bank? US Banks take up to 10 to 15 business days. Even if a hold is placed on the cheque, it can easily be removed in like 5 seconds. It's just the person removing it has the liability if things go sour. Which honestly happens maybe only once a twice a month. If you have a large portfolio with the bank the financial planner can also remove the hold. I've seen them remove holds for $500k to 3mm cheques before. | The cheque from was TD bank and I normally bank at BMO. I call up the branch manager I open my account with and he clear the hold but there is no confirmation he can give me. Anyways going to try to push the lawyer office to give me the amount I need to pay and open a bank draft. Hopefully I can a call from my lawyer office either today or tomorrow so if the bank still hold my funds I can actually get it sorted before next week.
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09-04-2018, 11:59 AM
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#13024 | | RS has made me the bitter person i am today!
Join Date: Apr 2003 Location: Vancouver
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BMO is a joke, every time I needed them to handle situations involving large sums of cash, it always lead to headaches. Apparently they keep saying it can only be done at the exact location where u opened your account.
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09-04-2018, 12:27 PM
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#13025 | | Old School RS
Join Date: May 2004 Location: Port Moody
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To be clear... your lawyer gave you a cheque instead of a draft or guaranteed funds? Assuming that's the case, your lawyer is a moron - of course banks are not going to take a risk over a non-guaranteed cheque for an amount that is way higher than you normally deal with. It's common sense - the bank is taking risk on the transaction and if it ever went sideways, you don't have nearly enough to make it whole.
It might be frustrating, but that is absolutely why both your realtor will require YOU to provide your deposit in certified funds and also why any competent law firm will do the same back for you.
-Mark
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