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Old 09-19-2018, 12:15 PM   #13201
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^

I think I'd probably have to look for something along the skytrain lines because work is close to yaletown. Work starts between 7:30 to 9:30 depending whenever I choose to go in. However, I would like to work remote to save the commute time.

Kind of want to experience living in downtown while I am still in early 20's
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Old 09-19-2018, 12:25 PM   #13202
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Kind of want to experience living in downtown while I am still in early 20's
When you are young and single, living in DT is *awesome*.

IMO, the easiest way to do this is to find a roomate and rent. But then you have to realize the financial impact it has on your overall grant plans.
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Old 09-19-2018, 12:26 PM   #13203
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Speaking of Burquitlam, I took some screengrabs of some properties which I circled.
unrelated to the content but do you know how to enable that 3D 'The Sims' view in Google Maps on iOS/Android?

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Old 09-19-2018, 12:36 PM   #13204
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unrelated to the content but do you know how to enable that 3D 'The Sims' view in Google Maps on iOS/Android?
Two fingers next to each other and then push up(forward) should start tilting the map. And then pull down to straighten it back out. At least that's how it works for Android, unsure about iOS.
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Old 09-19-2018, 12:52 PM   #13205
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When you are young and single, living in DT is *awesome*.

IMO, the easiest way to do this is to find a roomate and rent. But then you have to realize the financial impact it has on your overall grant plans.
How much would you have to make financially / save monthly before you would justifying a roommate downtown?
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Old 09-19-2018, 01:03 PM   #13206
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How much would you have to make financially / save monthly before you would justifying a roommate downtown?
I dunno. I've never actually lived alone in an apartment before. It was always either with a buddy / roomate, gf / wifey. From both a financial and companionship perspective, I just don't think it make sense to live alone in an apartment.

My comment of renting in DT and the financial impact was really meant to be a larger scope question. Because as much fun as it is to live in DT, doing so is expensive. The rent, the lifestyle, etc. are all expensive. IMO, if you are not treating it as a lifestyle decision -- ie. going out to enjoy the life and options that are unique and easily available in the DT area, there is no point in living in DT. You might as well just live somewhere else. But pursuing a lifestyle like that is not cheap, and it has the potential to eat into your future financial situation because that is money you could have saved for something else.
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Old 09-19-2018, 01:12 PM   #13207
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Two fingers next to each other and then push up(forward) should start tilting the map. And then pull down to straighten it back out. At least that's how it works for Android, unsure about iOS.
thanks, the perspective is 3D, but the landmarks are still 2D flat (on iOS)
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Old 09-19-2018, 01:13 PM   #13208
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Do you work Downtown as well? There's also the savings from having a walking commute. That is invaluable as far as I'm concerned.
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Old 09-19-2018, 01:17 PM   #13209
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the appeal of downtown to me would be proximity to food and the water

I don't drink/party/work there, car ownership is still important, don't want homelessness at the street corner... so all that counts against me to consider living there
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Old 09-19-2018, 01:34 PM   #13210
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Do you work Downtown as well? There's also the savings from having a walking commute. That is invaluable as far as I'm concerned.
Yeah, I currently work in Downtown. Future jobs would be located downtown as well. Finance/Accounting. I'd love to be able to walk to work. Save like an hour each day from commuting / skytraining. However, it would be weird to sell all the cars and go car less. I wouldn't sell my cars until I am done school in a year.
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Old 09-19-2018, 02:11 PM   #13211
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the appeal of downtown to me would be proximity to food and the water

I don't drink/party/work there, car ownership is still important, don't want homelessness at the street corner... so all that counts against me to consider living there
Homeless aren't a huge issue in certain DT neighborhoods like the West End and Coal Harbour. And if you think you won't see homeless people in the suburbs
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Old 09-19-2018, 02:12 PM   #13212
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Yeah, I currently work in Downtown. Future jobs would be located downtown as well. Finance/Accounting. I'd love to be able to walk to work. Save like an hour each day from commuting / skytraining. However, it would be weird to sell all the cars and go car less. I wouldn't sell my cars until I am done school in a year.
Keep one car, sell the other 2 to help finance your Downtown Lifestyle!
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Old 09-19-2018, 02:16 PM   #13213
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I might hear them rummaging through the blue bin at 3am
but they're not visible in residential neighbourhoods...whereas d/t they're loitering 24/7
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Old 09-19-2018, 02:53 PM   #13214
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Keep one car, sell the other 2 to help finance your Downtown Lifestyle!
Hopefully the economy starts going into a recession, stock market crashes, followed by housing. Pick up a $400k >10 year old loft downtown.

jks, all my ETF's will go down too so there goes a majority of my downpayment
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Old 09-19-2018, 04:05 PM   #13215
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I dunno. I've never actually lived alone in an apartment before. It was always either with a buddy / roomate, gf / wifey. From both a financial and companionship perspective, I just don't think it make sense to live alone in an apartment.

My comment of renting in DT and the financial impact was really meant to be a larger scope question. Because as much fun as it is to live in DT, doing so is expensive. The rent, the lifestyle, etc. are all expensive. IMO, if you are not treating it as a lifestyle decision -- ie. going out to enjoy the life and options that are unique and easily available in the DT area, there is no point in living in DT. You might as well just live somewhere else. But pursuing a lifestyle like that is not cheap, and it has the potential to eat into your future financial situation because that is money you could have saved for something else.
I will never live with a roomate unless is my gf/wife. Too much issue. When I got the 2 bed in coq center I though about renting out the 2nd room to get some income. After some though into is just no. Yes there are 2 bedrooms so each one person gets their own washroom but still I have to share the laundry, the living room, kitchen. I won't be able to have any guest at all or invite friends over the game night or movie night, I can't invite my parents over for dinner or in the future have my gf over. Simple things like walking around the suite in pj I can't do. I am also pretty clean, I like to clean the place every week and if the person isn't I will go crazy. Also sharing laundry..... Aside from that I also expect my roomate to be quiet and clean and non smoker.

So now I am just going to use the 2nd bedroom as a guest bedroom in case people came over and needed a place to stay.
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Old 09-19-2018, 04:30 PM   #13216
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Hopefully the economy starts going into a recession, stock market crashes, followed by housing. Pick up a $400k >10 year old loft downtown.

jks, all my ETF's will go down too so there goes a majority of my downpayment
Your ETF's will recover much much faster than housing and while it recovers, they'll still pay dividends and you'll still be reinvesting the dividends. You'll still be better off after the recovery. That's when you should look at buying.

The US stock market recovered in about a year while housing kept tumbling for 5.
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Old 09-19-2018, 04:43 PM   #13217
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Your ETF's will recover much much faster than housing and while it recovers, they'll still pay dividends and you'll still be reinvesting the dividends. You'll still be better off after the recovery. That's when you should look at buying.

The US stock market recovered in about a year while housing kept tumbling for 5.
I haven't lived through a recession yet. I'll be interesting to see the speculation on the stock market / housing market when it arrives though.
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Old 09-19-2018, 04:46 PM   #13218
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You weren't alive in 2008?
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Old 09-19-2018, 05:22 PM   #13219
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You weren't alive in 2008?
Well, in 2008 I just left elementary school. I didn't have anything invested nor was I working until grade 9/10. So I wouldn't have known any better. My view of the world was very limited. So I guess I wasn't alive in 2008
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Old 09-19-2018, 07:29 PM   #13220
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i'm done with the roommate phase too but you gotta do what you gotta do in a market like Vancouver

even if it takes moving back with your parents to alleviate debt, save etc.

the peers that will laugh at you for having roommates/living at home likely just got lucky...timing, background, connections. etc.

2200/mo to rent a one bed is not okay without a real economy here (you need a single income of 80k to afford that...just to bloody rent!)

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Old 09-19-2018, 08:01 PM   #13221
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There are a tonne of buildings on queensborough with very nice lofts. A lot of newer development there as well so you may be able to work a price out on a bit older unit
Correcto, We pulled the trigger on our place in Queensborough because it had Surrey pricing without actually being in Surrey
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Old 09-19-2018, 08:10 PM   #13222
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Correcto, We pulled the trigger on our place in Queensborough because it had Surrey pricing without actually being in Surrey
nicely done. I think those places will pay off in the long run.

I have an idea.. but i'm not sure if there will be enough people to take advantage of this.

I'm thinking going forward i make notes of buildings i go into that have potential and forward that info to you guys. It's kind of hard to make notes going forward in terms of buildings/addresses that i may bring up.. but it could be a start..

i work in new west and Burnaby, could be some value. i'll try going forward and see how it goes
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Old 09-20-2018, 01:42 AM   #13223
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IMO, you always gotta do what you gotta do.

Esp about the point where peers would laugh at you. Are we seriously still teenagers that give into this kind of bullshit peer pressure? If anyone gives me that crap now, I'm pretty sure I wouldn't want to associate with them.
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i'm done with the roommate phase too but you gotta do what you gotta do in a market like Vancouver

even if it takes moving back with your parents to alleviate debt, save etc.

the peers that will laugh at you for having roommates/living at home likely just got lucky...timing, background, connections. etc.

2200/mo to rent a one bed is not okay without a real economy here (you need a single income of 80k to afford that...just to bloody rent!)
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Old 09-20-2018, 03:39 AM   #13224
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Correcto, We pulled the trigger on our place in Queensborough because it had Surrey pricing without actually being in Surrey
We thought about Queensborough, but a friend's buddy moved his family in there and said that traffic is nothing but a giant clusterfuck during rush hour
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Old 09-20-2018, 06:04 AM   #13225
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We thought about Queensborough, but a friend's buddy moved his family in there and said that traffic is nothing but a giant clusterfuck during rush hour
Luckly for us, our work hours are just outside of rush hour and we know all the back routes so that helps as well
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