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01-04-2019, 08:23 AM
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#13701 | RS.net, helping ugly ppl have sex since 2001
Join Date: Apr 2004 Location: Vansterdam
Posts: 8,078
Thanked 1,818 Times in 943 Posts
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Originally Posted by stewie ^ It's true that it isn't easy to save up for a down payment but it also doesn't help when a lot of the 18-30 year old's have to much of an ego/pride and must live in a 1900$ piece of shit condo. Suck it up and stay with mom and dad if you can. I've no shame admitting that I did it and was able to put down 20% on a place in only a few years. Fuck what people think. When you can bank 70% of your pay check it's amazing how fast you see your account rise. With me and the girlfriend together our mortgage is less than some of our friends rent.
Will I ever be able to purchase a detached home? I hope so... but for the time being owning something is better than paying off someone else's mortgage. | Lol same and especially being Chinese it was completely normal to be home. We had no shame and nobody pressured us to be on our own and as a result was able to throw 20% down and have an address in Vancouver.
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"back at the line to Babych.... LONG SHOT....Potvin had trouble with it....ADAM SHOOTS SCORES!!!!
GREG ADAMS!! GREG ADAMS!!"
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01-04-2019, 10:11 AM
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#13702 | RS has made me the bitter person i am today!
Join Date: Nov 2010 Location: /
Posts: 4,845
Thanked 2,557 Times in 980 Posts
Failed 253 Times in 72 Posts
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@stewie
How much do you think you should be able to save living at a home? $100k over 3 - 4 years? Also do you guys normally give your parents $$ to help out while living at home?
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2005 S2000
2007 CSX Type-S [Sold]
2002 RSX-S [T-Boned] |
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01-04-2019, 11:00 AM
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#13703 | Rs has made me the man i am today!
Join Date: Oct 2005 Location: Langley
Posts: 3,493
Thanked 2,183 Times in 606 Posts
Failed 404 Times in 90 Posts
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Originally Posted by Gerbs @stewie
How much do you think you should be able to save living at a home? $100k over 3 - 4 years? Also do you guys normally give your parents $$ to help out while living at home? | How much you save depends on how much you make and the life style you choose to live. If you wan't I can shoot you a message with personal finances that I had worked out. But yeah I helped out the parents during that time.
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01-04-2019, 11:30 AM
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#13704 | Revscene.net has a homepage?!
Join Date: Feb 2009 Location: Surrey
Posts: 1,253
Thanked 219 Times in 128 Posts
Failed 13 Times in 8 Posts
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Originally Posted by stewie ^ It's true that it isn't easy to save up for a down payment but it also doesn't help when a lot of the 18-30 year old's have to much of an ego/pride and must live in a 1900$ piece of shit condo. Suck it up and stay with mom and dad if you can. I've no shame admitting that I did it and was able to put down 20% on a place in only a few years. Fuck what people think. When you can bank 70% of your pay check it's amazing how fast you see your account rise. With me and the girlfriend together our mortgage is less than some of our friends rent.
Will I ever be able to purchase a detached home? I hope so... but for the time being owning something is better than paying off someone else's mortgage. | It is possible. Wife and I just purchased our first home after renting for 5 years. We've saved as much as possible and were able to put down 25% towards our detached home in Surrey. Both of us lived at home until we were in our mid 20's saving for the big day.
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S14.5
Last edited by Kilinim; 01-04-2019 at 03:15 PM.
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01-04-2019, 12:59 PM
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#13705 | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
Posts: 11,573
Thanked 3,775 Times in 1,344 Posts
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I hope my son stays at home for a long time, I wouldn't mind him going away for University just to have that experience but he'll be welcome back I like having him around.
If I made him pay rent it would only be to help him save, I'd put it away for him.
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The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa |
| | This post thanked by: | Acurapinoy, Ch28, CL typeS, Ding, Drow, Energy, mikemhg, R. Mutt, Spoon, TouringTeg, twitchyzero, westopher |
01-04-2019, 01:12 PM
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#13706 | My dinner reheated before my turbo spooled
Join Date: Jan 2008 Location: Vancouver
Posts: 1,738
Thanked 939 Times in 308 Posts
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Originally Posted by Traum |
Nothing to be ashamed of with mom and dad helping you out with the downpayment. Their houses are up 100%-400%. Of course they can pull some equity out and help their own blood.
Same thing I would do for my children.
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01-04-2019, 03:03 PM
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#13707 | I help report spam so I got this! <--
Join Date: Dec 2010 Location: Vancouver
Posts: 2,867
Thanked 1,215 Times in 535 Posts
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Lol why is it shameful. Unless your kid is a POS, you give to them first, then charity. Aint bringing that property to the grave.
This is what good parents should be doing, setting your kid up for successes. Give when it makes sense to.
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01-04-2019, 03:38 PM
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#13708 | Rs has made me the woman i am today!
Join Date: Jan 2012 Location: PENIS
Posts: 4,284
Thanked 4,148 Times in 1,299 Posts
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Originally Posted by Nlkko Lol why is it shameful. Unless your kid is a POS, you give to them first, then charity. Aint bringing that property to the grave.
This is what good parents should be doing, setting your kid up for successes. Give when it makes sense to. | so asian
__________________ There's a phallic symbol infront of my car Quote:
MG1: in fact, a new term needs to make its way into the American dictionary. Trump............ he's such a "Trump" = ultimate insult. Like, "yray, you're such a trump."
| bcrdukes yray fucked bcrdukes up the nose
dapperfied yraisis
dapperfied yray so waisis
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FastAnna i really cant
FastAnna yray i cant stand you
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01-04-2019, 04:18 PM
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#13709 | RS has made me the bitter person i am today!
Join Date: Nov 2010 Location: /
Posts: 4,845
Thanked 2,557 Times in 980 Posts
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I don't see myself helping my kids out financially that much or at least I won't be telling them. I look at my 19 year old cousin and he's rocking a new E63S to school (fully paid for) and has no ambition in life because he knows his parents will eventually help him buy a place.
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2022 Velo N
2005 S2000
2007 CSX Type-S [Sold]
2002 RSX-S [T-Boned] |
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01-04-2019, 05:13 PM
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#13710 | Willing to sell a family member for a few minutes on RS
Join Date: Apr 2011 Location: North vancouver
Posts: 12,549
Thanked 32,163 Times in 7,478 Posts
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It’s easy to help without giving a handout.
Things should be rewards, not bribes. It’s just like training a dog haha.
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Originally Posted by boostfever Westopher is correct. | Quote:
Originally Posted by fsy82 seems like you got a dick up your ass well..get that checked | Quote:
Originally Posted by punkwax Well.. Id hate to be the first to say it, but Westopher is correct. | |
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01-04-2019, 07:07 PM
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#13711 | Willing to sell body for a few minutes on RS
Join Date: Oct 2006 Location: Vancouver
Posts: 12,074
Thanked 3,186 Times in 929 Posts
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I still love at home with my parents and pay some money for rent although I wish I could save everything entirely so I can afford a down payment quicker.
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01-04-2019, 08:53 PM
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#13712 | Proud to be called a RS Regular!
Join Date: Apr 2018
Posts: 113
Thanked 51 Times in 38 Posts
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Originally Posted by Gerbs I don't see myself helping my kids out financially that much or at least I won't be telling them. I look at my 19 year old cousin and he's rocking a new E63S to school (fully paid for) and has no ambition in life because he knows his parents will eventually help him buy a place. | This is where being a parent comes in to play imo. Teach/show your kids how to manage and save money and to also study hard for their future ,etc. But regardless, i will definitely be here to help my kids out if they need without “telling” them like you mentioned. My parents have helped me out with a lot so Ill be doing the same (whether its staying at home so i could save etc)
P.s. damn a brand new E63s as a 19yo. The generation is definitely different now.
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01-04-2019, 10:26 PM
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#13713 | Willing to sell body for a few minutes on RS
Join Date: Oct 2006 Location: Vancouver
Posts: 12,074
Thanked 3,186 Times in 929 Posts
Failed 296 Times in 68 Posts
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01-05-2019, 02:36 AM
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#13714 | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,100
Thanked 9,864 Times in 3,922 Posts
Failed 881 Times in 421 Posts
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Originally Posted by winson604 being Chinese ...as a result was able to have an address in Vancouver. | never understood why a postal code is important, fengshui? |
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01-05-2019, 02:44 AM
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#13715 | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,100
Thanked 9,864 Times in 3,922 Posts
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Originally Posted by Kilinim It is possible. Wife and I just purchased our first home after renting for 5 years. We've saved as much as possible and were able to put down 25% towards our detached home in Surrey. Both of us lived at home until we were in our mid 20's saving for the big day. | congrats and good on you guys
definitely the exception, to have a partner that you've been renting with since 20 years-old (when most still aren't sure what to take in college) and having a common goal...hope you didn't sacrifice too much of your youth for it though!
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01-05-2019, 01:26 PM
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#13716 | RS.net, helping ugly ppl have sex since 2001
Join Date: Apr 2004 Location: Vansterdam
Posts: 8,078
Thanked 1,818 Times in 943 Posts
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Originally Posted by twitchyzero never understood why a postal code is important, fengshui? | No, we both work in Vancouver have a kid where both grandmas watch when we work and they both also live in Vancouver so any other City would make things that much more difficult. If we were to live let's say in Surrey as an example that would involve having our grandmas drive their asses through traffic daily to help us out or us spending an extra hour or more each way daily to drop off/pickup the kid. The majority of our friends also live in Vancouver and lastly although I understand it doesn't entitle us to anything is we both grew up and lived in Vancouver our whole lives so it was "home".
I see some coworkers spending close to and sometimes exceeding 3 hrs a day in total commute just because they have to drop off/pick up their kid to their grandparents in a different City then jet over to work and or their grandparents at an old age having to do the commute. I'm like no fucking way that's hours more I can spend with my kid every day and I would never want to have the grandparents commute that far to help us out.
__________________
"back at the line to Babych.... LONG SHOT....Potvin had trouble with it....ADAM SHOOTS SCORES!!!!
GREG ADAMS!! GREG ADAMS!!"
Last edited by winson604; 01-05-2019 at 01:38 PM.
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01-05-2019, 02:51 PM
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#13717 | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
Posts: 11,573
Thanked 3,775 Times in 1,344 Posts
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Originally Posted by winson604 No, we both work in Vancouver have a kid where both grandmas watch when we work and they both also live in Vancouver so any other City would make things that much more difficult. If we were to live let's say in Surrey as an example that would involve having our grandmas drive their asses through traffic daily to help us out or us spending an extra hour or more each way daily to drop off/pickup the kid. The majority of our friends also live in Vancouver and lastly although I understand it doesn't entitle us to anything is we both grew up and lived in Vancouver our whole lives so it was "home".
I see some coworkers spending close to and sometimes exceeding 3 hrs a day in total commute just because they have to drop off/pick up their kid to their grandparents in a different City then jet over to work and or their grandparents at an old age having to do the commute. I'm like no fucking way that's hours more I can spend with my kid every day and I would never want to have the grandparents commute that far to help us out. | You're really lucky, I wish the grandparents we're able to do that. My mother in law was in the last stages of cancer before passing when my son was born and I bet my parents have watched my kid 3 times since he was born, he's now 12 years old.
Daycare was our only option.
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The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa |
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01-05-2019, 03:22 PM
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#13718 | RS.net, helping ugly ppl have sex since 2001
Join Date: Apr 2004 Location: Vansterdam
Posts: 8,078
Thanked 1,818 Times in 943 Posts
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Originally Posted by quasi You're really lucky, I wish the grandparents we're able to do that. My mother in law was in the last stages of cancer before passing when my son was born and I bet my parents have watched my kid 3 times since he was born, he's now 12 years old.
Daycare was our only option. | May I ask were you parents too busy, not able to, not willing, or otherwise?
I'm very very thankful for the fact both grandmothers are healthy, willing, and able to watch my kid I can only imagine the added stress we'd have looking for a daycare of sorts, paying for it, and everything else that comes with that. Sure;y, if that was the case we would not have been able to afford the place we bought. We could have still bought in Vancouver but we would be in a small 2 bed room condo vs a fairly large (for Vancouver standards) brand new 3 bedroom townhome. With another kid on the way this year we're set with the 3rd room and just gotta figure out logistics with the kids when the time comes.
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"back at the line to Babych.... LONG SHOT....Potvin had trouble with it....ADAM SHOOTS SCORES!!!!
GREG ADAMS!! GREG ADAMS!!"
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01-05-2019, 05:12 PM
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#13719 | I STILL don't get it
Join Date: Jul 2006 Location: Vancouver
Posts: 475
Thanked 433 Times in 68 Posts
Failed 36 Times in 9 Posts
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So did my first round of open houses for the new years, and it was dead. The realtor at each location kept following me around from room to room, it was kind of sad to see the desperation or immense effort? to complete a deal
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01-05-2019, 05:40 PM
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#13720 | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
Posts: 11,573
Thanked 3,775 Times in 1,344 Posts
Failed 83 Times in 42 Posts
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Originally Posted by winson604 May I ask were you parents too busy, not able to, not willing, or otherwise?
I'm very very thankful for the fact both grandmothers are healthy, willing, and able to watch my kid I can only imagine the added stress we'd have looking for a daycare of sorts, paying for it, and everything else that comes with that. Sure;y, if that was the case we would not have been able to afford the place we bought. We could have still bought in Vancouver but we would be in a small 2 bed room condo vs a fairly large (for Vancouver standards) brand new 3 bedroom townhome. With another kid on the way this year we're set with the 3rd room and just gotta figure out logistics with the kids when the time comes. | The first half of his life they both worked and weren't able during the day, they never really wanted to in the evening. About 6 years ago they moved to a different province, he's at the age now where he's fine at home before/after school and also in the evening as long as we're not out to late. We had him in daycare from 9 month until he was about 10 it was expensive but it wasn't all bad.
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The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa |
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01-05-2019, 06:23 PM
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#13721 | RS.net, helping ugly ppl have sex since 2001
Join Date: Jan 2005 Location: Vancouver
Posts: 9,542
Thanked 3,593 Times in 1,208 Posts
Failed 236 Times in 60 Posts
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Originally Posted by Nlkko Aint bringing that property to the grave. | That's exactly who my mom is the type of person who would actually drag the detached home to her grave.
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Originally Posted by The_AK Or you meet some girl at the club, cum inside of her, find out shes only in grade 12, so you buy a Prada bag for her to make things right, she finds out the bag is a fake and decides to have the kid | Quote:
Originally Posted by RX_Renesis wtf did she get some bolt-on titties or what?
they look sooooooooooo much bigger than they were 2ish years ago. | Quote:
Originally Posted by nns I can't stand the sound of Mandarin either. Boo yow nee bey nee shing bo now noong gey shee mayo mayo mayo mayo mayo mayo mayo. | |
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01-05-2019, 10:28 PM
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#13722 | I subscribe to Revscene
Join Date: May 2001 Location: Vancouver
Posts: 1,980
Thanked 181 Times in 66 Posts
Failed 42 Times in 9 Posts
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Originally Posted by stewie ^ It's true that it isn't easy to save up for a down payment but it also doesn't help when a lot of the 18-30 year old's have to much of an ego/pride and must live in a 1900$ piece of shit condo. Suck it up and stay with mom and dad if you can. I've no shame admitting that I did it and was able to put down 20% on a place in only a few years. Fuck what people think. When you can bank 70% of your pay check it's amazing how fast you see your account rise. With me and the girlfriend together our mortgage is less than some of our friends rent.
Will I ever be able to purchase a detached home? I hope so... but for the time being owning something is better than paying off someone else's mortgage. | its interesting you say that. i wish i was able to stay at my parents but as my story goes, i was actually forced to move out in 2010 (we lived in low income housing but rent increased once they factored in my income from working F/t), find somewhere cheap to rent ($800/month), save up with my girlfriend on our first down payment on a townhouse (we pushed our wedding a year later as we thought a roof over our heads was more important than making traditional parents happy) and slowly move up the property ladder (eventually purchasing a detached home in Vancouver). The detached home was definitely bad shape but we felt it was worth it based on land value and dwindling supply of Vancouver space to build.
Not saying people shouldn't take handouts, heck I'd be in so much of a better situation if i had a head start. I've always envied friends who's parents had homes (not renting). It must be nice to take the basement suite or get help with the first down payment (parent's equity, savings, etc)
I'm not saying i wouldn't help my own children but knowing what i went through and the struggles along the way, a little bit of hardship goes a long way to learning.
at the end of day, i honestly believe if you were born here, you really have a equal stab at home ownership. i know its cliche but it really just takes small sacrifices and determination.
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01-05-2019, 11:04 PM
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#13723 | Need to Seek Professional Help
Join Date: Mar 2003 Location: Vancouver
Posts: 1,091
Thanked 164 Times in 83 Posts
Failed 15 Times in 7 Posts
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went to a couple of open houses for condos in coquitlam..good god...3 parties looking at a penthouse...another 3 parties looking at an 8th floor and there were still people flowing in from the lobby...and these things werent cheap either
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01-06-2019, 12:02 AM
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#13724 | reads most threads with his pants around his ankles, especially in the Forced Induction forum.
Join Date: Mar 2004 Location: Vancouver
Posts: 10,645
Thanked 2,191 Times in 1,131 Posts
Failed 929 Times in 340 Posts
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Originally Posted by Sw0op went to a couple of open houses for condos in coquitlam..good god...3 parties looking at a penthouse...another 3 parties looking at an 8th floor and there were still people flowing in from the lobby...and these things werent cheap either | Still cheaper than a duplex or a house but a lot.
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01-06-2019, 12:27 AM
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#13725 | Need to Seek Professional Help
Join Date: Mar 2003 Location: Vancouver
Posts: 1,091
Thanked 164 Times in 83 Posts
Failed 15 Times in 7 Posts
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Originally Posted by Mr.HappySilp Still cheaper than a duplex or a house but a lot. | Not really..they were asking 1000/sq ft for the penthouse...you can get a brand new house for the same price they were asking located 10-15mins up in Burke mountain
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