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Old 01-25-2019, 12:56 PM   #13851
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What are your thoughts on living at home @mr.happyslip. When do you think someone should move out. What if there's only one parent at home.
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Old 01-25-2019, 01:10 PM   #13852
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What are your thoughts on living at home @mr.happyslip. When do you think someone should move out. What if there's only one parent at home.
As long as you are saving your money and not wasting it I don't see why is an issue living at home. Beside as an Asian myself we tend to live at home till we are marry anyways (same with the culture as philippine and India in fact even after marry some of them live together as a large family.) So nothing wrong at all living at home. Doesn't matter if is one parent or two it all depends on you.
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Old 01-25-2019, 08:57 PM   #13853
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If I am saving tons every month, should I never leave and just snowball it till you hit a FIRE number at like 40.
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Old 01-25-2019, 09:14 PM   #13854
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That's definitely a personal decision. Myself I wouldn't want to spend half my life living with my parents, but every situation is different. At 40 years old I would hope I'm doing it to take care of my parents more so than still trying to save for a down payment on a place.
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Old 01-25-2019, 10:55 PM   #13855
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If I am saving tons every month, should I never leave and just snowball it till you hit a FIRE number at like 40.
If you want sure! Why not live with your parents till they die so you don't need to buy your own place
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Old 01-26-2019, 08:20 PM   #13856
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If you want sure! Why not live with your parents till they die so you don't need to buy your own place
That's actually what I am seeing the mindset of some people recently. I've talked to people who have no ambition in life cause they are super comfortable with a $25 - 35k job, since they have 0 living expenses. They can just lease a $1,000 car and spend everything else on entertainment. The reason they can do that is they'll just wait for the inheritance on the house since they'll likely get $800K - 1.6MM for the house. I rather not rely on that. Nor do I want/need it.
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Old 01-26-2019, 10:32 PM   #13857
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Pretty sad to have no ambition to carve your own path.
Theres nothing wrong with taking help from your parents, but being a leech off of them so they cant enjoy what they have worked hard for is pathetic. Of course there are varying degrees of necessity to parental help depending on the cards you were dealt, but to just sit back and say fuck it. Just gross. I hope my grandparents and my mom leave me nothing and enjoy whats left of their life travelling and reaping what they worked so hard for while they took care of me.
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Westopher is correct.
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Well.. I’d hate to be the first to say it, but Westopher is correct.
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Old 01-26-2019, 11:50 PM   #13858
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Pretty sad to have no ambition to carve your own path.
Theres nothing wrong with taking help from your parents, but being a leech off of them so they cant enjoy what they have worked hard for is pathetic. Of course there are varying degrees of necessity to parental help depending on the cards you were dealt, but to just sit back and say fuck it. Just gross. I hope my grandparents and my mom leave me nothing and enjoy whats left of their life travelling and reaping what they worked so hard for while they took care of me.
I'll never understand how people can live with themselves, knowing that they're taking money and life experiences from the people that brought them into this world. Yeah, I'd want a cosy and easy life as well, but I sure as fuck won't be leeching off my parents with the hopes they die so I can get that windfall.

It's actually very depressing and upsetting when you think about it.
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Old 01-27-2019, 01:12 PM   #13859
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Old 01-27-2019, 02:43 PM   #13860
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If you want sure! Why not live with your parents till they die so you don't need to buy your own place
This has to be one of the darkest things I've read on this forum...

A friend of mine who lives in his parents home with his wife and 2 kids (EI family) came home from work one day while everyone was out. As he entered the family room, he found his father slumped over on the couch, dead. He had a heart attack and no one was around to render medical aid.

Do you honestly think the first thing on his mind was 'yes, half my parents are dead. The house is almost mine! ' ???

He had to overcome his fear of living there because of what happened.

Though, any person who prizes a house's value over their parents' lives may have had shitty parents to begin with.
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Old 01-27-2019, 03:18 PM   #13861
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I'll never understand how people can live with themselves, knowing that they're taking money and life experiences from the people that brought them into this world. Yeah, I'd want a cosy and easy life as well, but I sure as fuck won't be leeching off my parents with the hopes they die so I can get that windfall.

It's actually very depressing and upsetting when you think about it.
Isn't this the result of our own greed?

We've had the longest run of property value increase in history (except the little shock in 2008, our price went up since 2001 or so). Through the years, the vast majority of residents never complained. Why would they? Their 200k home in the 80s suddenly is worth millions of dollars. An amount so big that some of the families can't make it by working in their lifetime.

We blame the Chinese, the drug gang... etc. But wtf did we do to stop the increase? How many elections took place during these 18yrs? Only the last election we decided to take a different route and elected the NDP to power. And really by the slightest margin (1seat).

Now we have this shithole where bright young people are leaving YVR left and right while the remaining young people only want basic jobs and never in their life dare to imagine something bigger.

But how can we blame them? We priced our RE into the stratosphere. For a COUPLE to own a detached home, anything less than 250k in annual income would put their life very difficult unless they get significant support from family. And what industry do we have to produce 250k in combined income? Oh sorry, I forgot. BC's largest industry by far is the freaking RE.

A traditional good mid class income of 100k gets you fucking NOTHING nowadays. Even a shoebox condo is difficult at 100k income. How do we expect young people to dream, to work hard and to take risk and do what their hearts tell them when there IS NO CHANCE. They will be homeless if they stick by that rule.
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Old 01-27-2019, 04:23 PM   #13862
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Fuck Krusty Clark, she reaps the benefits of being in the back pocket of developers all these years. Someone needs to investigate her dealings, I bet you'd find something...
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Old 01-27-2019, 05:37 PM   #13863
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Hopefully townhomes drop below $500k again.
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Old 01-27-2019, 05:48 PM   #13864
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A traditional good mid class income of 100k gets you fucking NOTHING nowadays. Even a shoebox condo is difficult at 100k income. How do we expect young people to dream, to work hard and to take risk and do what their hearts tell them when there IS NO CHANCE. They will be homeless if they stick by that rule.
According to Happyslip, a couple can purchase a house with minimum wage, no problem! Just work harder, duh.
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Old 01-27-2019, 09:21 PM   #13865
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Speaking of leeches, I wonder how these rich kids feel taking their parents money. For example, buying your girlfriend something expensive, eating out at fancy restaurants or driving luxury cars with money you didn’t earn. Shouldn’t that hurt your ego a bit?
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Old 01-27-2019, 10:46 PM   #13866
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Speaking of leeches, I wonder how these rich kids feel taking their parents money. For example, buying your girlfriend something expensive, eating out at fancy restaurants or driving luxury cars with money you didn’t earn. Shouldn’t that hurt your ego a bit?
Some people grow up with this entitlement mentality, and I'd say that in at least a good percentage of the case, the parents are at least partly to blame because they just keep on providing whatever their children wants / asks, and never instilled the proper mentality in their kids.

In a previous line of work when I was still a young and naive kid, I've also witnessed this entitlement mentality, and it was both eye-opening and bewildering. Except that in that case, it wasn't the parents who were providing -- it was a government agency.
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Old 01-28-2019, 08:44 AM   #13867
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Speaking of leeches, I wonder how these rich kids feel taking their parents money. For example, buying your girlfriend something expensive, eating out at fancy restaurants or driving luxury cars with money you didn’t earn. Shouldn’t that hurt your ego a bit?
I've seen entitlement from my cousin where he would only go to school if his parents bought him a $150,000 car. I'm like dude, they are already paying for your school. I've also seen entitlement from peers where they expect their parents to get them the newest iPhone for like $1,500 cause they haven't bought them something expensive in awhile. This person is 23 and she works.
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Old 01-29-2019, 01:35 PM   #13868
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Would it be a better idea to build a laneway house at my parents residents or buy a 1 bedroom apartment during this time? I would probably save a considerable amount from not paying strata fees and maintenance fees right? If I purchase a condo I would probably hold it for 8-10 years. But if I build a laneway how will I ever recover my money unless we sell our principal location? I would also get a first time home buyer for the condo right? I'm leaning more towards the laneway. I would probably live in the condo myself for the first year, also if I build the laneway I could rent straight away correct? I don't mind living with my parents for the time being. What would be your opinion?

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Old 01-29-2019, 01:47 PM   #13869
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Would it be a better idea to build a laneway house at my parents residents or buy a 1 bedroom apartment during this time?
Personally, I'd opt for a laneway house in this case, but I am not really thinking this through with any sort of financial investment incentives in mind.

My thought process is -- if building a laneway house at your parents' place is a potentially viable option, chances are, you're on pretty good terms with your parents. As everyone gets old and progress in life, your parents are going to get old too, and you'll likely have a family of your own. When that time comes, a totally viable option becomes swapping residences with your parents (and "buying out" their share of the house. They'd have a smaller place to live and take care of. You'll be living close to each other while having your own separate places. You can continue to enjoy each other's practical support. If that is an arrangement you can live with, it sounds like a win-win to me.
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Old 01-29-2019, 02:11 PM   #13870
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What’s the state of the main house? When was it built?

Either way I’d probably opt for the laneway just due to everything you mentioned plus the privacy of having a detached residence. You should be able to build one all said and done for far cheaper than even more 1br probably
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Old 01-29-2019, 02:16 PM   #13871
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For the sake of investment, I would choose laneway for land value and flexibility. You aren't bogged down by strata rules should you choose to rent it. Also, you can do whatever you want with it... It's your land! The only question is if you discussed future options with your parents. After all there is only 1 ownership title on that land and asset distribution with family can get dicey.
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Old 01-29-2019, 02:18 PM   #13872
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And the thing with the laneway house - no strata, and you can deal with issues far easier if it does happen.
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Old 01-29-2019, 02:34 PM   #13873
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For the sake of investment, I would choose laneway for land value and flexibility. You aren't bogged down by strata rules should you choose to rent it. Also, you can do whatever you want with it... It's your land! The only question is if you discussed future options with your parents. After all there is only 1 ownership title on that land and asset distribution with family can get dicey.
I've heard from a friend that land ownership can be very messed up even when you're looking at detached housing. She was looking at a duplex unit on Main or Fraser, and there is a laneway house on the plot of land where the duplex is as well. So 3 suites, basically, and each unit has their own respective owners. I don't even know how that is possible.
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Old 01-29-2019, 02:42 PM   #13874
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Westbank has a baller event at Oakridge tonight.7pm - 11pm to launch their OAKRIDGE luxury tower and celebrate Chinese New Years event.

Door prize:
HUBLOT watch
Air Can business class flight
Shopping spree

Lion Dance
Food
Catering / Auction
Concert / Ballet

Should be a great party, but watch out it'll be a gong show as last year's Fairmont event was line ups for hours.
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Old 01-29-2019, 02:50 PM   #13875
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