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08-10-2019, 07:40 AM
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#14676 | | RS has made me the bitter person i am today!
Join Date: Apr 2014 Location: Van
Posts: 4,798
Thanked 2,014 Times in 1,069 Posts
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^^ sadly it's not, buy a town house for $800 and at least you have a Mini yard and some garage space
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08-10-2019, 08:33 AM
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#14677 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,111
Thanked 9,871 Times in 3,926 Posts
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how does stress test work when you're getting a place with mtg helpers? do they add rental income on or off-site as the income to be tested?
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08-10-2019, 10:15 AM
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#14678 | | I answer every Emotion with an emoticon
Join Date: Apr 2004 Location: BC, HK, USA
Posts: 7,536
Thanked 2,438 Times in 1,027 Posts
Failed 166 Times in 73 Posts
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Originally Posted by 320icar  Oh I’m well aware, and that’s what I’m trying to explain to my father. This is just further proof that I’m right. I’m not sure why he thinks a million dollar hone is achievable. | oh... forgot to add; there is a super good solution to this. If your family is willing to live with you and you're not worried about the $300k help, here's another look at things.
It's rare, but you can find places with a house (handfull of my friends are doing this) with separate entrances + 2 kitchens + difference bathrooms. It allows 2 different families to cohabit together WHILE taking care of family and affording a house in this market.
Now, there's a lot of "I don't want to live with your family" or "OH, this is MY house too, I help pay for my son's house" or "Who lives in the 'smaller' side of the house".
It helped 3 of my friend buy a place in Richmond (most of them were upper and lower levels), and of course 3 of them are in Surrey, and one had to custom build their home in Vancouver to do so.
*caution, there will be a bit of conflict when people all come together under the same roof but you get the jist. It's the "cost of doing business"
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08-10-2019, 11:24 AM
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#14679 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Feb 2011 Location: Richmond
Posts: 8,459
Thanked 14,912 Times in 3,896 Posts
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^^ that’s what we are looking at. My wife and I move in with my mom and dad (only way to afford anything) but also for that free childcare. Actively trying to start a family.
What we would want is to use their DP but not charge them rent and have the cost of living just come out of my wife and I. My mom doesn’t work due to health and my dad is 57, so will be working for at most 10 more years. Guess what our mortgage will be 25-30 years so we would much rather NOT consider any income he brings in towards the mortgage. That way once he retires we don’t end up being screwed. Hope that makes sense
Edit: and yes the wife is in full support. My family is weirdly drama free to the point where it’s odd...
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08-10-2019, 11:56 AM
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#14680 | | Willing to sell body for a few minutes on RS
Join Date: Aug 2002 Location: Vancouver
Posts: 10,245
Thanked 3,270 Times in 1,274 Posts
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| Quote:
Originally Posted by 320icar Edit: and yes the wife is in full support. My family is weirdly drama free to the point where it’s odd... | Good thing your clarified, cuz I find in most cases, the wife can live with her parents and the husband doesn’t really care, but if it’s the other way around, the wife cannot stand living with her in-laws...
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kinda off topic but obama is a dilf - miss_crayon
Honest to fucking Christ the easiest way to get a married woman in the mood is clean the house and do the laundry.....I've been with the same girl almost 17 years, ask me how I know. - quasi
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08-10-2019, 12:14 PM
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#14681 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Feb 2011 Location: Richmond
Posts: 8,459
Thanked 14,912 Times in 3,896 Posts
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| Quote:
Originally Posted by Gumby Good thing your clarified, cuz I find in most cases, the wife can live with her parents and the husband doesn’t really care, but if it’s the other way around, the wife cannot stand living with her in-laws... | Nah. Her parents are split penticton/salmon arm and their family has all their own lovely quirks (see how polite I am). If we raise a child it will be much easier with help from my side
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08-10-2019, 03:18 PM
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#14682 | | My homepage has been set to RS
Join Date: May 2001 Location: New Westminster
Posts: 2,339
Thanked 357 Times in 165 Posts
Failed 41 Times in 24 Posts
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Originally Posted by 320icar Nah. Her parents are split penticton/salmon arm and their family has all their own lovely quirks (see how polite I am). If we raise a child it will be much easier with help from my side | So you're saying they're batshit crazy?  | |
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08-10-2019, 04:54 PM
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#14683 | | I subscribe to Revscene
Join Date: May 2001 Location: Vancouver
Posts: 1,980
Thanked 181 Times in 66 Posts
Failed 42 Times in 9 Posts
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good to see people actually take other options and considerations to afford a home rather than complain that the city is too expensive. sharing with family isnt always ideal but heck it beats living in a 600 sq ft 2 bedroom newly built cage suite.
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08-10-2019, 04:57 PM
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#14684 | | I subscribe to Revscene
Join Date: May 2001 Location: Vancouver
Posts: 1,980
Thanked 181 Times in 66 Posts
Failed 42 Times in 9 Posts
| Quote:
Originally Posted by 6793026 oh... forgot to add; there is a super good solution to this. If your family is willing to live with you and you're not worried about the $300k help, here's another look at things.
It's rare, but you can find places with a house (handfull of my friends are doing this) with separate entrances + 2 kitchens + difference bathrooms. It allows 2 different families to cohabit together WHILE taking care of family and affording a house in this market.
Now, there's a lot of "I don't want to live with your family" or "OH, this is MY house too, I help pay for my son's house" or "Who lives in the 'smaller' side of the house".
It helped 3 of my friend buy a place in Richmond (most of them were upper and lower levels), and of course 3 of them are in Surrey, and one had to custom build their home in Vancouver to do so.
*caution, there will be a bit of conflict when people all come together under the same roof but you get the jist. It's the "cost of doing business" | honestly this is the reason why the van specials are in such high in demand. if you see listings for the late 90's/2000's van specials with 2 mortgage helpers downstairs, those arent going at a drastic discount especially if they are standard 4000 sq ft lot in vancouver.
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08-10-2019, 09:58 PM
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#14685 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,111
Thanked 9,871 Times in 3,926 Posts
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Originally Posted by punkwax Ladner is full of smaller 80’s homes on large lots that builders would tear down and build new 3000-4000sqft homes on for profit in a heartbeat when the market improves. And it will. Don’t worry about a crash I think now very well may be as affordable as it gets.
To each their own but I have no ragrets putting everything I could afford into land. I’m on my fourth property and purposely bought in an 80’s subdivision with a very livable home on a 13000sqft lot. Each time a 1200sqft rancher in my neighbourhood is replaced with a 4000sqft home I smile knowing my property value just went up. | even though it looks like massey tunnel will finally get a replacement soon (feels like it's been talked about for 15+ years), i think buying east instead of south is still the way to go for burbs life (metro system viability and not just vehicle choke points)
there's much more concrete of plans for extensions eastward than a brand new line south, we only have an airport line because of an event the scale of an expo/olympics
Last edited by twitchyzero; 08-10-2019 at 10:03 PM.
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08-11-2019, 11:10 AM
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#14686 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Feb 2011 Location: Richmond
Posts: 8,459
Thanked 14,912 Times in 3,896 Posts
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Lolwut. My dads going to an open house today for this place. Damn near a million, 2000sqft 65y/o home in Ladner. What is he thinking. I’ll report back in an hour or two https://www.rew.ca/properties/R23854...venue-delta-bc
You could get a brand new 2019 home in tswassen for that price (albeit 99y leasehold)
Edit: LLOOOLLL what a joke. That kind of home is maybe worth 400k. It’s exsctly what I thought though. Sold in 2017 or wtv for 980k, owners don’t want to lose money so they’re trying to sell.
Problem is so many people bought homes hoping to make money, now they all want to bail but no one is willing to take a profit hit. Talking with their realtor and mine, no offers, almost no interest
Last edited by 320icar; 08-11-2019 at 12:27 PM.
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08-11-2019, 03:31 PM
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#14687 | | Old School RS
Join Date: May 2004 Location: Port Moody
Posts: 4,599
Thanked 4,045 Times in 1,233 Posts
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Originally Posted by 320icar Lolwut. My dads going to an open house today for this place. Damn near a million, 2000sqft 65y/o home in Ladner. What is he thinking. I’ll report back in an hour or two https://www.rew.ca/properties/R23854...venue-delta-bc
You could get a brand new 2019 home in tswassen for that price (albeit 99y leasehold)
Edit: LLOOOLLL what a joke. That kind of home is maybe worth 400k. It’s exsctly what I thought though. Sold in 2017 or wtv for 980k, owners don’t want to lose money so they’re trying to sell.
Problem is so many people bought homes hoping to make money, now they all want to bail but no one is willing to take a profit hit. Talking with their realtor and mine, no offers, almost no interest | Yeah for sure, the housing market has definitely gone down by 60% on sub $1MM houses... 
-Mark
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I'm old now - boring street cars and sweet race cars. | |
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08-11-2019, 08:08 PM
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#14688 | | Proud to be called a RS Regular!
Join Date: Nov 2013 Location: YVR
Posts: 106
Thanked 73 Times in 18 Posts
Failed 4 Times in 2 Posts
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For yall that are buying the new place before selling the old place, how does the mortgage work? Yall just paying the fee to terminate the old mortgage early.
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08-11-2019, 08:47 PM
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#14689 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Oct 2016 Location: Ricemond
Posts: 9,455
Thanked 11,035 Times in 3,966 Posts
Failed 480 Times in 243 Posts
| Quote:
Originally Posted by 320icar Edit: LLOOOLLL what a joke. That kind of home is maybe worth 400k. It’s exsctly what I thought though. Sold in 2017 or wtv for 980k, owners don’t want to lose money so they’re trying to sell.
Problem is so many people bought homes hoping to make money, now they all want to bail but no one is willing to take a profit hit. Talking with their realtor and mine, no offers, almost no interest | same as the new builds we are looking at. All the builders refuse to lose a friggin penny so now they can sit on their 3.5 million dollar mansions that realistically are selling for 2.3-2.5million. yeah, good luck with that shit.
that 8282 burnlake house still havent found their golden goose. their realtor is saying now they want 2.8 HA! fuck you buddy
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08-11-2019, 09:30 PM
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#14690 | | Proud to be called a RS Regular!
Join Date: Apr 2018
Posts: 113
Thanked 51 Times in 38 Posts
Failed 0 Times in 0 Posts
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Originally Posted by Badhobz
that 8282 burnlake house still havent found their golden goose. their realtor is saying now they want 2.8 HA! fuck you buddy
| What was their asking before? I looked this up and asking is 3.180. It is assessed at about 2.5m. Did you make them an offer before? If so what was it. Curious what happened haha.
600k over assessed asking is indeed reaching super highh though. Crazy
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08-11-2019, 09:50 PM
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#14691 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Oct 2016 Location: Ricemond
Posts: 9,455
Thanked 11,035 Times in 3,966 Posts
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they asked for 2.5 before. i gave them a full offer and they didnt take it. ours was a cash offer too. They wanted a bidding war and i dont think anything came out of it.
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08-11-2019, 10:10 PM
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#14692 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,111
Thanked 9,871 Times in 3,926 Posts
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industrial/commercial lougheed and doesnt want to take cash at asking in this market?
the greed is too strong
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08-16-2019, 10:31 PM
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#14693 | | My homepage has been set to RS
Join Date: Jan 2006 Location: vancouver
Posts: 2,411
Thanked 937 Times in 287 Posts
Failed 286 Times in 94 Posts
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08-17-2019, 09:54 AM
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#14694 | | Willing to sell a family member for a few minutes on RS
Join Date: Apr 2011 Location: North vancouver
Posts: 12,756
Thanked 32,637 Times in 7,615 Posts
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People who lived in that era making 35k a year with their entry level job straight out of high school - “damn millennials don’t want to work, that’s why they can’t afford a place to live. Spend all their money on ifones!”
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98 technoviolet M3/2/5 Quote:
Originally Posted by boostfever Westopher is correct. | Quote:
Originally Posted by fsy82 seems like you got a dick up your ass well..get that checked | Quote:
Originally Posted by punkwax Well.. I’d hate to be the first to say it, but Westopher is correct. | | |
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08-17-2019, 10:14 AM
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#14695 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,111
Thanked 9,871 Times in 3,926 Posts
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but food options in vancouver before Expo was probably a joke
might as well live on vancouver island (not saying food options on the island is bad...but there was less draw to a city)
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08-17-2019, 03:24 PM
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#14696 | | Willing to sell a family member for a few minutes on RS
Join Date: Apr 2011 Location: North vancouver
Posts: 12,756
Thanked 32,637 Times in 7,615 Posts
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I don’t think good food warrants a 2000% housing increase matched to a 20% median wage increase
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98 technoviolet M3/2/5 Quote:
Originally Posted by boostfever Westopher is correct. | Quote:
Originally Posted by fsy82 seems like you got a dick up your ass well..get that checked | Quote:
Originally Posted by punkwax Well.. I’d hate to be the first to say it, but Westopher is correct. | | |
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08-17-2019, 03:40 PM
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#14697 | | i like gifs
Join Date: Dec 2001 Location: imgur
Posts: 27,179
Thanked 7,785 Times in 2,695 Posts
Failed 4,294,967,295 Times in 169 Posts
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Originally Posted by westopher People who lived in that era making 35k a year with their entry level job straight out of high school - “damn millennials don’t want to work, that’s why they can’t afford a place to live. Spend all their money on ifones!” | Well according to the interwebs, $35,000 in 1979 is equal to $123,691.25 today, so I'd probably have the same sort of mentality if I came out of high school and was landing 6 figure gigs as well  | |
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08-17-2019, 04:51 PM
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#14698 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Oct 2016 Location: Ricemond
Posts: 9,455
Thanked 11,035 Times in 3,966 Posts
Failed 480 Times in 243 Posts
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Originally Posted by twitchyzero but food options in vancouver before Expo was probably a joke
might as well live on vancouver island (not saying food options on the island is bad...but there was less draw to a city) | Well there was still the Ovaltine cafe and uhhh... Lee Loy BBQ in Chinatown. | |
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08-19-2019, 08:18 PM
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#14699 | | My homepage has been set to RS
Join Date: Dec 2006 Location: somewhere in bc
Posts: 2,125
Thanked 825 Times in 330 Posts
Failed 263 Times in 78 Posts
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Brentwood or Metrotown for long-term living (5 years)?
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08-19-2019, 09:09 PM
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#14700 | | Need to Seek Professional Help
Join Date: Jan 2005 Location: Van
Posts: 1,051
Thanked 542 Times in 291 Posts
Failed 27 Times in 15 Posts
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Metrotown for 5yr window from today onwards.
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