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Old 08-20-2019, 10:35 PM   #14726
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Old 08-21-2019, 06:50 AM   #14727
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oh the irony

how do you think Americans feel when we invade bellingham costco and buy milk by the pallets?
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Old 08-21-2019, 07:04 AM   #14728
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oh the irony

how do you think Americans feel when we invade bellingham costco and buy milk by the pallets?
No ones crawling under the gate to race for the milk.
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Old 08-21-2019, 12:19 PM   #14729
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No ones crawling under the gate to race for the milk.
I don’t think anyone was crawling under the gates at costco either
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Old 08-21-2019, 12:54 PM   #14730
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Edit* Lol sorry my bad, i orignally looked at that RFD link on my phone and thought that GIF of people crawling under the gate was at costco lol
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Old 08-21-2019, 02:32 PM   #14731
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Brentwood vs Metrotown, I'd choose based on my commute to/from work.

If driving downtown, Brentwood is easier than Metrotown. If transit, Metrotown wins because you avoid switching trains at Commercial.
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Old 08-21-2019, 02:55 PM   #14732
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If you're skytraining from Brentwood area, you may as well move to Coquitlam. Maybe you'll stand a chance at grabbing a seat.
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Old 08-22-2019, 07:23 AM   #14733
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My subject to sale offer on my place expires at the end of the month as does my contract with my realtor. I locked it in a few months ago removing the clause that allows me to accept other offers as I was so sick of doing showings.

I spoke to realtor last night he was asking what we're going to do ie: extend this offer, let it expire and pull the house off the market, sign with a new realtor or extend their contract. Apparently it hasn't stopped even though we aren't accepting offers we're still on MLS and have been getting 5 or 6 requests for showings every week which all were denied because above.

My wife got mad at me but I told the realtor that nope it's coming off the market let it expire I'm done with this process. After arguing with my wife I told her the only way I'd agree to put the house back on the market at this point is if she divorces me, maybe I'll re look at it in a few years but fuck I hate selling. So many time wasting cock sucking fucking cucks coming to view your house who haven't even listed their house. Don't be that guy, don't make appointments for showings if you're not ready to make an offer I'm not talking about open houses but private showings and don't be late or pull no shows if you make an appointment, it's disrespectful.

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Old 08-22-2019, 07:36 AM   #14734
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I find that tough to handle. I did some shopping around previous to purchasing. For probably a year I went to open houses the odd weekend and checked things out. When I was ready to purchase, I went out with my realtor for one day and submitted an offer. I knew what i wanted and made it happen.

Perhaps there is other reasons why your place isn’t receiving offers. If there is lots of traffic but no offers something is up. Price, condition or honestly how well it shows. Selling is a lot of work, and honestly if you house isn’t well kept day in and day out it can be a lot of work.

You can’t expect people to make the largest purchase of their life and not do some window shopping. Sadly your selling an item which exceeds people’s salaries by 5-30x’s. It might not be that easy.
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Old 08-22-2019, 07:45 AM   #14735
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I'd agree with you but I had over 70 private showings in 3 months, turned down 40+ the last two months. I've had offers but they've all been subject to sale except the first one which was a full as offer but we couldn't agree on possession dates. The price really wasn't the problem, people are fickle right now and rightfully so I'd be worried about pulling the trigger in a market that is trending down.

My realtor was telling me his buyers are looking at 30+ houses now before making an offer because they want to see everything and want to be sure. A year ago that wasn't the case.

I have no problem with people shopping as long as they are ready to buy, my issue is with people making private showing appointments when they haven't even listed their home. Go to open houses, that doesn't inconvenience people that house is already set up for showing.

If/When I relist part of my listing agreement will be that every potential showing my agent is going to ask if their ready to make an offer not subject to sale, if the answers no the showing will be declined. If my future agent won't agree to that I'm not listing with them. I'm also only going to make my house available for showings 1 day a week. I'm still in that I'd like to sell but I'm fine if I don't position until that changes I'm going to do what benefits me.

The one good thing that comes from this market is the agents have to actually earn their money again which is good.
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Old 08-22-2019, 07:52 AM   #14736
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I think that’s exactly the issue. People have quickly gotten numb to real estate market over the last few years where everything sells quickly without any subjects. It wasn’t that long ago where your house sits on the market for months and eventually you get a single offer. Subject to sale of your house? That’s a tough one, certainly
One I wouldn’t accept either. If I really wanted to sell, I wouldn’t let closing dates me the determining factor. Short term pain.
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Old 08-22-2019, 07:55 AM   #14737
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I also wouldn’t put an offer on a house until I had the income to back it up (aka cash not subject to sale). Sell your house, rent, stay with family, keep yourself flexible and when the right one pops up put in your offer.
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Old 08-22-2019, 08:03 AM   #14738
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I’ve bought a few homes subject to sale. It was very common before the market went nuts. My next purchase will likely be subject to sale as well. I don’t have 1M+ sitting in the bank.
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Old 08-22-2019, 08:51 AM   #14739
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I also wouldn’t put an offer on a house until I had the income to back it up (aka cash not subject to sale). Sell your house, rent, stay with family, keep yourself flexible and when the right one pops up put in your offer.
We had an offer fall through because the people making the offer didn't qualify for the mortgage. How do you not know what you can borrow before you start looking at homes? The first thing I did before I even considered listing was get my financing in place and I knew I wouldn't have any issues, if it's even close you really should get your financing in place.
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Old 08-22-2019, 08:53 AM   #14740
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I’ve bought a few homes subject to sale. It was very common before the market went nuts. My next purchase will likely be subject to sale as well. I don’t have 1M+ sitting in the bank.
I was the opposite mindset, I was looking at the other end and didn't want to buy without selling first. I know for me I wouldn't even consider a subject to sale that wasn't near close to ask, way harder to negotiate from that position. If you have already sold you have way more leverage, especially in this market. I'd probably consider offers 1-2% lower from a person paying in cash vs someone who is subject to sale and when you're getting close to that 7 figure sales price it's significant dollars.
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Old 08-22-2019, 09:17 AM   #14741
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You accepted a subject to financing offer and are concerned with subject to sale.. I’d be more concerned with the former.

The market is super slow right now. People should consider subject to sale now that every house isn’t sold within 3 days with no subjects.

I hate moving so don’t think I’d sell, go somewhere temporarily and then move again. Moving suuuuuucks.
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Old 08-22-2019, 09:36 AM   #14742
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That thinking is completely flawed in my eyes. The market being slow is the exact reason I would not accept a subject to sale. You are now taking your house off the market while buddy over their is trying to sell his place, as undesirable as it may be. Subject to sale in a fast market, is much more appealing in my eyes. Everything was getting snapped up no matter what it was.

Subject to financing? That’s a one week holdup if it falls through. Not a huge deal.


Subjects no matter what they are, are undesirable as a seller. Pending the market you need to look at the risks. If you want maximum dollar for your personal sale. Sell first without external pressures. Have the cash for the right house. This gives you the most flexibility purchasing your next house, and the best chance of getting the best deal. But yes, you’ve gotta move a couple
Times. My own thoughts at least.
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Old 08-22-2019, 09:46 AM   #14743
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^ everyone is in the same boat though.. I’d ask my realtor to find out where the prospective buyer lives before accepting an offer. The general area can give a fairly good indication on whether it has potential to be desirable or not.

I’d take a subject to sale offer from someone living in White Rock as opposed to Whalley, for example.

And as for the financing, that should be taken care of before making an offer.
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Old 08-22-2019, 09:53 AM   #14744
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I’d agree with that and think that is a great idea if you are going to be subject to sale. I’d still say it is a worst case scenario.

As for the financing, it’s just a scape goat. People toss it in their as it is easy to back out. Chances are if your receiving a real offer, people are serious. Yes it could go sideways, but as I said it’s a one week delay, not a multi month subject to sale clause.
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Old 08-22-2019, 09:54 AM   #14745
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^ agreed as well. I hate that scapegoat subject. Also common from first time home buyers simply because they don’t have anything to sell. Good idea to ask your realtor if that’s the case when reading an offer..

Different strokes!
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Old 08-22-2019, 10:01 AM   #14746
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I'm curious to know how many homes actually failed due to inspection. Seems like nobody ever says anything about that but I've seen some of these properties with cracked foundations and the Realtors just play it off like it's nothing.
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Old 08-22-2019, 10:15 AM   #14747
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IIRC growing up almost every time we moved the peoples buying our house were subject to sale of their house. I'd rather take lower price for my old place than have to sell it, pay to rent a place, pay to move all my stuff, pay to store some of it, then pay to move everything again. Especially if you have kids and moving is now 5x as annoying.

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We had an offer fall through because the people making the offer didn't qualify for the mortgage. How do you not know what you can borrow before you start looking at homes? The first thing I did before I even considered listing was get my financing in place and I knew I wouldn't have any issues, if it's even close you really should get your financing in place.
When a family member worked at the bank they told me it wasn't uncommon for someone to go find out what they qualify for, then go finance a new vehicle or something and then be shocked when they went to actually buy a house that they weren't approved for as much as before.
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Old 08-22-2019, 10:27 AM   #14748
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I'm curious to know how many homes actually failed due to inspection. Seems like nobody ever says anything about that but I've seen some of these properties with cracked foundations and the Realtors just play it off like it's nothing.
I backed out of a deal after the inspector found mold in the attic. Worked out great actually my current home came onto the market 2 days later and we snatched it up same day. Better home, much larger yard in a nicer neighbourhood for ~40K more.
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Old 08-22-2019, 11:14 AM   #14749
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Collapsed offers are generally due to financing issues even if the buyer was pre-approved, for a variety of reasons:

- Buyer cannot pass stress test based on subject property
- Lender appraises subject property at lower value, Buyer cannot/won't make up difference with a higher down payment
- Buyer lending profile changed in that period which affected the lending amount
- Property has concerns for lender. If strata, building either has been flagged or review of strata docs indicate large upcoming expenditures, past special assessments requiring Buyer to lay down larger down payment
- Seller filled in disclosure statement that does not conform to lender's qualifications
- Used as an excuse to back out of deal, not common but I would be hesitant to take the Buyer and their Realtor seriously if I ever came across them again in the future for wasting everyone's time with a non-earnest Buyer

With regards to inspections, if there are any issues that come up, nowadays Buyers usually ask for a price reduction. In the past, it was 50/50 that the Buyer would request the Seller to remediate any issues with a post-remediation walkthrough to verify work done.

Cracks are hardly ever serious - generally cosmetic, unless the property is on peat-moss which would require further investigation.
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Old 08-22-2019, 12:25 PM   #14750
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I'm curious to know how many homes actually failed due to inspection. Seems like nobody ever says anything about that but I've seen some of these properties with cracked foundations and the Realtors just play it off like it's nothing.
With both of my subject to sale offers I accepted we required them to do their inspection within 7 days most likely before they sold their house. The first one fell through due to financing before the inspection the offer I have right now did their inspection months ago. It basically came down to if their house sold ours sold, I wouldn't do a subject to sale any other way. Sucks for them that they have to pay out of pocket for inspection and they might not sell but that's their issue.

They didn't ask for any reductions after inspection, if they did I would have just walked away out of principal because I was pretty transparent with everything. Again it's nice to be in a spot where you don't really care either way if you sell or not.
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