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Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

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Old 08-29-2019, 04:45 PM   #14776
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Quote:
Originally Posted by twitchyzero View Post

linkedin, etc. makes it dead easy to verify a number

i dont even bother calling, but i want to make sure there's verifiable references that have known the applicants for a long time
I run a few properties and surprisingly there are a lot of people not on LinkedIn; 2 more common: public workers & blue collar workers.

Nurses, city employees and a lot of construction workers are a few with zero linkedin. My team has to call into their work to verify their employment.

Currently van is a hot market; tenants will bend over backwards and jump thru hoops. Back in 2005-2008 when RTB wasn't easily accessible via internet, a lot of rent / agreements were just written down on a piece of paper.
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Old 08-29-2019, 06:33 PM   #14777
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you call it bend over backwards/jumping through hoops
i think most would call it due diligence

i've been lucky that all my tenants have been homeowners themselves
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Old 08-29-2019, 09:33 PM   #14778
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I can see why some landlords would require bank statements etc.... with how expensive housing are out here, they are just protecting themselves..it’s nothing against you
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Old 08-29-2019, 10:02 PM   #14779
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I can’t believe that people think it’s unreasonable for a landlord to verify income.
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Old 08-29-2019, 10:19 PM   #14780
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I run a few properties and surprisingly there are a lot of people not on LinkedIn; 2 more common: public workers & blue collar workers.

Nurses, city employees and a lot of construction workers are a few with zero linkedin. My team has to call into their work to verify their employment.

Currently van is a hot market; tenants will bend over backwards and jump thru hoops. Back in 2005-2008 when RTB wasn't easily accessible via internet, a lot of rent / agreements were just written down on a piece of paper.
Re City Workers that depends. If the person works in an office there's a decent chance they are on there but if they work OPS like Water, Street, Sewer like the guys in the trucks on the road those guys won't even have any social media accounts period let alone linkedin.
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Old 08-29-2019, 11:06 PM   #14781
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Bank statements to ensure you have enough money in case you get laid off and have enough rent to pay me for at least 3 months before you find something new.
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Old 08-30-2019, 12:19 AM   #14782
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You guys might think landlords asking for bank statements might be much--try evicting someone who's late on rent. Then try talking to the bank that you're late on your mortgage because your tenant was late on paying.

For every tenant not willing to show financial statements, there are probably 3 or 4 that are willing. Guess who makes the cut to the next round?
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Old 08-30-2019, 07:56 AM   #14783
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Old 08-30-2019, 09:32 AM   #14784
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WOAH WOAH.. I'm a land lord and I ain't that anal.

3 most recent pay stubs & Scanned passport or provincial ID are all a bit too personal, also the 60 day bank statement is bullshit.

Pay stub is none of your business as to how much I make so I'm sorry I won't be providing you that.
I ain't giving you passport but I'm happy to give you my BCDL. If I do get into stage 2 of the rental, then you can take a picture.

I'm happy to tell you where I work, and you can verify my work date / HR / manager even if you have to but I ain't telling you how much I make.

As to nah, another way to kick someone out is for you to move into the unit (as a landlord)
Lmao.

So it's not ok for the owner of the house whom you'll potentially rent and live in to see your paystub but in the other thread you parrot how HK protesters should expect to be violated if they're arrested.

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Old 08-30-2019, 03:59 PM   #14785
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When renting in Toronto, its standard practice to provide credit check, a statement from your bank confirming you are in good standing/bank statements, reference letters. The other notable difference is the fact that you pay first and last month's rent up front.
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Old 08-30-2019, 06:50 PM   #14786
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Question regarding mortgage approvals. Would there be any difference in the mortgage approval amount with any of the big banks?

For example if TD is giving me 600k would RBC be any different?
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Old 08-30-2019, 07:40 PM   #14787
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Maybe a little bit, some lenders are more conservative. Some can bs rental income in depending on what you are buying
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Old 08-31-2019, 09:40 AM   #14788
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Question regarding mortgage approvals. Would there be any difference in the mortgage approval amount with any of the big banks?

For example if TD is giving me 600k would RBC be any different?
Yes, every bank seems to have a different formula for how much they are willing to lend.

When I first purchased my place, I had Scotia willing to do 900k whereas RBC was willing to do 750k.
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Old 09-01-2019, 01:41 AM   #14789
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You guys might think landlords asking for bank statements might be much--try evicting someone who's late on rent. Then try talking to the bank that you're late on your mortgage because your tenant was late on paying.

For every tenant not willing to show financial statements, there are probably 3 or 4 that are willing. Guess who makes the cut to the next round?
This happened to my wife's coworker, she had to use her LOC cause the renters of a house didn't pay for 3 months before she could hire a bailiff.
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Old 09-01-2019, 08:06 AM   #14790
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This happened to my wife's coworker, she had to use her LOC cause the renters of a house didn't pay for 3 months before she could hire a bailiff.
So what are the options in regards to recovering that money?
Is small claims the only way?
Is there any sort of insurance for that?

This can be quite a sum of money if someone drags an eviction out through the courts and doesn't end up paying for like a year or more.
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Old 09-01-2019, 12:18 PM   #14791
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Did you guys see this guy get his unit destroyed by an angry tenant?

https://www.reddit.com/r/vancouver/c...ent_out_their/
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Old 09-01-2019, 07:19 PM   #14792
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Did you guys see this guy get his unit destroyed by an angry tenant?

https://www.reddit.com/r/vancouver/c...ent_out_their/
https://globalnews.ca/news/5843645/v...ter-video/amp/
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Old 09-01-2019, 07:29 PM   #14793
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Tenants like that need to be charged.
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Old 09-01-2019, 10:37 PM   #14794
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From the video, I can't help but think that the poor landlord is of Chinese or Taiwanese descent, and is likely a first generation immigrant.

I kept asking myself -- if I were in his shoes, would I do the same as he did to simply move on, or would have have press charges, or at least otherwise file for small claims?

At the end of the day, I couldn't come to a conclusion. On one hand, I totally think the a$$hole tenant needs to be held accountable. On the other hand, that lady tenant had to be absolutely batshxt crazy, and she knows where the landlord lives, and where the rental building is. Would I be fearful enough of the retaliation if I went on to sue her a$$?

I am just glad that I am done with the landlord bs now.
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Old 09-02-2019, 08:30 AM   #14795
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Did you guys see this guy get his unit destroyed by an angry tenant?

https://www.reddit.com/r/vancouver/c...ent_out_their/
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Tenants like that need to be charged.
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From the video, I can't help but think that the poor landlord is of Chinese or Taiwanese descent, and is likely a first generation immigrant.

I kept asking myself -- if I were in his shoes, would I do the same as he did to simply move on, or would have have press charges, or at least otherwise file for small claims?

At the end of the day, I couldn't come to a conclusion. On one hand, I totally think the a$$hole tenant needs to be held accountable. On the other hand, that lady tenant had to be absolutely batshxt crazy, and she knows where the landlord lives, and where the rental building is. Would I be fearful enough of the retaliation if I went on to sue her a$$?

I am just glad that I am done with the landlord bs now.
The issue is how hard it is to sue tenants like that. You have to go through small claim courts and that will take a while. Not to mention your tenant might not even show up/don't have a shit about. Let's say you win even then it doesn't mean you will get your money back. The tenant simply can chose not to pay and then you have to go through the court again to force him to pay (IE the gov will withhold his tax refund/take a part of his wage and give it to you) and that process can still take a long long time. So in the end is it worth all that time and energy? That's why landlord ask for so many personal info to make sure you aren't that asshole tenant who won't pay and who will destroy your unit.
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Old 09-02-2019, 09:33 AM   #14796
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Ridiculous, this right here is why even though I have a full two bedroom suite in my basement not being used I'd never rent it out, not to strangers, not friends and not to family.
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Old 09-02-2019, 09:36 AM   #14797
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Ridiculous, this right here is why even though I have a full two bedroom suite in my basement not being used I'd never rent it out, not to strangers, not friends and not to family.
So the question begs to be asked.
Say you owned a house but had to live elsewhere for whatever reason and with BC's empty home tax, you are forced to rent it out and get a tenant like this, can you sue the BC gov?
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and icing on the cake, lady driving a newer chrysler 200 infront of me... jumped out of her car, dropped her pants, did an immediate squat and did probably the longest public relief ever...... steam and all.

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Old 09-02-2019, 09:48 AM   #14798
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Paying a tax for something isn't being forced to do something.
You choose to pay, or choose to rent it out.
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Westopher is correct.
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Well.. I’d hate to be the first to say it, but Westopher is correct.
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Old 09-02-2019, 09:54 AM   #14799
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If I was in his shoes, I wouldn't try to get my money back either. I am however a vengeful bastard... lol... I'd press criminal charges for mischief and vandalism. If convicted, there's possible jail time and with a criminal record, good luck travelling around the world. A lot of countries would deny entry. Have fun explaining the conviction when applying for work.
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Old 09-02-2019, 10:19 AM   #14800
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If I was in his shoes, I wouldn't try to get my money back either. I am however a vengeful bastard... lol... I'd press criminal charges for mischief and vandalism. If convicted, there's possible jail time and with a criminal record, good luck travelling around the world. A lot of countries would deny entry. Have fun explaining the conviction when applying for work.
Police won't care because they expect the Tenancy board to handle it since it is a dispute between a LL and their tenant.

Plus something doesn't add up. why are they going to the news to say they won't do anything. And we are only hearing their side of hte story. There might be more to the story than they let on.

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Paying a tax for something isn't being forced to do something.
You choose to pay, or choose to rent it out.
So if you can't afford to pay the tax, then are you not forced to rent out?
the only other option is forced to sell?
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and icing on the cake, lady driving a newer chrysler 200 infront of me... jumped out of her car, dropped her pants, did an immediate squat and did probably the longest public relief ever...... steam and all.

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