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11-25-2019, 09:54 PM
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#15026 | | My AFC gave me an ABS CEL code of LOL while at WOT!
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Doesn't hurt to just hit up open houses on the weekend.
Then you'll learn what you like and don't like, ie which direction it's facing, layout and etc etc.
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11-25-2019, 11:45 PM
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#15027 | | RS.net, helping ugly ppl have sex since 2001
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Originally Posted by Gerbs  Any guides/articles y'all recommend before look at a first home? Or did you guys just trust the realtor to teach you everything? | Learning from experience plus supplement that knowledge with shit your realtor will teach you assuming he/she isn't shitty.
I would consume as many open houses as possible even if it's something that you may not like or even over your budget. Heck even look at different properties condo/single family/townhome. Seeing all the different types of properties, lay outs, new vs old, pre sales, prices ranges, styles within diff cities all teach you something in some way,
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11-26-2019, 08:05 AM
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#15028 | | My dinner reheated before my turbo spooled
Join Date: Jan 2008 Location: Vancouver
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Buy the condo close to skytrain with the better facing view eventhough itll stretch your budget. My condo is still appreciating even in these slow times while my neighbors are staying stagnant.
Research the developer thoroughly by checking out their previous builds.
Last edited by Ludepower; 11-26-2019 at 08:12 AM.
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11-26-2019, 10:17 AM
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#15029 | | 2013, 2016, 2017 & 2018 NHL Fantasy RS1 Champion
Join Date: Aug 2005 Location: Vancouver
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Originally Posted by RiceIntegraRS depends on what your looking at getting. Condo, Townhouse, House. Unless your realtor is a friend of yours i wouldnt trust them. | +1
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11-26-2019, 10:52 AM
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#15030 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
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Originally Posted by SumAznGuy Good luck with the search. Like you said, the two dogs will make things tough. | 100%, at the end of the day it's nothing money can't fix if I have to I'll just throw more money at people to make it worth their wild.
Still not looking forward to finding a place.......
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The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
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11-26-2019, 11:24 AM
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#15031 | | I contribute to threads in the offtopic forum
Join Date: Dec 2001 Location: Vancouver
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Originally Posted by Gerbs Any guides/articles y'all recommend before look at a first home? Or did you guys just trust the realtor to teach you everything? | Feel free to pick my brain, no strings attached  A one-on-one personal overview is infinitely more relevant. Always enjoy working with potential buyers.
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11-26-2019, 11:26 AM
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#15032 | | I have named my kids VIC and VLS
Join Date: Oct 2001
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For condos and townhomes I also have a checklist I occasionally repost. It’s moreso to do with brand new units and the finishing walk through but it also gives an idea of some things go to look at.
In other news East Van sales seems to be heating up, our neighborhood behind us sold his house with 1 open house and 8 days on the market. Also lots more sold signs all over
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11-26-2019, 12:44 PM
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#15033 | | I *heart* Revscene.net very Muchie
Join Date: Nov 2004 Location: vancouver
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so my wife wants to buy another house....."investment opportunity" she says and rent out our current house
the last thing i thought I would be entertaining right now was buying a new house. I'm in an extremely comfortable position with my current house/mortgage and don't really feel all that excited to take on a much larger monthly payment
only upside would be getting a double car garage....that i would be pretty pumped for
she would like to be closer to burnaby, i say fuck no....i like the coquitlam center area would entertain going up the hill ie poirier area
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11-26-2019, 02:43 PM
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#15034 | | private modder
Join Date: Feb 2002 Location: North Shore
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Originally Posted by Hondaracer For condos and townhomes I also have a checklist I occasionally repost. Its moreso to do with brand new units and the finishing walk through but it also gives an idea of some things go to look at.
In other news East Van sales seems to be heating up, our neighborhood behind us sold his house with 1 open house and 8 days on the market. Also lots more sold signs all over | Can you repost that link? I am doing a new condo inspection next week, that would be incredibly useful.
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11-26-2019, 03:09 PM
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#15035 | | I have named my kids VIC and VLS
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Originally Posted by Eff-1 Can you repost that link? I am doing a new condo inspection next week, that would be incredibly useful. | https://drive.google.com/file/d/0B0e...o0RmZLQkk/view
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Dank memes cant melt steel beams
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11-26-2019, 03:16 PM
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#15036 | | reads most threads with his pants around his ankles, especially in the Forced Induction forum.
Join Date: Mar 2004 Location: Vancouver
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Originally Posted by blkgsr so my wife wants to buy another house....."investment opportunity" she says and rent out our current house
the last thing i thought I would be entertaining right now was buying a new house. I'm in an extremely comfortable position with my current house/mortgage and don't really feel all that excited to take on a much larger monthly payment
only upside would be getting a double car garage....that i would be pretty pumped for
she would like to be closer to burnaby, i say fuck no....i like the coquitlam center area would entertain going up the hill ie poirier area | After being in Coquitlam over a year went back to metrotown last weekend and my God there are way too many people, line up everywhere. I much prefer coq center
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11-26-2019, 05:40 PM
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#15037 | | I *heart* Revscene.net very Muchie
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oh man i haven't been to metrotown in a LONG LONG time and can't say i miss it
when i say she would like to be closer to burnaby i mean north burnaby.
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11-27-2019, 09:06 AM
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#15038 | | Willing to sell body for a few minutes on RS
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Anyone familiar with or used Laurentian Bank of Canada?
They are offering 3.3% on a high interest savings which is way more then anything else I've seen.
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The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
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11-27-2019, 09:50 AM
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#15039 | | I contribute to threads in the offtopic forum
Join Date: Dec 2001 Location: Vancouver
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Originally Posted by quasi Anyone familiar with or used Laurentian Bank of Canada?
They are offering 3.3% on a high interest savings which is way more then anything else I've seen. | They're an offshoot like Tangerine>Scotia, so online-only based. I've heard the website/app is pretty buggy like their other offshoot, B2B so caution there if you need cash access at a moments notice. Rate isn't guaranteed.
Deposits up to $100k are covered through CDIC, so if you have deep 6 figures but want to take advantage of these rates, you'll need to open separate accounts or go through different banks.
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"Harvey Belafonte ain't black. He's just a good looking white guy dipped in caramel. " - Archie Bunker | |
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11-27-2019, 09:50 AM
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#15040 | | I came, I saw, I conquered.
Join Date: Mar 2005 Location: Vancouver
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Wow 3.3%..
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11-27-2019, 11:43 AM
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#15041 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
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Originally Posted by Bonka They're an offshoot like Tangerine>Scotia, so online-only based. I've heard the website/app is pretty buggy like their other offshoot, B2B so caution there if you need cash access at a moments notice. Rate isn't guaranteed.
Deposits up to $100k are covered through CDIC, so if you have deep 6 figures but want to take advantage of these rates, you'll need to open separate accounts or go through different banks. | I seen that as well about the CDIC but then when I was looking at a major bank like RBC it's the same insurance so I don't know if this totally standard? https://www.rbcroyalbank.com/partners/cdic/index.html
We're looking to park a decent amount on the short term, about 750. My brother in law said the same thing, if you need cash quickly be careful because they'll probably mail you a draft on a large amount and it could take weeks.
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The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
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11-27-2019, 12:12 PM
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#15042 | | Performance Moderator
Join Date: Jun 2001 Location: Richmond
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11-27-2019, 12:31 PM
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#15043 | | I *heart* Revscene.net very Muchie
Join Date: Nov 2004 Location: vancouver
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can't see anything mentioning the 3.3% on their website?
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11-27-2019, 12:35 PM
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#15044 | | Willing to sell body for a few minutes on RS
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Originally Posted by blkgsr can't see anything mentioning the 3.3% on their website? | https://www.lbcdigital.ca//en/index
I did call and speak to them, they said you could link your primary bank and transfer money online, it's an online account. I was told no limit to the amount you could deposit it's not an introductory rate but at the same time like anything it's subject to change.
__________________
The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
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11-27-2019, 12:40 PM
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#15045 | | private modder
Join Date: Feb 2002 Location: North Shore
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Anyone used Spagnuolo & Company for their real estate transaction?
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11-27-2019, 01:34 PM
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#15046 | | I contribute to threads in the offtopic forum
Join Date: Dec 2001 Location: Vancouver
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^^^
They're one of the largest RE conveyancing firms out there. Tons of branches. Slight premium for similar results so up to you as to their value. Had a few clients comment in the past for getting passed around for answers since multiple people can end up handling one file.
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"Harvey Belafonte ain't black. He's just a good looking white guy dipped in caramel. " - Archie Bunker | |
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11-27-2019, 02:02 PM
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#15047 | | I *heart* Revscene.net very Muchie
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ya i used them on my last mortgage renewal
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11-27-2019, 02:10 PM
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#15048 | | I *heart* Revscene.net very Muchie
Join Date: Nov 2004 Location: vancouver
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Originally Posted by quasi https://www.lbcdigital.ca//en/index
I did call and speak to them, they said you could link your primary bank and transfer money online, it's an online account. I was told no limit to the amount you could deposit it's not an introductory rate but at the same time like anything it's subject to change. | got it thanks, also want to confirm it's the high interest savings account not the checking account
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11-27-2019, 02:34 PM
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#15049 | | Performance Moderator
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I've been trying to open one online, but the stupid equifax questions are so crazy random and keeps gonging me out... how am I supposed to remember if I might have switched phone companies in August of 2015  | |
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11-27-2019, 02:35 PM
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#15050 | | private modder
Join Date: Feb 2002 Location: North Shore
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Originally Posted by Bonka ^^^
They're one of the largest RE conveyancing firms out there. Tons of branches. Slight premium for similar results so up to you as to their value. Had a few clients comment in the past for getting passed around for answers since multiple people can end up handling one file. | Can you define slight premium? They quoted $950 for a purchase with mortgage, plus disbursements.
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