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11-06-2020, 12:45 PM
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#16626 | | OMGWTFBBQ is a common word I say everyday
Join Date: Jul 2006 Location: Vancouver
Posts: 5,282
Thanked 2,938 Times in 1,255 Posts
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Originally Posted by JDMDreams  ^^ I looked into 3 or more bed apartments, basically it's not worth it as you're looking to buy the most expensive units. Strata is the highest as you have the largest unit, property tax is high, and you still only get one parking space and storage. More if you're real lucky. If you're looking for more than two beds just look into townhouses. Strata is half the cost, more space and property tax is similar and you get more private space | Quote:
Originally Posted by JDMDreams O and you don't have to deal with bs condo insurance rates, the townhouse insurance is like half the cost of a one bed condo | Yeah, definitely looking into townhomes, not apartments. Detached is still out of my budget sadly. Quote:
Originally Posted by quasi That's a big one, I wish I had that when my son was that age I probably would have had a second kid for sure. Getting my parents to babysit on a weekend night so my and I could go on a date kid free twice a year was like pulling teeth. At least he's old enough where we could leave him now. | Hopefully we will be close enough to both sets of parents for childcare help in the future - Asian parents are good that way, at least. Quote:
Originally Posted by winson604 We almost fell into the trap of going the let's buy a starter place then upgrade later. At the time we had 1 kid and had plans on having a 2nd down the road but not soon. Looked at 2 bedroom condos as a starter place but after months and months of looking decided to stretch the budget and go all in on a 3 bed townhome. Thank god we did, we have 2 now and everyone has their own room and we have enough space in theory to last us for some years to come. | Yep, definitely don't want to do that. Want to try to avoid moving for at least a decade. I hate moving!
__________________ Quote:
Originally Posted by PeanutButter Damn, not only is yours veiny AF, yours is thick AF too. Yours is twice as thick as mine.. That looks like a 2" or maybe even 3"? | | 
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11-06-2020, 04:01 PM
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#16627 | | Rs has made me the woman i am today!
Join Date: Mar 2006 Location: Vancouver
Posts: 4,194
Thanked 3,028 Times in 1,396 Posts
Failed 58 Times in 33 Posts
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Originally Posted by CivicBlues And with a baby on the way and presumably (one income earner losing a chunk of income), daycare expenses. I mean WTF, does everyone get an automatic raise when they announce they're pregnant? | Some companies do top up so you don't completely lose your income. Both our jobs topped up when we had our baby, it meant I could take the 9 weeks off and help out at home while wife took 18 months(her company topped up the first 4 months).
I subsequently took a higher paying job to cover some of the lost income as well. Quote:
Originally Posted by Tapioca The Child Care Benefit sorta helps and a small portion of daycare fees can be tax deductible. However, the child care benefit is scaled to income, so most households buying $1M+ homes aren't really going to benefit from it much because the payments are small once income earners hit the 80K income level.
At the end of the day, one of the big reasons to pay daycare fees is to maintain/ increase your household income so that you can move up the property ladder. | Most people, at least those who are on here probably doesn't qualify for much CCB.
Everyone does get basic daycare assistance, but it's like $200. We make too much to get any sort of "extended" assistance, which sucks. Quote:
Originally Posted by winson604 We almost fell into the trap of going the let's buy a starter place then upgrade later. At the time we had 1 kid and had plans on having a 2nd down the road but not soon. Looked at 2 bedroom condos as a starter place but after months and months of looking decided to stretch the budget and go all in on a 3 bed townhome. Thank god we did, we have 2 now and everyone has their own room and we have enough space in theory to last us for some years to come. | This is what we did. We got a 3 bed TH as our first home. Thank god we did. With WFH FT for the foreseeable future we could do with even more space. A 2 bed condo would be sucked.
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11-06-2020, 06:15 PM
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#16628 | | HELP ME PLS!!!
Join Date: Nov 2003 Location: Vancouver
Posts: 5,540
Thanked 980 Times in 166 Posts
Failed 399 Times in 67 Posts
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Open houses cancelled as from today?
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11-06-2020, 08:37 PM
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#16629 | | Rs has made me the woman i am today!
Join Date: Mar 2006 Location: Vancouver
Posts: 4,194
Thanked 3,028 Times in 1,396 Posts
Failed 58 Times in 33 Posts
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Originally Posted by alex.w *// Open houses cancelled as from today? | According to my sources, yes, all open houses cancelled.
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11-06-2020, 08:47 PM
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#16630 | | Need my Daily Fix of RS
Join Date: Feb 2017 Location: VAN604
Posts: 256
Thanked 690 Times in 130 Posts
Failed 14 Times in 5 Posts
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Originally Posted by bcrdukes I think his S2000 is doing better than his ETFs  | If BAT is any sign, cars are a better investment than gold lol
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11-07-2020, 08:24 AM
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#16631 | | I *heart* Revscene.net very Muchie
Join Date: Nov 2004 Location: vancouver
Posts: 3,665
Thanked 760 Times in 383 Posts
Failed 150 Times in 49 Posts
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Originally Posted by sdubfid I would avoid near downtown Vernon and along 24th Ave towards okanagan landing. Lots of homeless problems. The further from downtown the better things get.
Comparable houses are at least 100k cheaper in Vernon than kelowna. Rent prices are not much less than kelowna. House with a suite is the best bang for buck in my opinion. Would bring in minimum $2600-3000 between both units and you can find for $400-450k with patience. 20mins to silverstar skiing and biking, 1hr to Kamloops, close to revelstoke, 40mins to kelowna airport. 3.5-4 hours to Vancouver. | ok sweet thanks
one benefit for us in vernon is my father in law lives there so he could check in and help with any issues without us having to drive up there
are you up there? any contacts for realtors?
and what's the rental market like? surplus or shortage of places?
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11-08-2020, 12:31 PM
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#16632 | | RS has made me the bitter person i am today!
Join Date: Nov 2010 Location: /
Posts: 4,875
Thanked 2,584 Times in 995 Posts
Failed 253 Times in 72 Posts
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Originally Posted by B!tch 3 years! Nothing should surprise me anymore but is it sitting in a .5% savings account waiting? Could you not left it 'invested' until you purchase? | I started putting some money back into the markets since it seems like it won't be 2021 until I get a place. The area I was planning to buy in this summer got decimated by vacancy and I wanted lower volatility and lower vacancy for my first rental unit.
If I decide to buy a principal residence first, I'd look for 2br's and have a roommate to cover some overhead. I just moved out in October with a roommate into a 2br and so far I feel like this is my ideal set-up for the next 5 years. It's nice having a roommate to share some household expenses. Also really fun socially.
I currently have 15% of my cash in lower volatility stocks and ETFs focussed on dividends. 20% in REITs. The remaining 65% is sitting in what used to be the 3.3% HISA at LBC digital. It's like 1.5% now? It's also against every personal finance advice to keep the money you need within the next 5 years in the market. If the market goes down, you can't buy because your downpayment will be severely reduced.
__________________
2022 Velo N
2005 S2000
2007 CSX Type-S [Sold]
2002 RSX-S [T-Boned]
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11-08-2020, 12:33 PM
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#16633 | | RS has made me the bitter person i am today!
Join Date: Nov 2010 Location: /
Posts: 4,875
Thanked 2,584 Times in 995 Posts
Failed 253 Times in 72 Posts
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Originally Posted by bcrdukes I think his S2000 is doing better than his ETFs | 14% YOY for the last 2 years 
But it doesn't matter, it brings too much happiness and fun for me to ever sell it. I see myself dropping $50k for another lower km one in 15 - 20 years down the line.
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2022 Velo N
2005 S2000
2007 CSX Type-S [Sold]
2002 RSX-S [T-Boned]
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11-08-2020, 01:04 PM
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#16634 | | Wunder? Wonder?? Wander???
Join Date: Jan 2012 Location: gvrd
Posts: 201
Thanked 118 Times in 53 Posts
Failed 5 Times in 2 Posts
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11-08-2020, 03:00 PM
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#16635 | | 2013, 2016, 2017 & 2018 NHL Fantasy RS1 Champion
Join Date: Aug 2005 Location: Vancouver
Posts: 7,056
Thanked 1,286 Times in 594 Posts
Failed 65 Times in 37 Posts
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Thoughts on Carleton by Censorio in Burnaby Heights? Wood frame, brand new build and never lived in. 720 sqft for 599K
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11-08-2020, 03:40 PM
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#16636 | | RS Veteran
Join Date: Dec 2001 Location: GTA
Posts: 29,844
Thanked 11,520 Times in 4,710 Posts
Failed 440 Times in 282 Posts
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So many ballers on Revscene  Why aren't more girls on here snatching up all you ballerz?!
__________________ Quote:
Originally Posted by BIC_BAWS I literally do not plan on buying another vehicle in my lifetime, assuming it doesn't get written off. | | |
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11-08-2020, 08:45 PM
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#16637 | | Rs has made me the woman i am today!
Join Date: Mar 2006 Location: Vancouver
Posts: 4,194
Thanked 3,028 Times in 1,396 Posts
Failed 58 Times in 33 Posts
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Originally Posted by bcrdukes So many ballers on Revscene Why aren't more girls on here snatching up all you ballerz?! | All the girls know not to date a car guy lol
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11-09-2020, 12:21 PM
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#16638 | | RS Veteran
Join Date: Dec 2001 Location: GTA
Posts: 29,844
Thanked 11,520 Times in 4,710 Posts
Failed 440 Times in 282 Posts
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Originally Posted by EvoFire All the girls know not to date a car guy lol | 
Gerbs - Are you single? 
__________________ Quote:
Originally Posted by BIC_BAWS I literally do not plan on buying another vehicle in my lifetime, assuming it doesn't get written off. | | |
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11-09-2020, 01:05 PM
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#16639 | | Rs has made me the woman i am today!
Join Date: Apr 2013 Location: revscene
Posts: 4,250
Thanked 4,804 Times in 1,625 Posts
Failed 165 Times in 63 Posts
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Originally Posted by bcrdukes [emoji38]
Gerbs - Are you single? | Gerbs lucked out. Got a car girl
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__________________
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|| SOLD 97 E36 M3 Sedan | Arctic Silver | 5MT ||
|| RIP 02 E46 330ci | Schwartz Black II | 5MT | M-Tech II | Black Cube | Shadowline | Stoff Laser/Anthrazit ||
|| RIP 02 E46 M3 | Carbon Black | 6MT ||
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11-09-2020, 06:06 PM
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#16640 | | My homepage has been set to RS
Join Date: Mar 2008 Location: Vancouver
Posts: 2,193
Thanked 5,428 Times in 864 Posts
Failed 36 Times in 32 Posts
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Originally Posted by BIC_BAWS Gerbs lucked out. Got a car girl | Thought you were single.
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11-10-2020, 10:30 AM
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#16641 | | RS has made me the bitter person i am today!
Join Date: Nov 2010 Location: /
Posts: 4,875
Thanked 2,584 Times in 995 Posts
Failed 253 Times in 72 Posts
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Originally Posted by bcrdukes
Gerbs - Are you single? | Nope. But I'll boot her outta the garage for you dukes.  https://imgur.com/a/vpxYHZk
But realistically, ever since I moved out. I noticed how easy it is for my friend/roommate to date and hookup with girls when you have your own living space, good career, and generally attractive. Mans clapping cheeks every week lol. I think it's because most guys in their 20's are stuck living at home, which hinders dating and social life.
__________________
2022 Velo N
2005 S2000
2007 CSX Type-S [Sold]
2002 RSX-S [T-Boned]
Last edited by Gerbs; 11-10-2020 at 10:44 AM.
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11-10-2020, 10:46 AM
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#16642 | | Rs has made me the woman i am today!
Join Date: Mar 2006 Location: Vancouver
Posts: 4,194
Thanked 3,028 Times in 1,396 Posts
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| Quote:
Originally Posted by Gerbs Nope. But I'll boot her outta the garage for you dukes. https://imgur.com/a/vpxYHZk
But realistically, ever since I moved out. I noticed how easy it is for my friend/roommate to date/hookup with girls when you have your own living space, good career, and generally attractive. Mans clapping cheeks every week lol. I think it's because most guys in their 20's are stuck living at home and that hinders dating. | 1) It's awkward af to bring a girl home when you are 3 steps away from your snoring parents
2) It's awkward af for a girl to come with you when there's a chance she might run into your parents
3) ditto both if you have siblings
4) If you have your own place chances are you've got your shit together, if they are evaluating this long term it just makes way more sense for them.
@Gerbs wtf do you do to own a house with a garage?
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11-10-2020, 12:00 PM
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#16643 | | RS has made me the bitter person i am today!
Join Date: Nov 2010 Location: /
Posts: 4,875
Thanked 2,584 Times in 995 Posts
Failed 253 Times in 72 Posts
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Originally Posted by EvoFire 1) It's awkward af to bring a girl home when you are 3 steps away from your snoring parents
2) It's awkward af for a girl to come with you when there's a chance she might run into your parents
3) ditto both if you have siblings
4) If you have your own place chances are you've got your shit together if they are evaluating this long term it just makes way more sense for them.
@Gerbs wtf do you do to own a house with a garage? | There's no way I can afford a house, not yet at least. We got it for like mid 400's back in the early 2000's but pretty much grew up house poor to be able to pay it off.
I just moved out for the first time in October to get a better feel of different areas I wanna buy into. I store the car at my mom's garage. She's getting pretty old and has poor vision so she can't drive anymore and has no use for the garage. So I'm pretty fortunate to have some extra spaces at home to store a car.
I can't believe 2 - 3 BR condos only have 1 parking spaces. 2 if you're lucky.
__________________
2022 Velo N
2005 S2000
2007 CSX Type-S [Sold]
2002 RSX-S [T-Boned]
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11-10-2020, 12:14 PM
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#16644 | | Rs has made me the woman i am today!
Join Date: Dec 2009 Location: Burnaby
Posts: 4,219
Thanked 5,384 Times in 2,037 Posts
Failed 265 Times in 101 Posts
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Originally Posted by EvoFire 1) It's awkward af to bring a girl home when you are 3 steps away from your snoring parents
2) It's awkward af for a girl to come with you when there's a chance she might run into your parents
3) ditto both if you have siblings
4) If you have your own place chances are you've got your shit together, if they are evaluating this long term it just makes way more sense for them.
@Gerbs wtf do you do to own a house with a garage? | I was fucking in my late teens and early 20's, the girls just had to say hello to my mom on the way up the stairs to my room But yes, having your own spot is definitely easier.
The problem nowadays is every girl wants to be at your place 90% of the time, to the point they might as well move in. Rent here has created an atmosphere where every couple shacks up within a year of dating, the Vancouver special | |
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11-10-2020, 12:53 PM
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#16645 | | Orgasm Donor & Alatar owned my ass twice!
Join Date: Aug 2007 Location: Paradise, BC
Posts: 6,967
Thanked 6,702 Times in 2,705 Posts
Failed 255 Times in 141 Posts
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Originally Posted by mikemhg I was fucking in my late teens and early 20's, the girls just had to say hello to my mom on the way up the stairs to my room But yes, having your own spot is definitely easier. | LOL~  | |
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11-10-2020, 01:20 PM
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#16646 | | Rs has made me the woman i am today!
Join Date: Mar 2006 Location: Vancouver
Posts: 4,194
Thanked 3,028 Times in 1,396 Posts
Failed 58 Times in 33 Posts
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Originally Posted by Gerbs There's no way I can afford a house, not yet at least. We got it for like mid 400's back in the early 2000's but pretty much grew up house poor to be able to pay it off.
I just moved out for the first time in October to get a better feel of different areas I wanna buy into. I store the car at my mom's garage. She's getting pretty old and has poor vision so she can't drive anymore and has no use for the garage. So I'm pretty fortunate to have some extra spaces at home to store a car.
I can't believe 2 - 3 BR condos only have 1 parking spaces. 2 if you're lucky. | Sounds like my parents. They cashed out a few years ago though and have been moving all over the place. Been through a TH and 2 condos. My mom is thinking of moving again.
Our 3br TH has 2 parking. Some of the units have 3 spots and I am indefinitely jealous cause I would 100% have some other POS sitting in that 3rd spot.
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11-10-2020, 01:25 PM
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#16647 | | OMGWTFBBQ is a common word I say everyday
Join Date: Apr 2001
Posts: 5,026
Thanked 2,538 Times in 1,155 Posts
Failed 81 Times in 54 Posts
| Quote:
Originally Posted by mikemhg
The problem nowadays is every girl wants to be at your place 90% of the time, to the point they might as well move in. Rent here has created an atmosphere where every couple shacks up within a year of dating, the Vancouver special | Back in the late 2000s, it was not uncommon to score rentals under $1000 per month in good locations, like the West End. The pressure for couples to live together was not nearly as great back then as it is now.
I guess the appeal of 'having your own place' has changed considerably over the past decade too. Even just 10 years ago, it was a given for most people under-30 to be able to live on their own and for many to have a starter condo somewhere on the east side, or in the near suburbs.
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11-10-2020, 01:40 PM
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#16648 | | RS has made me the bitter person i am today!
Join Date: Nov 2010 Location: /
Posts: 4,875
Thanked 2,584 Times in 995 Posts
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| Quote:
Originally Posted by EvoFire Sounds like my parents. They cashed out a few years ago though and have been moving all over the place. Been through a TH and 2 condos. My mom is thinking of moving again.
Our 3br TH has 2 parking. Some of the units have 3 spots and I am indefinitely jealous cause I would 100% have some other POS sitting in that 3rd spot. | I'm definitely grateful having that extra space to store a car or two haha. But I think we might downsize soon. My brother will be moving out soon and if my mom stays at the house alone. The carrying costs average out to like $800 - 1,000/month.
At what age would you consider your parents moving back into you so you can help them out? My mom wants to live with me in the future after I get married and have kids. She's turning 70 next year. However, I can't fathom living with her again since after finally moving out. The privacy and space is too good to give up lol
__________________
2022 Velo N
2005 S2000
2007 CSX Type-S [Sold]
2002 RSX-S [T-Boned]
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11-10-2020, 01:48 PM
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#16649 | | RS has made me the bitter person i am today!
Join Date: Nov 2010 Location: /
Posts: 4,875
Thanked 2,584 Times in 995 Posts
Failed 253 Times in 72 Posts
| Quote:
Originally Posted by Tapioca Back in the late 2000s, it was not uncommon to score rentals under $1000 per month in good locations, like the West End. The pressure for couples to live together was not nearly as great back then as it is now.
I guess the appeal of 'having your own place' has changed considerably over the past decade too. Even just 10 years ago, it was a given for most people under-30 to be able to live on their own and for many to have a starter condo somewhere on the east side, or in the near suburbs. | I weighed out my options and it went like this.
My rent options if I wanna stay within 10 - 20 minutes of where my friends and work. I'd be saving difference compared to buying.
$1,000 - 1,300/month splitting a nice 2br condo
$1,600 - 2,300/month for a 1br
$2,300 - 2,700 for a 2br so I can have a home office
or I can drop $100 - 150k on a downpayment and live a bit further away in areas I considered.
$550k - Studio in Oly Village
$530 - 600k 1br in Kits
$525 - 550k 1br in Joyce
$650- 675k 2br in Brentwood
$400 - 525k in Richmond
The issue I have is that if the place I'm buying isn't better than my current place at home. I rather just move back home and be closer to everything. That's why I haven't considered older place in like New West, Coquitlam, Edmunds, and Richmond. I guess I'm spoiled and priviledged because I have that option.
__________________
2022 Velo N
2005 S2000
2007 CSX Type-S [Sold]
2002 RSX-S [T-Boned]
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11-10-2020, 02:05 PM
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#16650 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
Posts: 16,724
Thanked 9,406 Times in 4,095 Posts
Failed 427 Times in 225 Posts
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Originally Posted by Gerbs I'm definitely grateful having that extra space to store a car or two haha. But I think we might downsize soon. My brother will be moving out soon and if my mom stays at the house alone. The carrying costs average out to like $800 - 1,000/month.
At what age would you consider your parents moving back into you so you can help them out? My mom wants to live with me in the future after I get married and have kids. She's turning 70 next year. However, I can't fathom living with her again since after finally moving out. The privacy and space is too good to give up lol | Get a place with an inlaw suite? With kids your privacy is shot anyways, but this way she still has her own space and you get on-site babysitting.
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | |
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