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11-12-2020, 12:27 PM
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#16676 | | Rs has made me the woman i am today!
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I can't even imagine thinking about having a kid while still renting.
I'm 35, and my gf is 32, and we're currently renting. I'm not fully on the side of having a child, but I've told her my priority right now is purchasing a place, I wouldn't even consider having a child without at the minimum owning somewhere. Full stop.
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11-12-2020, 12:31 PM
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#16677 | | RS has made me the bitter person i am today!
Join Date: Apr 2014 Location: Van
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^^^ this, and even ppl who own a place that I know of, more than 60% don't have kids
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11-12-2020, 12:47 PM
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#16678 | | I answer every Emotion with an emoticon
Join Date: Nov 2002 Location: 604
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Originally Posted by quasi  I don't know how my son is ever going to move out let alone buy a place, he'll just have to wait I guess until Mom and Dad kick it and he can have ours. | This. I suspect there are many kicking the bucket in the greying Vancouver West area so their children are in line for a yuge inheritance. But mostly, it is generational wealth passed on. Nice to be born with a silver spoon ... it's called winning the genetic lottery.
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11-12-2020, 12:56 PM
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#16679 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
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Originally Posted by whitev70r This. I suspect there are many kicking the bucket in the greying Vancouver West area so their children are in line for a yuge inheritance. But mostly, it is generational wealth passed on. Nice to be born with a silver spoon ... it's called winning the genetic lottery. | Yeah, I was having a conversation with my boss the other day his dad passed away last month his mom is still around but she isn't exactly young. He's like my parents always owned 2 or 3 houses when I was growing up, obviously a little more difficult now a days. He has a pretty nice house been in the market a long time but what I took from the conversation he's basically just waiting on his mom to kick it so he can retire.
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The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
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11-12-2020, 01:05 PM
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#16680 | | Pull Out Towing. Women rescued for free.
Join Date: Mar 2002 Location: Hongcouver
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Originally Posted by EvoFire How? And what Fafine said. | Garage is 27 ft deep. Both Civic and CRX is parked in the back with the 600RR in the middle.
Leaf and Rav4 parked in the front.
__________________ Originally posted by Iceman_19 you should have tried to touch his penis. that really throws them off. Originally posted by The7even SumAznGuy > Billboa Originally posted by 1990TSI SumAznGuy> Internet > tinytrix Quote:
Originally Posted by tofu1413 and icing on the cake, lady driving a newer chrysler 200 infront of me... jumped out of her car, dropped her pants, did an immediate squat and did probably the longest public relief ever...... steam and all. | (11-0-0) Buy/Sell rating Christine Shitvic Pull Out Towing | |
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11-12-2020, 01:26 PM
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#16681 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 37,574
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Originally Posted by quasi Yeah, I was having a conversation with my boss the other day his dad passed away last month his mom is still around but she isn't exactly young. He's like my parents always owned 2 or 3 houses when I was growing up, obviously a little more difficult now a days. He has a pretty nice house been in the market a long time but what I took from the conversation he's basically just waiting on his mom to kick it so he can retire. | Back in the day a mechanic and a receptionist could potentially afford a couple houses. You see this a lot in east Van/north Burnaby etc in European families. People were smart and made some moves
Now a days you get two doctors and they cant afford to live in Port Moody
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11-12-2020, 01:30 PM
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#16682 | | RS has made me the bitter person i am today!
Join Date: Apr 2014 Location: Van
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^^ doctor's will eventually be able to once they hit like 50 and pay off that $600k in medical school debt
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11-12-2020, 01:43 PM
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#16683 | | I have named my kids VIC and VLS
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Problem is many of them don’t live within their means and carry insane debt. Speaking on a purely anecdotal basis a buddy of mine is pretty high up at RBC DS, he said the amount of liquidity some of these ultra high earners have is next to zero after factoring in huge mortgages, dual BMW leases, country club membership, etc.
Not to say they can’t buy the house, but it’s just a fairly tenuous situation in a lot of cases
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Dank memes cant melt steel beams
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11-12-2020, 02:08 PM
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#16684 | | Need to Seek Professional Help
Join Date: Mar 2003 Location: Vancouver
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and how much $$ do they have at RBC DS?
they're probably churning lots of cash but they likely have a large nest egg in their "corporation" there
i know of a surgeon dr who came out of schooling in debt with ~$500k and driving a beat down Civic who then cleared it out and had millions on the side in about 5-10 years..they're not even in the 40s yet
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11-12-2020, 02:20 PM
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#16685 | | Rs has made me the woman i am today!
Join Date: Mar 2006 Location: Vancouver
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Originally Posted by JDMDreams 30? My friends are barely married yet. And all the ones with kids are accidents 
Ppl can barely afford to buy a place at 30 how can you afford kids. Unless you live that parents basement life. Or rent forever | Now I'm curious how much do your friends make and if they just want to stay home and not move out. Quote:
Originally Posted by mikemhg I can't even imagine thinking about having a kid while still renting.
I'm 35, and my gf is 32, and we're currently renting. I'm not fully on the side of having a child, but I've told her my priority right now is purchasing a place, I wouldn't even consider having a child without at the minimum owning somewhere. Full stop. | Our new next door neighbours have two kids, they just moved in last week. They were renting before this.
Maybe I'm of a similar mindset as you, but having kids while renting seems a little insane. Quote:
Originally Posted by JDMDreams ^^^ this, and even ppl who own a place that I know of, more than 60% don't have kids | A lot of my friends are in this boat. They have a place but don't have kids.
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11-12-2020, 02:36 PM
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#16686 | | linguistic ninja
Join Date: Aug 2001 Location: Vancouver, BC
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You know, I used to think the whole argument that you shouldn't have kids because the world was going to shit was a tad hyperbolic.
Then 2020 happened and housing still went up.
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11-12-2020, 02:37 PM
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#16687 | | RS has made me the bitter person i am today!
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I think what stresses me out the most is that people around my age think that housing will be affordable once they finally make $70,000 - 100,000 a year. They have no savings plan on how they'll save their $100k-150k downpayment. They also think they'll be moving into a 600 - 700sqft brand new 1br condo in Downtown Vancouver, Burnaby, or Richmond with that type of income.
Not sure if it's the general population that is delusional and uneducated on the affordability or just people I've talked to when it comes to how much house they can actually afford. The nail in the coffin is when they realize they can't afford it and the bank of mom and dad just drops the $300k down payment so they can qualify.
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11-12-2020, 02:56 PM
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#16688 | | RS has made me the bitter person i am today!
Join Date: Apr 2014 Location: Van
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^ dat Type R or Model 3 is important, how else will they find a wife
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11-12-2020, 04:23 PM
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#16689 | | RS has made me the bitter person i am today!
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Originally Posted by JDMDreams ^ dat Type R or Model 3 is important, how else will they find a wife | I prefer leasing a BMW 320i for $600/month to flex on a budget 
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11-12-2020, 04:30 PM
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#16690 | | I contribute to threads in the offtopic forum
Join Date: Apr 2007 Location: AB
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any recommendations on realtors? DM me
Also, anyone have experiences using friends as realtors? I've been advised against using friends as sometimes it complicates the relationship (depending on how good friends you guys are)
then again I'm thinking, if I'm going to pay someone why not support a friend, just weighing the pros and cons
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11-12-2020, 04:37 PM
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#16691 | | 14 dolla balla aint got nothing on me!
Join Date: May 2011 Location: vancouver
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Originally Posted by m4k4v4li any recommendations on realtors? DM me
Also, anyone have experiences using friends as realtors? I've been advised against using friends as sometimes it complicates the relationship (depending on how good friends you guys are)
then again I'm thinking, if I'm going to pay someone why not support a friend, just weighing the pros and cons | I've gone through my friend on 3 occasions, and all 3 times I made it clear of expectations regarding commission negotiations on my end as a buyer and seller. He's happy my business always goes to him, and I'm happy because I save a few thousand each transaction.
I've brought up my concerns during times I needed to, and don't shy away from tough conversations with him. However, I wouldn't hire a friend if I knew I couldn't be direct with them.
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11-12-2020, 05:25 PM
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#16692 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
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tons of people have kids renting
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11-12-2020, 05:43 PM
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#16693 | | RS has made me the bitter person i am today!
Join Date: Apr 2014 Location: Van
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Yes but would you like to live knowing you can be kicked out with a few months notice or have your rent increased every year?
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11-12-2020, 05:48 PM
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#16694 | | Rs has made me the woman i am today!
Join Date: Apr 2013 Location: revscene
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Originally Posted by m4k4v4li any recommendations on realtors? DM me
Also, anyone have experiences using friends as realtors? I've been advised against using friends as sometimes it complicates the relationship (depending on how good friends you guys are)
then again I'm thinking, if I'm going to pay someone why not support a friend, just weighing the pros and cons | I used my friends (both of them) for my most recent purchase. My other friend didn't use her friend for fear of negotiating power and souring the friendship. However, that was not the case for me. My friends/re ealtors knew exactly what I wanted and they were willing to play the petty game (because I'm pretty petty) when it comes to deficiencies.
Edit: to add on to this, it was much easier with transparency and disclosure of information. Plus we used a mutual friend as the mortgage broker who helped us significantly. I'd go as far to say, that if I used anyone else, I doubt I would have gotten the mortgage.
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11-12-2020, 05:59 PM
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#16695 | | RS has made me the bitter person i am today!
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Originally Posted by JDMDreams Yes but would you like to live knowing you can be kicked out with a few months notice or have your rent increased every year? | That's life?
That's how most kids grew up in East Van. Lived in basements with rental increases + kicked out at any notice.
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11-12-2020, 06:05 PM
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#16696 | | Pull Out Towing. Women rescued for free.
Join Date: Mar 2002 Location: Hongcouver
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Originally Posted by JDMDreams Yes but would you like to live knowing you can be kicked out with a few months notice or have your rent increased every year? | Quote:
Originally Posted by Gerbs That's life?
That's how most kids grew up in East Van. Lived in basements with rental increases + kicked out at any notice. | In BC, there is a limit on how much the landlord can raise the rent. IIRC it is 2% annually. The BC gov just announced a freeze on rent hikes for this year.
Also, it's not that easy to kick a person out now if they are a good tenant. Basically, if caught, the LL has to pay the tenant 12 months worth of rent.
Things have changed a lot since we were kids.
__________________ Originally posted by Iceman_19 you should have tried to touch his penis. that really throws them off. Originally posted by The7even SumAznGuy > Billboa Originally posted by 1990TSI SumAznGuy> Internet > tinytrix Quote:
Originally Posted by tofu1413 and icing on the cake, lady driving a newer chrysler 200 infront of me... jumped out of her car, dropped her pants, did an immediate squat and did probably the longest public relief ever...... steam and all. | (11-0-0) Buy/Sell rating Christine Shitvic Pull Out Towing | |
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11-12-2020, 06:10 PM
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#16697 | | Willing to sell body for a few minutes on RS
Join Date: Aug 2004 Location: Duncan, BC
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Originally Posted by SumAznGuy In BC, there is a limit on how much the landlord can raise the rent. IIRC it is 2% annually. The BC gov just announced a freeze on rent hikes for this year.
Also, it's not that easy to kick a person out now if they are a good tenant. Basically, if caught, the LL has to pay the tenant 12 months worth of rent.
Things have changed a lot since we were kids. | That 2% rent increase was great when I was renting. Started renting my place in 2003 for $350/month, was paying $504/month when I left last year. New tenant is paying $1200/month 
Really easy to save a lot of money for a house when your rent is that low.
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11-12-2020, 06:14 PM
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#16698 | | Pull Out Towing. Women rescued for free.
Join Date: Mar 2002 Location: Hongcouver
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Originally Posted by Jmac That 2% rent increase was great when I was renting. Started renting my place in 2003 for $350/month, was paying $504/month when I left last year. New tenant is paying $1200/month
Really easy to save a lot of money for a house when your rent is that low. | The LL was lucky to have you as a tenant.
Others would have kept the place and sublet for $1200. 
__________________ Originally posted by Iceman_19 you should have tried to touch his penis. that really throws them off. Originally posted by The7even SumAznGuy > Billboa Originally posted by 1990TSI SumAznGuy> Internet > tinytrix Quote:
Originally Posted by tofu1413 and icing on the cake, lady driving a newer chrysler 200 infront of me... jumped out of her car, dropped her pants, did an immediate squat and did probably the longest public relief ever...... steam and all. | (11-0-0) Buy/Sell rating Christine Shitvic Pull Out Towing | |
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11-12-2020, 09:37 PM
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#16699 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
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Having kids while renting makes more sense than having pets while renting. Finding a new place is much easier with the former than the latter.
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
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Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | |
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11-12-2020, 09:50 PM
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#16700 | | Rs has made me the woman i am today!
Join Date: Mar 2006 Location: Vancouver
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Originally Posted by Gerbs I prefer leasing a BMW 320i for $600/month to flex on a budget | You doing it wrong if you are paying 600/m for a 320i LOL Quote:
Originally Posted by Gerbs I think what stresses me out the most is that people around my age think that housing will be affordable once they finally make $70,000 - 100,000 a year. They have no savings plan on how they'll save their $100k-150k downpayment. They also think they'll be moving into a 600 - 700sqft brand new 1br condo in Downtown Vancouver, Burnaby, or Richmond with that type of income.
Not sure if it's the general population that is delusional and uneducated on the affordability or just people I've talked to when it comes to how much house they can actually afford. The nail in the coffin is when they realize they can't afford it and the bank of mom and dad just drops the $300k down payment so they can qualify. | There are people who are 30 who think like that. 70k a year as a single dude really isn't much if you need to pay for all living costs on your own and you want a fancy car.
It only works if BoMD has that much money to give you. Most parents I know don't have 300k just kick around like that unless they sold their house. Quote:
Originally Posted by m4k4v4li any recommendations on realtors? DM me
Also, anyone have experiences using friends as realtors? I've been advised against using friends as sometimes it complicates the relationship (depending on how good friends you guys are)
then again I'm thinking, if I'm going to pay someone why not support a friend, just weighing the pros and cons | Pretty much what others have said, it needs to be someone you can lay out the ground rules on and can't fudge things through.
A friend of mine went through a mutual friend as a realtor. This mutual realtor friend wasn't clear on things and at the end of the day, I think it hurt their friendship as both sides felt like they got shortchanged.
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