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04-05-2022, 05:46 PM
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#21276 | | I subscribe to the Fight Club ONLY
Join Date: Aug 2007 Location: Paradise, BC
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Originally Posted by lilaznviper  you should be able to claim the 400$ without any extra paper work. | The simplified WFH credit claim amount is $500 this year.
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04-05-2022, 07:50 PM
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#21277 | | Rs has made me the man i am today!
Join Date: Mar 2011 Location: Vancouver
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Originally Posted by Scotsman Vancouver parking stall measures at 2.1 metres wide -- under the 2.3 metre minimum requirement | Thoughts and prayers to the owner of an X5 trying to cram it into a small car space but the 2.3m minimum for a parking spot is bullshit. That's 90 inches and even a Civic is 71 inches and a CR-V is 73 inches. That's 9 inches each side plus the hope that the car next to it offers up 9 inches - that's pretty brutal, if you're elderly (or just a fat fuck) it's painful to get out.
Even the new Mazda CX-50 is 76 inches wide and it's considered a compact.
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Current: 2019 Acura RDX
Gone: 2007 Acura TSX, 2008 Mazda 3 GT, 2003 Mazda Miata LS, 2008 Mazda Miata GT PRHT, 2003 Mazda Protege 5
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04-05-2022, 09:31 PM
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#21278 | | in the butt
Join Date: Aug 2016
Posts: 2,882
Thanked 3,659 Times in 1,331 Posts
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Originally Posted by supafamous (or just a fat fuck) |
__________________ Quote:
Originally Posted by Mr.Money
i hate people who sound like they smoke meth then pretend like they matter.
Originally Posted by ilovebacon
Does anyone have a pair of 25 pounds one-inch hole for sale at a reasonable price?
Originally Posted by mikemhg
Clothes come off and my car is permeated with the smell of fillet-o-fish and canned tuna.
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04-06-2022, 09:58 AM
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#21279 | | I Will not Admit my Addiction to RS
Join Date: May 2014 Location: Home*
Posts: 513
Thanked 387 Times in 128 Posts
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how much u guys paying for home insurance. detached in east van. just renewed at $1914. w/ 25k for collectables. seems unreasonably high. 
got quote from sq one. was even higher w/ same options.
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04-06-2022, 10:13 AM
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#21280 | | I told him no, what y'all do?
Join Date: Aug 2006 Location: Vancouver
Posts: 10,163
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sounds about right i think, i think if you wanted earthquake you add $500-800 more on top
prices slowly go up every year, as are the deductibles. i think mine is higher.
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http://www.revscene.net/forums/showthread.php?t=611711 Quote: Greenstoner
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04-06-2022, 10:20 AM
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#21281 | | I have named my kids VIC and VLS
Join Date: Oct 2001
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My mentality is if your home is damaged enough by an earthquake to require rebuild/substantial repairs, odds are your insurance company ain’t gonna be around by the time you settle that lol
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Dank memes cant melt steel beams
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04-06-2022, 10:40 AM
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#21282 | | nuggets mod
Join Date: Feb 2002 Location: richmond
Posts: 7,065
Thanked 3,835 Times in 987 Posts
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how are parking stalls assigned for a presale? do you know ahead of time that you'll get a 'small car' spot? (assuming the spot will actually meet the min. requirements)
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I searched for truth, and all I found was You
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04-06-2022, 10:44 AM
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#21283 | | RS has made me the bitter person i am today!
Join Date: Feb 2013 Location: Vancouver
Posts: 4,865
Thanked 7,763 Times in 2,315 Posts
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Originally Posted by Hondaracer My mentality is if your home is damaged enough by an earthquake to require rebuild/substantial repairs, odds are your insurance company ain’t gonna be around by the time you settle that lol | Insurance companies are hedged against one another. In the states there is actual legislation that governs how situations of insolvency are handled, and ultimately payments do still get made. I believe Canada is the only G7 Country which doesnt have a defined plan, its been a point of criticism previously.
Bottom line, it's not supposed to happen, but it could. I mean an earthquake devastating enough top topple some buildings downtown, would have huge consequences. Last estimate I saw was a serious magnitude earthquake in Van could cost upwards of $35 billion. Quote:
Originally Posted by freakshow how are parking stalls assigned for a presale? do you know ahead of time that you'll get a 'small car' spot? (assuming the spot will actually meet the min. requirements) | Typically not. So basically unless you know people, you are likely to get an average or below average stall. If this is something that is important to you, it is important to raise it before you sign anything, and be involved with the realtors when it comes time to assigning spaces. The people that dont do this, are the ones who will end up with shit spots off in some corner up against a concrete wall with overhead services and shit.
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04-06-2022, 10:56 AM
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#21284 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
Posts: 11,580
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Originally Posted by Hondaracer My mentality is if your home is damaged enough by an earthquake to require rebuild/substantial repairs, odds are your insurance company ain’t gonna be around by the time you settle that lol | 100% agree, if there is minor damage from an earthquake I'll fix it or pay someone to fix it if my house is fucked to the point of needing to be rebuilt we'll all have way bigger issues.
IMO earthquake insurance is the biggest scam out there, hopefully I never get proven wrong lol.
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“The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I don´t care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. That´s how winning is done. Now, if you know what you worth, go out and get what you worth.” - Rocky Balboa | |
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04-06-2022, 11:03 AM
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#21285 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
Posts: 11,580
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Originally Posted by Rallydrv how much u guys paying for home insurance. detached in east van. just renewed at $1914. w/ 25k for collectables. seems unreasonably high.
got quote from sq one. was even higher w/ same options. | I use a broker, I paid $1,051 last year my insurance will be due again in a month. No earthquake though.
That's for a detached home in Cloverdale.
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“The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I don´t care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. That´s how winning is done. Now, if you know what you worth, go out and get what you worth.” - Rocky Balboa | |
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04-06-2022, 11:13 AM
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#21286 | | I have named my kids VIC and VLS
Join Date: Oct 2001
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Originally Posted by quasi 100% agree, if there is minor damage from an earthquake I'll fix it or pay someone to fix it if my house is fucked to the point of needing to be rebuilt we'll all have way bigger issues.
IMO earthquake insurance is the biggest scam out there, hopefully I never get proven wrong lol. | The issue as well is actually getting somone to fix it. Every single person with I
Earthquake insurance is going to need a contractor, we’re already hugely underserved in renovation contractors/restoration companies.
You might be waiting years for your home to be repaired
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Dank memes cant melt steel beams
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04-06-2022, 11:29 AM
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#21287 | | I bringith the lowerballerith
Join Date: Mar 2013 Location: Vancouver
Posts: 1,130
Thanked 1,316 Times in 461 Posts
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Originally Posted by Hondaracer The issue as well is actually getting somone to fix it. Every single person with I
Earthquake insurance is going to need a contractor, we’re already hugely underserved in renovation contractors/restoration companies.
You might be waiting years for your home to be repaired | Depends on your insurer too. I've seen policies that mandate you have to rebuild, or use their approved contractors, some policies might allow you to take the cash value and walk.
Best example would be all the stories out of Fort Mac, after the wildfire swept through the town. People fighting the insurers. One of the ones I read about, one 3 unit townhouse/strata had 3 different outcomes for the same damage to the building as the owners had three different insurers. One tore the unit down and did a new build. 2nd stripped theirs to the studs and rebuilt. 3rd guy was fighting his insurer as the insurers wanted to just replace the windows, melted siding, pay for cleaning inside the house and have him move back in.
It'll be a mess for years after an earthquake.
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04-06-2022, 12:10 PM
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#21288 | | Pull Out Towing. Women rescued for free.
Join Date: Mar 2002 Location: Hongcouver
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Originally Posted by quasi 100% agree, if there is minor damage from an earthquake I'll fix it or pay someone to fix it if my house is fucked to the point of needing to be rebuilt we'll all have way bigger issues.
IMO earthquake insurance is the biggest scam out there, hopefully I never get proven wrong lol. | Imagine owning in Richmond and the "big one" is big enough to destroy your house. Most likely the dams burst and Richmond would be under water.
__________________ Originally posted by Iceman_19 you should have tried to touch his penis. that really throws them off. Originally posted by The7even SumAznGuy > Billboa Originally posted by 1990TSI SumAznGuy> Internet > tinytrix Quote:
Originally Posted by tofu1413 and icing on the cake, lady driving a newer chrysler 200 infront of me... jumped out of her car, dropped her pants, did an immediate squat and did probably the longest public relief ever...... steam and all. | (11-0-0) Buy/Sell rating Christine Shitvic Pull Out Towing | |
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04-06-2022, 12:23 PM
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#21289 | | I *heart* Revscene.net very Muchie
Join Date: Nov 2004 Location: vancouver
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Federal Gov is putting a 2 year ban on foreigners buying property?
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04-06-2022, 12:26 PM
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#21290 | | I don't get it
Join Date: Aug 2001 Location: Tri-Cities
Posts: 423
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Originally Posted by Spectre_Cdn Yep, RD x Wesgroup problems. My stall is 2.39m wide, inclusive of the parking lines but adjacent to a wall with columns sticking out. Required width should be 2.6m. I procrastinated messaging Vancouver 311 but finally sent a message to see if there's any possibility for an inspection. | Required regular car is 2.5m unless it's against a wall and even then it's based on drive aisle width.
Measurement is also measured to the center of the painted line.
Article didn't say how DEEP the stall was which is also import missing information.
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04-06-2022, 02:25 PM
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#21291 | | Rs has made me the woman i am today!
Join Date: Mar 2006 Location: Vancouver
Posts: 4,297
Thanked 3,103 Times in 1,438 Posts
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Originally Posted by Rallydrv how much u guys paying for home insurance. detached in east van. just renewed at $1914. w/ 25k for collectables. seems unreasonably high.
got quote from sq one. was even higher w/ same options. | I'm paying more, closer to 3k, but I have everything covered including earthquake.
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04-06-2022, 03:38 PM
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#21292 | | RS has made me the bitter person i am today!
Join Date: Nov 2010 Location: /
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I wonder how big the economic damage of an earthquake would be. Part of me feels like we will get a government funding to repair our homes if that happened. I think insurances would default if every tower + detached home went down no?
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04-06-2022, 03:58 PM
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#21293 | | I have named my kids VIC and VLS
Join Date: Oct 2001
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Well precedent has kind of been set for getting a home rebuilt ecen without insurance ie. Lytton
You’ve got all these hoarders that had somthing that barely resembled a home full of broken down cars etc. all crying to the media “I didn’t have insurance!!!”
So people that do have insurance but aren’t covered for an earthquake and the cash grab that thay entails shouldn’t get help? Personally I wouldn’t hold my breathe if somthing was to happen but it’s not really absurd to think you’d get some assistance If the worst was to happen. Otherwise a bunch of people will just be living next to piles of rubble
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Dank memes cant melt steel beams
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04-06-2022, 04:04 PM
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#21294 | | My homepage has been set to RS
Join Date: Apr 2004 Location: Vancouver
Posts: 2,288
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Originally Posted by Gerbs I wonder how big the economic damage of an earthquake would be. Part of me feels like we will get a government funding to repair our homes if that happened. I think insurances would default if every tower + detached home went down no? | No doubt the numbers could be astronomic, and put downward pressure on a number of institutions. Insurance companies though employ a lot of strategies to ensure they do not default due to one catastrophic event.
One of these strategies is to diversify risk. Insurance company A for example will allocate a certain amount of properties to bucket A. Bucket A being, properties located in a certain geographic area say like Richmond and Delta. They will offset these by making sure their portfolio only holds their comfortable exposure to this certain bucket, by allocating certain portion of their insureds to buckets B ( example like farm properties in Saskatchewan ), bucket C ( properties in Ontario bedrock ). Each carry their own risk category rating of course but the idea is to ensure that one event and payout will not tank your entire portfolio. Lots of smart people getting paid a lot of money to be doing these calculations behind the scenes.
So, a prime example of the knock-on effect of employing these strategies is the strata insurance market. Anyone that sits on a board meeting will likely recognize that strata insurance lately has been incredibly difficult to place or even renew. Some are having to resort to having to write contracts with unregulated insurers, and/or overseas insurers. Simply, some of the dominant Canadian insurers have decided that their portfolios are already maxed out on certain property categories ( in BC and lower mainland specifically ), and will no longer take on additional liabilities.
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04-06-2022, 04:15 PM
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#21295 | | RS has made me the bitter person i am today!
Join Date: Apr 2014 Location: Van
Posts: 4,798
Thanked 2,014 Times in 1,069 Posts
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What ever happened to Abbotsford? With the floods and Vancouver house with the floods lol. We were already hit with like 500k insurance deductibles that no insurance company offers. What ever happened to that? No one talks about that anymore.  | |
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04-06-2022, 04:24 PM
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#21296 | | RS has made me the bitter person i am today!
Join Date: May 2005 Location: 604
Posts: 4,512
Thanked 1,730 Times in 549 Posts
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Originally Posted by freakshow how are parking stalls assigned for a presale? do you know ahead of time that you'll get a 'small car' spot? (assuming the spot will actually meet the min. requirements) | Usually at random, but some will try to 'group' the 2bd+ units with 2 parking together, but not guaranteed.
You can request in your agreement that you do not want small car or stall between cars, but most of the time they will just laugh it off.
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04-06-2022, 04:24 PM
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#21297 | | Rs has made me the man i am today!
Join Date: Jan 2005 Location: North Vancouver
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Originally Posted by blkgsr Federal Gov is putting a 2 year ban on foreigners buying property? | Sounds nice but loopholes galore. Right not only interest rates will make an impact.
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04-06-2022, 04:40 PM
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#21298 | | Rs has made me the man i am today!
Join Date: Apr 2004 Location: Vancouver
Posts: 3,073
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"The foreign buyers ban will apply to condos, apartments, and single residential units. Permanent residents, foreign workers, and students will be excluded from this new measure. Foreigners who are purchasing their primary residence here in Canada will be exempt."
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04-06-2022, 05:59 PM
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#21299 | | Rs has made me the woman i am today!
Join Date: Sep 2006 Location: Vancouver
Posts: 4,157
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Originally Posted by waddy41 "The foreign buyers ban will apply to condos, apartments, and single residential units. Permanent residents, foreign workers, and students will be excluded from this new measure. Foreigners who are purchasing their primary residence here in Canada will be exempt." | Does this mean a foreigner can send their children here to register in a school (become a student), and get them to buy a home? It says students are excluded from this exemptions. Sounds like lots of loopholes around this unless they clearly define the guidelines.
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04-06-2022, 06:01 PM
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#21300 | | My homepage has been set to RS
Join Date: Apr 2004 Location: Vancouver
Posts: 2,288
Thanked 1,437 Times in 565 Posts
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Originally Posted by Euro7r Does this mean a foreigner can send their children here to register in a school (become a student), and get them to buy a home? It says students are excluded from this exemptions. Sounds like lots of loopholes around this unless they clearly define the guidelines. | Ta-Da, only took 2 seconds to see the giant loop-hope in this it's not even funny.
Not only do you effectively continue to allow foreign investors, you find a way to ensure the international student cash cow is fed for all the universities, colleges, and "language schools".
The school pathway to residency etc etc is already abused to high-heaven already and this will only push the numbers through the roof.
For the families that can afford it, its basically buying residency.
It's really tough though for those legitimate (ironically few in comparison it seems now) that are actually coming to Canada to seek higher education and brighter futures from poorer and less-fortunate backgrounds.
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