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Old 04-05-2022, 05:46 PM   #21276
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you should be able to claim the 400$ without any extra paper work.
The simplified WFH credit claim amount is $500 this year.
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Old 04-05-2022, 07:50 PM   #21277
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Vancouver parking stall measures at 2.1 metres wide -- under the 2.3 metre minimum requirement
Thoughts and prayers to the owner of an X5 trying to cram it into a small car space but the 2.3m minimum for a parking spot is bullshit. That's 90 inches and even a Civic is 71 inches and a CR-V is 73 inches. That's 9 inches each side plus the hope that the car next to it offers up 9 inches - that's pretty brutal, if you're elderly (or just a fat fuck) it's painful to get out.

Even the new Mazda CX-50 is 76 inches wide and it's considered a compact.
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Old 04-05-2022, 09:31 PM   #21278
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Old 04-06-2022, 09:58 AM   #21279
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how much u guys paying for home insurance. detached in east van. just renewed at $1914. w/ 25k for collectables. seems unreasonably high.

got quote from sq one. was even higher w/ same options.
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Old 04-06-2022, 10:13 AM   #21280
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sounds about right i think, i think if you wanted earthquake you add $500-800 more on top

prices slowly go up every year, as are the deductibles. i think mine is higher.
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Old 04-06-2022, 10:20 AM   #21281
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My mentality is if your home is damaged enough by an earthquake to require rebuild/substantial repairs, odds are your insurance company ain’t gonna be around by the time you settle that lol
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Old 04-06-2022, 10:40 AM   #21282
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how are parking stalls assigned for a presale? do you know ahead of time that you'll get a 'small car' spot? (assuming the spot will actually meet the min. requirements)
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Old 04-06-2022, 10:44 AM   #21283
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My mentality is if your home is damaged enough by an earthquake to require rebuild/substantial repairs, odds are your insurance company ain’t gonna be around by the time you settle that lol
Insurance companies are hedged against one another. In the states there is actual legislation that governs how situations of insolvency are handled, and ultimately payments do still get made. I believe Canada is the only G7 Country which doesnt have a defined plan, its been a point of criticism previously.

Bottom line, it's not supposed to happen, but it could. I mean an earthquake devastating enough top topple some buildings downtown, would have huge consequences. Last estimate I saw was a serious magnitude earthquake in Van could cost upwards of $35 billion.

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how are parking stalls assigned for a presale? do you know ahead of time that you'll get a 'small car' spot? (assuming the spot will actually meet the min. requirements)
Typically not. So basically unless you know people, you are likely to get an average or below average stall. If this is something that is important to you, it is important to raise it before you sign anything, and be involved with the realtors when it comes time to assigning spaces. The people that dont do this, are the ones who will end up with shit spots off in some corner up against a concrete wall with overhead services and shit.
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Old 04-06-2022, 10:56 AM   #21284
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My mentality is if your home is damaged enough by an earthquake to require rebuild/substantial repairs, odds are your insurance company ain’t gonna be around by the time you settle that lol
100% agree, if there is minor damage from an earthquake I'll fix it or pay someone to fix it if my house is fucked to the point of needing to be rebuilt we'll all have way bigger issues.

IMO earthquake insurance is the biggest scam out there, hopefully I never get proven wrong lol.
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Old 04-06-2022, 11:03 AM   #21285
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how much u guys paying for home insurance. detached in east van. just renewed at $1914. w/ 25k for collectables. seems unreasonably high.

got quote from sq one. was even higher w/ same options.
I use a broker, I paid $1,051 last year my insurance will be due again in a month. No earthquake though.

That's for a detached home in Cloverdale.
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Old 04-06-2022, 11:13 AM   #21286
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100% agree, if there is minor damage from an earthquake I'll fix it or pay someone to fix it if my house is fucked to the point of needing to be rebuilt we'll all have way bigger issues.

IMO earthquake insurance is the biggest scam out there, hopefully I never get proven wrong lol.
The issue as well is actually getting somone to fix it. Every single person with I
Earthquake insurance is going to need a contractor, we’re already hugely underserved in renovation contractors/restoration companies.

You might be waiting years for your home to be repaired
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Old 04-06-2022, 11:29 AM   #21287
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The issue as well is actually getting somone to fix it. Every single person with I
Earthquake insurance is going to need a contractor, we’re already hugely underserved in renovation contractors/restoration companies.

You might be waiting years for your home to be repaired
Depends on your insurer too. I've seen policies that mandate you have to rebuild, or use their approved contractors, some policies might allow you to take the cash value and walk.

Best example would be all the stories out of Fort Mac, after the wildfire swept through the town. People fighting the insurers. One of the ones I read about, one 3 unit townhouse/strata had 3 different outcomes for the same damage to the building as the owners had three different insurers. One tore the unit down and did a new build. 2nd stripped theirs to the studs and rebuilt. 3rd guy was fighting his insurer as the insurers wanted to just replace the windows, melted siding, pay for cleaning inside the house and have him move back in.

It'll be a mess for years after an earthquake.
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Old 04-06-2022, 12:10 PM   #21288
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100% agree, if there is minor damage from an earthquake I'll fix it or pay someone to fix it if my house is fucked to the point of needing to be rebuilt we'll all have way bigger issues.

IMO earthquake insurance is the biggest scam out there, hopefully I never get proven wrong lol.
Imagine owning in Richmond and the "big one" is big enough to destroy your house. Most likely the dams burst and Richmond would be under water.
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Old 04-06-2022, 12:23 PM   #21289
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Federal Gov is putting a 2 year ban on foreigners buying property?
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Old 04-06-2022, 12:26 PM   #21290
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Yep, RD x Wesgroup problems. My stall is 2.39m wide, inclusive of the parking lines but adjacent to a wall with columns sticking out. Required width should be 2.6m. I procrastinated messaging Vancouver 311 but finally sent a message to see if there's any possibility for an inspection.
Required regular car is 2.5m unless it's against a wall and even then it's based on drive aisle width.

Measurement is also measured to the center of the painted line.

Article didn't say how DEEP the stall was which is also import missing information.
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Old 04-06-2022, 02:25 PM   #21291
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how much u guys paying for home insurance. detached in east van. just renewed at $1914. w/ 25k for collectables. seems unreasonably high.

got quote from sq one. was even higher w/ same options.
I'm paying more, closer to 3k, but I have everything covered including earthquake.
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Old 04-06-2022, 03:38 PM   #21292
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I wonder how big the economic damage of an earthquake would be. Part of me feels like we will get a government funding to repair our homes if that happened. I think insurances would default if every tower + detached home went down no?
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Old 04-06-2022, 03:58 PM   #21293
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Well precedent has kind of been set for getting a home rebuilt ecen without insurance ie. Lytton

You’ve got all these hoarders that had somthing that barely resembled a home full of broken down cars etc. all crying to the media “I didn’t have insurance!!!”

So people that do have insurance but aren’t covered for an earthquake and the cash grab that thay entails shouldn’t get help? Personally I wouldn’t hold my breathe if somthing was to happen but it’s not really absurd to think you’d get some assistance If the worst was to happen. Otherwise a bunch of people will just be living next to piles of rubble
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Old 04-06-2022, 04:04 PM   #21294
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I wonder how big the economic damage of an earthquake would be. Part of me feels like we will get a government funding to repair our homes if that happened. I think insurances would default if every tower + detached home went down no?
No doubt the numbers could be astronomic, and put downward pressure on a number of institutions. Insurance companies though employ a lot of strategies to ensure they do not default due to one catastrophic event.

One of these strategies is to diversify risk. Insurance company A for example will allocate a certain amount of properties to bucket A. Bucket A being, properties located in a certain geographic area say like Richmond and Delta. They will offset these by making sure their portfolio only holds their comfortable exposure to this certain bucket, by allocating certain portion of their insureds to buckets B ( example like farm properties in Saskatchewan ), bucket C ( properties in Ontario bedrock ). Each carry their own risk category rating of course but the idea is to ensure that one event and payout will not tank your entire portfolio. Lots of smart people getting paid a lot of money to be doing these calculations behind the scenes.

So, a prime example of the knock-on effect of employing these strategies is the strata insurance market. Anyone that sits on a board meeting will likely recognize that strata insurance lately has been incredibly difficult to place or even renew. Some are having to resort to having to write contracts with unregulated insurers, and/or overseas insurers. Simply, some of the dominant Canadian insurers have decided that their portfolios are already maxed out on certain property categories ( in BC and lower mainland specifically ), and will no longer take on additional liabilities.
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Old 04-06-2022, 04:15 PM   #21295
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What ever happened to Abbotsford? With the floods and Vancouver house with the floods lol. We were already hit with like 500k insurance deductibles that no insurance company offers. What ever happened to that? No one talks about that anymore.
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Old 04-06-2022, 04:24 PM   #21296
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how are parking stalls assigned for a presale? do you know ahead of time that you'll get a 'small car' spot? (assuming the spot will actually meet the min. requirements)
Usually at random, but some will try to 'group' the 2bd+ units with 2 parking together, but not guaranteed.

You can request in your agreement that you do not want small car or stall between cars, but most of the time they will just laugh it off.
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Old 04-06-2022, 04:24 PM   #21297
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Federal Gov is putting a 2 year ban on foreigners buying property?
Sounds nice but loopholes galore. Right not only interest rates will make an impact.
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Old 04-06-2022, 04:40 PM   #21298
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"The foreign buyers ban will apply to condos, apartments, and single residential units. Permanent residents, foreign workers, and students will be excluded from this new measure. Foreigners who are purchasing their primary residence here in Canada will be exempt."
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Old 04-06-2022, 05:59 PM   #21299
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"The foreign buyers ban will apply to condos, apartments, and single residential units. Permanent residents, foreign workers, and students will be excluded from this new measure. Foreigners who are purchasing their primary residence here in Canada will be exempt."
Does this mean a foreigner can send their children here to register in a school (become a student), and get them to buy a home? It says students are excluded from this exemptions. Sounds like lots of loopholes around this unless they clearly define the guidelines.
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Old 04-06-2022, 06:01 PM   #21300
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Does this mean a foreigner can send their children here to register in a school (become a student), and get them to buy a home? It says students are excluded from this exemptions. Sounds like lots of loopholes around this unless they clearly define the guidelines.
Ta-Da, only took 2 seconds to see the giant loop-hope in this it's not even funny.

Not only do you effectively continue to allow foreign investors, you find a way to ensure the international student cash cow is fed for all the universities, colleges, and "language schools".

The school pathway to residency etc etc is already abused to high-heaven already and this will only push the numbers through the roof.
For the families that can afford it, its basically buying residency.

It's really tough though for those legitimate (ironically few in comparison it seems now) that are actually coming to Canada to seek higher education and brighter futures from poorer and less-fortunate backgrounds.
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