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Vancouver Off-Topic / Current EventsThe off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.
i'm sure it's the wrong approach but i've been eating out or doing take out more, less wastage of stocking up at like a costco and throwing food out, and eating out always has leftovers so it stretches across more than a meal.
My freezer is so damn small, I've fit maximum 1 weeks worth of frozen meat. Costco seems, well at least for my household at this moment, is only good for diapers, TP, paper towels, snack sized snacks and that's it.
Costco sells cheap freezers yo! Free delivery and all.
With the cost of groceries we've been doing more shops buy buying less planning for a few meals for the week to try and cut down on waste. I'm pretty certain we're spending less on groceries overall, at least it seems that way.
I never used to eat frozen meat at home. That changed during the pandemic, now I'm fine with buying and freezing. Besides our fridge like everyone has we have a deep freeze in our garage and a small bar fridge in our house but I'm probably going to replace the deep freeze with another stand-up fridge.
Although I eat meat sometimes I have to be in the mood for it, there are plenty of times I'll cook for the family some sort of protein but I can't eat it myself, it's weird I could almost become a vegetarian if I didn't love bacon and hamburgers so much.
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“The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I don´t care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. That´s how winning is done. Now, if you know what you worth, go out and get what you worth.” - Rocky Balboa
I've finally got a Costco card a month ago and bought my first pack of Kirkland chicken wings. Shit went bad 3 days before BB date. With the way my household is going the past few months, we've thrown away more spoiled groceries than I like and I my pet peeve is food wastage, so we've also started buying what will last us 3-4 days. Everything stays fresh and food wastage has gone down drastically
Not sure why, but Costco seems particularly bad for that.
I've purchased steaks and ribs there in the past and it would start going brown and stinky within days of sitting in the fridge. I don't notice that problem from other store bought meat.
I suppose that's why they indicate to freeze their meat within days of purchase?
I have 2 fridges and a chest freezer. I do the buy bulk, vacuum seal and freeze because mostly out of convenience. The less trips to the grocery store the better. I probably have about $1000 of stuff in the chest freezer right now
I'm pretty loaded up on Salmon, Rockfish and prawns right now, hit our limits this year (8 salmon, 6 rockfish, 500 prawns).
Not sure why, but Costco seems particularly bad for that.
I've purchased steaks and ribs there in the past and it would start going brown and stinky within days of sitting in the fridge. I don't notice that problem from other store bought meat.
I suppose that's why they indicate to freeze their meat within days of purchase?
I've started recently buying meat from Save on at River District since it's so damn convenient for me. I don't find it that much more expensive than say Superstore. But the quality is top notch. I've had chicken breast still smelling fresh 2 days after BB
FYI, most chain stores will accept price matches for meat. So there's no need to run around town to save a few dollars.
What I usually do is go to https://www.reebee.com/flyers on a Thursday/Friday when most grocery flyers are out. Price match at a store and throw them in the freezer. Steaks are like the only protein everyone at home can agree on. So there's always a supply of different cuts because everyone's an opinionated food critic.
I never understood this too. Like can I price match a thick cut AAA grade Angus ribeye with an unknown grade discount quarter inch slice of ribeye from Walmart?
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Quote:
Originally Posted by skyxx
Sonick is a genius. I won't go into detail what's so great about his post. But it's damn good!
2010 Toyota Rav4 Limited V6 - Wifey's Daily Driver
2009 BMW 128i - Daily Driver
2007 Toyota Rav4 Sport V6 - Sold
1999 Mazda Miata - Sold
2003 Mazda Protege5 - Sold
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Got 4x AAA T-bone steaks last week for $7.99/lb. So paid about $40 for over $80 worth of steaks. I don't make $100+ an hour, so yeah it's worth my 10 mins a week to just browse the covers of each ad.
I never understood this too. Like can I price match a thick cut AAA grade Angus ribeye with an unknown grade discount quarter inch slice of ribeye from Walmart?
Quote:
Originally Posted by Spoon
Got 4x AAA T-bone steaks last week for $7.99/lb. So paid about $40 for over $80 worth of steaks. I don't make $100+ an hour, so yeah it's worth my 10 mins a week to just browse the covers of each ad.
So are you saying that what I was asking can actually be done?
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Quote:
Originally Posted by skyxx
Sonick is a genius. I won't go into detail what's so great about his post. But it's damn good!
2010 Toyota Rav4 Limited V6 - Wifey's Daily Driver
2009 BMW 128i - Daily Driver
2007 Toyota Rav4 Sport V6 - Sold
1999 Mazda Miata - Sold
2003 Mazda Protege5 - Sold
1987 BMW 325is - Sold
1990 Mazda Miata - Sold
TD updated my rate to reflect the latest increases and my amortisation went up to <checks notes> 788 months and I was .04% away from my trigger rate. So in goes another payment increase - my second since March and only enough to get it down to 39 years. To keep it on track I'd need to raise my payments 65% from what I started with last November.
Definitely gonna be showing my butthole on my OnlyFans account to raise some money.
I’m not sure why amortization matter in the interim of a 5 year variable.
Isn’t the goal to pay down the principal at the end of the 5 year variable that was originally calculated?
For example, after 5 years, the principal is supposed to pay down $100k. The options at the end of the 5 year term will be (1) make a pre-payment to keep up with the original amortization schedule or (2) refinance to stretch because not enough principal paydown was made due to whatever reason. This is probably subject to certain LTV or income requalification.
You can't just extend your mortgage cuz % went up and you ain't paying principal. You must requalify at term maturity to extend. And can you afford it at that time, that interest rate and stress test rate.
IE. You owe $500k based on your term let's say in 5 years at maturity you're supposed to owe $450, but now since the rate went up so much you still owe $490 5 years later. Your options are drop $40k down to catch up. Or increase your payments by a lot to catch up. not a recession they say
To add to this, depends how your big your balls are technically you can do nothing unless you hit trigger point and if rates crashes due to recession and must saves da eKoNomiEz. Then you might get back on track as % goes to 0 so you're paying all principal again.
holy shit! 7k a month!!! thats utterly insane. how are you guys gonna do anything other than pay a mortgage !? 7k is like a full time 100k a year job dedicated to just paying the house
this is why vancouver sucks and i can see the reason why a lot of people decide to just fuck this place and go to alberta
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not a recession they say 