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Old 02-08-2023, 07:52 AM   #24826
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^^ yea you're talking about multi millionaires, who also can afford accountants to keep those multimillions. How many people who work realistically can achieve that. I doubt even as a doctor it will be hard to hit 10 million net worth.
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Old 02-08-2023, 08:07 AM   #24827
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Well no where in the western world is a doctor a career where you’re driving multiple Ferraris.

Maybe in the states with these high end specialists.

Outside of being a CEO of a big company or getting a windfall from stocks etc. unless you own your own business, you’ll never be that top tier wealth
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Old 02-08-2023, 09:51 AM   #24828
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Yes. Older Canadians. Lots more opportunities in the 70s and 80s when things were cheap, housing was affordable, and wages kept up with cost of living. Pretty hard to replicate that success nowadays. Maybe during the initial dot com boom but almost none of us got in on that. We were all too young to have any real money in early 2000s.

The next big recession was the 08 crash and that’s when some of us cashed in to buy homes (we did anyways) but since 08 (if you don’t count the crypto boom / bust) there wasn’t any real opportunities for Canadians.
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Old 02-08-2023, 10:14 AM   #24829
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USA is a different animal, doctors are pretty much capped at $400k here, I used to work at a medical imaging company and the key people to convince to make a big sale at a hospital in USA was to get the radiologists on board... they literally get paid by the scans they read, so they have a system and they're making like half a mill USD+++ each year at a marquee hospital... so if you can convince them that they'll have minimum downtime and the new system wouldn't slow down their process and cost them income... you're gold...

I really don't know who is buying up the RE here anymore tbh... none of it makes any sense... I think we're all just cannibalizing each other's incomes at this point lol
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Old 02-08-2023, 10:31 AM   #24830
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^ there's no motivation to work hard in Canada, the harder you work the more you get taxed. You literally get like 30% of your bonus after taxes and deductions. Better to be a crack head to get free drugs, free welfare and that free downtown condo. Why work when you can just get handouts.
can you remind me what you do for work that puts you into a mythical 70% tax bracket?

i honestly can't remember - your posts are always so negative that I kind of tune them out.

maybe it's time for a career change? you'll never obtain the wealth you crave working for somebody else. (here or anywhere else for that matter)
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Old 02-08-2023, 10:36 AM   #24831
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He said 70% of your bonus. I assume it’s because he’s not understanding how his accounting system at his work… works.

When I receive a bonus at work, my income in artificially inflated that month and get taxed an extremely high amount. You take very little of that home. But it all equals out at tax time.
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Old 02-08-2023, 10:40 AM   #24832
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i know. and he knows - his whole statement is just his usual hyperbole

i just want to know where all the negativity comes from. it's just one long drawn out complaint.

we all need to vent (look at Dark Badhobz lately!) - if this is his place to do it, so be it. but if this is everyday all the time? dude needs to make some changes
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Old 02-08-2023, 10:44 AM   #24833
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Well no where in the western world is a doctor a career where you’re driving multiple Ferraris.
There are specialties where there is potential to make $1M+ a year still, but you're talking maybe 1-2% of doctors out there. It's also dependent on the particular physician and their specific pratice. Things like ophthalmology, plastic surgery, dermatology, especially if there's potential to do a lot of non-insured services (i.e. cosmetics). But again, the individual has to be savvy, inclined to do that type of practice, etc.

You're generally right though. The majority of physicians, again depending on how they work and how much they work, still make a good income, but for most it's by no means baller income. That's also in context of not getting into steady independent practice until age 30 or so, plus $200-300K of debt, and no vacation or extended health benefits for most. (Obviously there are pros to the job as well, e.g. job security, etc.)
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Old 02-08-2023, 10:49 AM   #24834
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i just want to know where all the negativity comes from. it's just one long drawn out complaint.
He was only truly happy when Covid was in full swing and everything was shut down, probably because he didn't have to go to work.
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Old 02-08-2023, 10:51 AM   #24835
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I’m actually shocked how specialty physicians can incorporate. It actually blows my mind when working for a single hospital. Maybe I’m just bitter because I get taxed out the cahoot and have zero write offs. Lol.
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Old 02-08-2023, 11:13 AM   #24836
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My buddy driving dump truck for the pipeline at the SFU tank farm makes more than my family doctor does.
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Old 02-08-2023, 11:36 AM   #24837
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we all need to vent (look at Dark Badhobz lately!) - if this is his place to do it, so be it. but if this is everyday all the time? dude needs to make some changes
Wow wow wow, badhobz is positive venting, he is the sole reason people come onto this forum for quality content
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Old 02-08-2023, 11:52 AM   #24838
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Donk a bonk bonk !!!!! If you ever come back to Vancity you pm me and we go hang out. Invite applies to all of jooos. We should really get together for old men dim sum and bitch and complain about our lives.
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Old 02-08-2023, 01:02 PM   #24839
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You guys are getting paid?

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Old 02-08-2023, 02:33 PM   #24840
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My buddy driving dump truck for the pipeline at the SFU tank farm makes more than my family doctor does.
the chinese would've built a pipe line coast to coast by now
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Old 02-08-2023, 02:55 PM   #24841
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Na bro they too busy spying on us with weather balloons
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Old 02-08-2023, 03:33 PM   #24842
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I can’t get over the east van 2 million parking garage. Seriously…. People should riot. We have all these social programs in place for whinos and druggies (doesn’t seem to work either), what about the average Canadian who makes average wages. it’s the middle class that needs more of a helping hand right now. Empty home tax did nothing. Foreign buyer tax did nothing. We need something drastic to cool the RE market so poor troll face doesn’t have to work extra shifts at Wendy’s just so he can buy a lousy condo. Even these high interest rates doesn’t seem to really cool the market on detached homes.
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Old 02-08-2023, 03:45 PM   #24843
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Welcome to economics 101 supply and demand. How come Apple isn't giving away iPhone 20s for $300?
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Old 02-08-2023, 03:58 PM   #24844
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can you remind me what you do for work that puts you into a mythical 70% tax bracket?

i honestly can't remember - your posts are always so negative that I kind of tune them out.

maybe it's time for a career change? you'll never obtain the wealth you crave working for somebody else. (here or anywhere else for that matter)
If you have a 70% tax bracket, you're probably okay haha.

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I really don't know who is buying up the RE here anymore tbh... none of it makes any sense... I think we're all just cannibalizing each other's incomes at this point lol
Aside from those who made it through entrepreneur, business or STEM. The folks I know from east van are made it work through family. $120 - 200K downpayment to get into the first 1 - 2BR + some get an allowance for mortgage. Combine this with a spouse with similar privilege and you can get those $1M TH / Duplexes.

Parents own a house and the basement suites are printing $1.5 - 3K/month that they can use to help save the DP for their kids despite working $40K jobs.

I feel like our children that will be born between 2030 and onwards won't have the 10%-20% outliers that make it. To help those kids, you'll need $200 - 400K DP for each kid for them to have similar privileges.
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Old 02-08-2023, 04:01 PM   #24845
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Donk a bonk bonk !!!!! If you ever come back to Vancity you pm me and we go hang out. Invite applies to all of jooos. We should really get together for old men dim sum and bitch and complain about our lives.
Everyone showing up would be exactly not what you'd expect them to look like
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Old 02-08-2023, 04:17 PM   #24846
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Ah who cares. We are all car guys. That in itself is a dying hobby. Kids nowadays don’t even want to drive much less want to buy sporty cars. We used to think a nicer car gets you nicer chicks.

Nowadays I think it’s all about #followers or something. I don’t even fucking know. With the online dating crap, I think you just meet at some predetermined location, exchange money for coffee and then exchange genitalia fluids a few swipes afterwards. Is that how it works ? Or do I still gotta bring my eraser and chuck it at some random bitch to get the ball rolling ?
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Old 02-08-2023, 04:24 PM   #24847
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Welcome to economics 101 supply and demand. How come Apple isn't giving away iPhone 20s for $300?
To an extent though bro. This is why we have a government right ? Housing is a fundamental right. Especially in our democratic/socialist utopia. Canada is one of the richest countries in the world for natural resources. If we charged all the other nations who buys from us a marginal increase and use that to funnel social programs so that Canadians can purchase proper housing, I’d be totally down with that.

We give hand outs left right and center to Syrians, Ukrainians, and anyone else escaping war and persecution. How about helping average Canadians first.

Ps. Fuck you Quebec.
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Old 02-08-2023, 04:47 PM   #24848
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Ah who cares. We are all car guys. That in itself is a dying hobby. Kids nowadays don’t even want to drive much less want to buy sporty cars. We used to think a nicer car gets you nicer chicks.
I want to think it's dependent on where you live in the lower mainland. Out in Tsawwassen land I still see teenager / young adults out and about with older enthusiast cars like 350z / GTIs / G35s / fart-can BMWs. Most are pretty clapped out, but it's still nice to see some of the younger crowd sharing the same passion as us.

There's also a good amount of unabused old vehicles driven by old ladies and retirees - the area's a little haven for some otherwise forgotten commuter cars.
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Old 02-08-2023, 04:54 PM   #24849
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Ah who cares. We are all car guys. That in itself is a dying hobby. Kids nowadays don’t even want to drive much less want to buy sporty cars. We used to think a nicer car gets you nicer chicks.

Nowadays I think it’s all about #followers or something. I don’t even fucking know. With the online dating crap, I think you just meet at some predetermined location, exchange money for coffee and then exchange genitalia fluids a few swipes afterwards. Is that how it works ? Or do I still gotta bring my eraser and chuck it at some random bitch to get the ball rolling ?
Nice cars never got you chicks, you just attract more dudes.
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Old 02-08-2023, 04:58 PM   #24850
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