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Consolidating debt? Good business tips? Buying stock? How's our economy doing? Discuss and share advice and tools on everyday banking, investing, wealth management and insurance.
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Join Date: Sep 2007
Location: Burnaby
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80-90K What & Where to invest?
Need some advice. If you have roughly 80-90K available for investing, what would you do right now? Real estate, stocks, etc?
I have never ever done any kind of investing so I would like to hear what people would do. I am trying to increase my knowledge base on what type of options exist. Thanks
8% per year. they take your money and give mortgages to more at risk customers but never over extend their 'risk' by more 65-85%. meaning if the customer doesn't have much declared income, they need to put a large downpayment and use the real estate as collateral. ie the company will own the place if the person defaults.
the major risk is if the economy tanks and vancouver repeats american real estate crash.
__________________ The size of your success is measured by the strength of your desire;
The size of your dream; and how you handle disappointment along the way.
pm'ed you. you can put up to $20,000 of it in TFSA. you can put RRSP's as well but subject to early tax penalties if you cash it in early like any RRSP. if you let it sit, it will continue to grow.
too bad you didnt have that money in 2002. invest it all in apple at that time, youd be sitting on 8mil+ right now lol
What an incredibly stupid post. If he had that money back in the great depression he could have bought most of america. Lets just make up dreams some more, THAT SHOULD HELP HIM.
What an incredibly stupid post. If he had that money back in the great depression he could have bought most of america. Lets just make up dreams some more, THAT SHOULD HELP HIM.
it was a joke, dumbass. is that not allowed?
is this a life or death Q&A? will he be taking each post as the word of god?
jesus christ, someone needs to get laid (looking at you)
I have been looking at Vanguard Index Funds too. I am 29 years old living in Canada. I worked for the Canadian federal government with a solid pension plan so my risk tolerance is quite high. I am planning to divide my portfolio as follows:
40% Vanguard MSCI Emerging Markets Index ETF
40% Vanguard MSCI U.S. Broad Market Index ETF (CAD-hedged)
20% Vanguard Canadian Aggregate Bond Index ETF
Do you think that the portfolio above is diversify enough or should I take it one step further and do this:
20% Vanguard MSCI Canada Index ETF
20% Vanguard MSCI EAFE Index ETF (CAD-hedged)
20% Vanguard MSCI Emerging Markets Index ETF
20% Vanguard MSCI U.S. Broad Market Index ETF (CAD-hedged)
20% Vanguard Canadian Aggregate Bond Index ETF
Your input is much appreciated.
Originally posted by Ulic Qel-Droma ill have to agree. .. kinda. sometimes i get a hardon over her, but then i'm like *no i shouldnt.. this is wrong, she's not up to my standards*. but i guess my dick has it's own set of rules.
Last edited by BeefCake4000; 10-10-2012 at 01:09 AM.
Go to mexico and buy a birdie, come back and break that bitch down and cook, 20 rocks for the whole team!!! Mr 17.5 a key the snowmans back yeahhhh Posted via RS Mobile
I have been looking at Vanguard Index Funds too. I am 29 years old living in Canada. I worked for the Canadian federal government with a solid pension plan so my risk tolerance is quite high. I am planning to divide my portfolio as follows:
40% Vanguard MSCI Emerging Markets Index ETF
40% Vanguard MSCI U.S. Broad Market Index ETF (CAD-hedged)
20% Vanguard Canadian Aggregate Bond Index ETF
Do you think that the portfolio above is diversify enough or should I take it one step further and do this:
20% Vanguard MSCI Canada Index ETF
20% Vanguard MSCI EAFE Index ETF (CAD-hedged)
20% Vanguard MSCI Emerging Markets Index ETF
20% Vanguard MSCI U.S. Broad Market Index ETF (CAD-hedged)
20% Vanguard Canadian Aggregate Bond Index ETF
Your input is much appreciated.
So what do you recommend? I am a beginner when it comes to investing. Any advice would be welcome.
__________________
Quote:
Originally posted by Ulic Qel-Droma ill have to agree. .. kinda. sometimes i get a hardon over her, but then i'm like *no i shouldnt.. this is wrong, she's not up to my standards*. but i guess my dick has it's own set of rules.
So what do you recommend? I am a beginner when it comes to investing. Any advice would be welcome.
Real life: to invest sucessfuly one needs to study, spend many hours learning how not to lose money (yes, I didn't say how to get rich!, I said how NOT to lose money). Then talk to a broker and instruct the broker to stick to the plan devised from such hard work. That plan may be to buy 50% index fund and 50% bonds, or it may be something different entirely.
Myth: to invest successfully one needs to post a question on-line, get the "inside scoop" on how to get rich, do as told, sit back and relax.
Take it or leave it, but my advice is to spend the $20 on the book, take 2-3 weeks to read it, then decide what to do next. Consider reading this book an investment.
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too bad you didnt have that money in 2002. invest it all in apple at that time, youd be sitting on 8mil+ right now lol
If you want to have stupid fantasies like that why wouldnt you say throw 80,000 at Facebook before it turned into anything. LOL @ 8 million. Would most likely have more like 800 million right now.
Poverty dreams you have,...
but your post is retarded.. please go
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pm'ed you. you can put up to $20,000 of it in TFSA. you can put RRSP's as well but subject to early tax penalties if you cash it in early like any RRSP. if you let it sit, it will continue to grow.
You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!
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