How much do you save per month?
 

Being an unemployed graduate, I went through a period with only $50 in my account (and looking for jobs at the same time).

I am lucky to have a job I love now, and I am particular with how much money I save per month.

Monthly income (after tax): $2300

I live with my family so I don't pay rent:
Monthly expense: $700
Save: $600
Spend the rest.

How much do you save per month?

Lol I wish my monthly expenditures was only 700. I save 125 a week, 300 when my credit card is at 0.
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i too wish my monthly expenditures was only 700 lol

my monthly expenses are roughly 3400 (ugh)

my wife and I save roughly 500 a month.

Save 0,Damn why did I decide to go back to school.
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Recently moved out, so savings are probably down to 10-20% of my after tax income. Use to save about 40-50% though.

Isn't it $1700? He saids he spends the rest, so ($2300 - $600 savings = $1700).

I save about 55-60% of my after tax pay cheques. Still living at home at 26 saving up for down payment but still longggggggg ways to go in Vancouver.
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actually i only have $1000 to spend.
$2300 - $600 savings - $700 monthly expense.

now i am thinking of putting some of my money in savings.
with the savings account % rather low now..
where do you guys put your savings?
(scotiabank offers 1.2% annual interest in savings account - but must be $5000 and up).

~15-25% of take-home pay when I had a mortgage
~65%+ of take-home pay after I sold the place
~90%+ of take home pay after I moved back home this month.

Not looking forward to going back to school F/T in 5 months. :(

alone my bills are 2000 a month,

I spend the rest on food and car,

I save nothing,

if I lived at home and didnt have to pay a mortage, id be filthy rich

Monthly income 1800$ after tax
First saving account: $900
Mutual fund: $200
expense: $550
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i don't save nothing.

I pay
Rent at home at 600
car insurance 100 a month
phone bills 80 bucks
gas for car, say 200 a month
car payments 500
groceries approx 150 a month
i donate a lot to charities / organizations / church

my monthly fixed expenses are 2500 + credit card which is about 1500 a month

so yeha 3000 ish is my monthly expenses.

i save rougly 60-65%, this month is quite difficult tho.

It's really difficult for me to save money. I'm a bit jealous of the kids who get to stay at home for free. If you're one of those, then take advantage of it while you can!

I save about 500 a month if I'm lucky.

On average for the last 4 years I spend about $15k a year...no rent
Now add an annual mortgage and taxes of $16k then I'm spending $31k a year...

As long as I make above that I am good...after tax, ei and cpp of course

im a lot like you in the sense i have the same expenses different amounts but i'm able to save $100/mo before it was $50/mo.

Lucky for you guys.
I live at home but pay rent and take care of the bills so that's around 1200 give or take
Then there is the property tax, personal inscurance, RRSP and about 8k debt I am paying off right now.
Saving = 0 =_= hopefully by early next year I can pay off the debt and start saving.......

I save in the negatives.

I'm saving basically nothing about $2700 after tax a month, although, I racked up a bit of credit card debt when I quit my job and have been putting about 500 per month into that
Rent is $700, a bit of money for pet insurance, 500 into cc debt. That means basically 1400 goes to food, booze, clothes, gas, car parts, tattoos, etc.
I saved TONS when I was living at home. Managed to save about 50k in 2 years making slightly more than I make now (it was in edmonton) and put it all down on a condo and then some. Still own the condo and the mortgage, strata fees, and tax are all covered by the renters. Once the card is paid off I will set a goal to save about 3-400 a month, and add 100 or so to the spending money. I also have about 20k in tsfa's but refuse to use it to pay off the card because of my horrendous spending habits. I have a very serious problem of seeing empty space on the card and thinking its free money, so I'm forcing myself to take the wasting money on interest route to teach me a lesson I should have learned 5 years ago even though its a poor financial decision, I'd like to call it an investment into my financial education, so I stop spending like an idiot.

Going to Asia in January, so I'm saving around 1000 a month at the moment.

Usually I have no savings.. :lol

If you can't afford to save, then maybe you shouldn't donate so much.

Monthly income $2800~ depending on how much I work.
$1500 automatically goes into my savings at the end of the month. Before I put in $700 every month when I didn't need to go to school. (bad idea)
Rest if the money is usually spent on rent (even though I'm still living at home), bills, food, going out, toys, clothes.
At the end of the day I'm still not saving much cause all of my savings money go towards tuition :okay: but I guess I don't have to spend the rest of my money but I'd have no life if I didn't spend it.
But when I get out of school in two or so years it would be awesome when my savings money actually builds up :fullofwin:
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sorry. donations are top priority for me, same as volunteering etc. eg// people say they are "busy" and they don't have time to volunteer. I have never ever volunteered and then came home and said I wish I didn't volunteer cause I don't have enough time. Facebook, surfing, sitting in front of my cpu gaming will never be top of my list. Donation is the same; I've never donated "too much" where I'm broke. I still find ways to scrap by and help others along the way.

i hope your donations give you tax receipts, so you can claim during tax time.

I have nothing against donations or anything of that sort... I donate as well to various organizations/charities.

However do you not feel the need to build a small nest egg for "just in case" time?