| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
 | 
11-30-2012, 09:42 AM
|
#1 | | Ready to be Man handled by RS!
Join Date: Jul 2007 Location: vcr
Posts: 92
Thanked 21 Times in 7 Posts
Failed 3 Times in 3 Posts
| loss of income after an accident
So, my mom is a driving instructor. Sometimes, when her car gets into an accident, she obviously cannot work anymore. Most of the time it's just a few days or whatnot, nothing serious so far.
My question is what can she do to address the loss of income if anything. Today, she was hit by someone else and it was clearly the other persons fault. She now has to cancel her classes for today and a few coming days to get it fixed (passenger door wont open).
Small claims court comes to mind, but I don't really know if thats worth it or appropriate....I mean we're talking about a few hundred dollars here. But then again, a few hundred dollars every now and again really starts to add up. Does ICBC have anything or any insurance etc?
Thanks
| 
|  | |
11-30-2012, 09:48 AM
|
#2 | | Rs has made me the woman i am today!
Join Date: Jun 2006 Location: Burnaby
Posts: 4,074
Thanked 6,800 Times in 1,659 Posts
Failed 213 Times in 86 Posts
|
If you insure the vehicle as a regular passenger vehicle, driving to/fro work, etc, then you're supposed to get a courtesy car while you get your car fixed. Whether or not you can use that vehicle for driver's ed, I'm not too sure.
If it's a "commercial" vehicle, your best bet is to call ICBC and ask them about it, which frankly is the first thing you should have done lol
| |
| | |
11-30-2012, 10:07 AM
|
#3 | | Ready to be Man handled by RS!
Join Date: Jul 2007 Location: vcr
Posts: 92
Thanked 21 Times in 7 Posts
Failed 3 Times in 3 Posts
|
She does call ICBC, and claim an accident.
She's actually even under the special insurance for "high risk" vehicles as I believe thats what driving instructor cars are...but does ICBC cover income lost after an accident? Thats what i'm asking...
| |
| | |
11-30-2012, 10:49 AM
|
#4 | | nuggets mod
Join Date: Feb 2002 Location: richmond
Posts: 7,065
Thanked 3,835 Times in 987 Posts
Failed 178 Times in 60 Posts
|
what did ICBC say when she called?
__________________
I searched for truth, and all I found was You
| |
| | |
11-30-2012, 11:20 AM
|
#5 | | OMGWTFBBQ is a common word I say everyday
Join Date: Oct 2008 Location: Coquitlam
Posts: 5,324
Thanked 3,782 Times in 1,242 Posts
Failed 533 Times in 187 Posts
|
I believe, correct me if i'm wrong, that ICBC will have the answer you seek.
__________________
'16 Ram 1500
| |
| | |
11-30-2012, 11:58 AM
|
#6 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Jan 2006 Location: Abbotstan
Posts: 20,721
Thanked 12,136 Times in 3,361 Posts
Failed 1,848 Times in 413 Posts
|
A regular courtesy car wouldn't be insured to use as a "driving instruction" vehicle - if she tries that and gets in a wreck, she'll really be in doo-doo.
Driver training, I would think, would require very specific insurance, just as it requires a special license... not just insurance on the vehicle, but non-ICBC coverage like Business Interruption Insurance - this is the coverage one would get for any kind of business for instances where your business is, well, interrupted.
One would think that she would have already been given this info when she got her instructor's license... er, she does have an instructor's license, doesn't she?
That aside, Gab has the best answer: ask ICBC. 604-661-2800.
__________________ Quote:
Originally Posted by Godzira  Does anyone know how many to a signature? | ..
Quote:
Originally Posted by Brianrietta Not a sebberry post goes by where I don't frown and think to myself "so..?" | | |
| | |
11-30-2012, 01:04 PM
|
#7 | | I bringith the lowerballerith
Join Date: Dec 2003 Location: Vancouver
Posts: 1,118
Thanked 28 Times in 12 Posts
Failed 9 Times in 6 Posts
|
File to the adjuster that you have appointments for 'usually' how many hours per instruction per day , and times by hourly charge, then there you go!
| |
| | |
11-30-2012, 01:16 PM
|
#8 | | RS Veteran
Join Date: Dec 2001 Location: GTA
Posts: 29,939
Thanked 11,635 Times in 4,760 Posts
Failed 440 Times in 282 Posts
|
^
This is correct.
She will have to prepare a schedule or at least records indicating how often she is using the vehicle for lessons. It's best to have records dating back as far as 3 months in order to calculate a reasonable average. Otherwise, without proper written proof, it's just hot air to ICBC and the reaction I believe from the adjuster will be exactly this: 
__________________ Quote:
Originally Posted by BIC_BAWS I literally do not plan on buying another vehicle in my lifetime, assuming it doesn't get written off. | Quote:
Originally Posted by EvoFire But fuck that exterior is like dating integra girl | | |
| | |
11-30-2012, 02:55 PM
|
#9 | | Where's my RS Christmas Lobster?!
Join Date: Sep 2004
Posts: 890
Thanked 326 Times in 112 Posts
Failed 24 Times in 14 Posts
| | |
| | |
11-30-2012, 03:43 PM
|
#10 | | My homepage has been set to RS
Join Date: Jun 2006 Location: Deutschland
Posts: 2,402
Thanked 900 Times in 387 Posts
Failed 395 Times in 107 Posts
|
n/m
__________________
FOR SALE: 14'' MR2 MK1 wheels with 90% rubber $130, FD RX7 Transmission $200, Hitch Mount Snowboard/Ski rack w/ THULE clamps, locks $200. PM me for details!
If this is still in my sig, it's still avail.
| |
| | |
11-30-2012, 04:05 PM
|
#11 | | Banned By Establishment
Join Date: Mar 2002 Location: 604
Posts: 4,015
Thanked 475 Times in 285 Posts
Failed 115 Times in 24 Posts
| Quote:
Originally Posted by bcrdukes ^
This is correct.
She will have to prepare a schedule or at least records indicating how often she is using the vehicle for lessons. It's best to have records dating back as far as 3 months in order to calculate a reasonable average. Otherwise, without proper written proof, it's just hot air to ICBC and the reaction I believe from the adjuster will be exactly this: | The more information you can give them, the better
| |
| | |
11-30-2012, 11:34 PM
|
#12 | | Proud to be called a RS Regular!
Join Date: Mar 2008 Location: Vancouver Canad
Posts: 129
Thanked 2 Times in 1 Post
Failed 1 Time in 1 Post
|
Hire a lawyer
| |
| | |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts
HTML code is Off
| | |
All times are GMT -8. The time now is 10:29 PM.
|
You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!
The banners on the left side and below do not show for registered users!
