Road Debris - Hit a City Pylon, Cracked my Bumper. What can I do?
 

Just the worst luck, I'm driving home on SW Marine UBC Highway at midnight (pitch black out) and all of a sudden I run over a pylon. No way I could've avoided it, I barely saw it. Cracks my bumper, gets stuck under my car. Brutal.

Has anyone been through anything like this? Where city equipment/debris caused damage to their vehicle?

Any idea who/what/where to contact?

I hope you stopped and document everything... ie the exact stop, drag marks if any etc.

I think the procedure is now:
1. Contact ICBC, state where you had the accident.
2. They will contact the jurisdiction on behalf for you.

You could contact ICBC about a repair under your comprehensive coverage. Good luck getting the city to repay - even if it says "COV" on the cone, there's no way to prove city crews left it there - anyone could have lifted a cone from elsewhere and dropped it in the road.

You can claim with ICBC and just pay deductable

BUT if the object is stationary (it doesnt matter if it was not orignally there)
it will be under collision claim meaning on top of your deductable your insurance rate will go up.

Both of this situation happened to me
Hit a broken piece of a curve in the middle of the street. It scratches the front lip , cracked the radiator and tweak the rad support (falls under collision claim)

I was driving behind a big truck on the highway and suddenly a "flying object" hit and damage my front bumper and carbon hood. (falls under comprehensive claim)

Guess which one i chose to claim with ICBC. lol

How the heck did it crack your bumper? You hit pylons all day long in autocross and they don't leave anything that doesn't wax off.

^ AutoX you barely exceed 60km/h, and the cones in AutoX are smaller, softer cones usually worn out by others already
hitting a full sized city construction cone at 100+km/h (let's be honest, who does 80 on that UBC stretch of road), results will vary

Does ICBC not differentiate these between at fault & not-at fault collision claims? At 80km in the pitch black coming around a bend there is no way I could've avoided it without swerving into the other lane or off the road.

Who's at fault then, the pylon? ICBC ain't getting money from a pylon.

If it fell out a vehicle and you managed to get that person to admit fault, then you'd be fine.

Since there is no one ICBC can collect from, you pay.

Dems da breaks.

not sure about plyon
but i've claimed money from city and the road construction company for wheels & tires damage. (once for running over a giant pothole, and the other time a raised manhole cover)
lol..the reason I was able to claim money for running over the manhole cover was because they didn't have any plyon

If you go thru ICBC..i am pretty sure it will come out of your collision. (e.g. think about people who hit a deer)

and really it is still your fault....being the driver, you should always make sure you can stop in time to avoid a collision (especially with a stationary object). If you are driving in pitch black and can't see behind a bend...you should've slowed down.

Suck it up and be glad it wasn't a raccoon
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No one is at fault, obviously, but that's not the point.

I'm not worried about paying the deductible, but there is concerns about my insurance premiums going up, which is why I asked about at fault vs not-at fault accidents.

Has anyone filed a collision claim similar to this before? Any results?

^^ You premium will go up regardless if you claim.

best bet is to just give icbc a call and ask about this specific situation and whether if it will affect your insurance premiums if you make a claim or not.

this....
And it's because it was just sitting there not moving so its under collision


Claim it man
It actually depends on the damage really, obviously if the damage is small your rate is not going to be as high as an at fault collision with another motorist

I claimed mine and when they told me its collision i didnt go through with it.

PS
The final decision is yours ICBC is more than welcome, you don't go through with it . lol

All these people are right. I hit a piece of cement from a construction site hidden by snow (in the left lane too, a huge ass chunk). No way I could ever see it. Completely blew away wheel. Icbc sections it as a "single car collision" and if there is damage that needs fixing, you pay your deductible, it then gets fixed but under a collusion, and your rates will go up. They class it the same as if you backed into a pole in a parking lot. Even though one is your fault, and one isn't.

They will tell you to go ask for damages from the company/business that left the object there. But 9 times out of 10 you'll get shafted. That's what happened to me
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Also nothing is going to happen when you claim and in the middle of it you decided to back out they will just cancel the claim

I backed out while I was talking to the adjuster

Youre screwed. It coulda been a skunk.

Hitting a deer actually falls under comprehensive
just make sure that if you hit an animal, dont wash the car, the more blood/fur the better

Headlights work wonders in the dark.




:troll:

Hitting a pot hole, or an un-marked raised manhole cover is one thing...

But a pylon? C'mon man... maybe you shouldn't be going 80 if you can't see at night ;)

Icbc will most likely claim driver error, it's hard to win a case when you hit a stationary object. you're free to do your best and give them as much information you can and wait for the results. if it was me, I'd blame myself before blaming a cone that came out of no where
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...and in this case i kinda have to agree. If one can't avoid a bright orange, stationary traffic cone that is SPECIFICALLY designed for visibility i'd hate to see the chances of OP avoiding a child that ran onto the road...

that bright orange cone mustve come out of nowhere! just jumped out of the bushes

The bright orange cone hit and run i swear. :whistle:

what were you required to know when you have the debris from the truck hit you? Or better yet what were you asked when you went that route with ICBC?