financing winter tires/ tire experts
 

I am somewhat interested in financing new winter tires since it is more affordable during holiday season. Has anyone here tried financing with tire experts in surrey before? Would this be a reliable idea for someone on budget?

Bridgestone WS70 on Sale best Winter/Snow tires on the market

What's the finance rate and terms?

Why not use cdn tire 12 equal payments over 1 yr instead ?
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Financing something with interest is never a "good" idea, however if you can't afford to buy them it IS a viable option provided the interest rates aren't extremely high. (Which with a company that finances such a small loan they will be high otherwise they would make almost no money)

For example, if you finance a $1200 set of snowies over 1 year;
@ 5% they only make 32 bucks on the loan
@ 20% they make $135
@ 50% they make $350

Moral of the story? Be prepared to be RAPED with interest rates.

Some companies (re: LARGE corporations with endless pockets) will provide financing at little to no interest, purely as a service and incentive to purchase from them.

As ^^ said, Canadian Tire offers this - you, of course, need to have decent credit.

usually it is much better to pay for it with a no/low intro interest rate credit card than to go with a retail store finance..

most retail finance either rape you with high interest rate & admin fee, or they built the cost of financing into their prices

after all, these companies aren't interested into doing these paper work and financing for you so they can make $50

Idk how much those tires cost as I haven't clicked the link... But why do u need to finance winter tires? I bought mine states side which was.. 430$ after all is said n done, but I bought ice xi2 if that makes a diff. When I couldn't afford em last year I bought tires that were 160$ , mind you they weren't great and had like a season or 2 left but I didn't have to go "finance" and pay interest on smthn I obviously couldn't afford from the beginning. But that's just me.. If you can finance and want too then no ones gonna stop you. Have you looked into other tires within your budget, that you can get from the states?
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I would rather take public transit and lounge around in a coffee shop packed with insufferable lazy hipsters waiting on their welfare cheques than finance a set of winter tires.

Just use one of those credit card cheques that say 0% for 6 months

I personally think that if you need to finance a set of winter wheels/tires..you shouldn't be driving. Take the bus instead.

ill finance you 6% - 1 yr.

i want the title to your car as security.

deal?

OP, I was checking your post history to see if you posted what kind of car you own, so i could see if I could find you a good deal on some winters, I couldn't help but notice this thread you made...

http://www.revscene.net/forums/69019...ffordable.html

So you're willing to spend $500 on a computer, but you need to finance the only things keeping your car attached to the road? Dem priorities.

or you could just use your credit card...

cash advances can negatively impact your credit

^ 1000th post.

you could always borrow $2700 from a friend...though you might have to try to sell your car aftewards then flee the country.

LOL WHAT THE FUCK? This is a thing!? I better tell my boss this..

Kal Tire offers a payment plan when buying tires. I'm not sure what the details are anymore but you can always swing by one of the stores and ask.

Doesn't mean I can't afford them both lol. I just was wondering to see if it's worth financing instead of paying whole amount. Obviously want everything cheap or affordable these days. I'm not rich nor poor but still gotta buy the things I want like the rest of you.
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I'll try that out, I didn't know the larger chain stores had those options for customers.
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but tires are consumables not a big investment like a house/education etc

i'm starting to see a pattern here...asking about ebay brake pads IIRC...financing tires..it's your money in the end but these are critical component your life depends on everytime you step into your car.

I understand what you're saying, but it's never smart to pay interest, ESPECIALLY on something that is a quickly depreciating asset. In this case, tires lose ~50% of their value incredibly quickly. Buy them for 1200, (financed) come February these tires that you owe ~1000 on are worth ~600 maximum. Just not worth it if you can pay for them.

if you can't afford a set of tires, you shouldn't be driving a car... take the bus

if money is that tight... what about used? i know some tire shops sell decent used snows, or craigslist?

Why not just drive to Bellingham and buy winter tires for like %50 the cost here. In cash, without paying anyone silly intrest for tires.

I don't have any suggestion for financing but there are other alternatives like buying used winter tires? Try craigslist (what Thumper said). I've seen some pretty good deals.