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06-26-2014, 07:48 PM
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#1 | | I *heart* Revscene.net very Muchie
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| Head vs. Heart
This thread is inspired by the CL Good Buys thread.
So I found this car I like. Really like. Very tempted to pull the trigger. It would have to be financed. Need to sell off one of the two cars I have. I like my G8 because rarity and all the restoration work done to it plus I'm still paying it off. The GS is in great condition but not sure who would buy a modded one.
In any event, I'd likely sell the Buick to buy the other one. But there's that little voice in the back of my head that asks 'Why? You're already paying off one car so why add another to the debt list?'
But then my heart will be all 'If you really want it, you should just buy it while you have a chance. It's a good deal that you may never see again. Pay off the loan ASAP rather than wait full term yada yada....'
Then I look at my figures and notice that I could afford both cars but then that other voice returns and asks 'why?' once again.
Emotion vs. logic. What's the best way to quell the emotion and only think logically?
Sometimes I hate being a car guy. Feels like an addiction 
__________________ Quote:
Originally Posted by GS8  When I think about ewe, I touch myself | | 
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06-26-2014, 08:00 PM
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#2 | | Revscene.net has a homepage?!
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Look at your bank account, then look at the car, then look at your bank account, is it worth emptying it for another money pit?
yes it is
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VARIS STI "GOODSMILE" | 
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06-26-2014, 08:12 PM
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#3 | | RS has made me the bitter person i am today!
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Yolo  if your finances allows it why not. It's about the feeling of accomplishing a dream.
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06-26-2014, 08:18 PM
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#4 | | RS.net, helping ugly ppl have sex since 2001
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If your already paying off one, I wouldn't suggest another. I guess it depends, how you handle debt as well. I fucking hate debt. So I pay it off quickly as possible.
Secondly, if it ends up being a bad decision. Can you sell the vehicle, and get most, if not all of your money back?
Made one of the worst financial decisions of my life recently because I just really wanted it. Did I have the money? No. But it was something I wanted for as long as I can remember. Do I regret it? A little. But I can afford the debt so it's not a big deal. I'm still happy I did it.
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Crush - 1971 Datsun 240z - Build Thread
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06-26-2014, 08:19 PM
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#5 | | #savethemanuals
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What is the car you're looking at?
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06-26-2014, 08:35 PM
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#6 | | Waxin’ Punks
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I choose head. Every time.
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If you drive like an asshole, you probably are one. Quote:
Originally Posted by MG1 punkwax, I don't care what your friends say about you, you are gold! | Quote:
Originally Posted by mikemhg What do your farts sound like then? | | |
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06-26-2014, 08:47 PM
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#7 | | OMGWTFBBQ is a common word I say everyday
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It's a tough one- The law i live by is could i afford to buy two of them? (for big purchases only, i.e a car) if i could easily afford two, than yes, in my opinion i could buy it.
Some people look at it and say yes, they can squeek by with the payment, but they really can't afford it, and end up being in deep trouble shortly after purchase.
With that said however, sometimes you have to enjoy life, and to do so sometimes you have to make some decisions that aren't the smartest ones. Go by your gut, if you feel like it's a decision that's right for you, do it. If not, perhaps wait a year and re-evaluate at that time! Good luck!
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06-26-2014, 09:43 PM
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#8 | | 14 dolla balla aint got nothing on me!
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| Quote:
Originally Posted by punkwax I choose head. Every time. | My, what an exciting life you must lead
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06-26-2014, 09:45 PM
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#9 | | I WANT MY 10 YEARS BACK FROM RS.net!
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| Quote:
Originally Posted by belaud Look at your bank account, then look at the car, then look at your bank account, is it worth emptying it for another money pit?
yes it is | my wallet hurts from jealousy every time i click through your journal  | |
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06-26-2014, 10:14 PM
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#10 | | What hasn't Killed me, has made me more tolerant of RS!
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| Quote:
Originally Posted by StanleyR My, what an exciting life you must lead | Better than a broke ass life.
Won't be so fun when you are hitting your 40's with nothing to show for it cause you blew it all on cars.
Live within ones' means IMHO.
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06-26-2014, 10:21 PM
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#11 | | My homepage has been set to RS
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It's an endless cycle. Be happy with what you have and don't go into debt.
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06-26-2014, 10:52 PM
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#12 | | I *heart* Revscene.net very Muchie
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| Quote:
Originally Posted by Energy What is the car you're looking at? | I intentionally left it out.
I guess we all have our own perceptions on how to approach and deal with life. I guess being a S.I.N.K (Single Income No Kids) has its merits and demerits.
I tend to track my debits to the coin. I avoid bulk cash when possible because I suck at keeping track of it.
I try to stay on top of the budget. Gas / food / bill pricing is consistently the same. TFSA / RRSP deductions are consistent as well.
With real estate so far out of my reach right now (getting there but slowly), I try to reach out to the next best thing?
__________________ Quote:
Originally Posted by GS8 When I think about ewe, I touch myself | | |
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06-26-2014, 11:19 PM
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#13 | | OMGWTFBBQ is a common word I say everyday
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Is it that Allure? Or what? Super curious haha.
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06-26-2014, 11:24 PM
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#14 | | NEWBIE ACCOUNT!
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| Quote:
Originally Posted by dared3vil0 Some people look at it and say yes, they can squeek by with the payment, but they really can't afford it, and end up being in deep trouble shortly after purchase. | +1
If you can truly afford it without getting into financial trouble in the long-term, I say it's worth it.
It might mean you might have to leave out other luxuries for a period of time, to pay off the debt but if the car truly makes you happy, you can afford the sacrifice of other luxuries right?
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06-26-2014, 11:26 PM
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#15 | | #deephouse
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You make money all your life, enjoy it is what i always say.
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/// x AMG | |
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06-26-2014, 11:32 PM
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#16 | | OMGWTFBBQ is a common word I say everyday
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The odds are stacked against auto enthusiasts in the long-term with the increasing costs of fuel, mobility pricing, and engineered obsolescence. If you intend to live the lifestyle of a single guy in the long term and can afford a roof over your head, you might as well go all-in.
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06-26-2014, 11:36 PM
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#17 | | I *heart* Revscene.net very Muchie
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lol @ the philosophy some people here live by.
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06-26-2014, 11:37 PM
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#18 | | RS has made me the bitter person i am today!
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Don't be an idiot.
^Up to you to decide which one of the two options leads to you looking like an idiot. | |
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06-26-2014, 11:38 PM
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#19 | | I contribute to threads in the offtopic forum
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if it's that one exact car that started your passion for cars, then the answer is simple..
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06-26-2014, 11:45 PM
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#20 | | It's like going crazy when you're already nuts
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#YOLO
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06-26-2014, 11:48 PM
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#21 | | OMGWTFBBQ is a common word I say everyday
Join Date: Jul 2012 Location: BC
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| Quote:
Originally Posted by jing #YOLO |
#HOWABOUTNO
#FUCKHASHTAGS
#HASHTAG 
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06-27-2014, 01:05 AM
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#22 | | Willing to sell a family member for a few minutes on RS
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Is it a MUST have?
A rare vehicle?
exactly what you want?
A car that you are truly passionate about?
Time is limited in our short lifetimes, but money? You can always acquire more money, it just depends how hard are you willing to work for it. I HATE debt, but if my dream car fell into my lap tomorrow, and I could do it, it be cashing in TSFAs, RRSPs, and taking out loans at the capacity I needed to if I really felt that it was going to be a "dream come true" kinda car. If its not that car, don't bother.
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98 technoviolet M3/2/5 Quote:
Originally Posted by boostfever Westopher is correct. | Quote:
Originally Posted by fsy82 seems like you got a dick up your ass well..get that checked | Quote:
Originally Posted by punkwax Well.. I’d hate to be the first to say it, but Westopher is correct. | | |
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06-27-2014, 08:15 AM
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#23 | | I *Fwap* *Fwap* *Fwap* to RS
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Every time I find myself in a situation where there appears to be no solution that will make everyone happy, I ask myself three questions:
What are the consequences of my decision in 10 minutes?
In 10 months?
And in 10 years?
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ƒ¹
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06-27-2014, 08:27 AM
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#24 | | RS has made me the bitter person i am today!
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| Quote:
Originally Posted by illwdt Every time I find myself in a situation where there appears to be no solution that will make everyone happy, I ask myself three questions:
What are the consequences of my decision in 10 minutes?
In 10 months?
And in 10 years? | Try listening to AM980 instead of the Beat/sonic if you want profound advice...  | |
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06-27-2014, 08:50 AM
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#25 | | I contribute to threads in the offtopic forum
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Mr. Obvious here. But why not sell both, consolidate your funds and buy the car you actually like? Seems like neither fully satisfies you.
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