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-   -   The 'BEST' credit card.... (https://www.revscene.net/forums/701169-best-credit-card.html)

AstulzerRZD 04-02-2024 08:30 PM

Quote:

Originally Posted by hud 91gt (Post 9127394)
Any advice for hotel stays with CC points?

Building a house so may as well get a mucho returno credit card going with the most rewards for the entire life savings I’m about to spend lol.

Right now, Hyatt is the only hotel rewards program worth a damn; challenge is no Canadian card transfers to em.

If you wanna go full ham, I'd find a way to get an ITIN and get started on some Chase cards

Hehe 04-02-2024 09:22 PM

Quote:

Originally Posted by whitev70r (Post 9130976)
Not to hijack this thread but similar question.

Does anyone have a suggestion for best bank account, by that I mean no monthly fees and free ATM, e-transfers. I know you prob have to keep balance over a certain amount but are there any such accounts?

IIRC, BMO's all-inclusive account is free with 6k balance.

danned 04-02-2024 09:28 PM

missed HSBC

supafamous 04-02-2024 09:28 PM

Quote:

Originally Posted by Hehe (Post 9130997)
IIRC, BMO's all-inclusive account is free with 6k balance.

TD's all inclusive plan is free as well at a $5k monthly balance. If you can maintain a $5k balance then the big banks are all the best bets - just a matter of who has a branch/ATM near you or if you already bank with them in other ways. Most of the big banks will also cover the annual fee on one of their premium cards - I get my TD Aeroplan card for free.

If you can't keep a balance then Tangerine works just fine as a free account especially if you have a Scotia ATM/branch near you.

bcrdukes 04-02-2024 09:48 PM

Quote:

Originally Posted by whitev70r (Post 9130976)
Not to hijack this thread but similar question.

Does anyone have a suggestion for best bank account, by that I mean no monthly fees and free ATM, e-transfers. I know you prob have to keep balance over a certain amount but are there any such accounts?

EQ Bank - https://www.eqbank.ca/personal-banking/personal-account
No monthly fees
Free ATM anywhere in Canada
Free e-transfers
No minimum balance required

whitev70r 04-03-2024 06:40 AM

So EQ is like Tangerine ... except with the Levy father-son as their face of the bank except with different features.

Here's a comparison chart of the two
https://www.nerdwallet.com/ca/bankin...k-vs-tangerine

bcrdukes 04-03-2024 11:58 AM

Yes, similar but they have their differences. As they say. Pick your poison.

I've been using EQ Bank for a number of years. So far, so good.

68style 04-03-2024 01:28 PM

I flip $ between EQ and Tangerine depending who has better rates at any given time. Works good.

bcrdukes 04-03-2024 01:58 PM

Ballin'! :ahwow:

Infiniti 04-04-2024 04:54 AM

Quote:

Originally Posted by Bender Unit (Post 9127377)
BUMP.

Just realized HSBC is going to cancel the World Elite MC.
That's my MAIN card which I love it very much.

What's the closest alternative

If you are a current holder of the HSBC WE MC, you would've received a transition package to RBC and a new RBC Avion visa (that includes the same terms for 1 year as the HSBC MC) card.

Hehe 04-04-2024 08:59 AM

Quote:

Originally Posted by Infiniti (Post 9131109)
If you are a current holder of the HSBC WE MC, you would've received a transition package to RBC and a new RBC Avion visa (that includes the same terms for 1 year as the HSBC MC) card.

But you can't use them at Costco Canada! It sucks as that was my Costco card.

radeonboy 04-04-2024 10:34 AM

I ended up with the Rogers Mastercard now that my HSBC card is gone.

Quote:

World Elite MC (starting on April 9, 2024):
- 3% on purchases in USD.
- 1.5% on everything else if you have no Rogers/Fido/Shaw Services.
- 2% on everything if you have at least one Rogers/Fido/Shaw service.
- 1.5x bonus when you redeem on any Rogers/Fido/Shaw purchase charged to the card. It equals to 4.5% (4.5% - 2.5% FX Fee = net 2% return) on purchases in USD and 3% on everything else when you have at least one Rogers/Fido/Shaw service.
- 5 Roam Like Home days for free every card membership year (Rogers mobile customers only)
Details here:
https://forums.redflagdeals.com/roge...thing-2292136/

Originally I was going to live with the Avion Visa until realizing I still need a Mastercard for Costco.

supafamous 04-04-2024 10:49 AM

Quote:

Originally Posted by radeonboy (Post 9131137)
I ended up with the Rogers Mastercard now that my HSBC card is gone.

Details here:
https://forums.redflagdeals.com/roge...thing-2292136/

Originally I was going to live with the Avion Visa until realizing I still need a Mastercard for Costco.

That's a very solid card as a #2 card (after the Cobalt). If I didn't spend so much on Amazon (I use the MBNA Amazon MC) I'd consider that as my standard MC.

SSM_DC5 05-07-2024 09:21 PM

https://youtu.be/KAHrH06BaVQ?si=mOajYwYPspWT9cD-
The Rogers mastercard made it to this guys top 7 list

bcrdukes 05-08-2024 05:15 AM

Hmm your link went to a BMO card video.

SSM_DC5 05-08-2024 07:10 AM

K, try again. I think it copied the link to the ad after the video finished


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