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anyone have experience buying a car in Alberta and immediately driving it to BC? Does anyone know if I'd have to register/insure it in Alberta first, even if it's only for a day or a few days before I leave the province? Or should I go straight to ICBC? What if the vehicle hasnt gone through an out of province inspection with BC yet - I can't register nor it in BC presumably, but I can in Alberta. Does that mean I have to register it as an AB vehicle, get AB plates for those few days before driving it into BC and changing the registration (and presumably getting a refund from Alberta registries)? If so, how long can I have an Alberta vehicle in BC for that's registered and insured with the province of Alberta before I have to change it to BC (and pay the rape 7% PST and ICBC rates)? Thx! |
No you dont need Alberta plates. Look into this: http://www.icbc.com/vehicle-registra...-into-B-C.aspx Also, be aware that when you bring it into BC you have 30 days to pass inspection before you can actually insure the car |
is it a brand new car or used? if its brand new and not registered, you can bring it over and insured without having to do a provincial inspection |
You can buy an ab registered vehicle in ab. What you can do is, buy a BC Binder coverage from ICBC. The binder coverage will cover you for "insurance". When you pick up the vehicle in AB, you will to purchase the license portion there. You have to double check the stipulation on the AB permits. Once you have both, you can drive the vehicle back to BC. If the AB permit is still valid in BC, you can drive the vehicle to get it inspected (if used/registered out of province). If it is brand new with new vehicle information statement (NVIS), or certificate of origin, you will not need a pre-registration vehicle inspection (PVIP). Once you pass the inspection, you will have to drive it to a auto plan agent for them to sight the vin in the vehicle. |
It's a used vehicle. If it's registered in AB and I have plates on it, can I just insure it with an AB provider (i.e. TD), drive it back and do the conversion to BC within 30 days? |
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Also, you will get taxed (%7 PST) on the fair market value of the vehicle. Unless the vehicle was original purchased in BC, moved to AB, and now moving back to BC. Sadly, you can't escape tax... :rukidding: |
Also, if you have a modded car, during a BC out-of-province inspection, the inspector will look at safety components. This includes, but not limited to, external lights and brakes. Primary, he or she will look for DOT certifications. |
Dug up this thread as it’s related. So my parents bought a place in AB where they plan to spend their retirement and they’d go back and forth between here and there (say half half). And when they were buying their home insurance, the broker said they should move everything to AB. Their lease gonna be cheaper. Insurance cheaper and even get tax free when in WA due to some reciprocal arrangements. Is that true and if anything... legal? Assuming they still have a place here in BC. |
If AB is what they consider their primary residence then sure. They can legally stay in BC up to six months of the year with no issues. |
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true. no PST on their cars and they dont have shitty ICBC to deal with anymore. by all means put it under their AB residences. |
If they don't insure in Alberta, may I please use their address? :pokerface: |
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They'll go by mailing address for government documents. Tell them to get an AB driver's license, get them to call CRA and change their address for income tax info, voting cards, to their AB address. |
Just wanna bump this thread. Does anyone know if you can buy an expensive car in AB, save some taxes? Insure it ,register it and drive in Calgary for 2+ years then register it in BC to save taxes? |
Sir, this is called insurance fraud. Edit: Oh wait you're saying can you "move" to AB and when you "move back", if you would save on taxes? If there was a tax shelter for this? Sir, this is called tax evasion. |
yeh you cant do this anymore, they closed the friggin loophole. I was thinking of doing this shit before i bought my LC and looked into it. its a dead end. |
Well, what if we kept the LC in Alberta for 1 to 2 years? Do you pay taxes when you register it in BC? My mom might consider moving into her sister's place in Calgary for half the year, so I figured I could technically just buy a car for her and park it there lol. Then when I wanna swap it out, I can register in BC. |
https://www.icbc.com/vehicle-registr...e-in-B-C-.aspx I think It has to be 4 to 5 years old. Otherwise they’ll tax you. Bunch of fuckers. That’s why people just keeps the AB plate and don’t even bother registering it in BC. |
You don't needs plates in AB for the first 14 days of ownership provided you have a bill of sale and proof of insurance. Just insure through an Alberta broker then head out. |
My best friend runs an insurance brokerage in Alberta, there is zero chance they are insuring anyone with a BC license/address. He won't even help me do it lol. They've really cracked down on this. Thanks DDE! |
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