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Moved from Toronto 10 years ago, and even back then the insurance on modified cars was a big problem. You'll find most people insure their cars as though they are stock, and risk losing their insurance if the co. finds out they are modified. From memory state farm was the worst, but it has been 10 years. I had my fully-caged rally car insured with Pilot Insurance, so you may want to check them out as an option. You're about to find out just how awesome the ICBC experience really is...Yes, I said awesome.
The NASIOC forum has a very large Toronto group on it, and they can direct you to some non-subaru forums.
-Dave
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