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Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

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Old 05-07-2015, 01:47 AM   #1
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is chipped paint covered by ICBC? And any recommendations for windshield repair kits?

My front bumper was smooth and shiny until driving through construction zones recently and mostly highways behind larger vehicles. If not covered, would it be a good idea to just patch up with touch up paint?.

Anyone have experience with crack repair kit?

My windshield also has chipped and started cracking, if I try a repair kit, will ICBC still provide coverage if I call in? Thanks
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Old 05-07-2015, 07:03 AM   #2
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Sure. One deductible per chip.
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Old 05-07-2015, 08:58 AM   #3
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If a vehicle carrying a load sprayed you, yes its covered
If a vehicle drove through a pile of rocks and sprayed you, yes its covered
If its regular vehicle wear, its not covered
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Old 05-07-2015, 10:00 AM   #4
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Quote:
Originally Posted by VR6GTI View Post
If a vehicle carrying a load sprayed you, yes its covered
If a vehicle drove through a pile of rocks and sprayed you, yes its covered
If its regular vehicle wear, its not covered
So would it be 300 deductible for both windshield and bumper claims?
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Old 05-07-2015, 10:23 AM   #5
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Windshield is not the same 300 deduc as everything else. It's usually 150 or 200 for a new windshield.

Why don't you just call icbc and ask?
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Old 05-07-2015, 10:39 AM   #6
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Yes I shall do that. I was gonna do a windshield repair myself but not gonna a be good down the road anyways
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Old 05-07-2015, 10:41 AM   #7
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Windshield is not the same 300 deduc as everything else. It's usually 150 or 200 for a new windshield.

Why don't you just call icbc and ask?
I don't remember if speedy glass made me pay 200 or 300 last time. I forgot. Do they usually take care of the icbc paper work anyways if you take it to a shop
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Old 05-07-2015, 10:50 AM   #8
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So would it be 300 deductible for both windshield and bumper claims?
It depends did it happen at the same time? If it did then all you would have to pay is $300, if it didn't then you would have 300 and 200. If you carry a 300 comprehensive deductible. Having said that unless its a brand new vehicle ICBC might make you pay 300 and 200 anyhow even if it did happen at the same time because they know there is a chance that there was some wear on vehicle before this happened.
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Old 05-07-2015, 04:41 PM   #9
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I'm not sure if they have once again changed things around but in 2010, I was sprayed by a gravel truck in my brand new (at the time) Civic. There were rock chips on the bumper, both fenders, hood, windshield, both side mirrors, and even one chip on the C pillar. Icbc said the rules had just changed and they wanted a $300 deductible for the hood and windshield, then a seperate $300 deductible for each additional piece of the body. $2100 was what they wanted. I just sucked it up and went to a repair shop for $1200. I think the shop ended up using Icbc for he hood and windshield and repaired the rest by hour.
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Old 05-07-2015, 04:46 PM   #10
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Nothing has changed, its a very grey area, you will get a different answer depending on who you deal with at icbc, the vehicle year/km and if the rock chips show any rust or have been touched up.
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Old 05-07-2015, 06:05 PM   #11
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im just going to do the windshield tomorrow. The paint I guess would just buff right out if I do it correctly with my polisher. Hopefully...
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Old 05-07-2015, 10:18 PM   #12
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Imo might as well pay Speedy Glass and do the windshield repair right the first time. The total for me was around 80 dollars, tax included.
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Old 05-08-2015, 08:59 AM   #13
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Quote:
Originally Posted by aznkev03 View Post
I'm not sure if they have once again changed things around but in 2010, I was sprayed by a gravel truck in my brand new (at the time) Civic. There were rock chips on the bumper, both fenders, hood, windshield, both side mirrors, and even one chip on the C pillar. Icbc said the rules had just changed and they wanted a $300 deductible for the hood and windshield, then a seperate $300 deductible for each additional piece of the body. $2100 was what they wanted. I just sucked it up and went to a repair shop for $1200. I think the shop ended up using Icbc for he hood and windshield and repaired the rest by hour.
Weird. Maybe I got lucky with my claim. My old Accord got sprayed with gravel from a gravel truck that didn't have the top cover on. Hood, bumper, both fenders, the A-pillars and windshield all had to be repaired. Luckily it was all covered under one comprehensive claim, even the windshield. $300 later and it was all fixed.
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